M&T Bank

We’re all behind you, Damar.

Due to the impact of the recent storm, we are waiving ATM fees in Western New York. Through January 10, 2023, M&T is waiving fees for anyone who uses M&T Bank ATMs in Niagara, Erie, Chautauqua, Cattaraugus, Wyoming, Genesee, Orleans, Monroe counties; and M&T won’t charge our customers in Western New York for using a non-M&T Bank ATM. Please note that other banks may charge you a fee.

Are you experiencing inclement weather in your area? Before you head down, check out our locations page for up-to-date information about branch hours and closings. https://locations.mtb.com/search

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It’s the most wonderful time of year – one that small businesses have been preparing for and looking forward to! Be sure to stop by your local favorites while out and about this holiday season, and thank them for all that they add to your community! Don’t forget to check out the gift guide: https://www3.mtb.com/spotlightshop

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Our gift guide is here to help you shop for anyone, including the social butterfly, the busy mom and even the host with the most.

Visit the to shop local this holiday season and find something special for everyone: https://www3.mtb.com/spotlightshop

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As we anticipate a slight uptick in the unemployment rate, will we also see power revert from employees to employers? Our colleagues at Wilmington Trust explore the forces at play in the labor market in Theme I of this year’s 2023 Capital Markets Forecast.

Read the entire CMF, “Inflationary Vortex: The gravitational pull of labor, China, and energy,” here: https://www.wilmingtontrust.com/cmf2023

: The CD is back in fashion.

A Certificate of Deposit (CD) is intended to hold a fixed amount of money for a specified period of time. While these accounts usually offer higher interest rates than traditional savings accounts, your money is not as accessible because it must remain in the account for the fixed period. Withdrawing funds from a CD before this period ends may result in an early withdrawal fee.

CDs can help you build a discipline for saving and a confidence knowing you’re starting a long-term savings plan for what matters most. Compare different savings options to see if CDs are right for you: https://mtb.everfi-next.net/student/dashboard/mtb/mtb-banking-for-young-adults/1567?locale=en#emergency-savings/compare-savings-options/page-1

Learn more about CDs: https://www3.mtb.com/personal/personal-banking/savings-and-certificate-of-deposit-cds/savings-account-and-cd-options/certificates-of-deposit-accounts

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The gift guide is here! Whether they’re exercise enthusiasts, coffee drinkers, or community conscious, there's something for everybody on your list. this season at the M&T Spotlight Shop: https://www3.mtb.com/spotlightshop

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The Bridgeport Multicultural Small Business Innovation Lab has concluded, and it was an astounding success! Local entrepreneurs that applied and were accepted into the program gathered weekly at the University of Bridgeport for a collaborative eight-week program to learn how to achieve financial empowerment by creating business plans, pitching to investors, and becoming strong, long-lasting economic players.

Kimberly Rose is an Admissions Advisor at the University of Bridgeport and CEO of Caven Denise Rose, a domestic, nanny, and “manny” matching service specializing in helping families with children who have special needs. After the program, Kimberly’s small business was announced as the fourth-place winner in the pitch competition, landing her business a $2,000 grant.

“Some families need more than just a regular babysitter, especially those with children with special needs. It truly takes a village. There was a moment after I lost my mother as a young adult when I needed to be cared for. It was a time when I was not myself, and I needed a village to be cared for in a different kind of way, to lift me up and bring me back to a place of comfort. And I was fortunate to have that village there for me, and it has inspired me to provide the same for others.”

Congratulations to Kimberly and all the small businesses who participated!

‘Tis the season of giving! Our 37th annual Gift of Warmth drive is underway in Western New York, collecting winter weather gear for local families in need.

Now through January 6, you can drop off new coats, hats, scarves, gloves, and mittens donations at 60 M&T branches across the region. Through our partnership with The Salvation Army of Buffalo, NY, all donated items will be distributed to our neighbors – just in time for Western New York’s chilly winter months.

To find an M&T branch near you, please visit https://locations.mtb.com

The Bridgeport Multicultural Small Business Innovation Lab has concluded, and it was an astounding success! Local entrepreneurs that applied and were accepted into the program gathered weekly at the University of Bridgeport for a collaborative eight-week program to learn how to achieve financial empowerment by creating business plans, pitching to investors, and becoming strong, long-lasting economic players.

Virgilio Rosario, president of Rosario Resource Group LLC, was announced as the third-place winner in the pitch competition, landing his business a $3,000 grant.

“It’s important for me to do the work that I do because there are many men like me who don’t get the opportunity to do it because of social constraints. The reason why I do it is to open the doors for those who come after me.” – Virgilio Rosario

Congratulations to Virgilio and all the small businesses who participated!

The Bridgeport Multicultural Small Business Innovation Lab has concluded, and it was an astounding success! Local entrepreneurs that applied and were accepted into the program gathered weekly at the University of Bridgeport for a collaborative eight-week program to learn how to achieve financial empowerment by creating business plans, pitching to investors, and becoming strong, long-lasting economic players.

After the program, Malcolm Wilson, founder and Executive Director of Level Up Community Gym, was announced as the second-place winner in the pitch competition, landing his business a $4,000 grant.

“It’s important to do what I do because this can spark real change for people – physically, emotionally, mentally, and even generationally. As parents, if you are physically fit, you will show your kids what to do. You’re going to inspire your family members and inspire your friends. And that’s our goal. If we can change one person’s life, that one can turn into 10, and that ten can turn into 100. That’s our mission.” – Malcolm Wilson

Congratulations to Malcolm and all the small businesses who participated!

This , consider shopping local at your favorite small businesses. From locally sourced goods for the home to handmade items you can wear, you’ll be able to find one-of-a-kind gifts for everyone on your list in time for the holidays at the M&T : https://www3.mtb.com/spotlightshop

The Bridgeport Multicultural Small Business Innovation Lab has concluded, and it was an astounding success! Local entrepreneurs that applied and were accepted into the program gathered weekly at the University of Bridgeport for a collaborative eight-week program to learn how to achieve financial empowerment by creating business plans, pitching to investors, and becoming strong, long-lasting economic players.

Brandon Ross is the founder and CEO of Pawsome Pet Products specializing in multifunctional, multipurpose pet carriers, including a “2 in 1 Pawsome Pet Carrier n’car seat” was announced as the first-place winner in the pitch competition, landing his business a $6,000 grant.

When asked what advice he has for budding entrepreneurs, Brandon replied, “you must have perseverance and never lose enthusiasm through your failures. There will be times when you are faced with losses, and that’s O.K.; staying with it even after those hardships is what will set you apart.”

Congratulations to Brandon and all the small businesses who participated!

Are you experiencing inclement weather in your area? Before you head down, check out our locations page for up-to-date information about branch hours and closings. https://locations.mtb.com/search

Six months ago, a senseless tragedy impacted our hometown community. In remembrance of the 5/14 domestic terrorist attack earlier this year, we joined our Buffalo community in a special tribute to honor all those affected by this unspeakable violence by lighting up M&T Plaza to bring awareness to the issue of gun violence while reinforcing our continued commitment to action and change.

Six months ago, a senseless tragedy impacted our hometown community. To honor all those affected by this unspeakable violence, we’re joining Mayor Byron W. Brown and our Buffalo community in a special tribute. In remembrance of the 5/14 domestic terrorist attack earlier this year, M&T Plaza will be lit up in orange on Monday, 11/14, bringing awareness to the issue of gun violence while reinforcing our continued commitment to action and change.

Happy Veterans Day. Thank you for your service and everything that you have done for our country.

During the Small Business Administration (SBA)’s 2022 fiscal year, M&T was named the sixth largest lender in the country, providing 1,440 7(a) loans to help local small businesses pursue plans to expand and thrive.* And behind each of our SBA loans lies a story of an entrepreneur who is determined to build a business that helps customers, provides jobs and strengthens their neighborhood.

M&T customers, Dr. Uzo Ihenko and Kelechi Chillis-Ihenko, are making an impact in their Buffalo community by pursuing a redevelopment project on Broadway between Michigan and Jefferson Avenues. They’re using their SBA lending to accelerate their vision for the Broadway Business Hub, starting with the opening of their UPS Store which will provide a range of business services in East Buffalo.

“Through our experience with M&T Bank, we’ve seen how much they care about people and helping local businesses grow. Launching our UPS Store will be a catalyst for our multifaceted project which will grow into a coworking space and new apartments. We’re excited about our project’s potential to strengthen the East Buffalo community and create opportunities for historically underrepresented entrepreneurs — and now thanks to M&T, we have the small business financing we needed to fuel our momentum.” -- Dr. Uzo Ihenko

Visit our Be Informed page to learn more about the numerous programs offered by the SBA that could help your business: mtb.com/businessinformed

* According to statistics released by the U.S. Small Business Administration (SBA) for total approved loans through the SBA’s 7(a) lending program during the federal fiscal year ending 9/30/2022

Tips to Mitigate Business Fraud - Research & Insights | M&T Bank

An email to your business asks you to verify account changes for an employee (payroll) or vendor (invoice). What should you do?

Find out by reading our checklist of best practices for mitigating fraud: https://library.mtb.com/best-practices-to-help-mitigate-fraud/

Tips to Mitigate Business Fraud - Research & Insights | M&T Bank Virus attacks and internet payment fraud continue to affect businesses. Our infographic provides helpful advice to help mitigate fraud and protect your business assets.

M&T customer and Spotlight Shop business, Main Street Creamery, has been providing Bridgeport, CT, with a variety of tasty treats since 2004. Learn more about this business: https://www3.mtb.com/spotlightshop

Protecting Your Business from Payment Fraud – Research & Insights | M&T Bank

It is important to not only protect yourself from fraud, but to guard your business as well. Read how to protect your business from Business Email Compromise (BEC), one of the most popular fraud tactics targeting businesses and individuals that are responsible for making payments.

Protecting Your Business from Payment Fraud – Research & Insights | M&T Bank With the rise in fraud due to the COVID-19 crisis, it’s important to know if your business is at risk and what you can do to protect yourself.

M&T’s products and services are designed to help business owners reach more of their goals.

One way to help business owners achieve their goals is to provide as much relevant information as possible while protecting all sensitive financial data. GrowGrade does all that and more by making business valuations fast, free, and secure.

GrowGrade gives business owners an accurate valuation in minutes. From there, owners can unlock dynamic features to see how their growth forecasts over the next three years, how certain scenarios impact that valuation, industry insights for benchmarking, and more.

Even if you’re not ready to sell your business, knowing how much it’s worth today can help you better plan for tomorrow. Get your free at growgrade.com.

Join us for a Career Fair in Bridgeport!

We have a variety of positions to fit your career interests and schedule, with openings that offer flexibility in work arrangements and location, such as in-office, hybrid / remote or branch locations across CT.

Tuesday, October 25, 2022
12 PM – 6 PM
M&T’s Bridgeport Center Office (850 Main Street)

All attendees will be automatically entered for one of our gift card give-a-ways supporting local small businesses and will receive lunch vouchers to be used at any of our participating food trucks. We will also have refreshments available for networking between 5 PM – 6 PM.

Booths available at the event include Banking Services, Business Banking, Campus Development Programs (for students), Commercial Banking, The Contact Center, Finance, Mortgage, Retail Banking, Risk Management, Technology, Treasury, Wealth Management, Employee Resource Groups, Career Support (i.e., brief resume review and best practices for navigating the Career Fair) and more.

Register today at https://mtb.avature.net/mtbbridgeport