Novatae Risk Group

Hurricane season just started, and underwriters are already in CAT mode.

If you’re working on coastal or wind-exposed property, a clean COPE can be the difference between a quick quote and a long back-and-forth.

COPE = Construction, Occupancy, Protection, Exposure.

Tighten it early, and you give the market fewer reasons to hesitate.

Mid-year check-in: Are you growing where you are, or just staying busy?

Novatae is hiring. If you want more ownership, faster decisions, and a team that keeps it sharp and innovative, take a look.

Open roles: https://hubs.la/Q04jz1LZ0

Wind deductibles are getting bigger, and a lot of insureds don’t realize what that means until there’s a loss.

In his latest article, Daniel Ginden explains how wind deductible buy back coverage works, when it makes sense, and the key things retail agents should look for (triggers, attachment points, limits, and alignment with the underlying property policy).

Read more: https://hubs.la/Q04f7dj90

Insurance Business America and Insurance Journal covered Novatae’s appointment of Brian Voorhees as Managing Director of Personal Lines. He’ll lead strategy and growth across our wholesale personal lines business, with a focus on expanding offerings and strengthening carrier and broker partnerships.

Personal lines placements, especially high-value and CAT-exposed, are becoming more nuanced. We’re building more structure and support around the deals brokers are working through right now.

Read the coverage:

Insurance Business: https://hubs.la/Q04hCNlZ0

Insurance Journal: https://hubs.la/Q04hCxTY0

Got a private client account that’s hard to place?

High-profile. Prior losses. Unprotected. Multiple residences. Unique assets. Complex ownership.

Novatae Private Client Solutions is built for the accounts that need more than a standard approach, with access to high-net-worth markets and the flexibility to structure the right portfolio.

Learn more: https://hubs.la/Q04f7gvf0

May is when event season goes from “planning” to “go time.”

Carnivals, fairs, festivals, pop-ups, venues, one change in setup, one vendor issue, one weather pivot, and the risk profile shifts fast. That’s why entertainment placements work best when coverage is built for real exposure, and the contract requirements are handled early.

Novatae helps retail brokers place entertainment coverage through multiple A+ rated markets, with limits up to $5M per occurrence, and a team that will support you through the process so you can win (and keep) the client.

Learn more / get a quote: https://hubs.la/Q04f5skJ0

Flood limits get real, fast.

The National Flood Insurance Program is a start, but for high-value homes, multifamily, and commercial properties, the standard limits can leave a serious gap. That’s where excess flood comes in, adding a layer above the primary flood policy once underlying limits are exhausted.

In his latest article, Ricky Jenkins lays out when excess flood is worth the conversation, how it’s typically structured, and the details agents should review (attachment points, deductibles, waiting periods, and whether the excess layer broadens or follows form).

Read more: https://hubs.la/Q04f7bLJ0

Cybersecurity Awareness Month gets the attention. Claims get the invoices.

If you’re using that seasonal momentum to spark real client conversations, this is a good time to remind them what cyber events actually cost: breach response, forensics, legal, notification, regulatory headaches, and the time it takes to get back to normal.

Novatae helps retail brokers structure Cyber & Privacy Liability coverage that can be tailored to the business and may help respond to ransomware, phishing, and data compromise events.

Learn more / get a quote: https://hubs.la/Q04f5hs10

✅ Wrapping up an exceptional CIPC 2026 Conference ✅

As we closed out CIPC 2026 yesterday at The Adolphus Hotel in Dallas, we were reminded why the Council for Insuring Private Clients plays such a critical role in our industry.

CIPC continues to provide a meaningful forum where agents, carriers, and partners come together to collaborate, share best practices, and elevate how we serve high net worth clients—a truly specialized segment that demands thoughtful risk management and deep expertise.

Day 2 brought insightful perspectives and engaging dialogue from our presenters, including Tristan Flannery and Casey Nelson, with expert guidance from our host, Kate Norris. The conversations reinforced the importance of partnership, education, and innovation in protecting the personal assets of private clients.

Thank you to everyone who joined us, shared ideas, and contributed to such a strong exchange across the private insurance community. We’re grateful to be part of a network that’s committed to continually refining skills, strengthening relationships, and raising the bar for client service.

Until next time.

More ways for brokers to win!

Clay Kadlic has joined Novatae as Vice President of Strategic Partnerships, focused on strengthening carrier relationships and expanding the access and support that helps our retail broker partners place business with confidence.

Making the rounds in:
Insurance Journal https://hubs.la/Q04fSzPY0

Insurance Business America https://hubs.la/Q04fT16F0

Welcome to Novatae, Clay!