Michelle Maes, Mortgage Loan Officer

Michelle Maes, Mortgage Loan Officer


We can't say enough great things about Michelle! Our loan process was challenging; we had so many moving parts to make our loan refi happen and Michelle was always so patient and hardworking! She worked so hard for us and always knew the up to minute changes that were happening due to COVID and all the new refi requirements. Our interest rate is half of what we were paying and we get to have two months payment relief!
Michelle Sandoval is extremely helpful with getting my client's lending approved in a timely and professional manner. I always have a sigh of relief knowing she is taking care of the lending side of things in my real estate transactions.

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Michelle Maes, Mortgage Loan Officer, Estate agents, 720 S. Colorado Boulevard Penthouse North, Glendale, CO.


Buying points is a longer term strategy vs a buydown program, which would be a shorter term play. If you expect rates to reverse course in the near future and therefore might refinance your loan, the short-term savings of a buydown could be a better deal.


Happy March☘️

Things to do in March in the Denver Metro area.

You might be able to afford more than you think! 02/24/2023

You might be able to afford more than you think!


You might be able to afford more than you think! Owning a home may be more realistic than you expect. Use my online calculator to see how much house you can get based on your payment

Timeline photos 02/23/2023

Open house this weekend in Highland Park! Sunday 11-1. Stop on by!

Welcome to this immaculate 6 bedroom home in Broomfield's Highland Park neighborhood. The list of features is impressive and includes a completely soundproof media room for the ultimate entertainment experience! The home's main level features an open concept living room and dining area, perfect for gatherings. In the large eat-in kitchen you'll find a Viking stove, granite counts, center island, newer cabinets and a bay window for tons of natural light. The main level also includes a cozy family room with a fireplace, and a convenient laundry room. Additionally, there's a bedroom/office adjoining a 3/4 bathroom on this level, ideal for guests. Upstairs, you'll find the spacious primary su...

Click here for details:


Keep things in perspective…While rates are higher than they were a year ago, they are still relatively low compared over the years.


Newly remodeled ready for you to move in! Plenty of room for RV parking!!

Open 11-1 Sunday the 5th. Stop in and say hi!Hosted by Loren Corcoran at Tru Blue Sapphire Homes


Open House tomorrow 12-2 in the desirable Legacy Ridge Neighborhood with Maryann Cusick Realtor and Karina Jacobson Realtor with Keller Williams

Stop by and say hi. Eat some snacks and have a glass of wine.


Think you need to be debt-free to own a home? You don’t! Don’t let this myth keep you from achieving your dreams. Contact me today to learn more.


Just listed Winter Park Resort! Looking for a 2nd home or new primary? Open for showing 1/30/23.

This Studio will be open to show on 1/30/2023!


There are programs for first time homebuyers that allow for lower mortgage insurance and lower down payment as well as other benefits.

Do you know if you qualify to be a first time home buyer? Some of these may surprise you.

I can help you navigate through options that would best suit you.


Things are starting to pick up! My clients are getting a bigger home and just went under contract.

Congratulations Brooke and Nick!

Photos from Michelle Maes, Mortgage Loan Officer's post 01/21/2023

Stop by this beautiful home in Lafayette. Open house 11-1 today! 5 bedrooms, 4 bathrooms plus an ADU unit with an additional 1 bedrooms 1 bathroom.

608 E Cleveland Street
Lafayette, CO 80026


Congratulations Maryann Cusick Realtor!
You bought a home all on your own! I’m so proud of you! Woohoo!!! I can’t wait to celebrate!!!

I’m always honored when the experts come to me for a loan!!!


Happy New Years Eve! This New Years Eve I will be celebrating family, friends, health and all my clients I was able to help! I’m looking forward to what 2023 will bring!


Wishing you all a safe and wonderful holiday! 🎄🎁☃️🎅

Photos from Michelle Maes, Mortgage Loan Officer's post 12/23/2022

I am humbled to work for a company that inspires their employees to succeed, learn, grow and empower others. I was drawn to their positive energy, humor and drive.

Thank you Industry Home Mortgage
for everything you do! I am grateful for each and every one of you! I am honored to be a recipient of one of the 2022 awards!


Boulder home just listed! Waiting for the perfect buyer!


Wishing you all a wonderful Thanksgiving!🦃🍁🍽


If you are going to buy a home or a car in the next few months, I recommend opting out if you don’t want to be inundated with phone calls and emails and direct mail.

You can prevent your information from being sold by registering to opt out of pre screened offers at www.optoutprecreen.com.

📞 call me for more information.


The 2nd annual Holiday Open House is coming soon! Get your unique gifts and support your local small businesses 🛍🎁

Last year was a huge success, let’s not disappoint! Lots of cool gifts, food, fun and prizes!!!


Thank you to all that have served and are serving!

Happy Veterans Day! 🇺🇸💙♥️🇺🇸

🇺🇸 🇺🇸


Come see us in Erie at this beautiful home!!! Mimosas and donuts!


Stop by tomorrow and see this beautiful home in Erie! We will have donuts, refreshments and mimosa’s! Yum! 🍾


I’m Co-Hosting a CE class for the 2022 Annual Commission Update. 4 CE credits! Don’t wait! 📝📖👩🏼‍🏫

If you still are in need of CE credits, this is the class for you!


Winter Park property! Great for 2nd home or investment!

This Beauty is Back on the Market, no fault of the Sellers! It's a great opportunity to own in Winter Park near trails and the bus route. Contact me for Details and/or a Private Tour!


Did you know you have the ability to Increase your buying power with help from the seller?

Call me and we will come up with the plan that works best for you!


Rates are continuing to climb and additionally home values are still increasing. Homes continue to provide wealth by providing an appreciating asset and the interest rate is still less than typical rates for credit cards/car loans. Owning a home still continues to be a smart investment decision.


Another week of interest rate increases. If you’re pre-approved, check in with your lender to see if your approved purchase price has changed.


Wishing you a Happy Easter spent with those closest to you. 🐣🐇🐰


Don’t wait for rates to get lower. The cost of waiting increased monthly payment by 20% from last year.


Happy to host these upcoming classes with First American and Aryn Lallas. Our next class is June 23rd and covers Water! Space is limited so RSVP if interested.

3083 W 109th Place Westminster, CO 80031 - Virtuance Marketing Suite 04/01/2022

3083 W 109th Place Westminster, CO 80031 - Virtuance Marketing Suite

Open House this weekend!!! Saturday and Sunday 10-noon. Beautiful home!

3083 W 109th Place Westminster, CO 80031 - Virtuance Marketing Suite 3083 W 109th Place, Westminster, CO 80031 - this listing website is powered by Virtuance - a national real estate photography and virtual tour company.


I am beyond excited for you guys!!! After a year of building, your home is finally ready! Looking forward to getting to see your new home 🏡

3083 W 109th Place Westminster, CO 80031 - Virtuance Marketing Suite 03/28/2022

3083 W 109th Place Westminster, CO 80031 - Virtuance Marketing Suite

This home won’t last long! Beautiful brick home in Legacy Ridge….

3083 W 109th Place Westminster, CO 80031 - Virtuance Marketing Suite 3083 W 109th Place, Westminster, CO 80031 - this listing website is powered by Virtuance - a national real estate photography and virtual tour company.


Rates continue to rise. If you’re pre-approved for a loan you may want to check back in to make sure your approval hasn’t changed.


If you’re waiting for rates to come down….they aren’t going in that direction….Wait no more


May your blessings out number the shamrocks that grow. And may trouble avoid you wherever you go…..
~Irish Blessing


Rates are going back up! It’s still a great time to buy and rates are still on the lower end! Just make sure you have an expert by your side 😉

About Michelle Sandoval

About Michelle Sandoval

Michelle Sandoval is a licensed Mortgage Loan Officer with the Westminster branch of MegaStar Financial Corp in City, State. Michelle and the Westminster team are committed to being your personal advocates through the entire home loan process. Our team is ready to use our know-how to see the road ahead, keep you in the loop, and take any hassle out of getting your home loan approved.

With over 20 years of experience in the financial industry, 19 of which have been spent originating loans, Michelle brings a wealth of experience and knowledge to her position as Loan Officer with MegaStar Financial. Michelle believes in looking out for her Client’s best interest throughout the loan process and treats them the same as she would treat her own family. She is able to help her Client’s look towards the future, instead of focusing only on the here and now.

Videos (show all)

If you’re waiting for rates to come down….they aren’t going in that direction….Wait no more
Thank you Aryn and Carl with First American Heritage for teaching Agents about Death, Divorce and Probate in Real Estate...
A slight decrease in rates this week.
Forecasters are predicting rates to continue to increase and with the values of homes increasing you shouldn’t wait any ...
Only 7 more days left to donate to the Toy Drive for the Boy’s and Girls Club! Don’t forget to drop off your toy donatio...
Your Denver Metro Housesitter!
Down payment assistance options...
Forbearance vs Loan Modification



720 S. Colorado Boulevard Penthouse North
Glendale, CO

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

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