Dan Gielow - LPL Financial

Medicare vs. Medicaid

Medicare and Medicaid are two terms that seem interchangeable, but aren’t. Learn more here:

Medicare vs. Medicaid The terms Medicare and Medicaid sound similar but are two very different things. Learn the differences in this informative article.

At 101, she's still hauling lobsters with no plans to stop

Virginia Oliver is Maine’s oldest lobster fisher at 101 years old, and has no plans to retire. The Associated Press has the story. #lobster #Maine #fishing

At 101, she's still hauling lobsters with no plans to stop ROCKLAND, Maine (AP) — When Virginia Oliver started trapping lobster off Maine’s rocky coast, World War II was more than a decade in the future, the electronic traffic signal was a recent invention and few women were harvesting lobsters.

What to Look for in an Extended-Care Policy

Extended-care insurance is one of the most complex types of insurance you may consider. Learn more.

What to Look for in an Extended-Care Policy Here’s a list of 8 questions to ask that may help you better understand the costs and benefits of extended-care insurance.

Impulse spending is an issue for many consumers. These tips can help you rein in the habit

Are you finding yourself making more impulse purchases? CNBC has the tips and tricks to get your spending under control. #spending #impulse #purchases

Impulse spending is an issue for many consumers. These tips can help you rein in the habit More than 40% of consumers say they are worsening their financial situation by doing things like making impulse purchases and carrying more debt.

How Big is Money?

M0 is the total of all physical currency worldwide. What’s it look like?

How Big is Money? Learn a little about worldwide currency in this fun infographic

U.S. mortgage application volumes at lowest since mid-July -MBA

Home mortgage applications decreased to their lowest levels since July, mainly due to the lack of available homes on the market. Reuters has the details. #mortgages #purchasing #homeowners

U.S. mortgage application volumes at lowest since mid-July -MBA The number of applications for home mortgages decreased last week to the lowest level since mid-July, dampened by declines in refinancing activity and purchase applications as mortgage rates remained unchanged.

Potential Income from an IRA

Consider preparing for 30 years in retirement. Are your assets ready? #IRAincome

Potential Income from an IRA Estimate your monthly and annual income from various IRA types.

You'll Soon Be Able to Use Your iPhone to Pass Through Airport Security

Forgetting your driver’s license while flying may be a thing of the past, as Apple is testing out digital driver’s licenses in Apple Wallet. #travel #flying #airports #applewallet

You'll Soon Be Able to Use Your iPhone to Pass Through Airport Security Apple announced the rollout of featuring state driver's licenses and IDs in Apple Wallet.

My Retirement Savings

Are you worried about outliving your retirement savings? You are not alone. #RetirementSavings

My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.

Fall Clothes For Kids: 21 Fashionable & Fun-Loving Styles

Wow. Great ideas!

Fall Clothes For Kids: 21 Fashionable & Fun-Loving Styles Feel that chill in the air? It's fall, y'all! Freshen up your little ones' wardrobe with these fall clothes for kids you're sure to FALL in love with!

[09/10/21]   According to a report put out by the Federal Trade Commission phone scammers were most successful by targeting the 60-69 age group in 2020. This age group has reported fraud to the tune of $290 million. Those between the ages of 30 and 59 reported fraud in the amount of $733 million. So it is not just our older generation that is being targeted.

According to Hartford, the 3 top phone scams are:

1. Government Imposter. Their goal is to make you think you did something wrong and scare you. We never want a call from the IRS right? Be cautious and always ask for a number for them to call back.

2. Grandparent scam. They create a frantic situation like an emergency, accident, arrest, or robbery and then they hand the phone to who they try to pass off is a doctor or attorney or police officer with the goal of getting you to send money. Be careful. Again, ask for a number so you can call them back.

3. Robo-call scam. They are attempting to record your name by asking a question of who you are, confirming a amazon order or asking you to clear up a problem. Their real goal is to get you to talk so they can record your voice to be used later without your knowledge or to get you to give them more and more personal info they may be gathering on you. Just hang up and don't say a word.

What are some best practices?

If a caller asks for your name ask them for their name, their phone number, and the company they are with first.

Be careful of local numbers you don't know. They could be using spoofing software to make it look like a trustworthy phone number.

If you answer the phone and a recording asks you to hit a button to stop getting calls just hang up. Following this instruction can put you on lists as a potential future target.

Do not answer any questions from Robo-calls.

Set a password for your voice mail if you do not have this set up already. Hackers can gain access to your voicemails just by knowing your phone number if you do not have it password protected.

I hope this ideas help keep you safe out there. In this world there are more scammers and hackers than we have ever seen in recorded history. Be diligent and protect yourself where-ever you can.

Questions? Reach out to me or Tracy so we can help.

Thank you!

Dan

Mastering Mobile Lingo

Do you know what all those emojis you keep seeing in your text messages mean? Here’s a handy guide.

Mastering Mobile Lingo Do you understand these common mobile slang terms?

This weeks Covid Tracker. If you like this I can post it each week I receive it! Just let me know.

Be safe out there!!!

This weeks Covid Tracker. If you like this I can post it each week I receive it! Just let me know.

Be safe out there!!!

Who Cares About Calendars? The Pumpkin Spice Latte Is Here, Which Means Fall Has Begun

Your favorite retailers are carrying pumpkin spice flavored food and beverages again, which for many means fall has officially arrived. NPR has the scoop. #pumpkinspice #fall #coffee

Who Cares About Calendars? The Pumpkin Spice Latte Is Here, Which Means Fall Has Begun Love it or hate it, the PSL gods have spoken. The flavored coffee beverage — and all of the iterations it has spawned — is upon us.

Lifetime of Earnings

All those years of work can add up to a small fortune. What's your strategy for your money? #BuildWealth

Lifetime of Earnings Estimate how much you have the potential to earn during your working years.

Costly downside of guarantee games for Power Five emerges early in college football season

College football returns for the first week, with all eyes on Georgia and Clemson as they go head to head. ESPN has the details. #college #football

Costly downside of guarantee games for Power Five emerges early in college football season A span of less than 30 minutes Saturday night again revealed the potential downside of guarantee games in college football.

Celebrating the great contributions workers have made to benefit our country.

Celebrating the great contributions workers have made to benefit our country.

10 Brilliant Dish-Washing Tips from People Who Are Tired of Doing Dishes

Wow. Grest ideas!!!

10 Brilliant Dish-Washing Tips from People Who Are Tired of Doing Dishes We should all be doing number 4.

What Is My Current Net Worth?

Assets minus liabilities = net worth. When was the last time you calculated yours? #MyNetWorth

What Is My Current Net Worth? Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.

Experts offer tips on how to "disaster-proof" your home

With hurricane season in full-force, there are some steps you can take that may help you “disaster-proof” your home. Read more @ #hurricane

Experts offer tips on how to "disaster-proof" your home Extreme weather poses a growing threat to homeowners, with storms growing in number and intensity.

How to Retire Early

Before retiring early, take a look at the cold, hard facts. #retiringearly #retirement

How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts.

The Data Doesn’t Lie—Raise Your Phone Scam Awareness

This is a great article on the current environment for phone scams.

Be careful. It is always best to not give out personal information unless you are 100% confident you know who you are talking to.

Share this article with friends if you can. Very good insights!

-Dan

The Data Doesn’t Lie—Raise Your Phone Scam Awareness Protect yourself and your loved ones from phone scammers

Why fall is the best time to go camping in the US – and where to pitch your tent

Why fall is the best time to go camping in the US – and where to pitch your tent If you hate heat or couldn't quite find the time to get away this summer, don't worry. The optimal time to go camping is actually after Labor Day.

Saving for College

How many ways can you pay for college? Loans, grants, savings and investments, to name a few. #PayForCollege

Saving for College This calculator can help you estimate how much you should be saving for college.

Prevent a Rift: Money Tips for Newlyweds

10 tips that can head-off marriage money problems.

Prevent a Rift: Money Tips for Newlyweds Couples may be able to head off many of the problems in a marriage that money can cause.

When Is the Best Time to Buy Appliances? - NerdWallet

Buying new appliances can be a costly experience, much like purchasing a new car. However, there are some tricks to timing your purchase that can help you save.

When Is the Best Time to Buy Appliances? - NerdWallet The best times to buy appliances are Memorial Day, Labor Day and Black Friday, among other days. We’ll help you pinpoint the big sale periods.

Investments

The #investments you’ve made in your life so far have helped prepare you for the future. We can help, too.

Investments You’ve made investments your whole life. Work with us to help make the most of them.

How to Work From Home: 10 Tips to Stay Productive

Many Americans who continue to #WorkFromHome are finding it difficult to maintain balance. These tips may help you stay productive and engaged while avoiding burnout.

How to Work From Home: 10 Tips to Stay Productive Learning how to work from home can be challenging, but using these 10 working from home tips, you can learn to be productive throughout the day.

Please Leave Home Without It

Concerned about identity theft? Some things to leave at home. #IdentityTheft

Please Leave Home Without It Concerns over identity theft continue to grow, especially with data breaches at major companies and financial institutions.

2021 Maserati Quattroporte Trofeo First Drive | For the Ferrari faithful

For the auto lovers out there. A Maserati is supposed to be a poor persons Ferrari. At $150,000 this is quite the expensive car. It is truly stunning though.

2021 Maserati Quattroporte Trofeo First Drive | For the Ferrari faithful Our first drive review of the 2021 Maserati Quattroporte Trofeo where we tell you all about the new model and how it drives.

The Facts About Income Tax

Check out this video on taxes. #IncomeTax

The Facts About Income Tax Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.

Ohtani hits 40th HR, moves to 8-1 in Angels' win

Could he be this years MVP?? What do you think??

Ohtani hits 40th HR, moves to 8-1 in Angels' win Shohei Ohtani hit his 40th home run and pitched eight sharp innings, helping the Los Angeles Angels outlast the Tigers 3-1 on a Wednesday night in Detroit where Miguel Cabrera was again denied his 500th career homer.

The 12 Healthiest Foods to Eat for Breakfast

Growing up, we were always told that #breakfast was the most important meal of the day. Here are 12 of the healthiest foods to kickstart your morning.

The 12 Healthiest Foods to Eat for Breakfast Eating breakfast can be either good or bad, depending on what foods you eat. Here are the 12 best foods to eat in the morning.

Today, we celebrate the advances in aviation that help take us to new heights!

Today, we celebrate the advances in aviation that help take us to new heights!