Mike Zaccagnini at Guaranteed Rate

We keep moving up. I’m proud to announce we’ve been named the nation’s #3 Retail Mortgage Lender for 2023 from Scotsman Guide — up two spots from last year. It’s been a challenging year for many and I understand that. That’s why everything I do, I put 100% to get the job done for all my clients and partners.

We’re ready to help you achieve homeownership with our four popular home loans—conventional, FHA, USDA, and VA. Contact us to learn more and get started today!

Get the keys to your dream home easier with down payments as low as 3.5%, flexible credit requirements, and low monthly mortgage insurance costs. Sound like a win? Contact us to learn more!

When you receive the call that you’re cleared to close, it means you’ve almost secured your home! Ready to take the first step toward that call? Contact your local CrossCountry Mortgage loan officer today.

With a conventional home loan, you get more options like fixed and adjustable rates and a 3% down payment. Contact us to learn more!

Lowering your rate can help your monthly and long-term finances. Whether you’re buying or refinancing, discover ways you can save.

FHA loans are a popular choice for homebuyers. They got even better with the reduction of mortgage insurance premiums! Read our blog to learn the details behind this move from the Federal Housing Administration.

Lower FHA Mortgage Insurance Premiums Means Savings For Homebuyers | CrossCountry Mortgage The Biden-Harris Administration announced lower FHA mortgage insurance premiums. Find out how this can mean savings for new homebuyers.

Savings should be simple. At CCM, you’ll get personal guidance to make every step of the process feel like a win. Want to learn how easy it can be? Click here https://bit.ly/44kyxOO

Want to make your home loan process as simple, swift, and straightforward as possible? Start the process as soon as possible.

Thinking about financing your home with an FHA or conventional loan? We put together key differences you should know to make the right decision.

FHA VS. Conventional Mortgage | CrossCountry Mortgage Buying a home is a big decision and one that can seem immensely daunting at times. To help you in the decision-making process, this article will outline both types of loans, FHA vs. conventional mortgage, including requirements and the pros and cons of FHA vs. conventional mortgage.

Savings should be simple. At CCM, you’ll get personal guidance to make every step of the process feel like a win. Want to learn how easy it can be? Click here https://bit.ly/3KTx9dh

Do you have a large student loan you want to get rid of? A cash-out refinance or home equity line of credit can help pay off some or all of your student loan debt. Read our blog now to see if it can work for you!

Should I Refinance My Student Loans with my Home Equity? | CrossCountry Mortgage The federal student loan freeze has been pushed back until June 2023, which may give you some time to explore ways to repay your student loans and save money. Find out if refinancing your student loans with your home equity is the right move for you.

Thinking of buying a luxury or high-cost home? A jumbo loan may provide the financing you need. Read our blog to learn more.

What is a Jumbo Loan? | CrossCountry Mortgage This article will explore everything you need to know about jumbo loans including what is a jumbo loan, jumbo loan requirements, and how do jumbo loans work to help you understand whether a jumbo loan is the right option for you.

Your debt-to-income (DTI) ratio is very important when being considered for a home loan. Read our blog to find out how to calculate your DTI and see what percentage gives you the best chance to get approved. Click here.

How to Lower Debt to Income Ratio | CrossCountry Mortgage What is debt-to-income ratio, and why does it matter when you apply for a mortgage? Find out what debt-to-income ratio is and how you can lower it.

Whether you are purchasing, refinancing, or looking to use your home equity for a new loan, your credit score will play a huge part and will likely dictate what’s possible. Keep your score healthy and ready for the next step in your homeowning journey. Read our blog to learn how. https://bit.ly/40AxMPG

If you're looking for a new home, purchasing is the way to go. But if you're looking to improve your existing mortgage, refinancing might be the right choice. We break the mortgage process down to make your choice easy. Read our blog to learn more. https://bit.ly/3FIrODN

Thinking about buying a house but have bad credit? Did you know that a credit score as low as 500 can still be eligible for an FHA loan? Don't let your credit score hold you back from your dream home. Read more in our latest blog.

How to Buy a House With Bad Credit | CrossCountry Mortgage Everybody makes mistakes, but a low credit score shouldn’t cost you your dreams of homeownership. Here’s how to buy a house with bad credit, along with some tips to improve your credit score for the future.

We specialize in helping borrowers secure financing for luxury homes and other properties with sale prices above conventional loan limits. Get the home you want with the personal service you deserve. Let’s connect today!

The Federal Housing Authority (FHA) is reducing annual mortgage insurance premiums on FHA loans. That means homebuyers will save an average of $800 on their mortgage in 2023! Want to take advantage? Let’s talk today.

With a 1099 mortgage loan, as a self-employed or contract worker, you can qualify for a home loan with work income instead of tax documents. How easy is that? Read our blog to learn everything you need to know! https://bit.ly/3Faerw1

Need more space? If you’ve been exploring ways to buy more house, an adjustable-rate mortgage could be the ideal solution. Read our blog for the four other most notable advantages of an ARM.

What are Advantages of Adjustable-Rate Mortgages? | CrossCountry Mortgage An adjustable-rate mortgage (ARM) provides an alternative option to the traditional fixed-rate mortgage. Here is everything you need to know about an adjustable-rate mortgage (ARM) and why it may be a good idea to consider one.

Finance your first home, more affordably. We offer home loans with as little as 3% down and reduced mortgage insurance for middle to lower-middle income homebuyers. Contact us today to see if you qualify.

Think you can’t buy your first home because you need funds for a down payment? Down payment assistance (DPA) can help. DPA can be an outright grant or low or zero-interest loan, forgivable over time or due when you sell. Let’s see what’s available for you - get in touch today.

As a first-time homebuyer, you have guides, educational material, and financing programs available to help achieve homeownership. We’d love to share these resources with you. Contact us to learn more!

Higher limits mean you can buy more house and still have all the advantages of an FHA loan. One unit limits are $472,030 in low cost areas and $1,089,300 in high-cost areas. You can have a down payment as low as 3.5%, more flexible credit requirements, and use gift funds, too. Contact me today.

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases or take dream vacations. Peaceful, isn’t it? Our line of home equity programs can help you achieve that dream. Contact us to learn more!

With CrossCountry Mortgage, your clients can buy their dream home now and if rates fall later, they can refinance to a new, lower rate after 6 months of full payments. And we'll provide a lender credit up to $1,500. Offer your clients a better way to buy! For full terms and conditions, visit https://bit.ly/40KhLa8

Knowledge is power. The more you know about becoming a homeowner, the better. Learn more about the pros of purchasing a home and cons of continuing to rent – Get in touch to start your homeownership journey today!

For the first time in six months, December saw an increase in pending home sales! We’re excited to see new opportunities open up in the market – and want to help you take advantage of them. Let’s discuss how we can help today.

Welcome to our Homebuyer Insights of 2022. This is the first in a year-long series about homebuying characteristics. It will be based off data from the annual survey conducted by the NATIONAL ASSOCIATION OF REALTORS® of recent homebuyers. We’ll break down the stats and what it means for you.

December was another rough month for homebuyers. After another small bump in inventory, now’s the time to work with us to help your clients overcome the market’s cost barriers. Contact us to discuss their options today!

You’re never too old to buy your first home. While first-time homebuyers tend to be younger, we can help make your client’s first buy easy no matter their age. Contact us today to learn more!

As we age, we typically desire to live closer to friends and family. If you see an uptick in customers wanting to settle near loved ones, we can help!

The internet provides a lot of great tools for all potential homebuyers, no matter what age group they’re in. The right website is key to reaching more clients – and we’re here to help you build it. Call today to discuss co-branded web marketing options that give buyers the best features possible.

As the largest group of homebuyers marry and start families, they’ll be looking for a real estate professional they can trust. Contact us today to learn how we can help.

Don’t let down payments stop your clients. We can offer low down payment financing options to get your clients over the finish line. Get in touch to learn more!

Homebuying is a journey – and everyone’s journey is unique. We're dedicated to helping your clients at every stage and completing their financing as quickly as possible. Contact us today!