Your Loan Officer - Zoila Luz

Your Loan Officer - Zoila Luz

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Desde los escenarios de “Events Center” presentaremos en vivo nuestro más reciente álbum HIBRIDO. El streaming se realizará en nuestra página oficial de Facebook y será abierto para todo público. Esta gran iniciativa no hubiera sido posible sin nuestros sponsors 4Auto Sales Inc , Your Loan Officer - Zoila Luz y Stereo 97 los esperamos!!
Cuando la FAMILIA te escoje para que seas su AGENTE DE BIENES RAICES significa muchoo ❣ FELICIDADES Heydi & Richard fue un honor ser parte de tan importante decision en sus vidas ! Recuerden que lo imposible es posible cuando tenemos a DIOS en nuestras vidas 🙌
Tambien gracias a un equipo excepcional sin ustedes esta transaccion no hubiese sido un exito 👏👏👏 Your Loan Officer - Zoila Luz y United Title & Escrow, LLC

When FAMILY wants you as their REAL ESTATE AGENT it means a lot ❣ Congratulations Heydi & Richard it was an honor to be part of one of the most important decisions in your life ! Remember that the impossible is possible when you have GOD in your life 🙌
Thank you to a hard working team, with out you this transaction would not have been a success 👏👏👏 Your Loan Officer - Zoila Luz and United Title & Escrow, LLC
Zoila is outstanding- an excellent loan officer!!!!!!!!!! and a great person to work with. I would definitely recommend her to friends.

Zoila explained all questions clearly . She made the process as easy as possible and was the best person we could have worked with.
Zoila was extremely efficient and helpful with the loan process. I really appreciate all your help and patience! Simple the best!!!!!!

😘💚💚🔑💚💚🙏🏾😘

NMLS: 1404979
http://www.USALoans.net I’m the youngest of three siblings born to amazing parents that fought hard for their American dream in the USA!

They taught me the value of hard work and the art of achievement. I grew up in Alexandria,VA and speak both English and Spanish. My biggest achievement as a single Mom who struggled financially for a very long time was Purchasing my first home, becoming debt free and now being able to help others do the same through my years of experience in the Mortgage Lending Industry. I have been in the Mort

Operating as usual

01/10/2022

Happy Monday ✨ Quick tip. Qualifying to purchase a new home depends on several key things falling into place.

Not only does getting pre-approve ensure that you are shopping for homes in price ranges you can afford, but it also can speed the process once you find your home!

Paying your debts on time, maintaining a good credit score which includes not closing any account (this triggers your credit scores to drop) , not maximizing your credit cards, any cash deposits larger than $1,000 need to be explained (and sourced) and speaking to a loan officer to know exactly where you stand, and getting guidance through the rest of the buying process is key to start your journey in becoming a Homeowner!

Purchasing a house may not be easy, but we make sure to make it simply. ✨

#homeownership #loanofficer #yourloanofficer #zoilaluz #usaloans #realestate #purchase

Happy Monday ✨ Quick tip. Qualifying to purchase a new home depends on several key things falling into place.

Not only does getting pre-approve ensure that you are shopping for homes in price ranges you can afford, but it also can speed the process once you find your home!

Paying your debts on time, maintaining a good credit score which includes not closing any account (this triggers your credit scores to drop) , not maximizing your credit cards, any cash deposits larger than $1,000 need to be explained (and sourced) and speaking to a loan officer to know exactly where you stand, and getting guidance through the rest of the buying process is key to start your journey in becoming a Homeowner!

Purchasing a house may not be easy, but we make sure to make it simply. ✨

#homeownership #loanofficer #yourloanofficer #zoilaluz #usaloans #realestate #purchase

01/07/2022

God has given you another day to be alive, another day to enjoy your family, another day of possibilities, another day to pursue your dreams, to go after your goals. Sometimes we let the pressures of life—the traffic, what somebody said, a challenge at work—keep us from enjoying the day. We think it’s just another ordinary day, but there’s no such thing as an ordinary day. Every day is a gift from God. ~ Joel Osteen

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#zoilaluz #yourloanofficer #newday #enjoyeverymoment #makeeverydaycount

God has given you another day to be alive, another day to enjoy your family, another day of possibilities, another day to pursue your dreams, to go after your goals. Sometimes we let the pressures of life—the traffic, what somebody said, a challenge at work—keep us from enjoying the day. We think it’s just another ordinary day, but there’s no such thing as an ordinary day. Every day is a gift from God. ~ Joel Osteen

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#zoilaluz #yourloanofficer #newday #enjoyeverymoment #makeeverydaycount

Photos from Your Loan Officer - Zoila Luz's post 01/05/2022

📚📖✨ These are my TOP 3 books that anyone, especially if you’re a loan officer must read!

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#zoilaluz #yourloanofficer #top3books #topbooks #reading #mustreadbooks

01/03/2022

✨With a second chance, you can be better and grow beyond your past failures. It’s about adjusting to a positive attitude and mindset toward future possibilities. It’s about giving your best and being better every day.✨

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#zoilaluz #yourloanofficer #monday #motivation #encourage #thebestofyou #giveyourbest #newyear #newstart

✨With a second chance, you can be better and grow beyond your past failures. It’s about adjusting to a positive attitude and mindset toward future possibilities. It’s about giving your best and being better every day.✨

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#zoilaluz #yourloanofficer #monday #motivation #encourage #thebestofyou #giveyourbest #newyear #newstart

01/01/2022

Let go of the bad, hang on to the good and embrace the new!

2021 like all years has its bad, it’s good and new… I can’t recall the bad, I have let that go. I am hanging on to the good!

2021 started by getting recognized as the 2020 Top Producer, I got lasik Eye surgery and finally have 20/20 vision! I got to hold my daughters hand while she was getting her nose pierced 😬 I continued doing what I love by helping our community become homeowners and partnered up with awesome new agents ! But the highlight of 2021 is getting engaged to my best friend💕

Let us all embrace the new of 2022! Wishing you all a Happy New Year ✨

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#zoilaluz #yourloanofficer #happynewyear #happy2022 #bestmemories #newyear #newstart

12/24/2021

The day for us Christmas  lovers has arrived! Unfortunately a lot of us will not spend it with our families whether it’s because of quarantining, having our families far away or them not being with us anymore. It can be upsetting, saddening and even frustrating. However don’t loose the Christmas  Spirit , it’s a time to reflect and remember that no matter what your situation is right now there is a blessing after all. Whether it’s the food you will eat, the people you will zoom with who are healthy and safe or the roof you have over your head. There is always a blessing when you stop and think outside of yourself. I wish every single one of you a Merry and blessed Christmas  !!

#merrychristmas #loanofficer #zoilaluz #yourloanofficer

The day for us Christmas  lovers has arrived! Unfortunately a lot of us will not spend it with our families whether it’s because of quarantining, having our families far away or them not being with us anymore. It can be upsetting, saddening and even frustrating. However don’t loose the Christmas  Spirit , it’s a time to reflect and remember that no matter what your situation is right now there is a blessing after all. Whether it’s the food you will eat, the people you will zoom with who are healthy and safe or the roof you have over your head. There is always a blessing when you stop and think outside of yourself. I wish every single one of you a Merry and blessed Christmas  !!

#merrychristmas #loanofficer #zoilaluz #yourloanofficer

12/21/2021

✨Hello Winter! It’s time to get Cozy and get Hot chocolates ☕️

My respects to everyone that doesn’t let the cold hold them back from working on their goals 👩🏻‍💻

It’s also cold season so be extra safe!

#zoilaluz #yourloanofficer #winter #mindset

✨Hello Winter! It’s time to get Cozy and get Hot chocolates ☕️

My respects to everyone that doesn’t let the cold hold them back from working on their goals 👩🏻‍💻

It’s also cold season so be extra safe!

#zoilaluz #yourloanofficer #winter #mindset

Photos from Your Loan Officer - Zoila Luz's post 12/14/2021

The key to winning is seeing the sun through the storm. In staying focus on what truly matters and realizing that it is in the little things in life that truly makes a difference .

Don’t take for granted the small things, the person by your side, your family, the friendships you have, the work you do and the difference YOU can make in people’s life. It all starts with the little things in life ✨

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#zoilaluz #yourloanofficer #thepoweroflittlethings #littlethingstheory #littlethings #littlethingsmatter #littlethingsarebigthings

12/13/2021

✨Whatever it is….”Do it now, sometimes later becomes never” there’s no better time than TODAY! Happy Monday Everyone! ✨

#zoilaluz #yourloanofficer #mondaymotivation #quotes #doit #yougotthis

✨Whatever it is….”Do it now, sometimes later becomes never” there’s no better time than TODAY! Happy Monday Everyone! ✨

#zoilaluz #yourloanofficer #mondaymotivation #quotes #doit #yougotthis

12/10/2021

☀️Happy Friday Everyone…and for all those hard working people, don’t forget to take a break!

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#zoilaluz #yourloanofficer #happyfriday #weekend #takeabreak #enjoy

☀️Happy Friday Everyone…and for all those hard working people, don’t forget to take a break!

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#zoilaluz #yourloanofficer #happyfriday #weekend #takeabreak #enjoy

Photos from Your Loan Officer - Zoila Luz's post 12/09/2021

🏠🗝✨Very excited to have been part of this transaction, Congratulations to those first time homebuyers especially to this young lady who had a dream and went for it. She is now a Homeowner to a beautiful Single Family Home. While she was dreaming of buying a home, she was also putting herself in the frontline during the Pandemic, working night and day. Much respect and grateful to her and all nurses who perform selfless acts of love and caring during the most difficult time.

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#zoilaluz #yourloanofficer #homebuyers #newhomebuyers #homesweethome #singlefamilyhome #mortgage

12/08/2021

✨🎄 Christmas is my favorite time of the year.!!! I love the Christmas cold, the warmth of spending time with family drinking hot chocolate with Paneton surrounded by Xmas decorations reminds me of my childhood moments. The moment my daughter joined us for our first Xmas together at 6 months old added a new meaning to it all.
I used to love Christmas Shopping, now I have to settle for Christmas wrapping! My Fiancé loves ordering everything online. I do admit he throws some really good points; the lines, the wasted time in traffic, crowded places, overspending, and especially now during the Pandemic. The time you spend out shopping could be better used setting up your Xmas decorations, having more conversations with your loved ones, creating new experiences and of course gifts wrapping and Relaxing!

It’s the one time of the year when we all stop and take a moment to consider the meaning of the season. It’s easy to get caught up in the excitement of gifts, but we should also remember the importance of Christmas and the meaning it brings to our lives. Especially when we already have the best gift in the world, and that is Live itself and the ones you get to share it with. Enjoy every moment of this Season, before January sneaks up on you.

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#zoilaluz #yourloanofficer #christmastime #christmas2021 #christmas #familytime #familytimeispriceless #familytimeiseverything #spendingfamilytime #spendingfamilytimetogether💕

✨🎄 Christmas is my favorite time of the year.!!! I love the Christmas cold, the warmth of spending time with family drinking hot chocolate with Paneton surrounded by Xmas decorations reminds me of my childhood moments. The moment my daughter joined us for our first Xmas together at 6 months old added a new meaning to it all.
I used to love Christmas Shopping, now I have to settle for Christmas wrapping! My Fiancé loves ordering everything online. I do admit he throws some really good points; the lines, the wasted time in traffic, crowded places, overspending, and especially now during the Pandemic. The time you spend out shopping could be better used setting up your Xmas decorations, having more conversations with your loved ones, creating new experiences and of course gifts wrapping and Relaxing!

It’s the one time of the year when we all stop and take a moment to consider the meaning of the season. It’s easy to get caught up in the excitement of gifts, but we should also remember the importance of Christmas and the meaning it brings to our lives. Especially when we already have the best gift in the world, and that is Live itself and the ones you get to share it with. Enjoy every moment of this Season, before January sneaks up on you.

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#zoilaluz #yourloanofficer #christmastime #christmas2021 #christmas #familytime #familytimeispriceless #familytimeiseverything #spendingfamilytime #spendingfamilytimetogether💕

Photos from Your Loan Officer - Zoila Luz's post 11/25/2021

There is something to be grateful for every single day, today we celebrate Thanksgiving around our families and loved and I get to tell them each how grateful I am for having them in my life. So today I'd like to take this opportunity of being thanksgiving and thank EVERY SINGLE ONE OF YOU who supports me in my business and in this journey.

I am Thankful for every single client that has purchased and refinanced with me, for every single realtor that has deposited their trust in me and for the company I work for, USA Loans owned by my good friend who took a chance on me and ensures we all get the necessary tools to continue growing and helping as many people possible become Homeowners!

🍁🦃Happy Thanksgiving!🦃🍁

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#zoilaluz #yourloanofficer #thanksgivingday #bethankful #happythanksgiving

11/24/2021

Self Love

I truly believe there is a little kid inside of us all. A kid that at some point faced a challenging situation that forced us to grow. Now we're adults very capable of behaving like a child, when that happens give yourself a dose of love.

Be kind, and patient, you are unique and loved, you are never truly alone. Don't be afraid to walk away from toxic people and situations. Surround yourself with only those that lift you higher and truly value you.

Life may never be perfect, but it can be peaceful, joyful and pleasant when you turn to yourself to find what you are seeking for.

A daily dose of self Love can be the beginning to heal the child inside, and with God's divine assistance truly learn to nurture, love, heal and grow within you.

I made this video couple years back when I realized that it was time I gave myself a daily dose of self love.

#zoilaluz #yourloanofficer #selflovematters #selfloved #love #loveyourselffirst #loveyourselfalways

11/23/2021

🎯Setting priorities is the first step to creating a successful daily, weekly, or monthly schedule as a LO. Place your #1 priorities into your schedule first.

I find “BLOCK TIME” important to be able to accomplish the most important tasks in the morning. Just remember to stay committed to the task you assigned yourself.

A Loan officer who strives to always be on top of things has to be consistent . However consistency is only possible when we are not getting burned out by an overloaded schedule or many things to addressed. Many loan officers find themselves in these situations where they are burned out, that’s why you may find some LO’s that go on vacation often. And even if they go on vacation they aren’t truly “off” work. So having a “TO DO” may prevent you from getting overwhelmed.

Another thing on top of our list should be education. No matter how long you’ve been in the business, there’s still so much to learn. And l believe that’s in any trade of work. So making time to learn in my industry is a must! Setting aside 40-45 minutes to learn something that can help you grow and make you a better loan officer is not a waste of time, it adds up.

Maintaining a daily TO DO list may help manage your priorities better , checking off all your priorities first thing will lessen all the stresses of the day. Plus, it’s easier to avoid unproductive tasks when you have a “TO DO” list in place already.

There’s a lot to it to being a Loan Officer, and different ways to measure success but at the end of the day ask yourself ; are you reaching both your professional AND personal goals? If not a To Do list might help!

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#zoilaluz #yourloanofficer #goals #todolist #personalgoals #professionalgoals #planningyourday

🎯Setting priorities is the first step to creating a successful daily, weekly, or monthly schedule as a LO. Place your #1 priorities into your schedule first.

I find “BLOCK TIME” important to be able to accomplish the most important tasks in the morning. Just remember to stay committed to the task you assigned yourself.

A Loan officer who strives to always be on top of things has to be consistent . However consistency is only possible when we are not getting burned out by an overloaded schedule or many things to addressed. Many loan officers find themselves in these situations where they are burned out, that’s why you may find some LO’s that go on vacation often. And even if they go on vacation they aren’t truly “off” work. So having a “TO DO” may prevent you from getting overwhelmed.

Another thing on top of our list should be education. No matter how long you’ve been in the business, there’s still so much to learn. And l believe that’s in any trade of work. So making time to learn in my industry is a must! Setting aside 40-45 minutes to learn something that can help you grow and make you a better loan officer is not a waste of time, it adds up.

Maintaining a daily TO DO list may help manage your priorities better , checking off all your priorities first thing will lessen all the stresses of the day. Plus, it’s easier to avoid unproductive tasks when you have a “TO DO” list in place already.

There’s a lot to it to being a Loan Officer, and different ways to measure success but at the end of the day ask yourself ; are you reaching both your professional AND personal goals? If not a To Do list might help!

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#zoilaluz #yourloanofficer #goals #todolist #personalgoals #professionalgoals #planningyourday

11/22/2021

How to get the best interest rate?

🏠 ❓Many people often ask me “how can I get the best rate”?Rates are determined by many factors, such as credit score, program, term of the loan, down payment, property type and if it will be your primary residence or investment.If you want the lowest rate possible and the mortgage payment amount is not a factor then I would advise to go with the lowest term such as a 15 year loan program, to get an even lower rate .Also since rates are at its lowest ever I would suggest to purchase soon to take advantage of the low interest rates!

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#zoilaluz #yourloanofficer #interestrates #mortgagerates #bestrates #bestinterestrates #mortgages

Mi Misión?

Hola! Bienvenido a mi pagina (Welcome to my page!)

Trabajo en la area de Virginia, Maryland y DC. Me llamo Zoila Luz y soy una prestamista de hipotecas. (Loan Mortgage Originator AKA Loan Officer). Ayudo a nuestra comunidad con el proceso de comprar una casa y refinanciar, siempre y cuando sea para bajar su interes y/o mensualidad. Me gusta informar sobre las alternativas e opciones que tienen a la hora de comprar una casa. Es importante para mi que esten bien informados y sepan no solo el proceso pero sus opciones!

Trabajo con los mejores Realtors en el area, son honestos, trabajadores y con mucho conocimiento. Saben muy bien como poner una oferta para la compra de una casa y buscarles ayuda con los gastos de cierre! Son Agentes de Bienes raices que invierten mucho tiempo asegurandose que usted obtenga no solo la mejor oferta pero tambien la casa de sus sueños!

Videos (show all)

Self Love
How to get the best interest rate?
Follow your Passion - My Intro
Team Work
New Homeowner in the Making! 🙌🏼
Hugs at closing, my favoeite !

Category

Telephone

Address


10400 Eaton Pl Ste 400
Fairfax, VA
22030-2207
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