Bolger Law Firm

Bolger Law Firm focuses on Bankruptcy law, Real Estate matters, and Personal Injury cases. https://www.linkedin.com/pub/richard-bolger/8/535/b78

https://twitter.com/fairfaxesq

https://plus.google.com/108789898550022565230/videos

Operating as usual

Your credit score and bankruptcy by Bankruptcy and You 11/04/2021

Your credit score and bankruptcy by Bankruptcy and You

What happens to my credit score? New episode of my podcast. Check it out!

https://anchor.fm/richard-bolger/episodes/Your-credit-score-and-bankruptcy-e19pknh

Your credit score and bankruptcy by Bankruptcy and You One of the many myths regarding bankruptcy is that it will destroy your ability to obtain credit in the future for a home or a car. Listen to some real life examples of clients' scores before and after they filed for bankruptcy protection.

My spouse doesn't want to file? Can I file by myself? by Bankruptcy and You • A podcast on Anchor 03/22/2021

My spouse doesn't want to file? Can I file by myself? by Bankruptcy and You • A podcast on Anchor

My spouse doesn't want to file? Can I file by myself? by Bankruptcy and You • A podcast on Anchor Sometimes, only one person in a marriage needs to file for bankruptcy protection. What happens to the non-filing spouse? This scenario arises most often in two situations - newly married couples where only person brings a bunch of debts into the relationship, and longer established married couples w...

What is the Court Hearing Like? by Bankruptcy and You • A podcast on Anchor 03/12/2021

What is the Court Hearing Like? by Bankruptcy and You • A podcast on Anchor

What is the Court Hearing Like? by Bankruptcy and You • A podcast on Anchor Every bankruptcy case has a hearing which is the most stressful event in the case. What is it like? What will you be asked? What can you do to ensure your hearing goes as smoothly as possible? These and other questions are answered in this segment.

What is the Hearing Like?! by Bankruptcy and You • A podcast on Anchor 03/10/2021

What is the Hearing Like?! by Bankruptcy and You • A podcast on Anchor

Wonder what your bankruptcy hearing will be like? Listen to Richard Bolger give you an idea of what to expect.

What is the Hearing Like?! by Bankruptcy and You • A podcast on Anchor Every bankruptcy case includes the dreaded hearing. It is technically called the "Meeting of Creditors," but usually creditors do not appear, so what is it like? Listen in as Mr. Bolger gives you an idea of what to expect at your hearing.

[03/05/21]   Is bankruptcy better than debt settlement programs? What would be better for you?

https://anchor.fm/richard-bolger/episodes/Debt-Settlement-vs--Bankruptcy-ernmik

Tax Season Could Bring Unwelcome Debt Surprises - NerdWallet 03/03/2021

Tax Season Could Bring Unwelcome Debt Surprises - NerdWallet

Richard Bolger is referenced in this article...

Tax Season Could Bring Unwelcome Debt Surprises - NerdWallet Americans carrying debt can also end up owing more taxes than they anticipate.

Retirement Plans In Trouble! by Bankruptcy and You • A podcast on Anchor 02/26/2021

Retirement Plans In Trouble! by Bankruptcy and You • A podcast on Anchor

Retirement Plans In Trouble! by Bankruptcy and You • A podcast on Anchor A married couple realizes the retirement plans they work so hard on for decades were in jeopardy as they approached their retirement because of their investing in vacation real estate at the peak of the market.

Bolger Law Firm added a button to help you learn more about them. 02/23/2021

Bolger Law Firm added a button to help you learn more about them.

Bolger Law Firm added a button to help you learn more about them.

anchor.fm 02/12/2021

Bankruptcy and You • A podcast on Anchor

anchor.fm Expert bankruptcy lawyer discusses common questions and issues people have about bankruptcy and how it would affect them. Attorney Richard Bolger has practiced bankruptcy law in Virginia, Maryland, and the District of Columbia for 33 years. He is very easy to understand and has a talent for simplify...

anchor.fm 02/02/2021

Bankruptcy and You • A podcast on Anchor

I am publishing new episodes so listen in and like my podcast!

anchor.fm Expert bankruptcy lawyer discusses common questions and issues people have about bankruptcy and how it would affect them. Attorney Richard Bolger has practiced bankruptcy law in Virginia, Maryland, and the District of Columbia for 33 years. He is very easy to understand and has a talent for simplify...

open.spotify.com 01/26/2021

Bankruptcy and You - Richard Bolger

I am in the process of creating podcasts which focus on bankruptcy for individuals. I have recorded a couple so far and they are now available on Spotify. People know the word "bankruptcy," but they do not know what bankruptcy can do for them if they are having financial problems, or realize they are getting older and their debts are not getting paid off, or many other scenarios where the unique power of bankruptcy would greatly improve the quality of life for them and their families.

open.spotify.com Expert bankruptcy lawyer discusses common questions and issues people have about bankruptcy and how it would affect them. Attorney Richard Bolger has practiced bankruptcy law in Virginia, Maryland, and the District of Columbia for 33 years. He is very easy to understand and has a talent for simplify...

[01/19/21]   I agree with this statement... “One really good job for going after bullies is to be a lawyer.” ROB

[10/23/20]   Juries never know how to sentence defendants who they find guilty. They can determine guilt or innocence alright, but enlightened sentencing of convicted defendants is not in their wheelhouse at all.

"A momentous change in Virginia criminal procedure almost went unnoticed at first. An end to jury sentencing for criminal defendants won final approval from the House of Delegates on a Friday evening as the General Assembly brought its pandemic-driven special session to a close." Virginia Lawyers Weekly

This is very significant and overdue. #Virginia lawyer

alta.org 10/13/2020

Video: How to Report Wire Fraud to FBI

Wire Fraud is very real... protect yourself. Following is a useful video to help you.

https://www.alta.org/news/news.cfm?20201013-Video-How-to-Report-Wire-Fraud-to-FBI

alta.org ALTA has created a two-minute video explaining how to submit a wire transfer fraud complaint with the FBI Internet Crime Complaint Center (IC3). Filing a complaint allows the FBI to process a case more effectively than calling a local field office. The video details the eight sections of the onlin...

[09/18/20]   The question I am most frequently asked about bankruptcy is "What can I keep out of the case?" The answer is "Virtually nothing." The real question is "What will happen to my property and my debts if I file a bankruptcy petition?" The answers to that question are critical to making an informed decision about whether bankruptcy is right for you. A client is entitled to know the answers to questions such as "What will happen to my house and my car?" "Will my employer find out I filed?" "Can I keep my credit union account?" "Do I have to pay money to my creditors?"

07/30/2020

Our home office located in the City of Fairfax for the past 23 years.

07/23/2020

Remote Online Notarization (RON) is the wave of the future for signing legal documents such as deeds and powers of attorney before a notary without leaving your home. Bolger Law Firm is RON capable.

07/23/2020

Bolger Law Firm's cover photo

07/16/2020

Bolger Law Firm

[06/15/20]   Virginia real estate owners. Starting July 1st, each of you can claim $25,000 equity safe from creditors, and you can claim another $25,000 equity every 8 years thereafter. So, a married couple could protect $50,000 equity every 8 years.

thehill.com 06/08/2020

American business bankruptcies rose 48 percent in May

Not surprising. People take longer to decide to file because they are often emotional, uninformed, and irrational. Businesses have lawyers and make business decisions based on the facts, law, and professional advice. People should look at their family's situation like a Board of Directors looks at the business's situation and act like a dispassionate Board would act.

thehill.com Bankruptcies declared by businesses in the U.S. rose nearly 50 percent in May, as the economy continues to feel the sting of the coronavirus pandemic.

linkedin.com 05/27/2020

Richard Owen Bolger posted on LinkedIn

https://www.linkedin.com/posts/richard-owen-bolger-b785358_lawyer-bankruptcy-debt-activity-6671506355980963840-blcz/

linkedin.com Older adults were struggling with debt in rapidly expanding numbers BEFORE the pandemic hit. Since then, I noticed overall suicide rates are increasing...

[05/09/20]   Our updated Covid-19 loan and other documents signing procedures email which is sent to clients before they come to our office if and when that is necessary...

This is to confirm your appointment at our office address listed below and to alleviate as many of your concerns about the signing process as I can under the circumstances. First of all, let me assure you my staff and I are at least as concerned as you are about the pandemic. We are taking every precaution to protect you and ourselves while accomplishing your objective. Real estate closings have been deemed an essential function of the economy by the US Treasury Department.
First of all, the setting. My office is a small two-story townhouse. There is no elevator. No one is allowed into the building except people who must apply pen to paper to close a real estate transaction. Upon arrival, a person will direct you upstairs to a conference room to sign documents. We will have a paralegal or myself in the room virtually on a tablet to guide you through the process. You will have no other contact with staff members in our office. The area you will sign in will be disinfected before and after your appointment. New pens will be available to use and take with you. Each document will be highlighted where initials or signatures are required. There will be a folder for you to take with you and a copy of all signed documents will be sent to you via encrypted email.

Please send a copy of your photo ID by email, fax, or text to 703-598-3000 (my cell phone) prior to your closing.
If your transaction is a sale, please note we will not schedule buyers and sellers to sign at the same time and ask that only the necessary parties be present for signing. I define necessary parties as those who actually put pen to paper. All others can be reached by phone or other means from your cellular device.
All persons must wear protective face covering while in our building.
If you answer “YES” to one or more of the following questions, please call us to RESCHEDULE your appointment.
• Do you have a fever? Y or N
• Do you have any shortness of breath? Y or N
• Do you have a dry cough? Y or N
• Do you have a runny nose? Y or N
• Do you have a sore throat? Y or N
• Within the last 14 days, have you travelled to any foreign country? Y or N
• Within the last 14 days have you travelled within the United States? Y or N
While we are thankful for your business and practice Social Distancing, please do not come to our office if you have any of these symptoms. Call us to reschedule your appointment.

[04/21/20]   Good time to review your auto insurance policy and make sure you have adequate uninsured motorists coverage to protect yourself against all the drivers out there who have a $25,000 limit policy and no personal assets to speak of. If one of them injures you, $25,000 does not last very long in the hospital.

cnn.com 03/19/2020

Buying, selling, closing. How to handle a real estate deal in a pandemic

At Bolger Law Firm, we are developing procedures which incorporate social distancing until this pandemic subsides. This is a tough time for everyone involved and SAFETY is priority number one!

cnn.com If you are buying, selling or looking for a home, you are not alone in having questions right now. Or in being a little shaken up.

[03/18/20]   Available for on-line and telephone consultations during lock down... Just call office to schedule 703-383-9595.

03/13/2020

Untitled Album

[03/13/20]   Can debts remain on your credit report after a bankruptcy discharge? Answer: Creditors can't report your debt in ways that could cause your credit to suffer, such as allowing the obligation to show as currently owed or active, late or outstanding, charged off or having a balance due.
However, when you pull your report, each qualifying debt can and should be reported as having a zero balance and
discharged or included in bankruptcy. #creditreport; #bankruptcy

housingwire.com 02/25/2020

Increasing amount of Americans are getting mortgages before marriage licenses - HousingWire

Things can get very dicey if the relationship breaks up while unmarried couples own real estate together. There is no divorce law for lawyers to use, only laws governing joint owners such as partition lawsuits, and they tend to be very expensive cases.

housingwire.com According to the National Association of Realtors, the first-time homebuyer composition is now mirroring the change in marriage rates, too.

[02/22/20]   People often ask me if they can exclude a debt or some property from their bankruptcy case, like "Is my car included?" or "Is my house included?" The answer is "EVERYTHING is included." The question should be "What happens to my (property/debt) in a bankruptcy case?" Now THAT is where the expertise of the lawyer comes into play.

oldvatitle.com 02/13/2020

Why is title insurance important?

Title insurance is an important protection for your investment in real estate.

oldvatitle.com When you buy real estate, you are handed a piece of paper called a deed as evidence that the seller has conveyed title of the referenced property to you. How do you know the deed is good and does what you think it is do...

washingtonpost.com 02/06/2020

Virginia poised to approve sweeping LGBT rights measures

Equal rights for all...

washingtonpost.com The legislation bans discrimination in employment, housing and public accommodations.

washingtonpost.com 01/16/2020

Banks reported blockbuster 2019 profit with the help of consumers’ credit card debt

The cycle of debt continues as I have observed in the past 36 years of practicing law. Every 15 years or so it seems a wave of bankruptcies are filed to discharge this debt which can never be repaid during the borrowers' lifetimes. A general rule is if it is good for the banks, it is not good for the consumers, hence the continuous tension between the two. Since one side of the equation hires expensive lobbyists and the other does not, guess where the balance of power is? Richard Bolger

washingtonpost.com Consumers' shift away from cash and toward online shopping has made credit cards ubiquitous, industry analysts say. Meanwhile, the strong economy and low unemployment have kept delinquencies low.

01/05/2020

[12/10/19]   A new bankruptcy chapter for small businesses goes into effect February 2020 - SubChapter 5. The new chapter is less costly than Chapter 11. It was designed to promote simplicity and efficiency for reorganization of small-business debtors. The new chapter may save some struggling small businesses from closing their doors because they couldn't afford Chapter 11. Big feature... we can cram down residential home equity loans which were obtained for use in the homeowner's small business. #bankruptcy #smallbusinessloan #smallbusinesslending #chapter11 #Chapter #bankruptcylaw

Telephone

Address


10347 Democracy Ln
Fairfax, VA
22030

Opening Hours

Monday 8:30am - 6:30pm
Tuesday 8:30am - 6:30pm
Wednesday 8:30am - 6:30pm
Thursday 8:30am - 6:30pm
Friday 8:30am - 6:30pm
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Providing solutions to the legal problems of our clients, one client at a time.