Patrick Thomas - Homespire Mortgage

Patrick Thomas - Homespire Mortgage

Comments

"Strength doesn't come from what
you can do, it comes from overcoming
the things you once thought you could not”
The evolution continues....
only thing missing is LS
#getonthebus
Hi Patrick,
I heard you are slaying the mortgage business and that you're an awesome loan officer~

Patrick A. Thomas
Mortgage Loan Originator
NMLS #: 1558085
Homespire Mortgage Corporation
NMLS #: 183215 At Homespire Mortgage, our mission is to open the doors to homeownership by simplifying the mortgage process for our clients and by providing affordable mortgage solutions, while delivering exemplary and highly rated client services.

Operating as usual

Timeline Photos 11/22/2021

I think most people do marshmallows, but I'm curious.. which do YOU prefer?

I think most people do marshmallows, but I'm curious.. which do YOU prefer?

New ★★★★★ 5 Star Experience.com Review by Jose S. 11/20/2021

New ★★★★★ 5 Star Experience.com Review by Jose S.

5.0 star review received on Experience.com for Patrick Thomas by Jose S. - All went fast and without any issue

New ★★★★★ 5 Star Experience.com Review by Jose S. Click to see all 33 reviews of Patrick Thomas,
Loan Officer | NMLS: #1558085

Timeline Photos 11/19/2021

In the second post of our VA Loan series, let's talk about the many benefits that the VA Loan program has to offer.

➡️ No downpayment required
➡️ 100% financing available
➡️ No Private Mortgage Insurance (PMI) required
➡️ Less strict eligibility requirements

📲 I love serving our Veteran and Activity Duty military community and their families. Reach out any time with questions you may have. I'm always happy to help!

In the second post of our VA Loan series, let's talk about the many benefits that the VA Loan program has to offer.

➡️ No downpayment required
➡️ 100% financing available
➡️ No Private Mortgage Insurance (PMI) required
➡️ Less strict eligibility requirements

📲 I love serving our Veteran and Activity Duty military community and their families. Reach out any time with questions you may have. I'm always happy to help!

Timeline Photos 11/17/2021

Happy Wednesday, all!

I wanted to share this handy Mortgage Process Dos and Don'ts cheat sheet. A lot of borrowers don't realize that some of these Don'ts could affect their loan. So, for those of you who are thinking about buying or are in the process now, I hope this guide will be useful to you!

I'm always happy to answer questions, please don't hesitate to reach out.

Happy Wednesday, all!

I wanted to share this handy Mortgage Process Dos and Don'ts cheat sheet. A lot of borrowers don't realize that some of these Don'ts could affect their loan. So, for those of you who are thinking about buying or are in the process now, I hope this guide will be useful to you!

I'm always happy to answer questions, please don't hesitate to reach out.

11/17/2021

pro.experience.com

4.5 star review received on Experience.com for Patrick Thomas by Nelson M. - The way you guys work

pro.experience.com

Timeline Photos 11/15/2021

Don't worry. We won't make you choose. 🥧 😂
If you've been thinking about refinancing to...

☑️ Lower your term
☑️ Lower your interest rate
☑️ Cash out your equity to pay off debt

...I can give you another reason you may not have thought about:

If we time your refi just right, you may be able to skip up to 𝘵𝘸𝘰 mortgage payments. WAY better than skipping dessert. 😋

Of course, everyone’s situation is different, so we’ll have to take a look at your numbers to see if it makes good financial sense for you to refi right now.

📲 Give me a call today. It doesn’t hurt to see your options!

Don't worry. We won't make you choose. 🥧 😂
If you've been thinking about refinancing to...

☑️ Lower your term
☑️ Lower your interest rate
☑️ Cash out your equity to pay off debt

...I can give you another reason you may not have thought about:

If we time your refi just right, you may be able to skip up to 𝘵𝘸𝘰 mortgage payments. WAY better than skipping dessert. 😋

Of course, everyone’s situation is different, so we’ll have to take a look at your numbers to see if it makes good financial sense for you to refi right now.

📲 Give me a call today. It doesn’t hurt to see your options!

Timeline Photos 11/12/2021

We love serving our Veteran and Active Duty Military community! I'll be posting a series of FAQs about VA loans over the next few weeks. This week, we're talking about who qualifies for a VA loan:

🇺🇸 Veterans

🇺🇸 Active duty service members - typically after 180 days active duty and 90 days if in a combat zone (i.e. Iraq)

🇺🇸 Surviving spouses - if the service member died while on active duty or was retired

I am here to answer any and all questions you have about VA loans and how to take advantage of your VA benefits. Please reach out any time!

We love serving our Veteran and Active Duty Military community! I'll be posting a series of FAQs about VA loans over the next few weeks. This week, we're talking about who qualifies for a VA loan:

🇺🇸 Veterans

🇺🇸 Active duty service members - typically after 180 days active duty and 90 days if in a combat zone (i.e. Iraq)

🇺🇸 Surviving spouses - if the service member died while on active duty or was retired

I am here to answer any and all questions you have about VA loans and how to take advantage of your VA benefits. Please reach out any time!

VA Loan Program | Proudly Serving the Military Community | Homespire Mortgage 11/11/2021

VA Loan Program | Proudly Serving the Military Community | Homespire Mortgage

We honor the service and sacrifice of our country's veterans, and helping make home ownership possible for our veteran clients is one of the ways we can show our appreciation.

If you are a veteran or an active duty service member and are thinking about buying a home, you need to be taking advantage of the VA loan program. In this video, Autumn talks about what the VA loan program is, who qualifies, and the many benefits of taking advantage of your VA benefits.

Again, thank you for your service and giving us a safe place to call home.

If you have any questions at all, please don't hesitate to reach out.

VA Loan Program | Proudly Serving the Military Community | Homespire Mortgage If you are a veteran or an active duty service member and are thinking about buying a home, you need to be taking advantage of the VA loan program. In this v...

Timeline Photos 11/09/2021

#Realtors - Are you planning an open house this weekend but don't have time to create an eye-catching flyer? My marketing platform allows me to create beautifully designed co-branded marketing materials in minutes.

📱Give me a call (703) 493-0023, and let’s talk about your next open house.

#Realtors - Are you planning an open house this weekend but don't have time to create an eye-catching flyer? My marketing platform allows me to create beautifully designed co-branded marketing materials in minutes.

📱Give me a call (703) 493-0023, and let’s talk about your next open house.

Timeline Photos 11/08/2021

Really excited to see our #HomespireFamily grow!
Read more here: http://ow.ly/eSQy50GIpX5

Really excited to see our #HomespireFamily grow!
Read more here: http://ow.ly/eSQy50GIpX5

Timeline Photos 11/07/2021

Finally! 😂
Were you an hour early for anything today?

Finally! 😂
Were you an hour early for anything today?

Timeline Photos 11/05/2021

How was your week? Did it zoom by or feel like an entire month? 😊

How was your week? Did it zoom by or feel like an entire month? 😊

3+ Reasons You Could be Paying LESS by Owning a Home Rather Than Renting | Homespire Mortgage 11/04/2021

3+ Reasons You Could be Paying LESS by Owning a Home Rather Than Renting | Homespire Mortgage

If annual rent increases are pricing you out of your current home, you need to watch this!

In this video, Autumn breaks down some of the (not-so) hidden costs of renting and how you could actually be SAVING money by investing in your own mortgage... rather than paying your landlord's.

If you have any questions, please don't hesitate to reach out. I would be happy to run a FREE rent vs. own analysis to see if it makes financial sense for you to buy.

3+ Reasons You Could be Paying LESS by Owning a Home Rather Than Renting | Homespire Mortgage With rent increases on the rise, some renters are finding themselves priced out of their current accommodations. In this video, Autumn breaks down some of th...

Timeline Photos 11/01/2021

📣 HUGE NEWS FOR HOME BUYERS! Fannie Mae and Freddie Mac have announced increased loan limits on Conventional loans - from $548,250 in 2021 to $𝟲𝟮𝟱,𝟬𝟬𝟬 for 2022.

But you don't have to wait until January 1st! Effective immediately, our clients are able to take advantage of the new limits! You can increase your price point and have more flexibility to buy your dream home without having to get a jumbo loan.

📲 Call me for more information (703) 493-0023!

📣 HUGE NEWS FOR HOME BUYERS! Fannie Mae and Freddie Mac have announced increased loan limits on Conventional loans - from $548,250 in 2021 to $𝟲𝟮𝟱,𝟬𝟬𝟬 for 2022.

But you don't have to wait until January 1st! Effective immediately, our clients are able to take advantage of the new limits! You can increase your price point and have more flexibility to buy your dream home without having to get a jumbo loan.

📲 Call me for more information (703) 493-0023!

Timeline Photos 10/31/2021

Which costume should #HowieHomespire choose?? 🎃

Which costume should #HowieHomespire choose?? 🎃

10/29/2021

Buying a home doesn’t have to be as scary as me in this picture. It’s my job to fight all the ghost and gobblings for you. Feel free to send me message so we call talk about how I can fight hard for you. There is no need to be creeped out when working with The Thomas Team, we’ve got your back.

Buying a home doesn’t have to be as scary as me in this picture. It’s my job to fight all the ghost and gobblings for you. Feel free to send me message so we call talk about how I can fight hard for you. There is no need to be creeped out when working with The Thomas Team, we’ve got your back.

Timeline Photos 10/28/2021

Think Before You Click! 🤔💭 #cybersecurityawarenessmonth

More than 3 billion fake emails are sent out EVERY DAY!

On average, a corporation is looking at a whopping 1,200 phishing email attacks every month since the onset of COVID-19, and there are no signs that this will be changing any time soon.

It is now our responsibility to THINK before we CLICK on anything sent to our inbox!

Here are some tips to remain smart and safe against cyber-criminals:

➡️ Any emails that ask for personal information are most likely a phishing scam. Do not reply. Reach out to the company directly to inquire about the email's validity.

➡️ Check the domain name and email address. An example of a phishing email address would be [email protected] rather than the authentic email address that would be paypal.com

➡️ Don't download or open any attachments! Clicking, without thinking first, could allow cyber-criminals to install malware or viruses, which would compromise your data.

Remember, when in doubt, DON'T CLICK! ❌

Think Before You Click! 🤔💭 #cybersecurityawarenessmonth

More than 3 billion fake emails are sent out EVERY DAY!

On average, a corporation is looking at a whopping 1,200 phishing email attacks every month since the onset of COVID-19, and there are no signs that this will be changing any time soon.

It is now our responsibility to THINK before we CLICK on anything sent to our inbox!

Here are some tips to remain smart and safe against cyber-criminals:

➡️ Any emails that ask for personal information are most likely a phishing scam. Do not reply. Reach out to the company directly to inquire about the email's validity.

➡️ Check the domain name and email address. An example of a phishing email address would be [email protected] rather than the authentic email address that would be paypal.com

➡️ Don't download or open any attachments! Clicking, without thinking first, could allow cyber-criminals to install malware or viruses, which would compromise your data.

Remember, when in doubt, DON'T CLICK! ❌

5 Simple Ways to Save for a Down Payment for your Next Home Purchase | Homespire Mortgage 10/27/2021

5 Simple Ways to Save for a Down Payment for your Next Home Purchase | Homespire Mortgage

Do you want to buy a home but saving for a down payment seems impossible?

Check out this oldie but a goodie on Homespire's YouTube channel where your #MortgageBFF shares 5 simple ways to save $$.

By the way - if you haven't subscribed yet, what are you waiting for? There's so much good info there for Realtors, home buyers, home owners, you name it!

5 Simple Ways to Save for a Down Payment for your Next Home Purchase | Homespire Mortgage 20% down is the golden rule, right? Let’s be real, for most of us, that is a struggle. But by putting down 20%, you’ll make a lower monthly mortgage payment,...

10/26/2021

Applying for a mortgage doesn't have to be scary! 👻 Apply in as little as 10 minutes from your favorite device. Get real-time updates on the progress of your loan and total peace of mind knowing your information is kept private.

📱Visit http://ow.ly/fjOx50GyF47 to apply with me and get started today!

Timeline Photos 10/26/2021

Beware of Phishing Scams ❌🪝 #cybersecurityawarenessmonth

What is a phishing scam? Using various social engineering schemes and deceitful tactics, cyber-criminals attempt to fool you into revealing your personal information such as:

• Date of birth
• Social security numbers
• Phone numbers
• Credit card details
• Home address
• Password information (or what they need to reset your password)

Most phishing scams happen over email, but they can also happen over phone, text, or social media sites.

If asked, never perform any requested actions such as:

• Clicking an attachment
• Enabling macros in Word document
• Updating a password
• Responding to a social media connection request
• Using a new wi-fi hot spot.

THE BOTTOM LINE - Be suspicious of any communication requesting you to reveal personal information, and report the incident to your Systems Administrator immediately. Protect yourself and your co-workers by remaining knowledgable and vigilant against phishing scams! 📧🔒

Beware of Phishing Scams ❌🪝 #cybersecurityawarenessmonth

What is a phishing scam? Using various social engineering schemes and deceitful tactics, cyber-criminals attempt to fool you into revealing your personal information such as:

• Date of birth
• Social security numbers
• Phone numbers
• Credit card details
• Home address
• Password information (or what they need to reset your password)

Most phishing scams happen over email, but they can also happen over phone, text, or social media sites.

If asked, never perform any requested actions such as:

• Clicking an attachment
• Enabling macros in Word document
• Updating a password
• Responding to a social media connection request
• Using a new wi-fi hot spot.

THE BOTTOM LINE - Be suspicious of any communication requesting you to reveal personal information, and report the incident to your Systems Administrator immediately. Protect yourself and your co-workers by remaining knowledgable and vigilant against phishing scams! 📧🔒

Timeline Photos 10/25/2021

According to Apartment List, since January 2021, the national median rent has increased by a staggering 13.8 percent. 😱

By investing in your own home with a fixed-rate mortgage, you can rest easy knowing that your payments will stay the same for the life of your loan.

Stop paying your landlord’s mortgage, and start investing in your own. 🏡 I’m always happy to run the numbers to see if you could be saving money as a homeowner.

According to Apartment List, since January 2021, the national median rent has increased by a staggering 13.8 percent. 😱

By investing in your own home with a fixed-rate mortgage, you can rest easy knowing that your payments will stay the same for the life of your loan.

Stop paying your landlord’s mortgage, and start investing in your own. 🏡 I’m always happy to run the numbers to see if you could be saving money as a homeowner.

5 Ways You Could Save Money by Refinancing Right Now | Homespire Mortgage 10/22/2021

5 Ways You Could Save Money by Refinancing Right Now | Homespire Mortgage

A common rule of thumb is - if your current mortgage interest rate is 1% or higher than the current rate, you may want to consider refinancing. In this video, Autumn shares 5 ways you could save money by refinancing. Check it out! And while you're over there, don't forget to #likeandsubscribe 😊

If you have any questions, please reach out! I'm happy to run the numbers to see if refinancing makes good financial sense for you.

5 Ways You Could Save Money by Refinancing Right Now | Homespire Mortgage If your current mortgage rate is 1% or higher than the current rate, it might be a good time to consider refinancing. In this video, your #MortgageBFF Autumn...

Timeline Photos 10/20/2021

Taking a poll on a very controversial issue...

Are you #TeamCandyCorn? 🎃

Taking a poll on a very controversial issue...

Are you #TeamCandyCorn? 🎃

Timeline Photos 10/18/2021

It's so frustrating when your lender doesn't provide regular status updates on your mortgage loan.

Communication is so important.

If you're tired of waiting around for mortgage updates, let's talk. Working with me, you'll get real-time updates every step of the way, right to your phone and inbox.

It's so frustrating when your lender doesn't provide regular status updates on your mortgage loan.

Communication is so important.

If you're tired of waiting around for mortgage updates, let's talk. Working with me, you'll get real-time updates every step of the way, right to your phone and inbox.

Photos from Patrick Thomas - Homespire Mortgage's post 10/16/2021

Happy Boss's Day to our President and COO! Not sure how many leaders would share news and announcements on Zoom to the company while putting their hands in a bowl of worms 🤣
Informative AND entertaining. Can't wait for the next one!
#HomespireFamily #NationalBossDay2021

Timeline Photos 10/15/2021

According to a recent article in Kiplinger, these are some of the top features today's home buyers are looking for.

I'm curious - What tops 𝑦𝑜𝑢𝑟 list?

According to a recent article in Kiplinger, these are some of the top features today's home buyers are looking for.

I'm curious - What tops 𝑦𝑜𝑢𝑟 list?

Patrick Thomas | NMLS #1558085

Originally from New Jersey, the Army brought me to the Fairfax area, where I’ve lived ever since. My background in the industry is varied, starting off as a real estate investor in 2014, becoming a licensed real estate agent in 2015, and switching over to mortgage loan origination in 2016.

As a U.S. Army Sergeant and Operation Iraqi Freedom/New Dawn Veteran, I am committed to serving and protecting my clients just as I did in service to my country. My clients can expect me to be upfront and honest with them while always having their best interest in mind, making the process as easy and effortless as possible.

I enjoy helping people on their path to home ownership, whether it’s first time home buyers or Veterans of the U.S. Armed Forces, in addition to those who are already on the path and want to refinance. I love the joy my clients have when they’ve had a successful settlement.

When I’m not working, I love spending time with my family. I look forward to working with you, giving you confidence, security, and a keen edge when it comes to getting the best deal possible on your home purchase or refinance. My willingness to serve and strong work ethic will ensure your home buying success!

Videos (show all)

Telephone

Address


3919 Old Lee Hwy, Suites 82-A&B
Fairfax, VA
22030
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Margory Nunez at Impact Real Estate Margory Nunez at Impact Real Estate
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Brian Kamin - Loan Officer - NMLS #271022 Brian Kamin - Loan Officer - NMLS #271022
4100 Monument Corner Drive
Fairfax, 22030

Whether you are looking to buy your first home or refinance your existing home, I am here to assist you and make the entire mortgage process a smooth one.

Gina Myers, NMLS ID#: 898712 Gina Myers, NMLS ID#: 898712
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Bob Quarforth's Mortgage Page Bob Quarforth's Mortgage Page
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Offering 35 years of experience in Mortgage Banking!! I close what I start and can count change backwards ...

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