- Refinance Mortgage Strategies - Refinance Mortgage Strategies

Our mission is to provide homeowners and potential homeowners with mortgage strategies designed to increase your savings while reducing your debt.

In today's chaotic mortgage industry it is more important than ever to work with ethical, experienced, financially sound mortgage professionals. YouCanRefi provides homeowners information and mortgage strategies to increase monthly savings.

Operating as usual 07/07/2017

Please enjoy this quick update on what happened this week

Please enjoy this quick update on what happened this week Rate movements and volatility are based on published, aggregate national averages and measured from the previous to the most recent midweek daily reporting period. These rate trends can differ from our own and are subject to change at any time. 06/12/2017

First time home buyers up 11 percent:

Here's some good news about real estate: The June 2017 First Time Home Buyer Market Report released by private mortgage insurance provider, Genworth Mortgage Insurance shows a steady increase in housing demand by first time home buyers... 06/12/2017

Poppy Montgomery sells Pacific Palisades home

The bringing together of the kitchen, family room and outside patio is well done. Check it out: Actress Poppy Montgomery sold her Pacific Palisades home for $4.955 million. The 7,800 square foot home has five bedrooms and 4.5 bathrooms. 06/12/2017

Three things that can impact mortgage rates this week

Here's what we'll be paying attention to this week: Three Things: These are the three things that have the greatest ability to impact mortgage rates this week: 1) Central Banks, 2) Geopolitical and 3) Domestic 06/12/2017

Federal Reserve poised to raise interest rates

Big week for mortgage rates. Here's what we'll be looking at: On Wednesday the Fed will increase the federal funds rate by 0.25%, that is already discounted in markets. The issue, or question, is what the policy statement and Janet Yellen will frame for markets to estimate a possible increase in Sept. 06/09/2017

How to Build Credit Starting with None

Here are some helpful tips to build and improve your credit. In today’s world, having credit—especially major credit cards—is nearly a necessity. Credit cards make paying for almost everything more convenient and safer. In those rare instances where someone charged your card fraudulently,... 06/09/2017

Surprisingly Comey’s testimony had little effect on mortgage rates

Here’s an in-depth look at what’s happening so far today: US equity markets ignored Comey’s testimony yesterday and so far this morning showing stability, except currencies. That also includes US interest rates, little change yesterday and so far today, 06/07/2017

Increasing purchase demand drives mortgage applications higher

More signs of strong purchase demand: At 7:00 this morning EDT, the weekly MBA mortgage applications jumped substantially: apps +7.0%, purchase apps +10% and refinance apps +3.0%. Apps were the highest weekly increase going back to May 2010 after declining the last three weeks. 06/05/2017

Todd Gurley purchases home in Chatsworth community

This home has gorgeous mountain views. Take a look: Todd Gurley, tailback for the LA Rams, recently purchased a home in Chatsworth community for $1.825 million. 06/05/2017

Not all housing reports are created equal

A lot of housing reports make the news each month. Here are the three you should keep an eye on: There are several housing reports released each month; the following shows you which reports carry the most weight in the marketplace and how they’re different. 06/05/2017

Three things that can impact mortgage rates this week

Could be a calm week until Thursday. Here's what we'll be looking at: Three Things: These are the three areas that have the greatest ability to impact mortgage rates this week: 1) Central Banks, 2) Fear Factor and 3) Domestic. 06/05/2017

U.S. economy keeps up fast pace in May

Good news for the service sector. Here's what we're looking at for the rest of the week. At 10:00 AM EST the more watched May ISM services sector index expected at 57.0 from 57.7 declined to 56.9. 06/02/2017

Numbers in May jobs report key to Fed move

The jobs report just released. What will the Fed do now? What will the Fed do in less than two weeks? Questions are increasing that maybe the Fed will have to pass on an increase. 06/01/2017

Jay Cutler lists Chicago mansion

This home has an indoor basketball court and movie theater. Check it out: The 11,000 square foot mansion is three stories and has seven bedrooms and ten bathrooms. 05/31/2017

Weak inflation may lead to Fed reassessing rate hikes

Inflation continues to remain in check. More Fed official’s comments: yesterday Fed Gov. Lael Brainard added her voice to increasing the federal funds rate likely in two weeks.


“Farewell Kiss”

Over the decades, centuries, many have left those they love to serve our country. Many have returned back home. Sadly, many have not.

For all of those who did not return, we honor them. We are saddened and grateful for their sacrifice.

Each year, we pause on Memorial Day to honor and remember all the men and women who gave their lives in sacrifice for their country.

This scene from Seattle in 1917 shows an all to common event in times of war; that of a soldier saying goodbye to a loved one as he departs. A moment full of emotions - love, fear, hope, pride - coursing through two people who do not know the next time they will see one another.

It is Memorial Day, 2017. "Farewell Kiss" is the latest in my series of World War 1 paintings to commemorate the centennial of WWI. I am happy to have completed this piece in time to release it on this day.

"Farewell Kiss" 12 x 16 oil on canvas

#theartistjosef #WWI #memorialday #farewellkiss #goodbyekiss

Prints & Giclees -
[email protected] 05/26/2017

When the scammers are in bloom

Please read if you're in the middle of buying a home. These scammers are smart. As the home buying season gathers momentum and people are closing home purchases, scammers are out in force, trying to get their greasy hands on honest people’s money. Here’s what they’re doing, and how you can protect yourself. 05/26/2017

Durable Goods Orders Fall in April

Orders for long-lasting goods dropped but did beat expectations. Also at 8:30 the April preliminary durable goods expected -1.0%, reported -0.7%; excluding the volatile transportation orders expected +0.4% was down 0.4%. 05/25/2017

Jonathan Quick sells his Manhattan Beach home

Beautiful home: Jonathan Quick, a goalie for the Kings, recently sold his Manhattan Beach home for $3.9 million. 05/25/2017

North Korea tensions helping to keep a lid on mortgage rates One support not getting media or analyst attention we believe is that geopolitical tensions remain at high levels. N Korea is continuing its massive, and now considered successful, production of ballistic missiles;


We all know "the early bird catches the worm" - ARE YOU READY to take advantage of this?

Rates Respond to Political Scandal by Plummeting to 2017 Lows!

Contact me today at [email protected] (or to learn how you can take advantage of this news!

Mortgage rates surged significantly lower today, as a part of a broad-based market movement following a political scandal that began taking shape yesterday afternoon. You can choose your preferred media outlet to digest all of the details, but the issue surrounds communications between Trump, former FBI Director Comey, and the potential for the details of those communications to be demanded by House Oversight Chair Chaffetz.

Contact me today at [email protected] (or to learn how you can take advantage of this news!

We're often talking about just how small the day-to-day movements are that we're tracking in these daily write-ups. Today was an exception, with most lenders moving a full eighth of a percentage point lower in rate.

That's the kind of improvement we only see a few times a year!

This time, it brought conventional 30yr fixed rates to the best levels of 2017. Many of the best-qualified borrowers will be seeing quotes in the 3.875%-4.0% range now as opposed to 4.0-4.125% before today.

[05/05/17]   Federal Reserve On Track To Raise Rates In June Thanks To April Jobs Report

Best Labor Market Since 2001

Mortgage rates are improving on "as-expected" job gains for April.

It was a good month for jobs. More than two hundred thousand were added last month, and the unemployment rate dropped to just 4.4% -- the lowest reading since 2001.

Normally, such a report would push mortgage rates higher. Good economic times is bad for mortgage rates.

The outcome was expected, though, so mortgage rates are little changed or better.

It's a great time to lock in a mortgage rate.

Click to see today's rates -

Now is a great time to take advantage if you are thinking of any of the following:

* Taking cash out or consolidating debt
* Switching to a 15 yr loan
* Switching from an ARM to a Fixed Rate
* Getting rid of PMI (mortgage insurance)
* Thinking of purchasing in the next six months - Get Pre-Approved Now 05/05/2017

ArcAlert - May Updates - Timing is everything

ArcAlert - May Updates - Timing is everything #vr4smallbiz 05/02/2017

ArcAlert - How The Fed Meeting Will Change Mortgage Rates This Week

ArcAlert - How The Fed Meeting Will Change Mortgage Rates This Week #vr4smallbiz


Todays Mortgage Rate News :

"Mortgage rates continue to hover in the low 4% range as the Fed gets set to raise the short-term Fed Funds Rate at this week's Fed meeting.

In economic news, wholesale inflation came in hotter-than-expected and comes ahead of tomorrow's more closely watched Consumer Price Index.

So… If you are in an Adjustable or still have a rate above 4.75% you need to act fast!

Visit us at to find out what rate you can get today BEFORE RATES RISE more. 02/27/2017

Special announcement - $10,000 Grant for home purchase!

Special announcement - $10,000 Grant for home purchase! #vr4smallbiz 02/24/2017

Mortgages for Purchase and Refinance l

Mortgage Rates Match 2-Week Lows!

Feb 23 2017, 3:03PM

Have you been waiting for rates to take a dip? Well here is a little bit of good news...

Mortgage rates moved lower for the 4th time in 5 days today, bringing them to their lowest levels since February 9th.

Visit us at to find out what your rate can be.

The caveat to any discussion of rate "movement," however, is that the changes have been so small that they can really only be measured in terms of closing costs. ince 2007, YouCanRefi has educated consumers across the United States on mortgage refinance strategies and programs in order to help homeowners take advantage of interest rate cycles and mortgage management techniques to help increase savings and reduce debt.


Debt Consolidation

Do you think the value of refinancing is gone?

�Rates may be off the lows but can still be an amazing bargain compared to consumer and installment rates.
Total interest, total term and cash flow savings can be significant with the right plan.

Consolidating multiple debts into one home loan is not for everyone. For instance using your equity to have the equivalent of a 30-year car loan is rarely a great idea. But it may work if you have the discipline to take advantage of a low rate to speed up - rather than slow down - payment terms. Consolidation can make debts disappear with less total interest expense than they would otherwise.

Want to explore what a good consolidation plan could mean for you?

Reach out, and we’ll be happy to help ! 02/16/2017

Here's a quick way to check out home sales near you

Here's a quick way to check out home sales near you #vr4smallbiz


Mortgage Rates Approach 3-Week Highs

Feb 15 2017, 4:29PM

Keep the following news in perspective. Though rates are higher, and may continue higher, they are STILL VERY ATTRACTIVE.

If you are thinking of buying this year message us about a True Pre-Approval.

Thinking of taking cash out? Might want to get started sooner, rather than later. Message me for more info.

Mortgage rates rose for the 5th day in a row following a higher reading in this morning's inflation data and an upbeat Retail Sales report. In general, stronger economic data and higher inflation motivate investors to move money out of the bond market. As demand for bonds falls, bond prices move lower and rates move higher.

Today's increase brings mortgage rates close to their highest level in 3 weeks. You'd have to go back to January 25th to see worse. That said, "worse" is a relative term. Both then and now, a top tier scenario would result in a conventional 30yr fixed rate of 4.25%. Today's upfront costs would be just slightly lower. Only a few lenders remain at 4.125% on comparable scenarios and several have moved up to 4.375%.

02/14/2017 - Refinance Mortgage Strategies's cover photo 01/06/2017

Finally rates drop! Happy New Year

Finally rates drop! Happy New Year #vr4smallbiz 01/03/2017

ArcAlert - Looking into the “Trump crystal ball.”

ArcAlert - Looking into the “Trump crystal ball.” #vr4smallbiz Even before factoring the enormous surprise of President-Elect Trump’s victory, nearly everyone's crystal ball has been pretty cloudy when trying to predict interest rates and the mortgage market. 12/23/2016

Wishing you Merry Christmas & Happy Holidays!

Wishing you Merry Christmas & Happy Holidays! #vr4smallbiz We love to give back to those who have served our country & to their families !  A special thanks & Holiday wishes of Blessing & Joy. 11/22/2016

We wish you a Happy Thanksgiving

We wish you a Happy Thanksgiving #vr4smallbiz


Home Affordable Refinance Program, HARP, IRRRL, VA Streamline, FHA Streamline, ArcLoan



Fairfax, VA
Other Fairfax schools & colleges (show all)
The Robinson Marketplace The Robinson Marketplace
5035 Sideburn Rd
Fairfax, 22032

Holiday Market, Raffle, and Silent Auction sponsored by the Robinson Secondary School PTSO. Shop fr

Publications Professionals LLC Publications Professionals LLC
3603 Chain Bridge Rd
Fairfax, 22030-3244

Publications Professionals provides editorial services onsite and offsite in metropolitan Washington, DC, and our client base ranges across the United States and into foreign countries.

Farah Tahir Farah Tahir
7980 Revenna Lane
Fairfax, 22153

Hi my name is Farah Tahir, I am a professional childcare provider that has been in the business for over 8 years. I work with the Infant and Toddler Family Daycare to provide families with a wonderful childcare experience.

Mohammed Tae Kwon Do Mohammed Tae Kwon Do
11226 Waples Mill Rd
Fairfax, 22030

Mohammed Tae Kwon Do is a tae kwon do program that is dedicated to providing the top quality care and instruction to our students.

Calums Virginia Library Calums Virginia Library
Fairfax, 22033

page for CalUMS Virginia Library in Arlington.

NRA Museums NRA Museums
11250 Waples Mill Rd
Fairfax, 22030

Join us daily for our Gun of the Day - a special feature from the extensive NRA fi****ms collection, and announcements from the National Fi****ms Museum.

Pre-SOMA GMU Chapter Pre-SOMA GMU Chapter
Fairfax, 22030

Pre-Student Osteopathic Medical Association - George Mason University Chapter

Knights of Columbus Father Diamond Council 6292 Knights of Columbus Father Diamond Council 6292
3702 Old Lee Hwy
Fairfax, 22030

Chartered in 1971, with 27 members, Council 6292 now has over 400 members and is one of the most active and respected K of C Councils in Virginia

Kumon Kumon
2980 District Avenue
Fairfax, 22031

Kumon Math and Reading Center MERRIFIELD

Truro Preschool and Kindergarten Truro Preschool and Kindergarten
10520 Main St
Fairfax, 22030

We are a Christian Developmental Preschool located in the heart of Fairfax City in Truro Anglican Church.

LifeStyle Coach for Professional Women LifeStyle Coach for Professional Women
4001 Fair Ridge Dr, # 305
Fairfax, 22033

I will help motivate, encourage, and support you to achieve YOUR goals!