Innovation Properties
Hi there! We are licensed in VA, MD, DC & WV! Reach out to us today (:
Since the start of Innovation Properties we have been blessed to be able to grow into a small brokerage with professionally trained real estate agents in the Washington DC Metro Area. Innovation Properties is a licensed real estate brokerage in Virginia, Maryland, DC & West VA.
08/16/2024
For Sale in STAUNTON. 🏡
👨👩👧👦 For INSTANT ACCESS to all photos, details and more, go to https://501WFREDERIC.BestHomeInAmerica.com
WALK THROUGH VIDEO LOCATED IN FACTS AND INFORMATION SECTION UNDER VIRTUAL TOUR ****Charming Historic Home in Prime Staunton Location****Discover timel.... ❤️
For Sale in STAUNTON Get the Current Price, Photos, Details & More Now!
08/15/2024
AUG 15 | What’s the most challenging part of buying a home for you?
What’s the most challenging part of buying a home for you? Let’s chat about it!
(A) Saving for a down payment – It’s tough to save up, especially with everything else life throws at us!
(B) Finding the right property – There are so many options out there, but which one feels like home?
(C) Affording the monthly payments – Budgeting can be a challenge, and those monthly payments add up!
(D) Competing with other buyers – The market is competitive, and it feels like a race sometimes!
Drop your answers below and let’s see how we can tackle these together!
If you're thinking about finding your next home, let's talk about your plans! It always helps to have a real estate professional on your side.
AUG 14 | DON’T BUY A HOUSE in 2024 or 2025 until you’ve done these 6 things
6 crucial steps to take before buying a house 👇
Research closing costs in your area
Closing costs range from 1-6% of the purchase price and vary by location. These are additional to your down payment. DM me for a list of average closing costs in your area!
Save for Your Down Payment
First-time buyers need a minimum of 3%, with an average of 7%. Decide on your down payment and set a limit on your monthly mortgage payment. Use online calculators (like Bankrate’s) to see how different down payments affect your monthly payment.
Open a High Yield Savings Account (HYSA)
Like a regular savings account but with better interest. Online financial platforms like Revolut offer 4.24% APY, and Robinhood offers 5% APY, just by having your money sit there. You can withdraw anytime you want! Aim to save 3-6 months of expenses for emergencies. This extra cash can make a big difference!
Research State Grants
First-time buyer grants and assistance are usually provided by the state or city. Google “Homebuying programs + [Your State]” or check out HUD’s website for a list.
Check Your Credit Utilization
Calculate your credit utilization ratio and aim for below 30%, with 10% or lower being ideal. Also, review your credit report on the official annualcreditreport.com
Learn the Homebuying Process
Educate yourself as much as possible since you’re making a huge investment. Your real estate agent should provide you with a comprehensive homebuying guide
AUG 13 | Wealth Hack for Couples
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Imagine this: if you and your partner each save just $200 a week for a year, you’ll end up with $20,800.
That’s enough for a down payment on a $650,000 house!
Keep it up for another year, and you’re looking at a $1M real estate portfolio together.
Ready to start your journey to wealth?
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08/12/2024
Here's the current inventory for Fairfax. This metric represents how many homes are on the market right now.
AUG 10 | Before you say ‘I’m not ready to buy a house,’ consider this…
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When someone says, “i’m not ready to buy a house right now, due to high interest rates” I totally get it.
But here’s a little perspective: mortgage rates today are a bargain compared to the sky-high 18.63% they hit in 1981. Yes, you read that right—18.63% 🤯.
So, even though rates are not what they were in 2021, it’s still a fantastic time to make that home purchase!
❤️ like this post and 💾 save for future reference. Share with anyone you know who might benefit from this info.
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08/10/2024
When searching for a new home, how much value does an in-ground pool add for you?
08/09/2024
AUG 9 | Homebuying hack for those struggling with high interest rates
Interest rates got you down? Let me share Sarah and Mike’s story, because I know it sounds tough out there. Just a few months ago, they were in the same boat, feeling overwhelmed by high interest rates.
Here’s how they managed to turn things around:
✔️ First, they discovered Shared Equity Agreements. By partnering with an investor, they reduced their loan amount and monthly payments without adding to their debt. It was a game-changer.
✔️ Next, they considered co-buying. Sarah’s brother chipped in, and together they were able to split the costs, making the dream of homeownership a reality.
✔️ Sarah and Mike also took advantage of Government Programs, securing an FHA loan with lower interest rates and down payment requirements.
✔️ Down Payment Assistance programs were another lifesaver, providing grants to help with their down payment and closing costs.
✔️ They didn’t overlook First-Time Homebuyer Programs either, which provided financial assistance and educational resources to navigate the process.
✔️ To further ease the financial burden, they decided to try House Hacking. They bought a multi-unit property, lived in one unit, and rented out the others. The rental income helped cover their mortgage payments.
✔️ Lastly, they got creative with Crowdfunding for Homebuying. Platforms like GoFundMe helped them raise funds for their down payment, thanks to the generosity of friends and family.
With a bit of creativity and persistence, high interest rates don’t have to be a deal-breaker.
Follow us for your daily real estate tips!
08/08/2024
We all know that mirrors can make a room appear larger, but they can also be used as a design element to help complete whatever look you're looking for. A mirror can provide either contrast or balance when used correctly. It can also unify a space or serve as the focal point.
08/08/2024
AUG 8 | POV: You just lost the home you’ve set your heart on because of this one mistake!
First things first. Like this post and share it with anyone you know who might benefit from this info.
As a real estate agent, I’ve witnessed first-time buyers make some critical mistakes when purchasing a home. These mistakes can have serious consequences, sometimes resulting in losing the deal.
Let me break this down:
1️⃣ Not getting pre-approved for a mortgage: Start with pre-approval to know your budget and strengthen your offer.
2️⃣ Overlooking additional costs like closing fees, property taxes, and insurance: Budget for these extra costs to avoid surprises.
3️⃣ Making large purchases before closing: Hold off on big buys until after your loan is finalized.
4️⃣ Not comparing loan options from multiple lenders: Shop around to find the best mortgage deal.
5️⃣ Choosing a mortgage with an unsuitable term or interest rate: Pick a mortgage that fits your long-term financial plans.
6️⃣ Ignoring first-time homebuyer assistance programs: Research programs that can provide financial help.
7️⃣ Underestimating the importance of a good real estate agent: Work with a knowledgeable agent to guide you through the process.
8️⃣ Skipping the home inspection to save money: Always get a home inspection to avoid costly repairs later.
Save this for later and Follow us for your daily real estate tips
08/08/2024
New Construction Homes for Sale!🏡 ❤️
Learn about new homes, schedule tours and get the inside info on any available buyer incentives before everyone else NOW! 😃
🎯 Go to https://DevinMoore.NewConstructionHomesNOW.com to get the FREE Information Now!
New Construction Homes for Sale! Learn about new homes, schedule tours and get the inside info on any available buyer incentives before everyone else NOW!
AUG 7 | If I was buying a home today, this is what I’d do to beat high prices
Struggling with high home prices? You’re not alone, but there’s hope! Here are some solutions to help you get into your dream home without breaking the bank:
✅ Explore First-Time Homebuyer Programs: There are amazing programs out there designed to help you get a foot in the door.
✅ Consider a Co-Buyer: Teaming up with a friend or family member can make buying a home more affordable.
✅ Investigate Alternative Financing Options: There are more ways to finance a home than you might think. Look into them!
✅ Negotiate Seller Concessions: Sometimes, sellers are willing to cover some of your closing costs or make repairs.
✅ Look at Emerging Neighborhoods: New areas are often more affordable and have great potential.
✅ Utilize Mortgage Points: Paying for points upfront can lower your interest rate and save you money in the long run.
✅ House Hacking: Rent out part of your home to help cover the mortgage.
Thinking about buying soon? Smart planning starts now. Comment “GUIDE” and I’ll send you an invite to a FREE Zoom consultation where you’ll learn how to navigate the current market challenges and discover how to avoid costly mistakes!
08/07/2024
For Sale in LOVETTSVILLE. 🏡
👨👩👧👦 For INSTANT ACCESS to all photos, details and more, go to https://38619ELVANFA.BestHomeInAmerica.com
Welcome to your new home in Lovettsville, VA—a magnificent estate sprawled over 5,000 square feet in the picturesque Loudoun County landscape. This .... ❤️
For Sale in LOVETTSVILLE Get the Current Price, Photos, Details & More Now!
08/07/2024
Just Listed in WARSAW. 🏡
👨👩👧👦 For INSTANT ACCESS to all photos, details and more, go to https://2483FOLLYNEC.BestHomeInAmerica.com
Discover the charm and potential of 2483 Folly Neck Road, Warsaw, VA, a unique property featuring two expansive lots totaling 2.2 acres (Parcel IDs: 3.... ❤️
Just Listed in WARSAW Get the Current Price, Photos, Details & More Now!
08/07/2024
For Lease in OXON HILL. 🏡
👨👩👧👦 For INSTANT ACCESS to all photos, details and more, go to https://563WILSONBRI.BestHomeInAmerica.com
Welcome to this charming 2-bedroom, 1-bathroom condo, recently updated and ready for immediate occupancy. UTILITIES INCLUDED IN RENT! Located in desir.... ❤️
For Lease in OXON HILL Get the Current Price, Photos, Details & More Now!
08/06/2024
AUG 6 | Easy Hack to Raise your credit score
Save this for later if you’re planning to buy a home in the near future.
Want to boost your credit score? Here’s a quick hack!
Boost your credit score quickly by becoming an authorized user on someone else’s credit card! Ask a trusted family member or friend with good credit, and benefit from their positive payment history. Make sure they have a strong credit profile to maximize your gains.
Found this tip helpful? –> Follow us for your daily real estate tips and hacks!
Share this with anyone you know who might benefit from this info.
What's the very best part of your home?
AUG 5 | How to Save over $100K on your first house
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This is how you save six figures on a home purchase 👇
A lot of people don’t realize this but…
one of the biggest expenses of homeownership is mortgage interest.
Here’s how to save BIG:
✔️ Shop Around for Lenders: When getting pre-approved, you have a 14-45 day window where multiple lenders can pull your credit without affecting your score. Get quotes, ask for written closing cost estimates, and compare both rates and fees.
✔️ Switch to Bi-Weekly Payments: By making bi-weekly payments instead of monthly ones, you’ll make an extra payment each year, saving you a ton in interest over time.
✔️ Make an Early Payment: Your first mortgage payment skips a month. If you close in September, your first payment is due in November. But if you make a payment in October, you decrease your principal right away, saving you thousands in the long run.
✔️ Look into Grants & Programs: Many states and banks offer reduced mortgage rate programs for first-time buyers. Grants are also fantastic because you’re borrowing and paying interest on less money.
✔️ Negotiate Rate Buy Downs: There are permanent and non-permanent rate buy downs that sellers can help pay for, depending on your negotiating power.
✔️ Refinance When Rates Drop: Buying before rates drop means less competition and likely a lower sales price. If rates do drop, you can refinance and enjoy the best of both worlds.
Ready to take the leap into homeownership? Comment “READY” and let’s start this exciting journey together! Not quite ready yet, but thinking about buying soon? Smart planning starts now. Comment “GUIDE” and I’ll send you an invite to a FREE Zoom consultation where you’ll learn how to navigate the current market challenges and discover how to avoid costly mistakes!
Follow → for your daily real estate tips.
08/04/2024
What do you think about a black dinner table in a space like this?
08/04/2024
AUG 4 | Happy National Chocolate Chip Cookie Day
Home buying is a lot like baking the perfect chocolate chip cookie—get the right ingredients, follow the recipe, and enjoy the sweet results! Happy National Chocolate Chip Cookie Day! Who’s ready to find their dream home?
08/02/2024
It takes some expertise to host a successful open house! Here are some insider tips. What else would you add to this list?
08/01/2024
Downpayment Assistance for First Time Home Buyers! 🏡 💰
Learn how to qualify for downpayment assistance from available government and financial Programs! 😃 🙏🏻
🎯 Go to https://DevinMoore.StopRentingStartOwning.org to get the FREE Information Now!
Downpayment Assistance for First Time Home Buyers! Learn how to qualify for downpayment assistance from available government and financial programs!
Want to improve your home with return on investment in mind? Here are a few exterior home improvements to consider. 🛠️
07/29/2024
Which local spots have the best take-out? 🍴
07/27/2024
Looking for a new favorite restaurant? Consider Casta's Rum Bar! Has anyone already been there?
Casta's Rum Bar Cuban in Washington, DC, DC
07/25/2024
Whether you’re having trouble finding an affordable single-family home or you’re simply fed up with renting, a condominium can be a way to wade into homeownership rather than diving into the deep end. Let's take a look at the pros and cons!
Should Your First Home Be a Condo? Whether you’re having trouble finding an affordable single-family home or you’re simply fed up with renting, a condominium can be a way to wade into homeownership rather than diving into the deep end.
07/24/2024
What is Your Home Worth NOW 🏡
Recent home sales have affected your home's value! 💰 📈
Click to get your new home value estimate FREE and INSTANTLY! 🎯
https://DevinMoore.FreeValues4Home.com
Click Now for More Information! Recent home sales have affected your home's sale potential! Get your new list price range instantly for free!
07/23/2024
If you’re a city dweller frustrated with the local real estate market, relocating to a smaller town might seem like an attractive possibility in the near future.
Can’t Buy the House You Want? Consider Moving Out of the City If you’re a city dweller and have found yourself frustrated with the local real estate market, relocating to a smaller town might seem like an attractive possibility in the near future.
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10306 Eaton Place #300
Fairfax, VA
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𝗬𝗢𝗨𝗥 𝗙𝗨𝗧𝗨𝗥𝗘, 𝗢𝗨𝗥 𝗣𝗥𝗜𝗢𝗥𝗜𝗧𝗬. Here for you 24/7 to cater your home buying and selling needs from start to finish. We vow to uphold our white-glove standard through all efforts of maki...