Honest Consulting Services LLC
NJ licensed real estate agent with Brewster Realtors.

Open House this Sunday, August 13th from 1 - 4 PM. Stop by and check out this spacious 4 ๐ 1 ๐ home.

Iโm super excited to join the amazing team under the great leadership of Juan Guzman!
No matter what phase of real estate you are in, I want your business.
If you are getting ready to purchase your first home or an investment property, I am here to walk you through the entire process and negotiate the best deal for you.
If youโre selling a property, let me show you how our top of the industry technology and marketing tools will attract hundreds of buyers to your listing.
If youโre looking to rent, whether residential or commercial, let me put my 15 years of experience in that area to work.
I am more than your real estate agent, I am your Real Estate Consultant. When we work together, youโre working with family!

Repaired!!! Now time to Rebuild!!!!

Repaired!!!! Now time to Rebuild!!!!

Itโs not a race, rather, itโs a journey! Consistency is key! I want to shoutout this client for trusting me with their repair process and following directions! Negative accounts removed ( 3 collections, 2 charge offs 3 accounts with Kate payments l), time to build positive credit!!

In order to achieve success, one must create and carry out an efficient plan! Luckily for you, thatโs what we do!! Excited to share 90 day results for this client. All 3 of his scores are up 95 - 104 points since we planned and took action on his credit repair journey! Do you need results like this? We are ๐๐ผ to help!!

+99 in 45-60 days!! ๐๐ผ๐ซถ๐ผ absolutely love those monthly updates for our clients!!!

Please excuse our cockiness! We are bodying these negative items!!!! Collections, repo, chargeoffs, student loans and more coming off in 1st round! Would you like results like this? Letโs get an analysis scheduled and watch the magic happen!!!

Repo removed & a 40+ point increase all around.

Sharing incredible results from one of our newest clients. A total of 36 negative accounts to begin this improvement process. First round of disputes mailed on 8/15, 30 days later 21 items removed. Getting ready to start on round 2, only 17 to go! This client will go from a 520 to a 760+ in 3-6 months!! Let us know if you need similar results!!!

Trust the process!

1st round of dispute letters mailed July 21st 2022. Want results like this? Hit our DM & letโs work!!!

Slow & steady wins the race!!

Results from only the 1st round of disputes. 1 collection removed / 30 & 60 day late payments removed & new $1000 credit line added. Ask about our new promotion ( 3 rounds of credit disputes for $399)!! For more info or to schedule your free credit analysis send us a DM!!

Trust the process ๐๐

Fico vs. VantageScoreโฆ Important thing to know prior to applying for credit. What system is used to calculate your score and where do you stand! Knowledge is key, research will help you avoid unnecessary inquiries and better prepare you for qualification. Let us know if you need help understanding any thing related to credit or if you can benefit from increasing your scores!!

If you need to boost your credit like this ๐๐ผโฆ Send me a PM now!!!! Here to help!!

Sharing some of our client updates for early April, including removal of a Repossession. If you find yourself struggling to increase your credit scores we are here to help!

When it comes to credit, a lot can change in 30 days!! Would you like to boost your credit? Let us know, weโre here to help!!
Cuando se trata de crรฉdito, mucho puede cambiar en 30 dรญas!! Deseas aumentar tu crรฉdito? Estamos aquรญ para ayudarlos!!!

We tell our clients that improving their credit is a war not a battle. But we love celebrating all Wins as small as they may be!!! Today we obtained some amazing progress for 2 of our newest clients. We are excited to walk with them on this journey!! If you would like to find out how we can help you improve your credit, regardless of the situation, send us a DM. We look forward to hearing from you!! ๐๐ผ๐๐ป๐๐พ๐๐ฟ

Letโs be Honestโฆโฆ. In todayโs world, we as consumers, strive for solutions to be provided almost instantly. However, the reality is, not everything is that convenient. We keep it ๐ฏ with our clients. Education, communication and obtaining results are our top priorities. Want to give a huge shoutout to one of our very 1st clients. Just embarked on a 13 month journey since we mailed the 1st round of dispute. 150 - 200 increase across the board and there is more to come!! โNo matter how messy your credit can get, we are here to help you clean it upโ! ๐๐ฝ๐๐ป๐๐พ๐๐ฟ

๐ Need help understanding & or improving your credit? Weโre here to help you, letโs get started with a no obligation consultation! Contact info is on our Bio. We look forward to helping you reach your goals!! ๐๐ฝ

Huge shoutout to 3 of our newest clients for being so spectacular! Weโre excited to see these amazing 30-35 day results and look forward to helping our clients reach their goals. If you are looking for a one stop shop to help you improve your credit, look no further.! Hit our DM or visit our website for more info! We look forward to helping you reach your goals!! ๐๐ฝ ๐

- 35% of your credit score is based on your credit utilization. For those that have open credit, maximize your scores and keep your utilization under 10% or better. For those of you that donโt have open credit, check this amazing service from !!!! Hands down a game changer and a must have. They have transitioned from the traditional credit inquiring process and use their own risk management process to provide new credit. All you have to do is connect your bank account. Check them out and get your credit activated, and manage your credit responsibly! We hope this helps you level up your credit scores, for help or if you have any questions feel free to reach us by DM or info on BIO!! We look forward to helping you reach your goals!!!!

No matter how difficult times may get, there will always be something to look forward to. Life is a game of baseball, sometimes you expect a fastball, and in the blink of an eye youโre thrown a curveball. Donโt let a bad credit score or a โmessed upโ credit situation dictate your future. No matter what you credit situation is, we can help create an action plan that will get your power and confidence back! Visit our website for more info, or hit our DM for a live chat / Q&A. We look forward to helping you reach your goals!!

You wanna know what sets us apart from the competition? Simple! We care!!! Our biggest concern is not the profit margin on each client like most of our competitors, it comes down to, how can we help this individual achieve their goal! Budget conscious, goal oriented & process efficient! Have questions, shoot us a DM, someone will respond to your message IMMEDIATELY, no matter how simple you think your question may be!!! We look forward to helping you achieve your goals!! ๐๐ฝ๐ฏ

You give us 6-9 months, discipline & commitment; and we promise to help change your life!! ๐ฏ๐ฏ๐ฏ๐๐ฝ

Knowledge is power!!! Quite often we come across individuals who are paying significantly higher rates than others for financing. Before you make any purchases or apply for a card, give us a HOLLER!!!! Letโs discuss an action plan that can elevate your scores, help you get what you need, & without having to pay significantly more money that you may have without a plan. We look forward to helping your reach your goals!!

Thank you to the awesome people for this cool presentation. Itโs quite simply the recipe for great credit. - 1. On time payments are super important for your credit scores, by all means avoid an account reaching 29 days with out payment (30 day late payments get reported) & will hurt your scores significantly. - 2. Keep those balances low & understand your cycle or statement dates. Successful planning can ensure you always keep your utilization rate low or close to 0 for maximum credit increase. - 3. Keep those accounts opened even after you pay them off. Use them occasionally and keep tabs on those Expiration dates to avoid inactive closures. Credit age is what gets you to that 800 club, you will need a good history of positive payments that shows responsible usage. - 4. Goes hand in hand with #3, the more new accounts you open the โyounger / more inexperiencedโ your credit age becomes as the average length of time an account has been opened will be impacted by this new account when it reports. - 5. Review your credit reports for errors and outdated info. We like our clients to use credit monitoring service because it offers the convenience of all 3 major credit reports & scores updated on a monthly basis at a super affordable rate. - If you need help increasing your credit scores and or accessing & understanding your credit reports. Send us a DM or visit our website and request a call or follow up when itโs most convenient for you! We look forward to helping you reach your goals!! ๐๐ผ - To learn about smart credit services use our link for promotional sponsorship including a free credit analysis: https://www.smartcredit.com/?PID=55573

Itโs not always about achieving results immediately. Just like anything that has to be built, you need to create and follow through on a plan. That is our focal point with every client at Honest Consulting. This progress report is super fulfilling because it is a credit report of a childhood friend, so you know there was great amount of anticipation to help this individual progress. Thank you for trusting us with your financial needs and we look forward to that next step into the 700 club and assisting you finance your first home! ๐๐ผโ ๐

Not so fun fact, credit can get messy and some things are out of our control. We are often faced with situations that place a financial burden on our lives, and sometimes LIFE happens ๐๐ปโโ๏ธ๐๐ฝโโ๏ธ๐๐ฟโโ๏ธ๐๐ป๐๐ฝ๐๐ฟ!!!! We understand this, we believe that everyone deserves a chance at redemption or to do right. Whatever your WHY may be, we are here to help you clean up whatever mess LIFE has left on your credit reports. You deserve it!! P.S. if money was ever an issue to start repairing your credit, it isnโt with us, we work with you and your budget. Put that stimmy to work and not to waste, INVEST in yourself! ๐๐ผ

A well strategized 3 - 6 month plan can really change your life for the better!!! Weโre here to help you if you want to start taking action. Forget the past and letโs focus on your future!!

Customer Feedback / Testimonial ๐๐ฝ๐.... Thank you for trusting us with your credit improvement process!!!
100 Dispute Letters prepped for precisely 34 clients. These 34 individuals made a decision to take charge and trust the right team to help them improve their credit! Now thatโs ๐ฏ!!! Stay tuned for 30-45 day updates!!!!

These are 30-45 days results for a client whose credit improvement process began on the 20th of November. 45 days later heโs up a total of 79 points!!! ๐๐ฝ๐๐ Next stop 700 club!!!! ๐

These are 30-45 days results for a client whose credit improvement process began on the 20th of November. 45 days later heโs up a total of 79 points!!! ๐๐ฝ๐๐ Next stop 700 club!!!! ๐

Credit Utilization is as almost as vital as payment history. Do you have hick ups in your payment history? We can help fix the past and improve your future! Do you need additional credit in order to bring down your utilization rate? We can help with that too! The reality is that not everyone is in a position to pay down or payoff all of your revolving debt and we understand this. In fact we guarantee a more cost efficient alternative the can add up to $20k of revolving credit lines. How? Shoot us a DM or visit our website and let us know when would be a convenient time to connect!

Need help understanding how your credit scores are calculated? Use this breakdown to understand where your focus should be, leave the rest to us!! Contact us today for a free consultation and letโs get your New year off on the right foot!!!

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Elizabeth, NJ
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