My goal is to make the often difficult world of employee benefits simple and streamlined for small to medium sized companies. I provide total financial needs analysis with expertise in:
• Employee benefit and retention services
• Retirement analysis and programs
• Estate strategies
• Advisory services
• Business continuation strategies
• Trust services
Along with a team of professionals, I offer guidance to my clients to help them reach their financial goals.
How To Experience Greater Financial Well-Being By Addressing Your Internal Blocks To Money Today, many millions of people are experiencing deep stress, anxiety and confusion around their financial situation. These key steps will help you recognize and resolve any internal blocks that may be in the way of expanding your financial well-being.
The Most Popular Holiday Online Scams—and How to Avoid Them We’re in a festive mood, looking to spend money on people we love. And that makes us prime targets for cybercriminals.
The New Way to Jump to the Front of Airport Security for Free Airports including Seattle, Los Angeles and Newark are letting fliers reserve time slots for their trip through security, partly in response to the stresses of travel during the pandemic.
What the Fed Decision Means for Your Wallet—and Your Credit Card Bill You can do your own preparation in light of the Fed's decision: Try to pay off credit card bills as fast as possible now in order to avoid the extra interest rate costs waiting in future.
You’re Going to Work a Long Time. Here’s How to Build In Breaks. Living longer can mean having a longer career, whether by choice or necessity. Stopping and starting isn’t easy, but it might be worth it.
The 5 Ways To Maximize Your Retirement Income From Social Security A good financial planner should be able to help you answer your various Social Security questions and find the right time for you to claim Social Security benefits.
How to Figure Out the Covid-19 Tests You Need for Air Travel The rules for flying into the U.S. have changed again in light of the spread of the Omicron variant of the coronavirus. Here is what you need to know before your next international flight.
Making Year-End Donations? Get the Most Tax Bang for Your Charity Buck New rules for 2021 provide extra tax deductions for charitable giving. But some older rules are worth reviewing too. Here are charitable-deduction strategies to consider before the year ends.
Crazy stock markets...Count your financial eggs When the stock market dives, take a deep breath. It may be counter-intuitive but rest assured. Knee jerk moves with money often end badly.
Today’s ‘It’ Bags Are Under $350. Here’s Why The latest status bags aren’t defined by look-at-me logos or heart-stopping price tags. Instead, savvy customers are seeking anonymity and accessibility. Here, how the sub-$350 purse came to reign.
Time to Innovate: Stop Settling for Great and Aim for Phenomenal Reinvention requires a total mindset and identity shift.
The Secret to These Successful Marriages? Living Apart The number of married couples who live apart is small but growing. Here’s how they say the arrangement helps their families and their relationships.
Why the Word "Fearless" Is Actually Keeping You From Achieving Your Goals Why we need the very powerful and necessary emotion of fear.
Did You Inherit An IRA In 2021? You May Need To Act Before Dec. 31, 2021, To Avoid Hefty (50%) Penalties If you inherited an IRA in 2021 from someone who was taking RMDs, you might need to act before the year ends if the deceased owner did not withdraw the full RMD for the year.
Just How Valuable Is Tax-Loss Harvesting? Research suggests that investors can get substantially higher returns by selling loser stocks and using the losses to offset their capital-gains tax liability.
Markets climb after Friday’s plunge. Investor optimism is premature – Omicron’s dangers are not known yet On Friday, the fear factor dominated the markets. A new and potentially highly contagious COVID-19 variant was making the rounds just when hopes were high that the pandemic was losing its destructive powers
How To Afford The Costly Care Of Your Aging Parents Life happens, your parents age and, often, caretaker roles reverse. But can you afford to care for your parents?
No Matter Your Age, Here's How to Tell if Your Finances Are on the Right Track The path to becoming financially secure is not linear. Nor is there a one-size-fits-all approach.
Thanksgiving Covid Variant Reminds Markets of the Important Things in Life For investors, there is nothing like reports of a new Covid-19 variant over American Thanksgiving to put things in perspective.
5 mistakes people make that keep them from becoming millionaires, according to financial experts There's plenty to read about how millionaires get rich. But what about mistakes that may hold you back?
Three errors every investor, big or small, needs to avoid Identifying your investment errors is not as easy as you might think. Apart from the psychological difficulty of admitting that you were wrong, investment results arise from both luck (randomness) and skill.
Medicare Mistakes You Need To Avoid Many retirees spend more money out of pocket than they should for medical care, because they make mistakes navigating Medicare.
A Popular Tax Trick for Savers, the Mega ‘Back Door’ Roth IRA, Is Eliminated in House Bill Goodbye to the mega 'back door' Roth? House Democrats' IRA measures aim to raise tax revenue to help pay for items such as universal prekindergarten and lower prescription drug prices. But the impact of eliminating them will go beyond the wealthy to some further down the income scale.
How Tax Credits and Government Subsidies Have Aided the Electric-Vehicle Market The government has pushed to accelerate EV adoption by consumers and car makers. Lawmakers now have new incentives in the works.
3 Signs It's Time to Transform Your Business Transformation is a necessary part of running a business in a market that's constantly changing. Is it time to transform yours?
Before 2021 Ends, Ask Your Boss For A Big Salary Increase To Compensate For The Rapid Rise In Inflation The sad reality is that if you don’t get a raise in 2021, and inflation remains the same or keeps raging higher, you’ll actually see a decrease in pay. This doesn’t mean the company pays you less, it's that the purchasing power from your salary doesn’t have the same value as it did a year ag...
A whodunnit on Zillow Lessons for America’s housing market.
The Most Stressed Out State In America Will Surprise You A new report on stress in the United States reveals the best and worst places to travel and live.
‘They could be the visionaries of our world’: do ‘overemotional’ people hold the key to happiness? One in five of us struggle to cope with everyday smells, sounds and images. Rather than a weakness, this extreme sensitivity could be a strength in everything from the pandemic to the climate crisis
How to Learn Anything in 4 Steps with the Feynman Technique This remarkable methodology can help you learn everything from playing bongos to quantum theory.
Millennials Are Banking On The Great Wealth Transfer, 4 Words Why You Shouldn’t Cash That Check Yet Millennials are banking on the Great Wealth Transfer when they will inherit trillions of dollars from the Silent and Baby Boomer generations – transforming today’s adult children into alpha consumers and next-gen clients of financial advisors, banks, and more. Here is why not to cash that check ...
What’s Your ‘Home Maintenance’ Style? We are all on a “maintenance spectrum.” We each have a bit of Fixer and a bit of Non-Fixer and the percentages ebb and flow and shift back and forth as circumstances in our lives and homeownership change. Do you agree?
Baby Boomers Discover That Therapy on Medicare Doesn’t Come Easy Patients say it can be tough to find a mental-health-care provider who takes Medicare. But there are some strategies to get treatment.
Why You Should Be Considering The Roth IRA This Year That is, unless your money is socked away in a tax-sheltered retirement account, such as a Roth IRA.
The S&P 500 Is Up 97% Since 2019. What’s The Market Outlook In 2022 And Beyond? The S&P 500 has nearly doubled since 2019. What does it mean for investors going forward?
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Financial Advice for Life's Big Events
CFP® , CLU, ChFC