Tanner Woodruff, Financial Advisor - Stifel

Following March's volatility this is a great reminder. The chart shows that despite a decline in stocks at some point each year (red dot and number), markets typically recover and returns for the full year (green bar) are positive most of the time. Take a look: https://livesocial.seismic.com/adhvez

One of the most challenging hurdles we may face over the next decade is a declining population.

Why the US population boom became a bust Reuters

Retirement marks a significant milestone, often seen as the finish line. However, it's important to recognize it as the start of a new phase requiring ongoing financial management. As real-life spending patterns shift and market volatility affects withdrawals, regular adjustments can enhance financial strategies.

Maintaining flexibility in planning allows retirees to adapt their focus as priorities change. Regularly reviewing finances ensures alignment with personal goals. A proactive approach to retirement planning can foster a smoother transition into this next chapter. Understanding this evolution is key to navigating the complexities of retirement with confidence.

Why Retirement Planning Doesn't End When You Retire Forbes Magazine

In this week's Economic Insight, Stifel's Chief Economist, Lindsey Piegza, Ph.D, takes an in-depth look at the state of the federal government's balance sheet, the runup in liabilities, the buyers of U.S. Treasuries, and the potential consequences of rising U.S. debt.

Read the full piece here: https://livesocial.seismic.com/ahOYRO

As many people rely solely on Social Security in their later years, it helps to see how waiting to take distributions can be advantageous.
Social Security is a U.S. government program that provides retirement, disability, and survivor benefits to eligible individuals, funded through payroll taxes. It's designed to offer financial support during retirement or in case of disability or death of a wage earner.

Learn more here: https://livesocial.seismic.com/adQPoZ

Do you know how much you will need in retirement?

Understanding your retirement expenses can help you prepare for what's ahead. Balancing needs, wants, and wishes can help support your lifestyle and legacy.

Complete our Retirement Income Workbook here:https://www.stifel.com/newsletters/adgraphics/pdf/wp/Retirement-Income-Workbook.pdf

Mortgage interest rates have shifted noticeably in recent weeks. As of May 19, 2026, the average rate for a 30-year mortgage stands at 6.50%, up from 6.37% at the beginning of the month. Factors like rising inflation and geopolitical issues contribute to this trend.

For those considering purchasing or refinancing, exploring multiple offers is essential. Comparing rates can provide valuable insights, helping borrowers make informed financial decisions amid this evolving landscape. Understanding current rates and trends remains crucial for navigating home financing choices.

What are today's mortgage interest rates: May 19, 2026? CBS News

In this week's Economic Insight, Stifel's Chief Economist, Lindsey Piegza, Ph.D, offers an updated view on the economy, policy, and what to expect looking out further into 2026.

Watch the full report here: https://livesocial.seismic.com/abSeOS

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