Credit With Ace

🚗 Thinking about going to a dealership with bad credit? Read this first 👇

I see this question all the time in DFW groups:
“What dealerships approve people with bad credit?”

Here’s the part most people don’t talk about ⬇️

Having low credit doesn’t mean you can’t get approved, but it DOES come with some serious downsides:

❌ Higher interest rates
You might get approved, but instead of a 5–7% rate, you could be looking at 18–25%+, which can add thousands to the cost of the car.

❌ Bigger down payment
Dealerships often ask for more money down to “offset the risk.”

❌ Limited vehicle options
You may be pushed into older cars or ones you didn’t actually want.

❌ Longer loan terms
72–84 month loans = lower monthly payments, but way more interest over time.

❌ Dealerships that “specialize” in bad credit
These approvals often come with predatory terms that keep people stuck financially.

👉 The truth:
It’s not about finding the right dealership — it’s about fixing the credit first, even just a little, so you walk in with leverage.

⸻

🎁 I created a FREE Credit Blueprint
It breaks down:
✔️ How to start improving your credit
✔️ What to fix BEFORE applying for a car
✔️ How to position yourself for better approvals & lower rates

📩 Comment “BLUEPRINT” or DM me and I’ll send it to you for free

If you’re in DFW and planning to buy a car soon, this can literally save you thousands‼️💰

I don’t know who needs to hear this, but fix your credit and start building positive credit‼️

New Youtube Video Out Now‼️

https://youtu.be/dcx_WKF4vQk?si=me9boe6SKUARDM8No

How I Reached an 800+ Credit Score in 2026 (Breakdown) In this video, I break down how I reached an 800+ credit score and the exact steps you can follow to improve your credit in 2026.Book A Free Credit Consultat...

Everyone wants a 700+ Credit Score — but a few know how to build it. I just dropped a FREE guide that shows you exactly how to do it step-by step 🚀

Here’s the link 👇

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If you need help increasing your credit score book a free 1 on 1 call with me 💳🚀

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