Mechell Insurance Professionals

Have you noticed your auto insurance premiums increasing?

If you haven't, be prepared to see it at renewal. Auto rates have gone up. As we all have experienced increases in gas, groceries, household items etc, it's unfortunate but insurance rates have also been impacted.

Below are some of what can cause increases aside from state rating
1. # of Violations
2. # of Accidents
3. # of Claims
4. Newly Young drivers
5. Type of vehicle(s)
6. Amount of coverage(s)

Hiring the right employee(s) has a major impact on the efficacy of your overall organization. With the best people on board, you’ll see higher productivity and a strong company culture.

I want to take a moment to applaud my right hand person, my back-up….Beatrice Landin

Beatrice has been such an important asset to my agency. To name a few, Beatrice is Collaborative, Committed, Communicative, Detail Oriented, Hardworking, Honest, Humble, Inquisitive, Patient, Proactive, Reliable.

Beatrice, although today is not employee appreciation, nor administration day, it shouldn’t have to be either of these days to praise you. I personally want to Thank you for all that you do within the agency. Helping people is our priority and I know our clients appreciate everything you do. I’m truly grateful and blessed to have you on board. I appreciate you!

Andy Mechell

Good morning!
Binding restrictions will start very soon, so if you need to handle any insurance business, DON'T WAIT, NOW IS THE TIME! 🌀

You still have time to prepare!

2:25PM - As Nicholas moves through on Monday/Tuesday, winds will pick up in the Coastal Bend. Barrier Islands should expect the highest wind speeds (50-65mph). Tropical storm force (39mph) could be felt as far inland as HWY 77. Because Nicholas will parallel the TX Gulf Coast Monday/Tuesday, any minor shifts closer or farther from land will alter impact details - like wind forecasts. Stay up with the latest!

TWIA UPDATE:

With Hurricane Ida entering the gulf very soon and with the possibility it could change direction at any time, as of today, TWIA will NOT be issuing policies for new business or increased coverages. Therefore, if you're in need for windstorm coverage or thinking about adjusting your deductibles and/or coverage amounts, it's too late.

Have you reviewed your coverage lately? Are you covered for Windstorm? Don’t wait until a storm is in the Gulf to make sure you are protected. Call or email us for coverage before it's too late!

🌀 We are monitoring Invest 99L. A tropical depression is likely to form late this week or weekend and move into the Gulf of Mexico by Sunday.

Additional development into a tropical storm or hurricane may occur early next week and a Texas landfall cannot be ruled out. If Invest 99L develops into a tropical system, it could bring dangerous impacts to South Texas such as storm surge, strong winds, and heavy rainfall.

Now is the time to prepare. Visit our website to learn more about hurricane preparedness.
👉 www.cctexas.com/beready #BeReady #HurricanePrep

We have helped many, from homeowners to investors to restaurant owners. Now it's your turn, we want to help you. Reach out to us via email or phone and allow us to shop for your needs.

As of this morning, the National Hurricane Center has started acknowledging our tropical low over South Texas. Like we've been discussing, it's a flood threat; not forecast to develop into anything more than what it currently is.

To All Our Progressive Clients,

Please make sure you are aware of the changes coming. See below

TEXAS AUTO RATE CHANGES

Since the economy reopened in March, we have seen more driving and higher frequency emerge to the point where it is approaching pre-pandemic levels. In addition, severity is materially higher than it was before the pandemic. As a result, in order to bring customers the best products and services at a competitive price, we're adjusting Auto rates effective July 2, 2021, for new business, and August 5, 2021 for renewals. While overall rates are increasing at the program level, individual rate changes vary depending on a number of factors, ie - your driving record, # of claims, violations, type of vehicle, etc. All of these are a big factor on how your auto premiums are calculated.

Although we are being told not to worry about this potential tropical storm, we must not let our guard down too easily.

Purchasing insurance is pretty scary. But, know what's even scarier? REGRET.

No one wants to start from scratch. Protect your assets!

Call or email us for a windstorm or flood quote today.

Hurricane Preparedness Tips for Coastal Residents

Have Enough Insurance – Have both flood and windstorm insurance. If you don’t have them already, now is the time to add these coverages. Flood insurance requires a 30-day waiting period; and most windstorm insurance providers, including TWIA, are unable to accept applications for new or increased coverage when a hurricane enters the Gulf (learn more).

Avoid Surprises – Read your policy before a storm hits. Understanding how you’re covered can help you navigate the claims process more easily. Verify your contact information, know your deductible, understand your endorsements, and ensure you have enough insurance to cover the cost to rebuild your home, if needed.

Secure Your Property – Don’t delay general maintenance to your roof or property. Install storm shutters and roof straps, trim trees and clear gutters, and reinforce garage doors.

As we enter Hurricane Season, remember to review your policies.
Reminder: Home insurance doesn't cover hurricane damage. Windstorm insurance doesn't cover flood damage.

Everything you work so hard for can be gone in hours. Remember, just because you have a homeowners policy doesn't mean you have windstorm or flood coverage. Review and take action now.

To all of the coastal area of TEXAS, this is for you!

We just issued a home & wind policy for an older property that's valued over 200K on a 12 month premium for under $1900.
Our mission is to help people.

Who's next?

Call/Email us today

Note: Insurance premiums are determined based off of your insurance history, home specifics like age of roof, construction type, sq footage etc.

We are expecting freezing rain. Stay safe!

Reach out to us and find out how smooth we can make your experience when purchasing insurance for your brand new home. 😉

Mechell Insurance Professionals

Mechell Insurance Professionals's cover photo

Buying a house?

Are you aware of the multiple discounts that are available to you with a new construction?

Our goal is to help our clients with as many discounts as possible.

Mechell Insurance Professionals

MIP wishes you a Happy Halloween!

Are YOU ready?
Email: [email protected]

HURRICANE AWARENESS TIP!!!

The 2020 hurricane season has begun and already there is a tropical storm in the Gulf of Mexico.

Though Tropical Storm Cristobal may not pose an immediate threat to the Texas coast, we want to remind you about the windstorm process for new business and increased coverage requests.