Laurie Knudson, Realtor

Laurie Knudson,  Realtor

Realtor & Coach/Educator. 30 years of industry experience. One of only a handful Charitable Real Es Over 30 years of real estate industry experience, One of top marketing experts in the real estate industry, Laurie brings cutting edge online concepts to help market your property.

Laurie is also a Charitable Real Estate Specialist and helps donors convert their homes to cash for their favorite 501c3 organizations. Contact Laurie for a free market analysis and to learn what marketing concepts are available for your home. Licensed MN Realtor.

Operating as usual

04/27/2022

What are experts saying about today's mortgage rates?

It's essential to know what experts are saying about today's rising mortgage rates. Let's connect so we can discuss why making your move sooner rather than later could be your best plan.


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How Homeownership Can Help Shield You from Inflation 04/26/2022

How Homeownership Can Help Shield You from Inflation

Rising consumer costs can put a pinch on your wallet and make you re-evaluate any big purchases you have planned to ensure they’re still worthwhile. If you’ve been thinking about purchasing a home this year, you’re probably wondering if you should continue down that path or if it makes more sense to wait. While the answer depends on your situation, here’s how homeownership can help you combat the rising costs that come with inflation.

Both rental prices and home prices are on the rise. So, as a buyer, how can you protect yourself from increasing costs? The answer lies in homeownership. If you get a fixed-rate mortgage on your home, you lock in your monthly payment for the duration of your loan, often 15 to 30 years. So even if other prices rise, your housing payment will be a reliable amount that can help keep your budget in check.

In inflationary...


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How Homeownership Can Help Shield You from Inflation If you’re following along with the news today, you’ve likely heard about rising inflation. You’re also likely feeling the impact in your day-to-day life as prices go up for gas, groceries, and more. These rising consumer costs can put a pinch on your wallet and make you re-evaluate any big pur...

04/25/2022

In today’s unprecedented housing market, you may need to change the way you look at the asking price of a home. Frequent and competitive are creating an auction-like atmosphere where the asking price is often the floor of the negotiation. DM me to learn what you can expect as a homebuyer in our local market.


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Myths About Today’s Housing Market 04/22/2022

Myths About Today’s Housing Market

If you’re planning to buy or sell a home today, it’s important to be aware of common misconceptions. Whether it’s timing your purchase as a buyer based on home prices and mortgage rates or knowing what to upgrade or repair before listing your house as a seller, it takes a professional to guide you through those decisions. DM me so you have an expert to help separate fact from fiction in today’s housing market.


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Myths About Today’s Housing Market Some Highlights If you’re planning to buy or sell a home today, it’s important to be aware of common misconceptions. Whether it’s timing your purchase as a buyer based on home prices and mortgage rates or knowing what to upgrade or repair before listing your house as a seller, it takes a profe...

Why This Housing Market Is Not a Bubble Ready To Pop 04/21/2022

Why This Housing Market Is Not a Bubble Ready To Pop

What Caused the Housing Crash 15 Years Ago?
Back in 2006, foreclosures flooded the market. That drove down home values dramatically. The two main reasons for the flood of foreclosures were:
>>Many purchasers were not truly qualified for the mortgage they obtained, which led to more homes turned into foreclosures.
>>A number of homeowners cashed in the equity on their homes. When prices dropped, they found themselves in an underwater situation (where the home was worth less than the mortgage on the house). Many of these homeowners walked away from their homes, leading to more foreclosures. This lowered neighboring home values even more, and this cycle continued for years.

Why Today’s Real Estate Market Is Different

Here are two reasons today’s market is nothing like the one we experienced 15 years ago.
>>Today, Demand for Homeownership Is Real (Not...


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Why This Housing Market Is Not a Bubble Ready To Pop Homeownership has become a major element in achieving the American Dream. A recent report from the National Association of Realtors (NAR) finds that over 86% of buyers agree homeownership is still the American Dream.

Photos from Laurie Knudson,  Realtor's post 04/20/2022

If you’re a homeowner, your net worth has gotten a big boost. That’s because recent home price appreciation has increased your equity. Over the past year, the average homeowner’s equity grew by $55,300. DM me to learn how much equity you have in your home and how you can use it to fuel your next move.


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19245 Silverod Street NW, Anoka, MN 55303 - Homesnap 04/20/2022

19245 Silverod Street NW, Anoka, MN 55303 - Homesnap

2.37 Acres of parklike yard! Charming gated water fountain garden area...perfect for private weddings or celebrations...or any type of small gathering! This 4 BR 2 BA home has a large deck just off the living room, and a concrete walkout covered patio. 2 Car attached garage and 6 car detached garage, which would also make a great gathering space. So many perennials...the garden pictures aren't even close to how pretty the yard really is. Ready to move in and enjoy! $470,000 listing price. Address is 19245 Silverod Street NW, Oak Grove. Showings start tomorrow!!! Share with someone you know that may be looking for a little piece of country paradise! My seller is moving out of state and can do a quick closing :)

19245 Silverod Street NW, Anoka, MN 55303 - Homesnap

Why Pre-Approval Is an Important Step for Today’s Homebuyers 04/19/2022

Why Pre-Approval Is an Important Step for Today’s Homebuyers

Being intentional and competitive are musts when buying a home this season. That’s why pre-approval is so important today. Pre-approval from a lender is the only way to know your true price range and how much money you can borrow for your loan. Why does that matter so much today? There are many more buyers looking for homes today than there are homes available for sale, and that’s creating some serious competition. According to NAR, the average home is getting 4.8 offers per sale. As a result, bidding wars are still common.

Your pre-approval gives you a leg up in these situations. That’s because you know exactly what you’re approved to borrow before you write your offer, and it lets the seller know you’re qualified to buy their home. This helps both you and the seller feel confident in what you’re bringing to the table. And that puts you in a better position to...


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Why Pre-Approval Is an Important Step for Today’s Homebuyers Being intentional and competitive are musts when buying a home this season. That’s why pre-approval is so important today. Pre-approval from a lender is the only way to know your true price range and how much money you can borrow for your loan. Peter Warden, Editor of The Mortgage Reports, explain...

04/18/2022

How the Appraisal and Inspection Empower You as a Homebuyer

Even in today's competitive market, it's important not to waive an appraisal or inspection. Let's connect so you can feel empowered when you submit an offer on the home of your dreams.


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04/15/2022

In today's housing market, buyers are competing over a limited number of homes. To help you prepare and go into your search with clear goals, list out your nice-to-haves and must-haves and stick to your budget. Then once you’re ready, DM me so we can put together a winning strategy to achieve your homebuying goals this season.


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On the Fence of Whether or Not To Move This Spring? Consider This. 04/14/2022

On the Fence of Whether or Not To Move This Spring? Consider This.

If you’re thinking of selling your house, it may be because you’ve heard prices are rising, listings are going fast, and sellers are getting multiple offers on their homes. But why are conditions so good for sellers today? And what can you expect when you move? To help answer both of those questions, let’s turn to the data.

Today, the demand for homes is significantly greater than what’s available to purchase. Since buyer demand is so high at a time when seller traffic is so low, there’s a good chance buyers will be competing for your house. According to NAR, in February, the average home sold got 4.8 offers. When buyers have to compete with one another like this, they’ll do everything they can to make their offer stand out. Selling when demand is high and supply is low sets you up for a big win.

If you’re also looking to buy a house, you may be...


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On the Fence of Whether or Not To Move This Spring? Consider This. If you’re thinking of selling your house, it may be because you’ve heard prices are rising, listings are going fast, and sellers are getting multiple offers on their homes. But why are conditions so good for sellers today? And what can you expect when you move? To help answer both of those quest...

04/13/2022

In today’s real estate market, homes are selling quickly. A trusted real estate advisor has the skill and experience needed to navigate the fast-paced sales process with efficiency and accuracy. To make sure you have a pro on your side every step along the way, DM me today.


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04/12/2022

As HUD notes, "The Fair Housing Act protects people from discrimination when they are renting or buying a home, getting a mortgage, seeking housing assistance, or engaging in other housing-related activities.” With a professional at your side, you’ll have an advocate throughout your home search. If you're ready to get started, DM me today.


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Using Your Tax Refund To Achieve Your Homeownership Goals This Year 04/11/2022

Using Your Tax Refund To Achieve Your Homeownership Goals This Year

If you’re buying or selling a home this year, you’re likely saving up for a variety of expenses. Using a tax refund is a common tactic for buyers and sellers. SmartAsset estimates the average American will receive a $2,897 tax refund this year.

Here are a few tips to help with your home purchase or sale this season.

>>How Buyers Can Use Their Tax Refund

According to American Financing, there are multiple ways your refund check can help you as a homebuyer. A few include:
• Growing your down payment fund
• Paying for your home inspection
• Saving for closing costs

The best way to prepare is to work with a trusted real estate professional to make sure you understand what’s to come in the process.

>>How Sellers Can Use Their Tax Refund

If you own a home and are planning to sell this spring, your tax refund can help you make sure your home is ready to list...


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Using Your Tax Refund To Achieve Your Homeownership Goals This Year If you’re buying or selling a home this year, you’re likely saving up for a variety of expenses. For buyers, that might include things like your down payment and closing costs. And for sellers, you’re probably working on a bit of spring cleaning and maintenance to spruce up your house before y...

04/08/2022

The best news yet! Who Dey!!! Way to go Cuz!

04/08/2022

If you’re looking to buy your first home, condos could be a great option for you. Condos can offer many amenities, lower maintenance, and an incredible way to break into the housing market and start building equity that can fuel a future move. DM me so we can explore all your options together.


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04/07/2022

The Spring Homebuying Season Is in Full Bloom

Spring is the most popular time to buy a home, making it a great time to sell. Let's connect so you can take advantage of the spring buying season.


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04/07/2022

April LakePlace Newsletter...who would like to join us for Golf? April Newsletter...who would like to join us May 30th for Golf to support the Homeless & Wounded Warriors MN organization? Click here for full newsletter: https://www.canva.com/design/DAE9OYc62aA/53H0vGq7MBL86GQE2Vg0Ng/view?utm_content=DAE9OYc62aA&utm_campaign=designshare&utm_medium=link&utm_source=publishsharelink

04/07/2022

Find LAKE HOMES for sale in Brainerd, and Alexandria areas HERE: https://tinyurl.com/UpNorthLakeHomes4Sale
This list stays current! Contact Laurie Knudson for a private showing.

Remote Work Trends Mean Flexibility for First-Time Homebuyers 04/06/2022

Remote Work Trends Mean Flexibility for First-Time Homebuyers

Today's low inventory can be challenging for homebuyers, especially if you’re looking to purchase your first home. But if you're one of many people who work remotely, you may have a great opportunity to use the flexibility you have at work to achieve your homebuying goals this year.

In a recent report, Arch Capital Services explains how the ongoing trend of remote work can open up more options for homebuyers. “. . . This will enable those who are able to work from home on a part-time or hybrid basis to move slightly farther away from job centers. . . . For workers who secure full-time remote jobs, their place of residence will be determined by affordability and personal preferences.” Basically, working from home is great news if you’re a first-time buyer trying to find a home that meets your needs and budget.

If your job is 100% remote, you don’t have to be...


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Remote Work Trends Mean Flexibility for First-Time Homebuyers Today's low inventory can be challenging for homebuyers, especially if you’re looking to purchase your first home. But if you're one of many people who work remotely, you may have a great opportunity to use the flexibility you have at work to achieve your homebuying goals this year.

Timeline photos 04/05/2022

In today’s competitive market, buyers are finding success by being persistent. That’s because data shows that, on average, the third try is the charm when it comes to getting an offer accepted. Stick with your home search and you will find the one. And if you want to partner with an expert who will help you navigate today’s market, DM me.


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Videos (show all)

What are experts saying about today's mortgage rates?
How the Appraisal and Inspection Empower You as a Homebuyer
The Spring Homebuying Season Is in Full Bloom
How Not To Get Fooled When You Sell This Spring
What Do Rising Home Prices Mean for Buyers?
Thinking of Buying or Selling a Home?
Things-To-Avoid-After-Applying-for-a-Mortgage
Why We're Not Headed for a Housing Crash
Why Acting Strategically as a Seller Is Your Best Play
Is This Your Year To Break Up with Renting?
Why Pre-Approval Is Key This Year
No Matter What the Groundhog Says, You Should Sell Before the Spring

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