Scott Borschke - Supreme Lending

With gratitude and awe, we remember and pay tribute to all our fallen heroes. We are home of the free, because of the brave. Today and every day, we honor their sacrifice.

It’s simpler than ever to start your home financing journey. Supreme Lending’s online platform delivers a quick and easy customer experience. Contact us today to get started!

Summer is around the corner! Get your pool ready for the season.

Looking into buying your first home? Our team will guide you throughout the process to ensure you can make confident decisions. We can explain loan products, break down requirements, and keep you updated from application to closing to keys. Contact us today to make your experience Supreme! When you work with us, you’re not just another file. We treat you like family.

Non-U.S. citizens can now qualify for the USDA Rural Development Single Family Housing Guaranteed Loan Program (SFHGLP) with Supreme Lending for homes in eligible areas. Call today for more details.

Pop Quiz: What does PITI stand for?
No one’s feeling sorry for you! PITI is an acronym for the four elements of your mortgage payment:
Principal: The portion dedicated to repayment of the balance—this is the actual loan amount. So, on a $100,000 mortgage, the principal is $100,000.
Interest: This payment goes to the lender—their payment for the service of lending you money.
Taxes: These are property taxes due assessed by and due to your municipality, based on the value of the land and home.
Insurance: Your homeowner’s insurance premium. If you have mortgage insurance, it’s also included.
PITI is compared to your gross monthly income to ensure it’s affordable for you.

As warmer weather sweeps in, moving season is approaching! With a volatile real estate market in play, here’s a closer look at who’s on the move.

The loan process can seem daunting at first. Here are our top tips for a smooth loan process and on-time closing.

She makes a house a home. Mother’s Day is the perfect time to thank her for all the things she does year-round.

Understanding your Homestead Exemption is essential for homeowners. This provision lowers your primary home’s taxable value by a fixed amount, reducing your property tax bill. Homeowners are responsible for applying for the exemption with their local municipality. Your local tax advisor is a great resource for any tax related questions.

At Supreme, we value working with local real estate agents and are thankful for our business partners helping people in the community find their dream homes. Whether you're looking to buy a home, refinance your current one, or an agent looking to expand your business, our team understands the local market and would love to the opportunity to be your trusted .

Don’t know if an adjustable-rate mortgage (ARM) is right for you? This decision has a lot to do with your current situation and future. Supreme Lending offers a variety of both ARM and fixed-rate mortgage options. No matter your circumstance, we have your lending needs covered.

Warm weather has arrived, so now is the perfect time to do an A/C checkup before the dog days of Summer arrive. These cost-effective tips can help keep your system in shape by thinking ahead.

On this 52nd Earth Day and every day, remember, there’s no place like home! Small steps can make a big difference. Plant a tree or native plant, conserve water, reduce, reuse, recycle, and above all, get outside and enjoy our beautiful planet!

Small changes can yield great rewards. If you’re considering marking a move, there are quick, cost-effective ways to make your home more marketable. Whether you’re moving up or downsizing, count on Supreme Lending for all your financing needs.

Sometimes, less is more. That’s the case when it comes to Debt-to-Income (DTI), one of the critical factors in determining your borrowing risk. This is a ratio of your debt to your income. To obtain your DTI, take the sum of your monthly debts and divide by your gross monthly income. A favorable DTI is usually 43% or lower, but it depends on your loan program.

Ready to test your green thumb? Successful vegetable gardens start in the planning stage. Here are some tips for healthy crop in your backyard.

Is it time to get out of the rent race and buy a home of your own? With record high prices and low inventory, the demand for housing is driving up the cost of rent. While the national average sales price is up 13.5%, the average rent for a two-bedroom is up 21.8%, with rents skyrocketing in some metro areas. Ready to start building equity toward your future? Reach out today!

Tax season is well underway! It’s easy to set aside old mail and miss important documents. Now’s the time to make sure you have your annual mortgage statement, or IRS Form 1098. This form is sent by all mortgage servicers at year-end and includes mortgage interest and property taxes paid. These items can be tax deductible. Consult your tax professional for details.

Every April, we celebrate the Fair Housing Act, enacted in April 1968 to guarantee availability of housing for sale, rental, or financing to all, regardless of race, color, national origin, religion, or gender. At Supreme Lending, we’re honored and proud to be part of this inclusive American dream.

Homeownership isn’t limited to a traditional single-family home. With prices at all-time highs in many markets, some buyers are considering condos as an alternative. Condos offer the same equity-building advantages, often without the upkeep and cost of owning and insuring the home’s exterior. If you’re considering downsizing or are pondering a condo for first-time ownership, Supreme’s condo specialists are here to help!

On moving day, you aren’t only packing all your things. This big event can pack a punch of both excitement and stress. Keep your move as smooth as possible with some preparation.

Tax Day on April 15 is fast approaching! Have you decided what to do with your return this year? Real estate can be a great option for your family and your future. Tax funds can be used toward down payment or closing costs on a purchase or cost-saving refinance. Want to learn about your options? Let’s talk!

The USDA doesn’t just regulate our food supply. It ensures affordable rural and suburban housing too! USDA Rural Loans help low- to moderate-income Americans gain homeownership, with no down payment and flexible requirements. These loans aren’t just for farmland. Any area with a population of 20,000 or less can be an eligible rural area. Ready to learn more? Call us today!

Not that kind of CD!

Your Closing Disclosure (CD) is a critical step in your loan process. This document contains a summary of the final terms of your loan, including your loan’s interest rate and fees, closing costs, your monthly mortgage payment and the total of all payments and finance charges. Your CD is issued at least three days before you sign closing documents.

Springtime is here. May your hopes and dreams bloom this season.

Supreme Lending proudly announces our VA Renovation program. This loan provides our Veterans and active-duty military 100% financing to fund both purchase and improvements on their new home. Refinance options available. To those who’ve served, let us now serve you. Call today to learn more!