David Stevens - Providence Title, Conroe, TX

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from David Stevens - Providence Title, Conroe, TX, Property development, 2129 W. Davis St. E, Conroe, TX.

02/02/2016

What's Your Biggest Regret? (Nobody Wants To Admit The Worst One Of All)

There's something I've been wanting to do. What about you? https://youtu.be/R45HcYA8uRA

A blackboard stood in the middle of New York City asking passersby to write down their biggest regrets. As the board filled up, we noticed that all of these ...

[01/27/16]   Last couple of days of the month. Are you busy? How was your month?

[01/25/16]   The stock market keeps going down, but happily real estate contracts keep on coming in the door!

[10/30/15]   Have a safe and happy Halloween weekend everyone!

[10/09/14]   Something quite funny just occurred here at the office. It just so happened that today, of all days, I broke my two month breakfast burrito fast by stopping in at Sonic for an Ultimate Meat and Cheese breakfast burrito. I was eating it at my desk when they asked me to come into the kitchen for the surprise... breakfast burritos for the whole office in honor of my birthday! Thank you to all my cohorts here at Providence Title - The Woodlands for the happy birthday wish.

[08/07/14]   One thing I've learned... when I make a mistake, I own up to it, apologize, and fix it. But it seems the trend is to cover it up or blame it on someone else if possible. Its hard today in business to admit you're not perfect. When I do though, I find people to be most forgiving. And I know this because they keep coming back.

linkedin.com 08/01/2013

This One Tweet Reveals What's Wrong With American Business And The Economy

http://www.linkedin.com/today/post/article/20130731184447-462880-this-one-tweet-reveals-what-s-wrong-with-american-business-and-the-economy?ref=email

linkedin.com If you watch TV, you'll be led to believe that the problem with the U.S. economy is that one political team or the other is ruining the country.A sharp drop in government spending this year is, in

03/30/2013

http://t.co/ugZNhe9hm0

Read - Bold Plan. Free Texas. - http://t.co/ugZNhe9hm0 via @WeTexans

wetexans.com

[03/28/13]   Hello and good Thursday afternoon to you! I’ve been getting a great response from you, the readers of my Real Estate Practice Tip each week. Thank you so much reading them. Please share with anyone you think might enjoy them, or benefit from them. And, as always, please comment.

Paragraph 21 of the TREC 1-4 Family Residential Contract is very important, yet often overlooked or ignored. The purpose is very simple, to provide contact information for the buyer and seller in order that NOTICES can be transmitted to them. Often, this paragraph is left blank, or is only partially completed, or effectively incomplete by including only a telephone number.

The paragraph says that “…notices from one party to the other must be in writing….” So a phone number alone will do no good. At a minimum, you should include a mailing address, as there is one notice in the contract that is required to be sent by U.S. Certified Mail (see Paragraph 18). Of course, while U.S. mail will do for all notices, it is nice to include an email address as well, as most notices can be emailed and we all know this speeds up the process tremendously.

If you prefer to receive all notices on behalf of your client, you may place your own email, fax and mailing address into these blanks.

What Notices are we talking about here? The notice of termination in Paragraph 4(A) (1), the notice required to be given by the Escrow agent in Paragraph 18, and the notice of termination in Paragraph 23, are three examples. Any notices mentioned in any promulgated addenda are also relevant here.

If no information is included in these blanks, then you simply cannot comply with the notice provisions in this contract. That is not good, and could lead to major problems, as you can imagine. Bottom line - fill in the blanks!

So there you have it, my latest Real Estate Practice Tip. If you haven't seen our new Providence Title office here in The Woodlands, or would like to open title on a contract, please stop in and see me.

Happy Easter!

foxbusiness.com 03/22/2013

How to be the Most Attractive Homebuyer

In this time of quick sales and multiple offers, being the right buyer requires skill and expertise...

http://www.foxbusiness.com/personal-finance/2013/03/21/how-to-be-most-attractive-homebuyer/

foxbusiness.com As home prices continue to recover and interest rates remain at near-record lows, some houses are receiving multiple offers and to win the bid, buyers need to stand out from the crowd.

businessinsider.com 03/20/2013

A New And Different Housing Bubble Is Taking Shape

I'd be interested to know if any of y'all see this happening here in our area, or do you think Texas again will be insulated from this new bubble?

http://www.businessinsider.com/housing-bubble-ii-but-this-time-its-different-2013-3?nr_email_referer=1

businessinsider.com And the timing couldn’t be worse.

blog.recenter.tamu.edu 03/08/2013

America’s Deleveraging Cycle is Ending | the Blog of the Real Estate Center

This is AWESOME news!

http://blog.recenter.tamu.edu/2013/03/deleveraging-cycle-ending/

blog.recenter.tamu.edu America’s Deleveraging Cycle is Ending

[03/06/13]   Here's another Real Estate Practice Tip that I hope you'll find helpful.

Let's take a quick look at Paragraph 6(C) of the TREC 1-4 Family Residential contract. This is probably one of the most confusing, most misunderstood parts of the whole document. In particular, let's look at 6(C) subparagraph (1). This provides a blank to fill in which designates the number of days (after the effective date written in on page 8 in the signature block) which the Seller has to submit to both the Buyer and the Title Company both the existing survey and the T-47. The T-47 is the affidavit which states that nothing has changed on the ground since the date of the existing survey.

Very often, the survey is submitted to the title company, along with the contract, but without the T-47. But as you can see, both must be submitted. And what happens if they are not both submitted. Look at the bold language, "Buyer shall obtain a new survey at Sellers expense." This means that if the title company does not receive a T-47 within the chosen number of days, Seller must pay for a new survey for Buyer, even if the existing survey and T-47 were perfectly acceptable.

If both the existing survey and the T-47 are submitted within the time prescribed, then the Tile Company and lender must approve both items for use in the transaction. Either item may be deemed insufficient for any number of reasons. The survey may be too old, or the copy may be illegible, or the surveyor's stamp may be missing. Or, the T-47 may be missing the notary acknowledgment, or it might disclose a subsequent change in the fence line or a large improvement too close to a building setback line. Regardless of the reason, if either the survey or the T-47 is insufficient, then the paragraph provides a blank to be filled in to designate which party will pay for the new survey.

So to summarize, Paragraph 6(C)(1) is applied in two steps. First, Seller must submit both documents to the Buyer and the title company. Second, only if Seller has done so and the Title Company or Buyer's lender finds it to be insufficient, then the Buyer must obtain a new survey at either his or her own expense or at the expense of Seller, depending on who is designated in the blank.
So there you have it, my latest Real Estate Practice Tip. Please reply if you have a question or comment about this tip, or any other title-related matter.

if you read the practice tip and still have trouble understanding the survey paragraph, please call me or come by and lets go over it in the context of your actual deal. I'm happy to help you get it right, and then to close the contract for you!

Have a great week!

bizjournals.com 02/28/2013

The Woodlands Resort & Conference Center to get a facelift - Houston Business Journal

The Woodlands gets better and better all the time!

http://www.bizjournals.com/houston/blog/breaking-ground/2013/02/the-30-year-old-woodlands-resort.html

bizjournals.com The Woodlands Development Co. is moving forward with the $95 million renovation ...

[02/25/13]   Hello and good morning to you! Here's another Real Estate Practice Tip that I hope you'll find helpful.

Paragraph 2 of the TREC 1-14 Family contract is where you identify the property. If it's a Lot/Block property in a platted subdivision, it's usually very simple to just fill in the blanks; Lot 1, Block 2, Platted Subdivision, Section 3, etc. But what if you're writing up a contract for an acreage tract? Well, the 1-4 Family contract provides a simple way to handle that.

Take a look at the last phrase of paragraph 2, "…or as described on attached exhibit." Aha! An exhibit! But what exhibit? Where do you get the legal description to go on the exhibit? It comes from the existing recorded deed to the property. Many agents use what's called the shortened legal, and try to make it fit into the blanks in Paragraph 2. You find the shortened legal on the appraisal district website or on a link on MLS to property and tax info aggregated by Stewart. But this shorted legal does not fit in the blanks. It contains a survey name, an abstract number and an acreage total. How does this go into Lot/Block/Sudvision blanks? It doesn't.

Not only does it not fit in the blanks, but it isn't really a legal description at all, as it doesn't identify the location of the property with specificity. So, where do you get the legal description for the exhibit? As I mentioned above, you get it from the deed. So call your title company (call me!) and ask to have a copy of the deed emailed to you. Or, in Montgomery County, deeds can be viewed and printed for free on the Montgomery County Clerk's website. There's a good chance that the legal description you need is already in the form of an exhibit to the existing recorded deed. If so, then you can simply attach that exhibit to your contract and you're good to go. Just fill in the Lot/Block/Subdivision blanks in Paragraph 2 with "N/A" and check the "Other" box on page 8 of the contract to indicate an "Other" exhibit is being attached. Fill in the blank next to the "Other" box with "Legal Description Exhibit."

If you absolutely have to use the shortened legal, then you can put it on the Exhibit. If the deed contains the legal description within the body of the deed itself and not on an exhibit, then simply cut and past the legal from the deed onto a blank sheet of paper and type or write the word Exhibit at the top and attach that to your 1-4 Family contract.

So there you have it, my latest Real Estate Practice Tip. Please reply if you have a question or comment about this tip, or any other title-related matter.

If you haven't seen our new Providence Title office here in The Woodlands, or would like to open title on a contract, please stop in and see me. As you may know, I'm both a licensed attorney and a Closer/Escrow Officer. When you open title with me, you get me at the table with your clients, and from what I hear, I'm a lot of fun! And one more thing… if you need help with the Exhibit discussed above, please ask. I'm happy to help you get it right, and then to close the contract for you!

Have a great week!

mortgagenewsdaily.com 02/22/2013

Sellers' Market Developing According to NAR

Nice!

http://www.mortgagenewsdaily.com/02212013_existing_home_sales.asp

mortgagenewsdaily.com The National Association of Realtors® (NAR) said today that a sellers' market is developing in real estate as home sales edge up and home prices continue to rise steadily compared to year-ago levels. Sales in January were up in every region of the country...

bizjournals.com 02/20/2013

D'Agostino Cos. to break ground on Vision Park Plaza next quarter - Houston Business Journal

As we just experienced last month when we were out leasing our new office space, The Woodlands market is booming.

http://www.bizjournals.com/houston/blog/breaking-ground/2013/02/dagostino-cos-to-break-ground-on.html

bizjournals.com The Woodlands-based D’Agostino Cos. said Tuesday it plans to break ground on Vision...

inc.com 02/19/2013

Turn Your Toughest Customer Into Your Biggest Fan

This is some excellent advice!

http://www.inc.com/marla-tabaka/tough-customers-into-vocal-advocates.html

inc.com These 7 tips will help you transform your most difficult clients into big marketing victories.

[02/18/13]   Hello and good Monday morning to you! Here's a Real Estate Practice Tip that I hope you'll find helpful.

As you know, Paragraph 11 (Special Provisions) of the TREC 1-4 Family Residential Resale contract is for "factual statements and business details." The best way I've found to determine whether something is a factual statement or business detail is to ask this question: If I insert this language here, does it create a new obligation, right or option for either the buyer or seller? If the answer is yes, then it is not a factual statement or business detail. Instead it is a new term in the contract.

For example, let's say you want your buyer to be able to cancel the contract if the house doesn't appraise for the sales price or above, and you propose to write in Special Provisions, "If the house doesn't appraise for at least the sales price, then buyer may cancel the contract." So, before you write this language in, you would first ask the question… Does this create a new obligation, right or option? The answer is yes. The proposed language is an attempt to create a new right for the buyer, namely the option to cancel the contract if a certain thing happens.

As we all know, writing a new term into the contract is a no-no, because TREC considers it to be practicing law without a license. So this is the perfect example of an item that is not permitted to be written into special provisions, but should instead be included in an addendum. Unfortunately, there is no TREC promulgated addendum for this. Yet, I close contracts with this exact provision written in all the time. It just goes to show how misunderstood the meaning of "factual statements and business details" really is.
So there you have it, my latest Real Estate Practice Tip. Please reply if you have a question or comment about this tip, or any other title-related matter.

If you haven't seen our new Providence Title office here in The Woodlands, or would like to open title on a contract, please stop in and see me. As you may know, I'm both a licensed attorney and a Closer/Escrow Officer. When you open title with me, you get me at the table with your clients, and from what I hear, I'm a lot of fun! And one more thing… as an attorney, I can help you with contract language and custom-drafted addenda for your contracts, like the one above. I already have that particular addendum drafted and ready to go, and I'm happy to provide it to you. So don't hesitate to get your contract language properly drafted by an attorney because you think it's too expensive. I promise you it's not! I refuse to let money get in the way of your getting the document you need!

I hope to see you or talk to you soon. Have a great week!

next.inman.com 02/15/2013

Quick Tip: 5 ways real estate professionals can use the new video app, Vine

http://next.inman.com/2013/01/quick-tip-5-ways-real-estate-professionals-can-use-the-new-video-app-vine/

next.inman.com The social networks are all aflutter this week with news of the latest video app – Vine. Twitter announced on it’s blog:

next.inman.com 02/14/2013

Quick Tip: 5 Ways to Show the Love This Valentine’s Day for Real Estate Pros

In case nobody else told you today.... I love you!

Quick Tip: 5 Ways to Show the Love This Valentine's Day for Real Estate Pros ---> http://bit.ly/WYvp3Q

next.inman.com What better holiday to show gratitude than during Valentine’s Day? One of the things I love about Valentine’s Day is that it isn’t just limited to our sweethearts, but it opens a door to tell the people that mean the most to us how much they are appreciated.

housingwire.com 02/13/2013

SPEED: Fannie Mae will directly approve short sales | HousingWire

Speeding up the time to contract approval on short sales... Fannie Mae to the rescue! Really? Any of you have an opinion based on experience with this program?

http://www.housingwire.com/fastnews/2013/02/12/speed-fannie-mae-will-directly-approve-short-sales

housingwire.com In an effort to prevent foreclosures and help stabilize communities, Fannie Mae introduced its HomePath for Short Sales tool to help assist common short sale challenges -- such as an unresponsive mortgage servicer.

inman.com 02/12/2013

Tight inventory forcing sellers to make double moves | Inman News

This situation is both good and bad!

http://www.inman.com/buyers-sellers/columnists/dianhymer/tight-inventory-forcing-sellers-make-double-moves

inman.com Despite inconvenience, setup offers benefits when buying replacement home. It's nice to know where you'll be living next before you let go of the home you've been comfortable living in for years. However, not only is this not possible for most repeat homebuyers, it may not be the most financia...

02/11/2013

Post Oak Bank files to expand into The Woodlands with new branch - Houston Business Journal

http://alturl.com/bsyjf

bizjournals.com Post Oak Bank NA has filed with federal regulators to open its first branch in The...

Address


2129 W. Davis St. E
Conroe, TX
77304

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
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