James Stang Insurance

Medicare Supplement plans do not require referrals, allow you to see any provider that accepts Medicare, require separate Part D plans, and only have a one-time Medigap Open Enrollment window.

Reminder To Be Careful: Scammers use several different tactics to try and scam Medicare beneficiaries and make attempts by phone or email.

Reminder: Medicare Exclusions are items or services that Medicare does not cover, such as most prescription drugs, long-term care, and custodial care in a nursing or private home.

To cover all your bases, if a doctor or specialist says they accept Medicare, go a step further and confirm whether or not they accept Medicare Assignment. This confirmation can provide you with some peace of mind and ensure there will be no hiccups when needing services or treatments in the future.

Fast Fact: While the Medicare Annual Wellness Visit is not mandatory, it is a 100% covered preventive service.

Medicare can feel overwhelming at first, but once you understand the different parts, the process becomes much easier to navigate.

Your Medicare Annual Wellness Visit is an important opportunity to review your health and create a personalized prevention plan with your doctor.

Medicare decisions do not have to be made without guidance. Working with us can help you understand your choices and avoid costly mistakes.

Medicare Part B premiums are set each year by the federal government and most people pay the same standard rate. Some high earners (fewer than 5%) pay an income-related adjustment in addition to the standard Part B premium.