Doug Ritchey Financial Coach, LLC

Doug Ritchey Financial Coach, LLC

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Bring hope to your situation. Build a plan together. Walk that plan together. Like many people growing up, I had no formal or informal financial training.

As a result of this, I generally didn’t know what to do with my money. When I became an adult, I knew that I didn’t want to have debt, yet I still followed the status quo and made the same classic money mistakes as those around me. I ‘bought’ a new car less than a month into a new job. I ‘bought’ a new house a year later. Note: I didn’t truly buy these things, but instead, I borrowed to get these

85 Percent of What We Worry About Never Happens 06/08/2026

85 Percent of What We Worry About Never Happens:
"Therefore do not worry about tomorrow, for tomorrow will worry about itself. Each day has enough trouble of its own." – Matthew 6:34 (NIV)

85 Percent of What We Worry About Never Happens Five hundred years ago, Michel de Montaigne said: "My life has been filled with terrible misfortune; most of which never happened." Now there's a study that proves it. This study looked into how many of our imagined calamities never materialize.

Putting Food on the Table Without the Stress 05/11/2026

Putting Food on the Table Without the Stress

Putting Food on the Table Without the Stress You want to buy healthy food.You want to avoid waste.You want to stay within your budget.You want everyone in the house to actually eat what you buy.

stay-the-course-what-75-years-of-market-history-tells-us-about-volatility-the-iran-conflict-and-y 04/24/2026

The importance of staying invested through the ups and downs.

stay-the-course-what-75-years-of-market-history-tells-us-about-volatility-the-iran-conflict-and-y Stock market headlines are scary right now — but they always are. Before you make any moves with your portfolio, look at 75 years of S&P 500 data. From the 1970s stagflation crisis to the 2008 financial collapse to a global pandemic, the market has averaged +11.7% annually with an average intra-ye...

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