Proper Title LLC

Sabrina chats with Joe Burke, SVP of Mortgage Lending at OriginPoint, to discuss important changes happening in condo financing and why getting approved for a mortgage may now depend on much more than the buyer’s income, credit, and down payment.

When you buy a condo, the lender is not only looking at you. They are also looking at the financial and physical health of the condo association and building.

In this episode, we will cover:

• What’s changing with Fannie Mae’s condo financing requirements
• Why the size of the condo building can impact the financing process
• How HOA budgets and reserves can affect loan approval
• Why special assessments, deferred maintenance, insurance, litigation, and code violations matter
• New reserve requirements coming in 2027
• Red flags buyers and sellers should identify before getting too far into a transaction
• What happens when a condo does not meet conventional financing guidelines and whether other financing options may exist

Whether you’re buying a condo, preparing to sell one, or helping clients navigate the Chicago condo market, understanding the financial health of the entire building is becoming an increasingly important part of getting to the closing table.

� Join us LIVE every Tuesday at 9:30 AM on Proper Title’s Facebook, Instagram and LinkedIn.

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Sabrina chats with attorney Cindy O’Keefe to break down a topic that impacts nearly every property owner in Cook County: property taxes and the appeal process.

Your property tax bill is not simply based on what you paid for your property, and an increase in assessed value does not always tell the whole story. Understanding how your property is assessed, when you have an opportunity to appeal, and what information may support that appeal can make a big difference for both residential and commercial property owners.

In this episode, we will cover:

• How Cook County property assessments impact your tax bill
• When and why a property owner might consider an appeal
• How the appeal process works and important deadlines to understand
• Differences between residential and commercial property tax appeals
• What information and evidence may be considered during an appeal
• Common misconceptions property owners have about assessments and taxes
• Why it is important to pay attention to your assessment before the tax bill arrives

Whether you own a home, investment property, or commercial real estate in Cook County, this conversation will help you better understand your property taxes and what options may be available when you believe your assessment deserves a second look.

� Join us LIVE every Tuesday at 9:30 AM on Proper Title’s Facebook, Instagram and LinkedIn.

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Disclaimer: These videos and/or any questions asked live do not create an attorney-client relationship. No legal relationship exists until you expressly hire the attorney or firm and they agree to represent you.