MacAsh Home Loans

Homeownership builds wealth, stability, and community. Whether you're a first-time buyer or returning to the market, MacAsh Home Loans is here to guide you every step of the way. Let's get you home. 🏡 www.macashhomeloans.com
https://www.macashhomeloans.com

An escrow account holds funds for your property taxes and homeowners insurance, paid monthly as part of your mortgage payment. Your lender manages it so you never miss a tax or insurance bill. 🏦 www.macashhomeloans.com
https://www.macashhomeloans.com

You'll typically need: last 2 years of W-2s, 30 days of pay stubs, 2 months of bank statements, and a government-issued ID. Getting these ready now speeds up your approval. 📁 www.macashhomeloans.com
https://www.macashhomeloans.com

Pay bills on time, reduce credit card balances, and don't open new accounts before applying for a mortgage. Even a 20-point score increase can save you thousands in interest. 📈 www.macashhomeloans.com
https://www.macashhomeloans.com

How DSCR ratio is calculated

How is DSCR calculated? Divide the monthly rent by the monthly mortgage payment (PITIA). A ratio of 1.0 means it breaks even. We have programs for ratios down to 0.75 — meaning the rent doesn't even need to fully cover the payment.

Calculate yours: https://dscr.drkevinduffy.com


https://dscr.drkevinduffy.com

Real Estate Investor Tip

How DSCR ratio is calculated

How is DSCR calculated? Divide the monthly rent by the monthly mortgage payment (PITIA). A ratio of 1.0 means it breaks even. We have programs for ratios down to 0.75 — meaning the rent doesn't even need to fully cover the payment.

Calculate yours: https://dscr.drkevinduffy.com
https://dscr.drkevinduffy.com