Normal Finance
🌎 On-chain Crypto ETFs backed by smart contracts, not asset managers.
04/21/2026
Normal Tokens are being sunset. This is part of a bigger shift we’ve been building toward — one focused on real, simple ways to grow your money.
All positions have been closed. Funds will automatically be returned to your wallet. No action needed on your end.
Something new is coming soon. Stay tuned.
Reach out with any questions.
04/17/2026
Normal is going fully non-custodial.
Your wallet. Your funds. Your control.
When you use Normal, your private keys live with you, not us. We can’t access your funds. Nobody can without your permission.
With full ownership comes full responsibility. There’s no password reset, no support ticket if you lose access. We’re building a full security guide so you know exactly how to protect yourself. Seed phrases, best practices, all of it. Stay tuned.
This is what actually looks like.
No one else’s. Just yours. 🔑
04/10/2026
Saving is about to feel Normal 😎
Something new is coming soon.
04/07/2026
🔔 Major Investment Announcement
Stellar Development Foundation has led a strategic investment in Normal at a $4M valuation, following Ventures.
This partnership unites Normal’s cutting-edge on-chain investing protocol with Stellar’s industry-leading blockchain infrastructure and expansive global ecosystem.
Together, we’re accelerating our shared vision: Making Crypto Normal. 😎
The next chapter of accessible, on-chain finance starts now.
Read the full story 👇
https://open.substack.com/pub/normalfi/p/stellar-development-foundation-leads?r=4xpmug&utm_medium=ios
04/05/2026
Happy Easter 🐇🌸
03/31/2026
🚨DraperU Ventures Leads Strategic $4M Investment in Normal, Accelerating the Mission to Make Crypto Normal
In a significant milestone for accessible, truly decentralized on-chain investing, ventures has led a strategic $4M investment in Normal, valuing the company at $4 million.
This partnership brings elite capital, deep operational expertise, and the powerful Draper network to a protocol dedicated to simplifying crypto — delivering seamless, secure access to real assets and diversified exposure directly on the Stellar blockchain.
Normal is a fully non-custodial on-chain investing protocol that empowers users with complete ownership and the highest standards of crypto security. Users retain full control of their keys and assets at all times, with no third-party custody, while benefiting from audited smart contracts and battle-tested infrastructure.
The platform enables investors to gain exposure to major cryptocurrencies, real assets (including RWAs), and index-like baskets straight from their crypto wallet — all powered by Stellar’s fast, low-cost network.
The partnership originated in September 2024 at the Stellar Astro Hacker House 2024, an intensive three-week residency in Silicon Valley co-hosted by Draper University and the Stellar Development Foundation. Co-founders Joshua Blew and Justin Benjamin were selected among 50 founders from 25 countries to build practical, real-world solutions on Stellar.
Over the following year, they focused relentlessly on robust on-chain development, security, and user-centric design.
In January 2026, Normal officially launched following a rigorous security audit by the renowned firm Halborn. The protocol quickly moved into revenue generation and global scaling, attracting users who value simplicity, true ownership, and institutional-grade security in DeFi.
Normal extends sincere gratitude to the whole Draper family and team!
The future of crypto is becoming more normal, more secure, and more inclusive. With this momentum, Normal is leading the way.
For the people, for freedom.
With gusto and enthusiasm,
Justin Benjamin
CEO, Normal
normalfinance.io
Join us in Making Crypto Normal 🚀
“Keep networking. Development skills are as important as networking skills.” 🤝
The Normal team breaks down the advice they’d give their younger selves starting out in Web3 and software. From taking risks with AI to the “butterfly effect” of meeting the right people at events like ETH Denver.
Big thanks to for being a part of our journey! See you at Meridian in Abu Dhabi this October! 🇦🇪
A visit from the .io chiefs 😎
, and .malave in the San Francisco office traveling from .
Special thank you to Elizabeth Li coordinating an impactful workshop with Nicholas Gilbert!
Making Crypto Normal with our cross-asset index protocol built ✨
Audited by 🛡️
normalfinance.io
02/24/2026
Making Crypto Normal in Silicon Valley 🦄
Normal Talks #3: Meet the Dev Team
Why be Normal? 😎 This , host and CEO dive deep with our core developers, CTO Jay Malve and Full Stack Engineer .com_!
Find out why we are on and off the blockchain. This episode is packed with updates on our insane demand, the new mobile app coming soon, and our trip to meet investors in Silicon Valley.
🔑 Key Stories & Dev Insights:
• The Tech: Jay Malve breaks down the security of Rust smart contracts and the 10x speed upgrade we’re implementing.
• The Design: Niko Gorjan shares his work leading the full app redesign and his advice for young devs: Take risks and learn AI.
You don’t want to miss the technical deep-dive into how we’re building the most user-friendly on-chain investment app.
CryptoMarket DevTeam SoftwareEngineering Fintech TechTalk
02/19/2026
Here’s what people were investing in this week on normalfinance.io
BTC led the way, with ETH, XRP, SOL, and ADA behind it.
Momentum is picking up and liquidity continues to deepen across the market. Built on
Crypto doesn’t have a utility problem, it has a branding problem. 🎨
If we want the next billion people on-chain, we have to bridge the gap between “complex” and “approachable.” It’s time to Make Crypto Normal through clean UI and human-centric design.
The future of finance should look as good as it works. 🌐✨
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