BetterFi

BetterFi

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BetterFi is a non-profit, CDFI alternative to predatory payday, title, and flex loans in Tennessee.

BetterFi is a developing alternative to predatory loans on the South Cumberland Plateau. Through a referral program of partner organizations, BetterFi will prioritize affordable and successful repayment paired with individualized financial coaching. Currently we can serve Coffee, Franklin, Grundy, Marion, Sequatchie, and Warren counties.

25/05/2026

Today we remember and honor those who lost their lives in service to the United States.

Have a safe Memorial Day!

Beneficial State Foundation and Stratyfy Announce Next Phase of Groundbreaking Underwriting for Racial Justice Lender Pilot Program — Beneficial State Foundation 15/05/2026

Beneficial State Foundation and Stratyfy Announce Next Phase of Groundbreaking Underwriting for Racial Justice Lender Pilot Program — Beneficial State Foundation Following a successful two-year pilot, a select group of lenders will continue to innovate their underwriting practices and expand access to credit through the Underwriting for Racial Justice Lender Pilot Program.

Photos 09/05/2026
Photos from BetterFi's post 08/05/2026

See you at American Revival's Helper's Festival tomorrow!

⏰ Starts at 1 pm on Saturday, May 9th
📍Littell Partin Center / old high school in Tracy City

Come learn about organizations active in Grundy, explore how you can get involved, and enjoy some square dancing or food trucks.

Tons organizations will be there, including: Grundy Safe Communities Coalition, Housing Hub, , Community Action Committee - Sewanee, Highlander Center, South Cumberland Community Fund, , , , , . , United Way of Greater Chattanooga, Friends of South Cumberland State Parks, Inc., Mountain Goat Trail Alliance, SETHRA, SPARK, Grundy Area Arts, JAMKids Grundy, and the South Cumberland Community Clinic

07/05/2026

Traditional credit underwriting was not built to serve everyone—and the communities left out are not accidental.

Our Executive Director Erin Kilmer Neel moderated a panel on our Underwriting for Racial Justice two-year pilot program, joined by Shannan Herbert, CEO of Washington Area Community Investment Fund, Inc. (Wacif); Spike Hosch, Executive Director of BetterFi; and James Hunter, Chief Advocacy and Culture Officer at New Orleans Firemen's Federal Credit Union at the Just Economy Conference in Washington, D.C. hosted by NCRC.

Together they explored what the pilot revealed: that lenders can better understand borrower context, challenge long-standing assumptions about financial risk, and expand access to credit for communities historically locked out of the financial system—without increasing risk to the institution.
Fairness in lending is not neutrality. It is repair, accountability, and opportunity.

18/04/2026

Office closed today— Come see us and everything going on at the Glass Street Block Party!

glassblockparty GLASS ROOTS

10/04/2026

Looking forward to spending some time with fellow Rotarians tomorrow morning!

💙 Empowering Financial Futures 💚

Join the Chattanooga Breakfast Rotary Club on Friday, April 10 at 7:30 AM as we welcome Spike, from BetterFi, for a conversation focused on financial education, confidence, and real‑world impact.

Rotary brings together professionals and community leaders committed to service—and guests are always welcome.

☕ Breakfast | 🤝 Fellowship | 🌍 Community Impact
📍 Red Bank Community Center
📍 3633 Tom Weathers Dr, Chattanooga, TN

10/02/2026

Come hear Spike give updates on BetterFi at the Rotary Club of Grundy County today at lunch – see you there!

📍11:30 CST at Dutch Maid Bakery & Cafe in Tracy City

03/02/2026

It's tax season!

Contact one of our partner locations for a timeslot during one of our tax sessions.

Info about tax appointments at our Coalmont office or with nearby tax sites available at our website:

👉 https://www.betterfi.co/vita

28/01/2026

Join us tomorrow for lunch at the UT Extension Office in Coalmont to learn a bit about preparing your business to access credit!

UPDATE: The Lunch & Learn this Thursday has been moved to the UT Extension Office at 27 Phipps St, Coalmont.

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Opening Hours

Tuesday 11:00 - 19:00
Wednesday 11:00 - 19:00
Thursday 11:00 - 19:00
Friday 11:00 - 19:00
Saturday 10:00 - 13:00