Shepherd Tree Realty

Don’t give up on your dreams or your dreams will give up on you! Good thing I don’t give up! My project is a work in progress, but it’s coming along so here’s a photo dump. My beautiful grandmother says she loves it already!

Sydney’s new book arrived and I love it! I cannot wait to she gets home so I can show her! Her big brother was a WSSU Ram and his pic taken the day he became a member of Alpha Phi Alpha fraternity resembles the pic in the book. How cute is that!?

I truly love all things real estate, but my most favorite is investing. There is something about seeing properties undergo a transformation and becoming a means to provide a decent place for people to stay. It is much more than just a financial reward! Building wealth and community at the same time! I Love it here and would be honored to help you on your real estate investment journey!

Who is in the market for a home in the Charlotte area? Come check out my listing. It can be a great personal home or investment property. Convenient location, new carpet, new paint, HVAC, roof and appliance are all between 2-5 years old. If you want to see it, let me know. I’m available all weekend.

1304 Harland St, Charlotte
$319,000 · 3beds · 2baths

1304 Harland St, Charlotte, NC 28216 | realtor.com® 1304 Harland St, Charlotte, NC 28216 is for sale. View 27 photos of this 3 bed, 2 bath, 1298 sqft. single family home with a list price of $319000.

Congratulations to my wonderful clients on their brand new beautiful home. They picked out everything themselves and it came out absolutely gorgeous. The finishes were amazing and I can’t wait to see it after they move in and get settled! I know where the cookouts gonna be! Thank you for trusting me in this process. I appreciate you.

I hear a lot of people saying they are going to wait to purchase a home because they think the prices are going to go down. If you are on the fence about buying a home, consider the fact that interest rates are rising. As the rates rise your purchase power decreases. Take a look at the different purchase prices shown below along with the payment. IF (emphasis on IF) the price decreases in the future, the higher interest rate would result in a higher monthly payment. Even if the prices level out and the interest rates have still increased, you can see a more significant increase in monthly payment. Full disclosure: I am not a lender, but this isn’t rocket science. These are approximations of payments of principal and interest only; does not include property taxes, insurance, and PMI if applicable. I have a team of lenders I can refer you to who can go over your specific situation. Let’s strategize and create a plan for you.

$400,000 at 3.5% = $1796
$375,000 at 4.25% = $1845
$350,000 at 4.75% = $1826

What if the price stays the same? Which is more likely than a price decrease.

$400,000 at 4.25% = $1968

Happy early Valentine’s Day!

“Orange” juice is up next. Thanks to my friend for the recipe. I had all the ingredients in my fridge. Oranges, mangos, ginger, and carrots. Yum!!! This may be a new fav!

A little nightcap. Just what I needed after a long day of house hunting.

Being that I have a strong background in financial services and investing; it’s no surprise that I have a number of investment vehicles. A 401k, Traditional and Roth IRA’s, even a brokerage account to name a few. Can you guess which investment had the biggest increase in value?

Spoiler alert: None of the above! See comments for the real winner!

It’s a great time to build a home. The sun is shining, the slab is poured, materials are ordered and my client is super excited! This is an all brick community with a ton of amenities and convenient to 485 so you can get anywhere you need quickly! Did I mention lawn maintenance is included?! Go ahead and sell your lawnmower and call me so we can get started on your home!