OnQue Insurance Solutions

Original Medicare consists of Part A and Part B, which are your hospital and medical benefits, respectively.

Ambulatory Care means all types of health services that do not require an overnight hospital stay.

If you don’t qualify for full Medicaid, you may still be able to get assistance with part of your Medicare costs. Based on your state’s limits on income and asset levels, you can qualify for one of the other Medicare Savings Programs. This helps to pay for some of the out-of-pocket costs associated with Medicare.

Wellness 101: There are many ways to start taking advantage of the brain and memory-boosting benefits of socializing. Volunteer, join a club, make it a point to see friends more often, or reach out over the phone. And if a human isn’t handy, don’t overlook the value of a pet—especially the highly-social dog.

Lost in the Medicare plan maze? Let us educate you on your options. Request a no cost consultation today!

Reminder: Only give your Medicare Number to doctors, pharmacists, other health care providers, your insurers, or people you trust to work with Medicare on your behalf.

When Does My Medicare Initial Enrollment Period Start? Your IEP is based on your 65th birthday month unless you are qualifying for Medicare under 65 due to disability.

Accumulated funds in your HSA can be used tax-free for qualified medical expenses during retirement, including Medicare, Medicare Advantage, and Part D premiums, providing a valuable financial cushion for any foreseeable healthcare costs.

Confused about Medicare? Medicare terminology is confusing, but we can explain it in terms that are easier to understand.

Medigap (Medicare Supplement Insurance Plans) underwriting is often required when you want to switch your Medigap plan.

Your Medicare Initial Enrollment Period (IEP) is a seven-month window surrounding your 65th birthday, allowing you to enroll in Medicare Parts A and B.

A Medicare Summary Notice (MSN) is a quarterly explanation of benefits statement that Medicare provides to show you the healthcare services received and what Medicare paid toward them. You should review your MSN to determine if you owe any balances that are due.