Innovative Solutions Agency, Inc.

Innovative Solutions Agency, Inc.

Comments

We greatly appreciate your assistance over the past few years in finding the best health care insurance at the best price. Your experience and knowledge was a wonderful gift. Thank you.
My Husband turns 65 in March but hes still working what do we need to do

Health Insurance for Individuals, Families and Employer Groups http://www.innovativesolutionsagency With 35 years of knowledge, the passion and drive to help change your insurance problems into opportunities and solutions that work for businesses with teams of 1 to 200+ employees.

Operating as usual

2021 Special Open Enrollment and Expanded Subsidy Tax Credits 04/14/2021

2021 Special Open Enrollment and Expanded Subsidy Tax Credits

Health Insurance Special Open Enrollment and Expanded Tax Credit Subsidies. Do you need health insurance? Now is the time! Contact me to discuss. Call 616 732-9000

2021 Special Open Enrollment and Expanded Subsidy Tax Credits

Gabrielle Warner 04/09/2021

Gabrielle Warner

You may be aware that a "Special Open Enrollment" period for health insurance has been opened from April 1 through August 15th.

The American Rescue Plan calls for increased tax credit subsidies for those of you that already have tax credits applied for your health insurance through the Health Insurance Marketplace.

You can claim the tax credits now to help reduce your premium for the rest of the year OR you can wait until you do your tax return for 2021 and you will receive the additional tax credit as a refund.

If you have had Unemployment Benefits paid for any weeks in 2021 you may be eligible for additional tax credits above the basic increase. In July we will know more about how to help you claim those credits.

If you have insurance with NO Tax Credit Subsidies today (you pay full premium) but your income situation has changed this year, you may want to contact me to discuss changing your plan to access tax credits you may be entitled to.

I invite you to set a time to discuss and take action by setting an phone appointment with me through my calendar link below OR call to schedule.

Schedule your phone appointment with me here: https://calendly.com/help-with-health-insurance-gabrielle-warner
(616) 732-9000 or [email protected]

I look forward to helping you with your health insurance needs.

~Gabrielle Warner~

PS.. This Special Open Enrollment allows everyone to get coverage in place. Please share me with your family and friends who need coverage, now is the time!

Gabrielle Warner Welcome to my scheduling page. Please follow the instructions to add an event to my calendar. I look forward to speaking with you!

[04/02/21]   Health Insurance and Employee Benefits. Innovative Solutions Agency, Inc. YES! I help business owners with group benefits, people age 65+ with Medicare AND Individuals and Families with their health insurance needs. I've been an agent since 1986 and started Innovative Solutions Agency, Inc. in 2001. If I can help you, don't hesitate to call.

Innovative Solutions Agency, Inc. updated their info in the about section. 01/28/2021

Innovative Solutions Agency, Inc. updated their info in the about section.

Innovative Solutions Agency, Inc. updated their info in the about section.

01/28/2021

A great honor! I’m proud that CMS has recognized me as a member of the Marketplace Circle of Champions for 2020. I love helping consumers with Marketplace coverage!
Contact me for your 2021 health insurance needs at 616-732-9000 or [email protected]

A great honor! I’m proud that CMS has recognized me as a member of the Marketplace Circle of Champions for 2020. I love helping consumers with Marketplace coverage!
Contact me for your 2021 health insurance needs at 616-732-9000 or [email protected]

10/08/2019

A great honor! I’m proud that CMS has recognized me as a member of the Marketplace Circle of Champions for 2019. I love helping consumers with Marketplace coverage!
Contact me for your 2020 health insurance needs at 616-732-9000 or [email protected]

[10/08/19]   Can you believe it?? 2020 Open Enrollment for under age 65 Health Insurance begins November 1!!

If you want changes made for a January 1, 2020 effective date, we must make those changes no later than December 15, 2019. Open Enrollment only lasts for 6 weeks this year.

You should have received, or will be receiving soon, your annual insurance renewal notification from your current insurer. Please check your mail for it and read it through. It will tell you what the new monthly premium is for your plan for 2020. The letter will also tell you if your plan has changed or been discontinued. It DOES NOT tell you the correct subsidy amount for 2020 (if you receive a tax-credit subsidy).

Look for your renewal notice from your insurer. Note that the renewal letters use 2019 subsidy amounts and 2020 subsidies will be slightly higher.

Remember, you don't have to "go it alone"!! As a licensed agent I am trained and experienced in helping people just like you make decisions and get enrolled in the plan of their choice. Call 616 732-9000 or email me at [email protected] to schedule a time to talk by phone or meet in person to review the renewal and to quote other plans for 2020.

I look forward to helping you with your health insurance needs.

~Gabrielle Warner~

PS...Feel good about sharing me with friends and family for their health insurance and medicare needs.

[10/17/18]   Experience counts, and we have it (32 years of experience to be exact).
Call us for help finding your 2019 health insurance choices! #AgentsAreTheAnswer #OpenEnrollment #NAHU
www.innovativesolutionsagency.com

innovativesolutionsagency.com 10/17/2018

| Innovative Solutions Agency

Medicare's Annual Election Period begins this week! Choosing the right coverage can be challenging. We are here to help you find a plan that fits your needs. #AgentsAreTheAnswer #OpenEnrollment #NAHU www.innovativesolutionsagency.com

innovativesolutionsagency.com [divider] [half][box]Michigan Benefits Navigator Blog [catlist id=6 excerpt=yes][/box][/half] [half] Meet Gabrielle Gabrielle Warner established

[10/16/18]   Greetings from Gabrielle Warner

The Health Insurance Renewal Season is upon us, OPEN Enrollment beginning November 1.

If you want changes made for a January 1, 2019 effective date, we must make those changes no later than December 15, 2018. Open Enrollment only lasts for 6 weeks this year.

You should have received, or will be receiving soon, your annual insurance renewal notification from your insurer. Please check your mail for it and read it through. It will tell you what the new monthly premium is for your plan for 2019. The letter will also tell you if your plan has changed or been discontinued. It DOES NOT tell you the correct subsidy amount for 2019 (if you receive a tax-credit subsidy).

Contact me for help with health insurance, I can make it much easier! 616 732-9000 or [email protected]

02/05/2018

Turns out I helped so many people I got entered into the ELITE Circle of Champions.

01/12/2018

It was a pleasure to help so many people with their health insurance decisions this Open Enrollment Season. By working with so many people, I became a member of the 2018 Circle of Champions.

[10/23/17]   October 23, 2017

Greetings from Gabrielle Warner

The Health Insurance Renewal Season is upon us, OPEN Enrollment beginning November 1.

If you want changes made for a January 1 effective date, we must make those changes no later than December 15, 2017. Open Enrollment only lasts for 6 weeks this year.

You should have received, or will be receiving soon, your annual insurance renewal notification from your insurance company. Please check your mail for it and read it through. It will tell you what the new monthly premium is for your plan for 2018. The letter will also tell you if your plan has changed or been discontinued.

1. Look for your renewal notice from your insurance company. Note that the renewal letters use 2017 subsidy amounts and 2018 subsidies will be slightly higher.

2. I will begin sending out your "Health Insurance Quotes for 2018" email during the first 3 days of November. I will quote you all the plans available to you in one email so that we can discuss your options. Please check your emails and when received call me at (616) 732-9000 to schedule your renewal phone call.

2. Get prepared for our phone calls by reviewing any changes you may have in income for 2018, changes in medical providers you use and other changes in your household that may be important in your decision-making.

Remember, you don't have to "go it alone" !! I am your agent and your helper. Call or email me to schedule a time to talk by phone or meet in person to review the renewal and to quote other plans for 2018.

Please contact me soon at (616) 732-9000 or [email protected]

I look forward to helping you with your health insurance needs.

~Gabrielle Warner~

PS...Feel good about sharing me with friends and family for their health insurance and medicare needs.

03/16/2017

Dental Insurance Quotes for Individuals, Groups, and Seniors

Dental and Vision Insurance available for Individuals. Solid plans and excellent pricing. Check it out through my quoting link here:

https://spiritdental.com/index.php?option=com_scoreboard&view=scoreboard&agent=001C000000yheIQIAY

Call me with questions! 616-732-9000

spiritdental.com Get dental insurance quotes today with no waiting period and guaranteed acceptance, covering senior, individual and group dental plans with Spirit Dental

[01/13/17]   You can STILL get covered on Health Insurance for 2017!! Open enrollment is open until midnight 1/31/2017.

You can STILL get help getting covered by contacting me.
616 732-9000 / [email protected]

January 31, 2017: Last day to enroll in or change a 2017 health plan. After this date, you can enroll or change plans only if you qualify for a Special Enrollment Period.

12/16/2016

January 1 Marketplace Enrollment Deadline Extended

Yes! Open Enrollment for a 1/1/2017 effective date is extended through Monday 12/19 at Midnight. Contact Gabrielle at [email protected]

If you missed last night's deadline, we have a few more days.

Contact me for help, I'm quick and efficient and can get your coverage in place.
Call Gabrielle @ 616 732-9000
https://content.govdelivery.com/accounts/USCMSHIM/bulletins/17a0366

content.govdelivery.com Because of the extraordinary volume of consumers contacting our call center or visiting HealthCare.gov, we are extending the deadline to sign-up for January 1 Individual Marketplace coverage until 11:59 P.M. Pacific Standard Time on December 19.

11/29/2016

Innovative Solutions Agency, Inc.

Health Insurance Open Enrollment for 2017 is in FULL SWING for people of all ages. Do you know someone that would like help with health insurance??

NOW is the time to contact me for free quotes and expert guidance. 616 732-9000
Or start your free, no obligation quote at www.innovativesolutionsagency.com or at the "Shop Now" button at
https://www.facebook.com/InnovativeSolutionsAgencyInc/

Don't get caught without coverage, the tax penalty for no coverage in 2017 is 2.5% of income (and that's not chump change!)

Health Insurance for Individuals, Families and Employer Groups http://www.innovativesolutionsagency.com OR Call Gabrielle Warner at 616-732-9000

[11/29/16]   Do YOU want Health Insurance in place for 1/1/2017?? Now is the time to take action! Decisions and enrollment must be complete by 12/15/2016 for a January 1 effective date.

Contact me for Expert Help and Advice for all your health insurance needs both ON and OFF of the Marketplace.
(616) 732-9000 or [email protected]

[10/31/16]   Open Enrollment for 2017 Health Insurance begins NOVEMBER 1, 2016 and ends JANUARY 31, 2017.

Contact me for Expert Help and Advice for all your health insurance needs.
(616) 732-9000 or [email protected]

[10/31/16]   Open Enrollment for 2017 Health Insurance begins NOVEMBER 1, 2016 and ends JANUARY 31, 2017.

Contact me for Expert Help and Advice for all your health insurance needs.
(616) 732-9000 or [email protected]

[11/04/15]   Health Insurance Open Enrollment for 2016 is in FULL SWING for people of all ages. Do you know someone that would like help with health insurance?? NOW is the time to contact me for free quotes and expert guidance. 616 732-9000

Or start your free, no obligation quote at www.innovativesolutionsagency.com/welcome

Don't get caught without coverage, the tax penalty for no coverage in 2016 is 2.5% of income (and that's not chump change!)

us10.campaign-archive2.com 10/13/2015

Important Information about your Health Insurance Renewal

Important Information about your Health Insurance Renewal

us10.campaign-archive2.com

us10.campaign-archive2.com 10/13/2015

Important 2015 Health Insurance Renewal Info

Important 2015 Health Insurance Renewal Info

us10.campaign-archive2.com

us10.campaign-archive2.com 04/27/2015

Helping you with Health Insurance ~ Thank You

Helping you with Health Insurance ~ Thank You

us10.campaign-archive2.com

04/01/2015

Innovative Solutions Agency, Inc.

03/18/2015

Innovative Solutions Agency, Inc.

I can help you get covered! Call today. 616 732-9000

So, you just did your taxes and found out you have to pay a penalty for 2014 for not having health insurance, and you missed the open enrollment for 2015 putting you at risk for another tax penalty!! Special Open Enrollment available for you from 3/15/15 to 4/30/15. You need to act now, give me a call, I can help you.

[03/18/15]   Tax Penalty Special Enrollment Period (SEP) Mar. 15 - Apr. 30, 2015

The Affordable Care Act (ACA) and implementing regulations provide for special enrollment periods (SEPs), triggered by certain events, which include, for example, certain life changes and errors in enrollment. SEPs permit individuals to enroll in a qualified health plan (QHP) outside of open enrollment. The payment of 2014 taxes, due in 2015, was the first time anyone was subject to the Shared Responsibility Payment under the ACA.

This guidance describes an SEP for consumers who:
1. Did not enroll in coverage for 2015 through the Federally-facilitated Marketplaces (FFMs);
2. Were subject to the Shared Responsibility Payment for 2014 ($95 or 1 percent of income, whichever is greater); and
3. Given that 2014 was the first year for such a requirement, first became aware of, or understood the implications of, the Shared Responsibility Payment after the end of open enrollment (February 15, 2015) in connection with preparing their 2014 taxes

This SEP will not be available to consumers who were enrolled in 2015 coverage through the FFMs and subsequently have been terminated.

The SEP will start on March 15, 2015, and end on April 30, 2015. Eligible consumers wishing to enroll pursuant to this SEP must complete the full enrollment process, including plan selection, by 11:59 E.S.T. on April 30, 2015. Enrollments completed during the SEP will have regular coverage effective dates. This means that consumers who enroll in coverage before the 15th of the month will receive a coverage effective date of the 1st day of the following month. Those who enroll after the 15th of the month will receive a coverage effective date of the 1st day of the month directly after the following month. We note that consumers effectuating coverage pursuant to this SEP may be subject to the Shared Responsibility Payment for any months they were without Minimum Essential Coverage (MEC) during 2015.

[02/25/15]   So, you just did your taxes and found out you have to pay a penalty for 2014 for not having health insurance, and you missed the open enrollment for 2015 putting you at risk for another tax penalty!! Special Open Enrollment available for you from 3/15/15 to 4/30/15. You need to act now, give me a call, I can help you.

01/23/2015

Mobile Uploads

npr.org 01/21/2015

Tax Preparers Get Ready To Be Bearers Of Bad News About Health Law

If you haven't signed up for health insurance for 2015, NOW is the time! Call me, I can help 616 732-9000
From this article......"The biggest misconception I hear people say is, 'Oh, the penalty's only $95, that's easy,' " says Smith, but the Rays and Vickys of the world are in for a surprise. "In this situation, it's almost $450."
That's because the penalty for being uninsured in 2014 is $95 or 1 percent of income, whichever is greater. Next year, it's 2 percent. Smith says the smartest move for people to avoid those penalties is to sign up for insurance before Feb. 15, the end of the health law's open enrollment period.

npr.org With Affordable Care Act open enrollment ending Feb. 15, taxpayers could find themselves shut out of health insurance – and saddled with big fines – if they don't deal with taxes early this year.

[01/07/15]   Meet Your Agent

Gabrielle Warner

With over 28 years experience, let a Marketplace Certified Licensed Insurance Agent help you find and enroll the best plan. I can help you find out if you are eligible for a subsidy, show you all of your plan options, both on and off of the "Obamacare" Exchange, help decide which plan is right for you, and help you enroll in the plan that suits your needs. With me as your agent, you will have a LOCAL Michigan representative to answer your questions and provide service all year long. Call today! (616) 732-9000

[01/06/15]   Do you still have questions about health insurance?? Need to know if you are eligible for subsidy? Want to avoid tax penalties for 2015? Want to get enrolled in coverage?
Open enrollment ends BOTH on and off of the Marketplace on February 15, 2015. After that you must wait until the 2016 open enrollment next fall to get covered unless you have a special qualifying event.
Don't miss the window to get covered. Call me today! 616 732-9000 or email at [email protected] or visit our website to get started!

http://www.innovativesolutionsagency.com/welcome

Telephone

Address

Cedar Springs, MI

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
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