Pearl Orient Insurance Services

You don’t need to make changes to benefit from learning about Medicare.

Understanding:
• Enrollment timelines
• What life events can trigger changes
• Where to go with questions

can help you feel more confident and prepared when the time comes.

It’s helpful to keep a simple list that includes:
• Medications and dosages
• Doctors’ names and phone numbers
• Emergency contacts

Having this information handy can make appointments and emergencies much easier — for you and your loved ones.

Educational events help you:
• Learn at your own pace
• Ask general Medicare questions
• Better understand timelines and options

📅 Want to attend a future session? RSVP here

Life events like moving or losing coverage may allow Medicare changes outside standard enrollment windows.

📩 Not sure if you qualify?
Schedule an appointment to learn the basics.

In addition to Medicare education, we also help individuals explore:
• Life insurance
• Final expense planning
• Family protection options

Education helps people understand how different coverage pieces work together.

We collaborate with:
• Financial professionals
• Healthcare providers
• Community organizations

These partnerships help ensure people receive well-rounded, accurate Medicare education.

Helping someone is easy:
1️⃣ Share our educational posts
2️⃣ Share an event invite
3️⃣ Connect us in a group message

📩 Want the easiest way to refer someone?
Call us and we’ll take it from there.

Cool, wet weather can make it tempting to reschedule appointments — but staying on top of routine care is important year-round.

Planning ahead helps keep your healthcare on track, even during winter storms.

From January 1 – March 31, some Medicare Advantage enrollees may be able to make one plan change, depending on eligibility.

Understanding the rules early helps avoid confusion later in the year.

January in California often brings rain and cooler evenings.
A few reminders:
• Wear non-slip shoes on wet sidewalks
• Keep walkways clear of debris
• Take extra care when driving in rainy conditions

Small precautions can help prevent winter slips and falls.

The new year has started, and now is a good moment to:
• Review coverage for 2025
• Understand what changes are allowed during OEP
• Get clarity before deadlines approach

📩 Have general Medicare questions? Call us.