Pleasant Wealth

This year has filled us with deep gratitude.

A large part of that comes from the trust our clients place in us, and the meaningful financial decisions they make every day.

Here are just a few of the figures that represent the impact we had together this year:

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Read more: https://pleasantwealth.com/relationships-money/reflecting-on-2025-the-good-we-do-together/

This time of year is filled with reflections, and our team was grateful to have had such an impact together with our clients.

This month, Clinton wrote about the impact in which we took part in 2025, along with some ideas to consider if you’d like to generate more impact yourself.

Read article: https://pleasantwealth.com/relationships-money/reflecting-on-2025-the-good-we-do-together/

A Traditional IRA or 401(k) may not be ideal for your tax bill when you start withdrawing money.

For those retiring soon, or in their first few years of retirement, there may be a window to help reduce that tax bill through a Roth conversion.

In this piece from Clinton, he discusses what a Roth conversion is, how it works, and what this may actually look like.

📰 Read the article: https://pleasantwealth.com/retirement/is-there-an-ideal-time-for-a-roth-conversion-a-pre-retirees-guide/

Time for a peek inside the latest market insights 📊

Kara Murphy, the Chief Investment Officer at Kestra Investment Management and a resource to Pleasant Wealth advisors & clients, shares her thoughts on where we’re at three quarters into the year, as markets regained their footing in the third quarter.

🎥 Watch: https://www.youtube.com/watch?v=sGofTlM3v3U

Solid-footing: Stability, New Highs and the Road to 2026 Markets regained their footing in the third quarter, with stocks, bonds, commodities, and real estate all posting gains and nearly every S&P 500 sector endin...

It’s one of the most significant decisions when it comes time to retire.

So, how do you make the best one about when to take your Social Security benefits?

We dive into four key tips to help navigate this choice.

📰 Read the article: https://pleasantwealth.com/women-and-money/when-to-take-social-security-4-key-considerations-for-women-nearing-retirement/

Please help us welcome the newest member of the Pleasant Wealth team, Associate Advisor Carrie Robson!

Carrie joined Pleasant Wealth at the end of July. She's integrated so easily into the team and with our clients already - we’re delighted to have her! Make sure to give her a warm hello when you speak to her on the phone or meet her in person!

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A Little About Carrie ☀️
Carrie brings over 25 years of experience in financial services. She holds her Series 7, Series 66 and life & health licenses in Ohio & Florida. She is currently pursuing her CERTIFIED FINANCIAL PLANNER™ designation. Known for her follow-through and attention to detail, Carrie ensures each financial step is carried out with care and precision.

She and her husband Brandon stay busy raising their two daughters, Jenna and Lena. Outside the office, Carrie volunteers as both a firefighter/EMT and 4-H Club leader, where her commitment to service shines just as brightly. In her free time, you can find Carrie enjoying canning, gardening or around a backyard campfire.

This government shutdown may feel like new territory, but underlying principles are similar to past shutdowns.

So much so, that Kara Murphy — the Chief Investment Officer at Kestra Investment Management and a resource to Pleasant Wealth advisors & clients — didn’t even need to record a new video for the latest edition of her series, “Money with Murphy.” This is her overview of the implications of a shutdown, recorded in 2023 and still as relevant today.

🎥 Watch:

The Ripple Effects of a Government Shutdown The US is once again facing a potential government shutdown if all sides can’t agree on funding. Because a shutdown can have wide-ranging implications for th...

The overall divorce rate has gone down over the last several decades, but do you know which age group is defying that trend? The answer may surprise you.

It’s actually older Americans, specifically those over 65, who are divorcing more now than they were 30 years ago.

In this month’s featured piece from Clinton, we explore the practical next steps and key things you should have in mind if you’re going through this life change.

Are you an Ohio teacher or government employee? Take note…📝

For many teachers and state employees, including in Ohio, pensions are a common form of retirement income. But you don’t just get the money; you have choices to make.

We break down four of the most common pension payout options, the pros and cons of each, and how to decide what the best option may be for you.

Article in the comment section 👇

Even if you haven’t used these words, you’ve probably thought about it.

We’re talking about investment risk. Here’s what investment risk actually means, plus three ways to ensure you’re probably aligned.

Read the full article at the link in the comments section ⬇️