JKM Insurance Group

With a Medicare Supplement plan, there are generally no provider networks. You can visit any doctor or hospital in the United States that accepts Medicare, making these plans especially attractive for travelers and snowbirds.

Medicare Supplement plans do not cover prescription medications. If you need drug coverage, you'll typically need to enroll in a separate Medicare Part D prescription drug plan.

Medicare Doesn't Cover Everything: Original Medicare helps cover many healthcare expenses, but it doesn't pay for everything. Understanding your out-of-pocket costs can help you choose coverage that fits your needs and budget.

Annual Plan Reviews Matter: Your healthcare needs and prescription medications can change from year to year. Reviewing your Medicare coverage annually helps ensure your plan still meets your needs.

Medicare Advantage vs. Medicare Supplement: Medicare Advantage and Medicare Supplement plans are designed differently and offer unique benefits. Understanding the differences can help you make a more informed decision about your coverage.

Preventive Services Are Important: Medicare covers many preventive services, including annual wellness visits and certain screenings. Taking advantage of these benefits can help you stay healthier and catch potential issues early.

Don't Assume Your Doctors Are Covered: Before enrolling in a Medicare plan, always check whether your preferred doctors and hospitals participate in the network. A few minutes of research today can help prevent surprises later.

"Deep summer is when laziness finds respectability."

Hospital indemnity insurance is a type of plan that pays a set amount – per day, per week, per month, or per visit – if you’re confined in a hospital. The Hospital Plan is a hospital indemnity insurance plan.

Fast Fact: Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.