Mary Crosby

Don’t let uncertainty hold you back. With the right guidance and market insights, you can make informed decisions that pay off in the long run. Like they say, the best time to start was yesterday. Let’s chat about your real estate goals today!

As younger generations continue to enter the housing market, their preferences and demands may shape the market, emphasizing affordability, urban living, and sustainable features. Wondering how this impacts your market? Message me today!

Although you’re not legally required to work with a real estate professional to buy a home, there are various reasons why you should for a positive home-buying experience. A great real estate agent will guide you through the home search with an unbiased eye while bringing their expertise to the table and helping you meet your buying objectives while staying within your budget. If you want to work with a trusted real estate agent who has extensive knowledge of the local market, contact me today.

Closing costs are fees and expenses incurred during the closing of a real estate transaction. These costs, like lender fees, title fees, and attorney fees, are typically paid by the buyer but can also be negotiated to be paid by the seller. Pre-paids are expenses that are paid in advance at the time of closing to cover certain ongoing costs related to homeownership. These expenses, like property taxes or homeowners insurance, are typically prorated and paid upfront to ensure there are sufficient funds for these expenses.

This question is is often a source of confusion when buying a home. Let's clear it up once and for all! ⁣Any licensed real estate agent can show any home that’s listed for sale in the Multiple Listing Service (MLS)—not just the ones they have listed. ⁣ If you have seen a house on the market and want to check it out, message me today!

Some people use the terms interchangeably, but there are important differences that every homebuyer should understand. If you’re getting ready to start the home buying journey, you should consider getting pre-qualified to get an idea of what you can afford.

The practice of seller financing goes by many names, including purchase-money mortgages and owner financing. But in its simplest terms, it describes a form of real estate lending transaction in which a property owner also serves as a mortgage lender. This unique situation in the home selling process eliminates the need for a financial institution to handle financing agreements and negotiations. While seller financing effectively sees a seller provide a buyer with direct financing, it comes with pros and cons attached, as does any nontraditional mortgage option. it’s important to do your research and consult with a qualified professional before entering into a seller financing agreement.

One of the biggest benefits of buying a home is making an investment and building equity. When you buy a home, you are building equity over time. As you make mortgage payments, you accumulate ownership in the property, which can be a valuable asset. Over time, your home may appreciate in value, allowing you to potentially sell it for a profit.

Grateful and blessed to have the team I get to work with!! 7th Root Real Estate TitleOne

Enjoyed working with the buyers on this beauty in Eagle Idaho. Luxury living at its finest!

Welcome home 🏡! It has been a pleasure working with this couple embarking on their new chapter here in Idaho. crosbyrealestate208.com

The Idaho State Horse ! Rich and fascinating American history.

The Appaloosa is a horse breed associated historically with the Nez Perce (Niimipu) Tribe. The name may originate from “a Palouse,” which referred to the region where the horses were bred. It is likely that these horses originally came from a variety of Spanish horses—so-called spotted horses—that were traded into the Northwest by the mid to late eighteenth century. The horses were then bred by the Nez Perce.

The Appaloosa is also known as the Nez Perce Horse. The first documented reports of horses in Oregon are in the journals of Meriwether Lewis and William Clark, who noted spotted horses similar to the Appaloosa among the Nez Perce Tribe.

The Nez Perce valued the Appaloosa for its intelligent temperament, sure-footedness, endurance, and speed. They required their horses to negotiate the treacherous trails from their winter quarters in the Wallowa Valley of eastern Oregon through the Rocky Mountains to the summer encampments on the Plains. The horses were fast enough to catch a bison and paso fino—that is, smooth-gaited—enough to allow a hunter to fire with accuracy from a full gallop.

The original Nez Perce Appaloosa nearly died out after the Nez Perce War in 1876, when the U.S. military confiscated the Tribe’s herds. A few of the breed survived into the twentieth century, however, and in the 1930s horsemen in eastern Oregon worked to revive it. As a modern horse breed, the Appaloosa is distinctive for its mottled skin, visible sclera (the white outer layer of the eye), and vertical-striped hooves.

The Appaloosa is one of the most distinctive and valued American horse breeds in the world. The Nez Perce Tribe and other horse ranchers in the region are continuing to develop the desirable traits that were bred into the original breed in the nineteenth century.

By David Lewis (Takelma, Chinook,
Molalla, Santiam Kalapuya)

Photo via Holdyourhorsies

Happy Monday!
🏠🏠

It’s been an interesting year. What I see is more opportunity for both buyers and sellers.
More leverage for buyers to negotiate as well as more incentive for sellers to sell in a still very flourishing market in Idaho!

Several factors, to include the appearance of your home, can have an impact on how fast you sell and for how much. When you are considering what needs to be done to your home before it goes to market, the best path forward is to focus on things that will bring a return on your investment. If you’re wondering where to start, let's talk today!

Stats are in!

“ Marry the home and date the rates”!

Justin Westover Mortgage Consultant NMLS # 1630872

When buying a house, it's important to know what features you have to have to make it a home. While this list shouldn’t be too extensive, it’s important to know what will make or break a house for you. What are yours?

Friday’s question of the day! There are some trends we think should stay forever while others that never should have started. What is your favorite and what can you not stand when it comes to home design today?

Whether you are in the market to buy or sell, it is important to have an understanding of the service options and insights available to you as you prepare for your next move. An appraisal reviews a home’s worth and is conducted by a licensed professional. A comparative market analysis, or CMA for short, is done by a real estate agent to estimate the value of a specific property by evaluating similar ones that have recently sold in the same area.

When looking for an agent to help you buy or sell a home, what do you think is the most important thing to look for? If you’ve already bought or sold a home, what did you appreciate most about the agent you worked with?

What is stopping you from diving into homeownership? The road to owning a home can look different for everyone, but there is more than one path. Let us help you find the one that works best for you!

How do you feel about your current space? If you don’t love where you are at, I can help change that. Contact me today!

Pre-qualification tends to refer to less rigorous assessments, while a pre-approval can require you share more personal and financial information with a creditor. As a result, an offer based on a pre-qualification may be less accurate or certain than an offer based on a pre-approval. Make sure to get pre-approved today to get started on your house hunting journey!

This is one of the most important steps you can take when getting ready to buy a home. Pre-approval can save you time and heartache by helping you eliminate houses during your search that are likely outside of your price range. Don’t set yourself up for the disappointment of falling in love with a house only to discover that you don’t qualify for the necessary loan amount - get pre-approved!

Do you know how much equity you have in your home? A licensed professional like a realtor can help you determine that value and evaluate whether now is a good time to sell your home.