Lee Dyer - Stockton Mortgage

Is remodeling on the to-do list for 2023? If so, installing new hardwoods is the perfect way to receive a solid return on your investment.

What renovation projects are on your list?

: There is a ton of conversation circulating around the 2023 real estate market. Post one word that comes to mind when you think of the new year and what is to come in the mortgage and real estate market.

:Bring in 2023 with educational tidbits that could help you or a loved one with your future home buying journey. Check out the four most popular mortgage options available and let me know what questions you have by posting below.

Want to learn more? Post below or give me a call at 770-757-9929 so we can pinpoint the best program for your financial situation.

Here are some interesting facts about first-time homebuyers who were met with housing affordability and inventory challenges in 2022.

To our friends who celebrate Kwanzaa, we wish you warmth and togetherness this holiday season.

On this special day, may your family enjoy the treasures of the holiday season.

Get a payment you are comfortable with. Ask me how a rate buydown can help!
770-757-9929

Did you know today marks the first day of winter? To celebrate the winter solstice, I’m sharing a few tips that can keep you and your family safe in the event of a power outage. Have a tip you implement at home and would like to share? Post below!

: In case you did not hear the announcement, both FHA and Conforming loan limits have increased for 2023. Wondering how this could impact your buying power? Post your question below or send me a direct message so we can discuss.

May all our friends celebrating rejoice and celebrate in the light and love of the season.

Attention Real Estate Partners! Drop your name below if you would like your very own copy of our 2023 Realtor Reference Guide. It's chockful of helpful mortgage tidbits that will expand your knowledge and may help you in future transactions.

I know there is ALWAYS that one person on you list that makes it difficult to shop for during the holidays. Who is yours?

Fireplace Cleaning Tips

:As winter draws near, make sure you read these cleaning tips for your gas and wood burning fireplace. Fireplace Cleaning Tips

Fireplace Cleaning Tips Whether your fireplace is gas or wood burning, it's important to learn how to clean a fireplace and when to DIY vs. calling in a professional cleaner.

First Time Homebuyers Guide - Stockton Mortgage

: When the time is right, you will know it. Feel confident in buying your first home buying downloading our First-Time Homebuyers Guide. It's chockful of information and tips. The next step? Give me a call at 770-757-9929 so I can answer your questions and get you pre-approved.

First Time Homebuyers Guide - Stockton Mortgage As a first time home buyer, you want to feel like you know what you are doing before you begin the process.

Here's another big annoucement I'm excited to share with you! The 2023 loan limit for an FHA mortgage has increased to $472,030. If you have been pre-approved, let's re-evaluate your current financial situation to see if any of the recent loan limit increases affect you.

Ready to moooooove out of the big city? Let's talk about the benefits of a Hobby Farm loan.

Tis' the season so let's have fun! Post your Elf name below. 🎄❄️🧝‍♀️

Exciting news and I am one of the first to share! The new conforming loan limit has risen from $647,200 to $726,200. This substantial increase will help buyers twofold - it will open more inventory options and prevent them from having to qualify for jumbo financing which is much more stringent. If you happen to live in a high-cost area, the limit has increased to $1,089,300.

Have questions? Post below or give me a call at 770-757-9929 so we can discuss how this change could positively impact your home buying journey.

Exciting news and I am one of the first to share! The new conforming loan limit has risen from $647,200 to $726,200. This substantial increase will help buyers twofold - it will open more inventory options and prevent them from having to qualify for jumbo financing which is much more stringent. If you happen to live in a high-cost area, the limit has increased to $1,089,300.

Have questions? Post below or give me a call at 770-757-9929 so we can discuss how this change could positively impact your home buying journey.

: Buyers, both first-time and repeat, are pulling funds for their down payment from multiple sources due to the rise in home prices. Relying mainly on savings, 22% of first-time buyers used a gift which is down from 28% last year. On the other end of the spectrum, half of repeat buyers used proceeds from the sale of their home and 41% used savings.

Where will your down payment be coming from?

: I’m here to debunk three common myths tied to buying a home.

👉 You need perfect credit
👉 You must have 20% down
👉 You must be free of debt

Don’t let misconceptions stop your pursuit in becoming a homeowner. Give me a call at770-757-9929 or post your email below so we can discuss your options.

Crafting a resolution list may be looming in your mind as we approach the end of 2022. One of the most common focuses is creating healthy spending and savings habits. Check out these statistics to see if you are above or below the average American and set your sights on new goals to strengthen your financial foundation in 2023.

Also, if your goal is to buy a house next year let’s chat about down payment requirements and funds to close. This can help you set expectations while outlining savings goals.

Larry Lee Dyer | Duluth, GA

"Lee and his team was awesome. Helped out through the the process more than anyone could ask for. Though we went through some hoops, Lee helped us through along the way. Very professional, friendly, and patient through the the process. " says Kristin

Larry Lee Dyer | Duluth, GA ★★★★★ Lee and his team was awesome. Helped out through the the process more than anyone could ask for. Though we went through some hoops, Lee helped us through along the way. Very professional, friendly, and patient through the the process.

I know holidays can be stressful. Enjoy a little humor on me!

In honor of Veteran and Military Month, I'm here to encourage veterans and active duty service members to learn more about their VA home loan benefits. Also, if you have missed any of my recent posts about the benefits of a , drop your name below and I will send you a direct message with those informative pieces.

Getting Rid of Private Mortgage Insurance (PMI) - Stockton Mortgage

: As we prepare for a new year, you may be thinking of ways to save money and build a nest egg. With the explosion of home appreciation over the past two years, you may have enough equity to cancel private mortgage insurance. Check out my article to find out how: https://bit.ly/3PW42Xo.

Have questions? Drop them below or give me a call at 770-757-9929 .

Getting Rid of Private Mortgage Insurance (PMI) - Stockton Mortgage Private Mortgage Insurance (PMI) lowers the risk to the lender, should you default on your mortgage payments. Please note that PMI does not benefit you, the borrower, but instead protects the lender with whom you are getting the mortgage. PMI is often required with loans that carry a lower down...

Hosting your first Thanksgiving dinner in your new home? Here are some great tips by the The Boyd Team to make the day less stressful and more enjoyable. https://bit.ly/3fmV1dp

Let me know by posting below! 🦃🍽️

First-time home buyers have been known to break housing records. This year, they are at it again but for reasons you may not have considerd. Compared to a year ago, the share of first-time buyers dropped from 34% to an all-time low of 26%. The age jumped from 33 years to 36 years. These record breaking numbers are due largely in part to inflation and rising interest rates.

As daylight shortens and temperatures cool, real estate activity tends to as well. However, I am here to tell you the fall and winter may be the best time for buyers and sellers. Here are three factors to consider for parties on both sides of the real estate transaction.

: If you have considered using your VA benefits to purchase a home, here is a list of important factors you will want to consider. Let's chat if you have questions about the purchase process with a VA home loan. Post your question below or send me a direct messsage.

Sending our everlasting gratitude to all of our military women and men this Veterans Day.

Happy Thursday Facebook friends! Here is a quick overview of September’s New Home Sales activity:

🏠New home sales fell nearly 11%. However, these numbers are still stronger than the projected decline of 13%.
🏠Median home prices rose 8% to $470,600. This is after a 6% decline in the previous New Home Sales report.

It’s year two of “The Big Thanksgiving Debate”! This year we are asking which side dish you would prefer when sitting down for a holiday meal with friends and family. Post your answers below.

: Last week I shared the benefits of a VA home loan. This week it’s all about eligibility. Want to learn more or have questions? Post below or give me a call at 770-757-9929 .