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20 year mortgage and real estate insider shares tips on how to buy your home without a hassle!
These tips will save you a lot of time, trouble, and grief!
Twin Cities Real Estate Deals
Buying A Home?
The Most Important Thing You Need to Know About Home Buying ... but nobody is really talking about it!
This might just be the most important information you have ever read on buying a home. Big statement, right? Well ... please let me have your attention for a few minutes and you will see why I said it.
Looking for your first home can be a lot of fun. Lots of properties to choose from and it's exciting to go out and look at them. And .. if you are now renting, you're thinking that "soon, I'm finally going to have a place that I can call my own".
And with mortgage rates being pretty low right now, it may be a great time to buy a home. I understand all of that.
I've helped a lot of nice families buy their first home and their move up homes as well. And being in the real estate and mortgage business for over 20 years I shamelessly support home buying!
No apologies from me on that one.
But I want to discuss a subject that, for whatever reason, is not being talked about enough.
YOUR MONEY - It's the bottom line in how you live and how comfortable you and your family will be each month!
I'm pretty passionate about this subject so here goes.
Before you go out looking for homes, unless you are paying cash, you need to get pre-approved for a mortgage.
I discuss this process and why it's so important in great detail in my new FREE e-book ... "How To Buy A Home Without A Hassle" (homebuyerebook.info)
Your loan officer will tell you what your maximum financing amount could be and how much you need to put down on your home. You have to know this figure and your real estate agent does as well.
But ... a few words of caution here.
Your monthly house payment will include: principal, interest, taxes and insurance. (all of this is covered in detail in my e-book).
And this payment is due each month.
But .... so are a lot of other things!!
As an example: You need to buy groceries, buy gas, pay utilities, pay installment and credit card bills, dental bills, school activities, etc. Everybody has these things. Not unusual ... THIS IS CALLED LIFE!
So ... a few words of advice from somebody that has been in this business for a long time.
Before you put an offer in on a house ... make sure that you add up your potential house payment along with EVERYTHING else that you pay out each month. (Look at your checkbook ... it will tell you the truth about what you are spending.)
It's one thing to be qualified to buy a home up to a certain amount ... it's another thing altogether to be COMFORTABLE with it!
Owning a home is important for a lot of reasons, but ...you still need to ENJOY life!
So before you buy ... add up all of the numbers for the home payment and other expenses. I want you to enjoy your home and be able to live there as well.
[03/06/14] Welcome to my page!
Twin Cities Real Estate Deals's cover photo
Looking to build a relationship so I can assist you with any real estate needs. If there anything in the world I can do for you just let me know.
13+ years of exprience, Real Estate Representation: Buyer, Seller, 55+, New Home Buyer, Investment & Friends of Heros Program. CONV, VA, USDA, FHA, & MNHFA
As a devoted real estate professional I will make every effort to ensure your experience is as smooth and enjoyable as possible.
Struggling to sell your home? Looking for information on the home-buying process? We specialize in equipping our clients. Give me a call or text!
As a full service real estate professional, I work with buyers, sellers & investors in real estate transactions spanning all price ranges & property types.
I am a realtor with Edina Realty. This page is about buying and selling real estate, staging, decorating, and pretty much anything to do with homes and families. Stay tuned..it's going to be a fun ride!
Realtor with Edina Realty - Blaine, MN Member of the St. Paul Area Association of Realtors
Real estate has always been a passion, even a hobby, for MN licensed real estate agent Nidhi Joshi I have been in real estate business for over 7 years,
Serving the Northern Suburbs of the Twin Cities and outstate Minnesota. Helping dreams come true by finding the perfect piece of Real Estate.
Professional Property Inspections That Provide Peace Of Mind!
I work hard to provide my clients with the most positive real estate experience possible. In today'