VA Home Loans

VA Home Loans

https://www.vahomeloanmn.com

VA Home Loan and Mortgage Programs for Veterans and Active Duty Military. VA Home Loans of Minnesota are brought to you by Refined Lending- A new kind of mortgage company.

Our local VA Loan Specialists are proud to help our active duty military and veterans take advantage of their VA Benefits that they have earned to become homeowners. VA Loan Programs were designed as a benefit to those who have served our country. Refined Lending is proud to serve our heroes who have served our country.

Operating as usual

06/04/2021

Life happens. At Refined Lending we want to help you determine if you are in the right mortgage to fit your family’s needs. Whether you are looking to refinance, purchase a new home, a second home or renovate - we've got you covered.

Life happens. At Refined Lending we want to help you determine if you are in the right mortgage to fit your family’s needs. Whether you are looking to refinance, purchase a new home, a second home or renovate - we've got you covered.

06/01/2021

Be the most equipped and prepared when going through the home loan process. Get Pre-Approved to have a leg up on getting your perfect home!

Be the most equipped and prepared when going through the home loan process. Get Pre-Approved to have a leg up on getting your perfect home!

05/25/2021

Start saving for a down payment early and know your options. VA loans offer special financing with little to no down payment!

Start saving for a down payment early and know your options. VA loans offer special financing with little to no down payment!

05/21/2021

We observe Safer Internet Day every day by providing a safe and secure online application and loan process. Are you ready to apply?

We observe Safer Internet Day every day by providing a safe and secure online application and loan process. Are you ready to apply?

05/18/2021

We make realty a reality. Let's work together to motivate your home buyer! Call us today.

We make realty a reality. Let's work together to motivate your home buyer! Call us today.

05/14/2021

Are you a first time homebuyer? Here are some tips and tricks to help you be prepared and know what to expect when you are looking for a mortgage. We are always here to help, give us a call

Are you a first time homebuyer? Here are some tips and tricks to help you be prepared and know what to expect when you are looking for a mortgage. We are always here to help, give us a call

05/11/2021

Still working from home? Ready to find a home with a better home office? Reach out today!

Still working from home? Ready to find a home with a better home office? Reach out today!

05/07/2021

Do you know what makes up a mortgage? Know what to expect and have insight to calculate your budget. Our team is here to help you on your journey to a new home!

Do you know what makes up a mortgage? Know what to expect and have insight to calculate your budget. Our team is here to help you on your journey to a new home!

05/04/2021

The search is over. Let our team help you get the home you've been looking for. With a great selection of loan products, we can help you on your journey to home ownership. Reach out today!

The search is over. Let our team help you get the home you've been looking for. With a great selection of loan products, we can help you on your journey to home ownership. Reach out today!

01/22/2021

The best part of waking up is sipping from the #RefinedLending cup!

#funfriday #Berkeley #officedog #VA #coffeemug #huginamug #mortgage #mnlife

The best part of waking up is sipping from the #RefinedLending cup!

#funfriday #Berkeley #officedog #VA #coffeemug #huginamug #mortgage #mnlife

10/26/2020

Looking for the Path to Homeownership? Let us show you the way. Contact us today to explore and discover the VA home loan to lead you to homeownership.
📲 763-784-8700
💻[email protected]

#homeownershop #mortgage #Househunting #Homesweethome #adulting #purchase #ownit #newhome #moving #NewHouse

10/07/2020

Our Team is focused giving back to the community and supporting each other every day! We call it the Refined Difference!

This month we are raising money for Hope Chest for Breast Cancer. This local charity helps provide funds for patients going through treatment.

As a single mom and breast cancer survivor our teammate Jessica Russo, Refined Lending, NMLS 1864704 understands just how difficult getting by day by day is while getting treatment.

Charities like The Hope Chest provide financial help when its most needed.

Help The VA/RL Family KNOCK OUT Breast Cancer this October! Visit our site and make a donation today!
https://www.refinedlending.com/refined-difference

09/28/2020

Timeline Photos

09/24/2020

Check out these numbers! What do today's low rates mean for you?

It is less expensive to borrow money with the low rates. The savings over the life of the loan are AMAZING!

#Lowrates #Mortgage #Purchase #Mortgagelending #Mortgagebank #Interestrate #Themoreyouknow
#MNLocalLender

09/16/2020

A brighter tomorrow - brought to you by Refined Lending. Call us today to Build, Buy, Renovate or Refi. We are here for you.

#remodel #construction #refinance #lowrates #mortgage #buildbuildbuild #NewConstruction #home #Homesweethome #househunting #Newstart #purchase #RefinedLending

09/14/2020

We know mortgages! Looking for an experienced and service driven company to finance your mortgage? Call us today to get started.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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#Refinedlending #mortgage #mortgagelending #homebuyer #refinance #Purchase #Renovation #Newconstruction #HGTV #Ownit #MNLender

refinedlending.com 09/12/2020

Refined Lending: Home Mortgage Loans in Blaine, Edina, & Minneapolis

Don’t miss out on today’s market! VA Refinance rates as low as 2.375%|2.437% APR.
Contact Refined Lending to apply today!
www.refinedlending.com

refinedlending.com Refined Lending is a mortgage bank and your local MSP lender! If you're looking to build, buy, renovate, or refinaince we can help you! Division of Goldwater Bank N.A, NMLS 452955

09/11/2020

A day of remembrance for those that lost their lives, and for all of those who gave their lives.
We will never forget.

#9/11 #Remember #Neverforget #RefinedLending #givethanks

09/10/2020

Did you know we have five locations? Stop by and visit us anytime!

#Mortgage #RefinedLending #Lending #Growth #Opportunity #Hiring

09/04/2020
08/31/2020

Considering building new using your VA Benefits? Contact us today for information on our VA single close program!

08/24/2020

Whether you're looking to use your VA benefits to purchase, expand, or refinance, Refined Lending has what you need. Take advantage of historically low interest rates and call us today. #homebuying #homeexpansion #remodeling #renovation #construction #mortgage #RefinedLending #VA

08/20/2020

Get settled sooner with a VA pre-approval from Refined Lending! We make home buying comfortable.

#RefinedLending #Preapproval #Mortgage #VA #homebuyer #Purchase

07/29/2020

Call us today to see if you qualify for a VA streamline refinance which could save you thousands in the long run, rates are still at historically low levels!!!

#VARefinance #VAStreamline #Mortgages #MortgageProcess #LoanProcess #LoanOfficer #LoanOriginator #Refinance #Mortgage #Renovation #FixerUpper #Renovate #mortgageloanofficer #mortgagetips #mortgagerates #mortgagebroker #mortgagelender #mortgageloans

07/22/2020

Call today to take advantage of reduced VA Funding Fee’s for all reservist and national guard members!!
763.784.8700
#VARefinance #VAStreamline #Mortgages #MortgageProcess #LoanProcess #LoanOfficer #LoanOriginator #Mortgage #mortgageloanofficer #mortgagetips #mortgagerates #mortgagebroker #mortgagelender #mortgageloans

05/25/2020

All our offices are closed today in observance of Memorial Day. Thank you!

youtube.com 04/03/2020

COVID-19 The Refined Lending Difference

A message from our Regional Manager Nate Raich:

I have been asked a lot of questions🤔 lately about the current mortgage market. I have seen a lot of fear in the news and social media. Refined Lending (owner of VA Home Loans of Minnesota), is a mortgage bank with a solid foundation to support our buyers and agents while we all work during the COVID-19 crisis.

I want to highlight a few ways Refined Lending is different from other lending institutions:

• No Touch application process at RefinedLending.com / Easy document upload in the safety of your home.🤗

• Approximately 50% 🏠of applications receive property inspection waivers (appraisal waivers) / Clients can request an exterior only appraisal if desired on Conventional Loans (depending on purpose of loan).

• Special COVID-19 appraisal process for those homes that do require interior appraisal

• 30-45 day turn time remains in place for all purchase transactions – Purchase first!

• Still offering ALL government backed loans ( FHA, VA, USDA) down to a 620 FICO score.

• We are a depository Bank – We offer Portfolio Loan Options - Jumbo

• No Touch closing options – Purchase or Refi

• Offering Competitive MARKET based rates – Not just on purchase, refinance as well

• Still offering ALL down payment programs🏡

In short we are able to offer clients a truly " Hands Free" Mortgage option.

If you have any questions or concerns please don’t hesitate to reach out. My entire team is available to assist.

We wish you all good health and wellness during this time.

-Nathan Raich
NMLS 224046
Regional Manager

💻[email protected]
📲651-283-1305 call or text anytime

youtube.com I hope all is well! I have been asked a lot of questions lately about the current mortgage market. I have seen a lot of fear in the news and social media. Re...

03/20/2020

With everyone spending more time at home for the next few weeks and with the spring weather, house hunting is on the rise!
Take this time to prepare by checking in with VA Home Loans to see what programs you qualify for so you are ready to act when the time comes.

📲763-784-8700
📧[email protected]
💻refinedlending.com

[03/12/20]   Due to the NHL's decision to postpone /reschedule the current lineup of scheduled MN Wild games. We will resume our MN Wild Hockey ticket contest with new tickets if /When the season resumes.
We appreciate your understanding!

03/06/2020

If you have been following the news this week you know that rates have been falling. This morning the 10 year treasury fell to .76.🤯

What does this mean🤔 for you and your mortgage?

It means mortgage rates have hit an all time low and it might be a great time to refinance!📉

Reduce your rate and save 💸every month!

Take years off your mortgage by refinancing to a 15 or 20 year loan.

Utilize your equity with a cash-out refi and pay off debit or purchase that pool you have been dreaming of!

We do not know how long this will last, contact us today! We are licensed in every state except NY and Vermont.

📲763-784-8700
📧[email protected]
💻RefinedLending.com

02/13/2020

WILD DRAWING WINNER

MN WILD TICKET DRAWING WINNER🏒‼

Thank you to all who liked and shared our MN Wild game giveaway post!

DRUM ROLL PLEASE! 🥁

Congragulations Perry Chapman! You are the winner of the MN wild Tickets for this Saturday the 15th against the San Jose Sharks! Check your messages for us to get in contact.

wearethemighty.com 02/07/2020

Meet the 100-year-old veteran who is having the best week ever

Charles McGee is having quite a week! McGee, who was part of the legendary Tuskegee Airmen, was one of four 100-year-old veterans to participate in the Super Bowl LIV coin flip on Sunday in Miami. He was also honored Tuesday night at the State of the Union address with a promotion to Brigadier General. 🇺🇸😎🇺🇸

And what’d you do this week? #veteransrock #superbowlliv #vahomeloans #refinedlending

wearethemighty.com From the Super Bowl to the State of the Union, nothing is slowing 100-year-old Charles McGee down.

02/05/2020

Its time for another Minnesota Wild ticket giveaway! We have two tickets for the February 15th game against San Jose Sharks! Winner will be selected at random on Thursday February 13, 2020 at 3 PM.

Entering is easy as 1,2,3!

LIKE VA Home Loans page, COMMENT with who you want to bring and SHARE this post! We would love to give the tickets to a Veteran!

Good Luck & GO WILD!

01/09/2020

Congratulations Betty Ewalt!!

12/31/2019

💥Attention MN Wild fans💥 Time is running out to enter the drawing for a pair of tickets to the Minnesota Wild against the Canucks! Tell your friends and family! We love helping our community and beloved veterans during the Holidays!

🏒‼ DRAWING WILL BE HELD JANUARY 6TH ‼🏒

✔ Follow these 3 steps and VA Home Loans will enter them AND you in a drawing for a pair of tickets to the January 12th home game against the Canucks! 🏒

1- Like our page VA Home Loans
2- Share this post
3- Tag a Veteran

💥Attention MN Wild fans💥

Are you considering buying or refinancing a home?🏡
Follow the link to view the most current VA Home Loan rates: https://bit.ly/2OcewFq

Do you know a #Veteran who ❤️'s Minnesota Wild Hockey?

Follow these 3 steps and VA Home Loans will enter them AND you in a drawing for a pair of tickets to the January 12th game against the Canucks!🏒

1- Like our page VA Home Loans
2- Share this post
3- Tag a Veteran

We love helping our Veterans and love our hometown team the MN Wild! Good Luck!

Our Story

VA Home Loans by Refined Lending- A new kind of mortgage company.

Our local VA Loan Specialists are proud to help our active duty military and Veterans take advantage of their VA Benefits that they have earned to become homeowners. VA Loan Programs were designed as a benefit to those who have served our country. Refined Lending is proud to serve our heroes who have served our country.

Call 1-833-RL-LOANS to chat with a VA Home Loan Specialist today!


  • PURCHASE YOUR HOME $0 DOWN

  • NO MONTHLY MORTGAGE INSURANCE
  • Videos (show all)

    WILD DRAWING WINNER
    Congratulations Betty Ewalt!!
    Come Home with a VA Loan by Refined Lending
    Flags for Fort Snelling Day of Giving

    Telephone

    Address


    9240 Baltimore St Ne Suite 110
    Blaine, MN
    55449

    Opening Hours

    Monday 7am - 7pm
    Tuesday 7am - 7pm
    Wednesday 8am - 7pm
    Thursday 7am - 7pm
    Friday 9am - 7pm
    Saturday 9am - 7pm
    Other Loans in Blaine (show all)
    Erika Dragich at Megastar Financial Erika Dragich at Megastar Financial
    9298 Central Ave NE, Suite 309
    Blaine, 55434

    Mortgage Loan Officer licensed in MN, WI & CO- specializing in 1st time buyers and move ups. NMLS: #370095 #100511282 NMLS #3043, MN#20371803, WI#3043BA

    TCF Bank TCF Bank
    585 Northtown Drive NE
    Blaine, 55434

    Theresa Decker - Axia Home Loans NMLS# 381782 Theresa Decker - Axia Home Loans NMLS# 381782
    9380 Central Ave NE Ste 205
    Blaine, 55434

    Licensed to originate mortgages in MN, WI and FL

    Shelly Farris - Branch Manager NMLS #367826 Shelly Farris - Branch Manager NMLS #367826
    10400 Baltimore St NE, Suite 120
    Blaine, 55449

    Caliber Home Loans #15622 Equal Housing Lender

    Andrea Christenson Licensed Loan Officer #1284588 Andrea Christenson Licensed Loan Officer #1284588
    12760 Aberdeen St NE #110
    Blaine, 55449

    Andrea Christenson AMEC Home Loans NMLS #1286590 651-343-3472 [email protected]

    Sarah DeSpiegelaere NMLS #1599971 Mortgage Loan Officer Sarah DeSpiegelaere NMLS #1599971 Mortgage Loan Officer
    9240 Baltimore St NE
    Blaine, 55449

    Pacific Union Financial LLC NMLS #2221, Loan Officer - Sarah DeSpiegelaere NMLS#1599971

    Teresa Johnson-Vanney - Mortgage Consultant NMLS #480172 Teresa Johnson-Vanney - Mortgage Consultant NMLS #480172
    11806 Aberdeen St NE Suite 250
    Blaine, 55434

    Teresa Johnson-Vanney - Licensed Sales Assistant Guaranteed Rate NMLS #2611 www.nmlsconsumeraccess.org/

    TCF Bank TCF Bank
    331 Highway 10 NE
    Blaine, 55434

    Ed Dropps, Greater Midwest Realty Ed Dropps, Greater Midwest Realty
    12760 Aberdeen St NE
    Blaine, 55449

    Local Real Estate Agent providing full service selling and buyer services. Serving the entire Twin Cities Metro Area. Over 14 Years exp. as a Realtor!

    Michael Vincent at Guaranteed Rate Michael Vincent at Guaranteed Rate
    Blaine, 55449

    I am a VP of Mortgage Lending at Guaranteed Rate. NMLS: 302994 Guaranteed Rate NMLS: 2611

    Eagle Home Mortgage Eagle Home Mortgage
    2407 109th Ave NE, Suite 100
    Blaine, 55449

    Licensing & Additional Disclaimers: Eaglehm.com/page/licensing

    Dan Dikken / Bell Bank Mortgage Dan Dikken / Bell Bank Mortgage
    2407 109th Ave NE, Suite 100
    Blaine, 55449

    I will ensure a smooth Mortgage experience and a stress-free closing. Trust my experience for the most important purchase of your life. NMLS 268862