Erika Dragich at Megastar Financial

Erika Dragich at Megastar Financial

Comments

Erika recently helped one of my clients purchase a new home, and I have nothing but positive things to say! Erika is knowledgeable, helpful, thorough and super nice. She kept everyone well informed, and everything on track so we could close on time! My client loved her as well! All around excellent experience!
Erika has always been extremely kind and helpful and answered any questions I had at any time of the day. It was a pleasure working with her, she made the process of buying my first home a great experience

Mortgage Loan Officer licensed in MN, WI & CO- specializing in 1st time buyers and move ups. NMLS: #370095 #100511282 NMLS #3043, MN#20371803, WI#3043BA

Operating as usual

4 Ways Homeowners Can Use Their Equity 11/22/2021

4 Ways Homeowners Can Use Their Equity

4 Ways Homeowners Can Use Their Equity Your equity is a powerful tool that can help you achieve your goals as a homeowner.

11/19/2021
Home Sales About To Surge? We May See a Winter Like Never Before. 11/18/2021

Home Sales About To Surge? We May See a Winter Like Never Before.

Home Sales About To Surge? We May See a Winter Like Never Before. Like most industries, residential real estate has a seasonality to it.

Photos from Erika Dragich at Megastar Financial's post 11/17/2021

2021 Home buyer & seller generational trends, from NAR, are interesting, yet maybe not surprising.

https://cdn.nar.realtor/sites/default/files/documents/2021-home-buyers-and-sellers-generational-trends-03-16-2021.pdf

4 Things Every Renter Needs To Consider 11/15/2021

4 Things Every Renter Needs To Consider

4 Things Every Renter Needs To Consider As a renter, you’re constantly faced with the same dilemma: keep renting for another year or purchase a home?

11/12/2021
VA Loans: Helping Veterans Achieve Their Homeownership Dreams 11/11/2021

VA Loans: Helping Veterans Achieve Their Homeownership Dreams

Thank you to all our Veteran's for your service!

VA Loans: Helping Veterans Achieve Their Homeownership Dreams The purpose of Veterans Affairs (VA) home loans is to provide a pathway to homeownership for those who have sacrificed so much by serving our nation.

How Sellers Win When Housing Inventory Is Low 11/09/2021

How Sellers Win When Housing Inventory Is Low

How Sellers Win When Housing Inventory Is Low In today’s housing market, the number of homes for sale is much lower than the strong buyer demand.

Two Graphs That Show Why You Shouldn’t Be Upset About 3% Mortgage Rates 11/08/2021

Two Graphs That Show Why You Shouldn’t Be Upset About 3% Mortgage Rates

Two Graphs That Show Why You Shouldn’t Be Upset About 3% Mortgage Rates With the average 30-year fixed mortgage rate from Freddie Mac climbing above 3%, rising rates are one of the topics dominating the discussion in the housing market today.

11/05/2021
11/03/2021

Even though no one "knows" how rates will move; you should still pay attention to what the experts are saying.

Even though no one "knows" how rates will move; you should still pay attention to what the experts are saying.

Renters Missed Out on $51,500 This Past Year 11/01/2021

Renters Missed Out on $51,500 This Past Year

Renters Missed Out on $51,500 This Past Year Rents have increased significantly this year.

Does Your House Have What Buyers Want? 10/29/2021

Does Your House Have What Buyers Want?

Does Your House Have What Buyers Want? The rise in remote work is changing what many Americans want in their homes.

50 Halloween Trivia Questions and Answers to Get You Ready for the Scariest Day of the Year 10/28/2021

50 Halloween Trivia Questions and Answers to Get You Ready for the Scariest Day of the Year

50 Halloween Trivia Questions and Answers to Get You Ready for the Scariest Day of the Year Halloween isn’t just for kids! The frighteningly fun holiday is a favorite for adults, too, though many people don’t know the origins of many Halloween traditions, from trick-or-treating to costumes or carving pumpkins. So, if you think you know a lot of Halloween facts, show off how scary-smart...

There Are More Homes Available Now than There Were This Spring 10/26/2021

There Are More Homes Available Now than There Were This Spring

Good news for buyers that are still looking for their new home...

There Are More Homes Available Now than There Were This Spring There’s a lot of talk lately about how challenging it can be to find a home to buy.

Knowledge Is Power When It Comes to Appraisals and Inspections 10/25/2021

Knowledge Is Power When It Comes to Appraisals and Inspections

Knowledge Is Power When It Comes to Appraisals and Inspections Buyers in today’s market often have questions about the importance of getting a home appraisal and an inspection.

10/22/2021
Important Distinction: Homes Are Less Affordable, Not Unaffordable 10/21/2021

Important Distinction: Homes Are Less Affordable, Not Unaffordable

Important Distinction: Homes Are Less Affordable, Not Unaffordable It’s impossible to research the subject of buying a home without coming across a headline declaring that the fall in home affordability is a crisis.

10/15/2021
The Big Question: Should You Renovate or Move? 10/13/2021

The Big Question: Should You Renovate or Move?

When you love your neighborhood, but your home no longer meets your needs, what do you do?

This is a growing theme, and homeowner's are leveraging their home's equity, making renovations, and staying where they are.

Benefits of renovating:
*families with kids stay in the school district
*add space or update for improving your home
*add remote working/office space

Comparing the cost of buying the home you want to the cost of renovating and staying might be the better option. Crunching some numbers could help you decide what works best for you and your family. I can help with that.

The Big Question: Should You Renovate or Move? The last 18 months changed what many buyers are looking for in a home.

Don’t Wait for a Lower Mortgage Rate – It Could Cost You 10/12/2021

Don’t Wait for a Lower Mortgage Rate – It Could Cost You

It's impossible to time the market, even though we all want to! If you know you can benefit from refinancing, move forward. You get to begin enjoying the benefits now! FOMO is a real - especially when rates go up!

Weighing the benefits.... lower rate, shorter loan term (go from 30yr to 15yr), taking cashout for home improvements, debt consolidation, or funding another important life event (college, auto purchase, etc.)... make sure you compare the total costs & the time to recoup those costs.

Don’t Wait for a Lower Mortgage Rate – It Could Cost You Today’s housing market is truly one for the record books.

111,285 Reasons You Should Buy a Home This Year 10/07/2021

111,285 Reasons You Should Buy a Home This Year

$111,285 is a nice sum, although it is speculation.

I agree with KCM on this....
"Owning a home is one of the best ways to grow your wealth over time. House wealth can impact generations. In many cases, the largest single investment a household has is their home. As that investment appreciates in value, the financial options also increase."

111,285 Reasons You Should Buy a Home This Year The financial benefits of buying a home versus renting one are always up for debate.

4 Tips To Prep for Your Home Sale This Fall 10/05/2021

4 Tips To Prep for Your Home Sale This Fall

4 Tips To Prep for Your Home Sale This Fall Even in a hot sellers’ market like today’s in which homes are selling so quickly, it’s still important to make a good first impression on potential buyers.

10/01/2021
As Home Equity Rises, So Does Your Wealth 09/30/2021

As Home Equity Rises, So Does Your Wealth

As Home Equity Rises, So Does Your Wealth Homeownership is still a crucial part of the American dream.

09/24/2021
Remote Work Is Here To Stay. Can Your Home Deliver the Space You Need? 09/21/2021

Remote Work Is Here To Stay. Can Your Home Deliver the Space You Need?

What I find interesting about these remote working details is the thought of how it may shape our housing industry. As remote or hybrid workers will enjoy increased flexibility in home location; it will be interesting to note the changes or growth in suburban or more rural areas.

Remote Work Is Here To Stay. Can Your Home Deliver the Space You Need? A lot has changed over the past year.

'Buyer Love Letters' – Is Their Demise on the Horizon? 09/20/2021

'Buyer Love Letters' – Is Their Demise on the Horizon?

This article was interesting and highlighted some 'unintended consequences' within buyer 'love letters' to sellers. This will be a topic to follow!

'Buyer Love Letters' – Is Their Demise on the Horizon? In today’s heated market, with frustrated buyers in many regions still competing for a dearth of available homes, sending ‘buyer love letters’ along with a

09/17/2021
Is the Number of Homes for Sale Finally Growing? 09/16/2021

Is the Number of Homes for Sale Finally Growing?

Is the Number of Homes for Sale Finally Growing? An important metric in today’s residential real estate market is the number of homes available for sale.

5 Tips for Making Your Best Offer 09/15/2021

5 Tips for Making Your Best Offer

5 Tips for Making Your Best Offer In today’s sellers’ market, standing out as a buyer is critical.

The Truth About Today’s Buyer Demand 09/14/2021

The Truth About Today’s Buyer Demand

The Truth About Today’s Buyer Demand When it comes to the latest news in real estate, there are a lot of sensational headlines in the media.

09/13/2021
09/10/2021

Fact or Fiction ?

Fact or Fiction ?

Understand Your Options To Avoid Foreclosure 09/08/2021

Understand Your Options To Avoid Foreclosure

Understand Your Options To Avoid Foreclosure Even though experts agree there’s no chance of a large-scale foreclosure crisis, there are a number of homeowners who may be coming face-to-face with foreclosure as a possibility.

Our Story

Mortgage Loan Officer at Megastar Financial
www.erikadragich.com
Erika Dragich NMLS ID: #370095
Megastar Financial NMLS ID: #3043

Products

1ST TIME BUYER- Low Down Payment Assistance Options.
30 YEAR FIXED - A traditional fixed-rate product that offers long-term safety and reliability.
REFI PLUS – A great way to lower your payment and take advantage of the Refinance Boom.
FHA LOANS - Buy your home with as little as 3.5% down!
VA LOANS - Veterans benefit & qualify for as little as 0% down!
ARM WITH FIXED RATE - Lower your payment and have more money in your pocket!
REVERSE MORTGAGE - Seniors over 62 can eliminate mortgage payments and stay in their present homes!

Telephone

Address


9298 Central Ave NE, Suite 309
Blaine, MN
55434

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
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