Gerrie Lee Sr. Loan Officer

Gerrie Lee Sr. Loan Officer

Equal Housing Lender, Caliber Home Loans, Inc. NMLS #15622. I am a licensed mortgage originator, NMLS #420435 My passion is to provide the best mortgage experience possible to everyone I work with.

I understand that financing a home can be a stressful and confusing process for many. My commitment is to ensure everyone involved understands how the financing works and the process involved; home owner and realtor. I believe a mortgage should be about building relationships, trust, and helping the homeowner to achieve their home financing goals. There are many loan officers in the business that

Operating as usual

09/21/2021

Your first home is most likely not the only home you will own. As you experience homeownership, the things you find important to have and want in your dream home will change... Your first home does not have to be your dream home :)
#FirstTimeBuyer #homebuyertips

Your first home is most likely not the only home you will own. As you experience homeownership, the things you find important to have and want in your dream home will change... Your first home does not have to be your dream home :)
#FirstTimeBuyer #homebuyertips

09/21/2021

⁉Did you know that a mortgage on a home is often no more expensive than paying rent⁉
#renters #firstttimebuyers #lifehacks

⁉Did you know that a mortgage on a home is often no more expensive than paying rent⁉
#renters #firstttimebuyers #lifehacks

09/20/2021

If you have been considering buying a home and think you are ready to start the process, feel free to contact me today!
#MortgageMonday #mythbusters

If you have been considering buying a home and think you are ready to start the process, feel free to contact me today!
#MortgageMonday #mythbusters

09/20/2021

#MotivationMonday #Homeowner #goals #firsttimebuyer

#MotivationMonday #Homeowner #goals #firsttimebuyer

09/20/2021

Grab your coffee and get stuff done!
#happymonday #coffeetime #NewWeek #newopportunities

Grab your coffee and get stuff done!
#happymonday #coffeetime #NewWeek #newopportunities

09/19/2021

#sundayevening

#sundayevening

09/19/2021

We are proud to be a Preferred VA Lender
#VA #loanservices ##mortgageprofessional

We are proud to be a Preferred VA Lender
#VA #loanservices ##mortgageprofessional

09/19/2021

#sundayfunday #sundayvibes

#sundayfunday #sundayvibes

09/18/2021

Ready to make some home improvements?
#homerenovation #homereno #homerenovationideas

Ready to make some home improvements?
#homerenovation #homereno #homerenovationideas

09/18/2021

No home loan process goes the exact same way.
With the right Loan Officer on your side you can turn those setbacks into a comeback!
#MortgageExpert #firsttimebuyers #homeownership

No home loan process goes the exact same way.
With the right Loan Officer on your side you can turn those setbacks into a comeback!
#MortgageExpert #firsttimebuyers #homeownership

09/16/2021

If you have not owned your own home in the last 3 years, you may qualify for first-time homebuyer programs! #firsttimebuyers

If you have not owned your own home in the last 3 years, you may qualify for first-time homebuyer programs! #firsttimebuyers

09/16/2021

If you are moving with pets, a few things to think of before packing up!
#Moving #movingtips #movingwithpets #furbabiesarefamily

If you are moving with pets, a few things to think of before packing up!
#Moving #movingtips #movingwithpets #furbabiesarefamily

09/16/2021

❓What is the Mortgage Payoff Statement❓
#mortgageloanofficer #homebuyers #homeloan

❓What is the Mortgage Payoff Statement❓
#mortgageloanofficer #homebuyers #homeloan

09/16/2021

#ThoughtfulThursday #quotesdaily

#ThoughtfulThursday #quotesdaily

09/15/2021

#positiveaffirmationsdaily #homeownershipgoal

#positiveaffirmationsdaily #homeownershipgoal

09/15/2021

Health and wellness include financial stability and well-being. Making small changes in your budget can add up to a lot in savings. With that, you can take bigger steps toward other financial goals such as #homeownership!
#DownPayment #firsttimebuyers #WellnessWednesday

Health and wellness include financial stability and well-being. Making small changes in your budget can add up to a lot in savings. With that, you can take bigger steps toward other financial goals such as #homeownership!
#DownPayment #firsttimebuyers #WellnessWednesday

09/15/2021

#Wednesday

#Wednesday

09/14/2021

Did you know that you do not have to be a farmer to qualify for a USDA Loan?
#Househunting #homeloans #USDA #firsttimebuyers

Did you know that you do not have to be a farmer to qualify for a USDA Loan?
#Househunting #homeloans #USDA #firsttimebuyers

09/14/2021

#tacotuesday #simplethings #homeownership #dreamhome

#tacotuesday #simplethings #homeownership #dreamhome

09/13/2021

#HomeownerTips #homeownership #homeownerlife #HomeCare

#HomeownerTips #homeownership #homeownerlife #HomeCare

09/12/2021

Whether you ready to buy now or a few years from now, I want to help you achieve your dream of homeownership!
#Homebuyers #DreamHome

Whether you ready to buy now or a few years from now, I want to help you achieve your dream of homeownership!
#Homebuyers #DreamHome

09/12/2021

3020 135th ave NE, Ham Lake, MN

09/12/2021

Did you know that when you are buying a home, using a Real Estate Agent is not cost to you?
When you have the great Mortgage Expert and the Right Realtor, the home buying process can be a lot easier than you think!
#HomeBuyerTips #firsttimebuyer #mortgagelender

Did you know that when you are buying a home, using a Real Estate Agent is not cost to you?
When you have the great Mortgage Expert and the Right Realtor, the home buying process can be a lot easier than you think!
#HomeBuyerTips #firsttimebuyer #mortgagelender

09/12/2021

It is that wonderful time of year where it is starting to feel like fall and the Parade Of Homes is starting! 🍁🏡
Looking for your dream home? Well, now is the perfect time!
Check out www.paradeofhomes.org for model homes near you :)
#paradeofhomes2021 #dreamhome #househunting #homebuyer
Caliber Home Loans, Inc. NMLS ID# 15622. Caliber cannot accept mortgage loan applications or inquiries for properties in New York through this site. Minnesota Residential Mortgage Originator License: MN-MO-40149066. This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. Section 47.206 (3) and (4).
"Equal Housing Lender. 1525 S. Belt line Rd Coppell, TX 75019 (www.nmlsconsumeraccess.org). 1 800-401-6587. This
is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are
subject to change without prior notice. All products are subject to credit and property approval. Not all products
are available in all states or for all dollar amounts. Other restrictions and limitations apply

09/12/2021

Open House TODAY!
Check out this amazing, spacious, beautiful home in Ham Lake MN.
#DreamHome #HousHunting

09/10/2021

#homeloans #loanoptions #renovationlife #remodeling #Friday

#homeloans #loanoptions #renovationlife #remodeling #Friday

09/10/2021

Two common renovation loans:
Fannie Mae® HomeStyle® renovation loan The HomeStyle renovation loan offers loan amounts up to 75% of the home plus renovation costs. This loan can be used for improvements on your current home or for repairs on a home you are purchasing. Requirements:
• A credit score of at least 720
• A certified contractor must prepare a cost estimate
• Funds must go into an escrow account rather than directly to you
FHA 203(k) loan
It’s easy to see the appeal of the 203(k) loan. You can qualify with a lower credit score, plus it offers a lower minimum down payment and lower interest rate. Like the HomeStyle renovation loan, the funds go into an escrow account. Requirements:
• Property must meet the government energy efficiency and structural standards
• Borrower must use a qualified 203(k) loan consultant
• Borrower must adhere to certain limitations on reselling the home
Other options
Ask your Caliber Loan Consultant about special federal programs for home renovations on Title I loans and on energy efficient mortgages. These may work for you. You can also opt for a cash-out refinance loan on your home and use the cash payout to fund your renovation work.
Source Cited: caliberhomeloans.com
#Firsttimebuyer #homeloans #loanoptions #renovationlife #remodeling #Friday

Two common renovation loans:
Fannie Mae® HomeStyle® renovation loan The HomeStyle renovation loan offers loan amounts up to 75% of the home plus renovation costs. This loan can be used for improvements on your current home or for repairs on a home you are purchasing. Requirements:
• A credit score of at least 720
• A certified contractor must prepare a cost estimate
• Funds must go into an escrow account rather than directly to you
FHA 203(k) loan
It’s easy to see the appeal of the 203(k) loan. You can qualify with a lower credit score, plus it offers a lower minimum down payment and lower interest rate. Like the HomeStyle renovation loan, the funds go into an escrow account. Requirements:
• Property must meet the government energy efficiency and structural standards
• Borrower must use a qualified 203(k) loan consultant
• Borrower must adhere to certain limitations on reselling the home
Other options
Ask your Caliber Loan Consultant about special federal programs for home renovations on Title I loans and on energy efficient mortgages. These may work for you. You can also opt for a cash-out refinance loan on your home and use the cash payout to fund your renovation work.
Source Cited: caliberhomeloans.com
#Firsttimebuyer #homeloans #loanoptions #renovationlife #remodeling #Friday

09/10/2021

Your income is one of the primary factors mortgage companies to determine if you qualify for a loan. For every mortgage loan, there are minimum income requirements and maximum debt limits that must be met to qualify. No question about it, for people with low income, this presents a difficult barrier to homeownership.
But it can be done. In fact, there are some mortgages designed to work for you.
Low-income qualification varies by location, so there is no hard and fast income amount that determines eligibility. Typically, the minimum requirement is based on your income in relation to your other financial obligations. Most lending companies require your housing costs take up less than 28% of your pretax income and your debt payments take up less than 36%. They have limits on how much of your monthly income goes toward debt (this is called your debt-to-income ratio, or, DTI). A DTI of 45% or less is a standard threshold. Higher ratios may be allowed for people with higher credit scores and for loans carrying private mortgage insurance (PMI).
Low-income status does not have to exclude you from owning your home, and it shouldn’t force you into a less than ideal mortgage.
Source Cited: caliberhomeloans.com
#Firsttimebuyer #homeloans #loanoptions #FAQ #Friday

Your income is one of the primary factors mortgage companies to determine if you qualify for a loan. For every mortgage loan, there are minimum income requirements and maximum debt limits that must be met to qualify. No question about it, for people with low income, this presents a difficult barrier to homeownership.
But it can be done. In fact, there are some mortgages designed to work for you.
Low-income qualification varies by location, so there is no hard and fast income amount that determines eligibility. Typically, the minimum requirement is based on your income in relation to your other financial obligations. Most lending companies require your housing costs take up less than 28% of your pretax income and your debt payments take up less than 36%. They have limits on how much of your monthly income goes toward debt (this is called your debt-to-income ratio, or, DTI). A DTI of 45% or less is a standard threshold. Higher ratios may be allowed for people with higher credit scores and for loans carrying private mortgage insurance (PMI).
Low-income status does not have to exclude you from owning your home, and it shouldn’t force you into a less than ideal mortgage.
Source Cited: caliberhomeloans.com
#Firsttimebuyer #homeloans #loanoptions #FAQ #Friday

09/10/2021

#fridayfeeling #WeekendVibes

#fridayfeeling #WeekendVibes

09/09/2021

Keep it light or add so dark accents?!
#homedecor #nuetral #earthtones #modern

Keep it light or add so dark accents?!
#homedecor #nuetral #earthtones #modern

09/09/2021

#ThoughtfulThursday #homeownership #goals #firsttimebuyer

#ThoughtfulThursday #homeownership #goals #firsttimebuyer

09/06/2021

#HappyLaborDay

#HappyLaborDay

09/05/2021

#home

#home

09/05/2021

🤔Are you spending your free time googling stuff about buying a home?
⌚Save yourself time and ask the professionals for accurate information!
Each person's situation is different... so are the loan options that could be right for each person.
#mortgagerates #homeloan #mortgageexpert #homebuyertips

🤔Are you spending your free time googling stuff about buying a home?
⌚Save yourself time and ask the professionals for accurate information!
Each person's situation is different... so are the loan options that could be right for each person.
#mortgagerates #homeloan #mortgageexpert #homebuyertips

09/05/2021

Considering moving to Northern MN?
Check out this beautiful property in Ham Lake.
Call or email me today to start your preapproval process!
Gerrie Lee NMLS# 420435
📱 612-978-8888
📧 [email protected]
#homebuyers #dreamhome #househunting

Videos (show all)

In Escrow
Prince
Changing Jobs
Hey Hey Monday!
Good Morning Monday
Weekend Loading
Survived Monday

Category

Products

Home loans including Conventional, FHA, VA, USDA, Jumbo, and NON QM loans.

Telephone

Address


10400 Baltimore St NE, Suite 120
Blaine, MN
55449
Other Mortgage Brokers in Blaine (show all)
Eagle Home Mortgage Eagle Home Mortgage
2407 109th Ave NE, Suite 100
Blaine, 55449

Licensing & Additional Disclaimers: Eaglehm.com/page/licensing

Rent to Own Homes Minneapolis Rent to Own Homes Minneapolis
1512 125th Ave NE
Blaine, 55449

We help people qualify for Rent to Own Homes

Taylor VanLokeren Refined Lending NMLS #1305424 Taylor VanLokeren Refined Lending NMLS #1305424
9240 Baltimore St NE #110
Blaine, 55449

Mortgage professional here in the Twin Cities!

Village Bank Village Bank
9298 Central Ave NE
Blaine, 55434

Village Bank is a local family-built community strong bank that you can trust to do what is right, every time. We offer the latest in banking products and services for your convenience. We are continually expanding and eager to pursue growth in new market

Sarah DeSpiegelaere NMLS #1599971 Mortgage Loan Officer Sarah DeSpiegelaere NMLS #1599971 Mortgage Loan Officer
9240 Baltimore St NE
Blaine, 55449

Pacific Union Financial LLC NMLS #2221, Loan Officer - Sarah DeSpiegelaere NMLS#1599971

Michael Vincent at Guaranteed Rate Michael Vincent at Guaranteed Rate
Blaine, 55449

I am a VP of Mortgage Lending at Guaranteed Rate. NMLS: 302994 Guaranteed Rate NMLS: 2611

Bob & Chris Team Refined Lending Bob & Chris Team Refined Lending
7835 Main Street, Suite 200
Blaine, 55369

Our team is dedicated to delivering quality mortgage solutions that support you in Opening the Doors to Home Ownership. Bob NMLS#1075316 Chris NMLS#480193

Arvold Mortgage Team NMLS #616278 Arvold Mortgage Team NMLS #616278
9240 Baltimore Street NE, Suite 110
Blaine, 55449

Mike Arvold, Mortgage Banker, NMLS 616278 Refined Lending, A Division of Goldwater Bank, N.A. NMLS 452955 is a custom home mortgage company specializing in up and coming or established, urban and suburban neighborhoods in the Twin Cities.

Stephanie Thorson - Dailey Realty Stephanie Thorson - Dailey Realty
Blaine, 55434

Specializes in Buying, Selling, Property Management and Rental Rehabs.

The Mortgage Chic - Krissy Koolmo NMLS #108326 The Mortgage Chic - Krissy Koolmo NMLS #108326
12301 Central Ave NE Suite 201
Blaine, 55434

Personal NMLS108326 Branch NMLS2061665 Company NMLS3029

Erika Dragich at Megastar Financial Erika Dragich at Megastar Financial
9298 Central Ave NE, Suite 309
Blaine, 55434

Mortgage Loan Officer licensed in MN, WI & CO- specializing in 1st time buyers and move ups. NMLS: #370095 #100511282 NMLS #3043, MN#20371803, WI#3043BA

Andrea Christenson Licensed Loan Officer #1284588 Andrea Christenson Licensed Loan Officer #1284588
12760 Aberdeen St NE #110
Blaine, 55449

Andrea Christenson AMEC Home Loans NMLS #1286590 651-343-3472 [email protected]