Buying a home? Beware: the seller is watching you. http://ow.ly/Fort30jZHBu
usatoday.com A growing number of sellers are using Wi-Fi cameras and mics to spy on buyers as they tour their houses, raising ethical and legal questions.
Are you discovering that your home has more value available within them? Read how accessible equity is at an all-time high right now: http://ow.ly/x97I30jZGH4
blog.pacificunionfinancial.com According to the Mortgage Monitor report generated by Black Knight, the amount of accessible equity is at an all-time high. More and more Americans are discovering that their homes have more value available within them. One of the biggest drivers of this home equity trend are appreciating property v...
It’s not always beneficial to increase the price of your home listing. Here’s when you should consider dropping the price to gain more interest from buyers: http://blog.pacificunionfinancial.com/when-to-drop-your-asking-price/
blog.pacificunionfinancial.com There is no question that 2017 was a seller’s market. A recent study by the National Association of Realtors, revealed that 99% of listings received their asking price. However, sellers should be careful in having exorbitant expectations on what they can fetch for their home. While housing invento...
Are you on the market to buy a new home? Here are 5 helpful tips before you buy that home: http://ow.ly/QPfy30jZBw5
marketwatch.com The ‘American dream’ isn’t for everyone.
Mortgage rates are rising. See what this means for you: http://ow.ly/v1FY30jZzK9
forbes.com With rates on fixed mortgages rising, demand for ARMs is up. Offering buyers hundreds, even thousands, in savings up front, they're becoming a tempting loan for today's home shoppers. But at what risk?
Are you looking to protect your down payments? See how we can help: http://ow.ly/PO8Z30jZvrX
blog.pacificunionfinancial.com When we started offering PacificPlus, we did it to address a simple question: How can buyers protect their down payments? As it turns out, people were interested in covering the largest portion of their home investment. Which makes sense. Having a little less uncertainty and a little more safety is....
Do you have a higher credit score than your spouse or partner but want apply for a mortgage home loan jointly? Here are 5 tips for getting that loan:
blog.pacificunionfinancial.com Most married couples apply for a mortgage home loan jointly, meaning that they each put their name on the application. The biggest benefit to this is that the couple can pool their financial resources together. A joint application will assess both incomes. This affects a number of important metrics....
Millennial's are leading the growth in new home buyers and it may be connected to ongoing economic growth and rising wages. Read more in this DWM article: https://www.dwmmag.com/millennialls-lead-growth-in-new-home-buyers/
There are signs that the mortgage market is about to make a switch. Read more on the Pacific Union blog.
blog.pacificunionfinancial.com Many regions in the United States have been a seller’s mortgage market for years. There are a number of reasons that the market has been so favorable to the seller, but factors are pointing to a switch. Those sellers that missed the wave that crested to its height over the summer may have some reg...
Is home automation and smart technology going to improve your property value?
blog.pacificunionfinancial.com Home improvement has several guidelines that pop up everywhere. One of the most popular is that the best place to earn your money back on a renovation project in the home is in the kitchen and the bathrooms. Kitchen and bathrooms seem to be one of the biggest features in selling a house. The opposit...
Don't let your money fly out the window!
blog.pacificunionfinancial.com Energy bills can be high. There are steps you can take right now to cut down those costs. Most of the energy bill is made up of keeping your home a comfortable temperature during the seasons, either warm in winter or cool in the summer. The key is to prevent cool air from escaping in... Read More
With just your mortgage you can improve your credit, free up some savings and even make some additional income.
forbes.com With just your mortgage you can improve your credit, free up some savings, and even make some additional income.
Fewer delinquencies mean that more borrowers are successfully maintaining their mortgage repayments.
blog.pacificunionfinancial.com According to a recent study released by CoreLogic called the Loan Performance Insight Report, delinquency on mortgage payments is at the lowest rate in nearly a decade. The report shows that this trend is true across a number of different metrics. For instance, the current rate of delinquency, defin...
"If buyers are truly squeezing in home showings between shopping trips and holiday recitals, you know they must be serious."
realtor.com Wondering how to sell your home during the holidays? While it might seem like a bad time to list your home, serious sellers could actually benefit.
It appears that Facebook has big plans for real estate listings through its own platform.
housingwire.com Zillow. Trulia. Realtor.com. Redfin. All household names in the real estate listings world, right? Well, those companies now have some serious comp...
New and old traditions make your home feel special and add unique memories.
blog.pacificunionfinancial.com You’ve signed on the dotted line and now the new property is yours. Making that new house feel like a home can take some time. For some of us, we’v...
With home prices on the rise, the Federal Housing Finance Agency (FHFA) is increasing the conforming loan limits for Fannie and Freddie in 2018.
housingwire.com Last year, the Federal Housing Finance Agency increased the maximum conforming loan limits for mortgages to be acquired by Fannie Mae and Freddie M...
"Starter home inventory increases by 7 percent in the fall compared to the spring, and prices are almost 5 percent lower in the winter."
cbsnews.com Most people aren't giving that a thought, but if you're in the market for new digs, this is a good time to look
"When you’re able to help buyers get qualified, you are greasing the wheels for a much smoother transaction."
forbes.com Never let mortgage concerns limit how you work with your buyers.
Who's excited to see their siblings this holiday season?
Home sellers and their agents may be limiting their potential base of buyers by ignoring a growing pool of veterans.
This is the second article in our series commemorating Veterans Day, which is this Saturday, November 11.
Home sellers and their agents may ...
Even though Millennials as a group are still relatively early in their professional careers, it doesn’t stop them from making a splash in the property market as potential investors.
blog.pacificunionfinancial.com If you’re a millennial looking to enter the real estate market for the first time, here are five tips you should be aware of before investing.
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