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Americans will have debt wiped from credit reports from TODAY boosting scores BEGINNING today, millions of Americans with medical debt will get a sliver of good news. Three major credit bureaus Experian, TransUnion and Equifax will stop including balances of less t…

Something to think about... Yet MORE reasons to stay ON TOP of your CREDIT. Call ACE today! 404.940.2166

A word about Mental health and entrepreneurship…

As a fellow entrepreneur/business owner and advocate for entrepreneurship, I really dislike how much this current culture pushes entrepreneurship as if it’s so easy and a simple fix to one’s financial woes (I used to be one of those people). What often goes unmentioned though, is that entrepreneurship is HARD WORK!! You are literally building a brand/business from the bottom up. It's commonly said that it takes 5 years to build a profitable business, while this isn't true in every case, the first 5 years of growing and building a company can be risky and profits from sales can be inconsistent. Owners will often work harder in the first 5 years, with less profits - and work less in the next 5 years with a profit increase (if they stay consistent). And then you have to contend with something people rarely talk about, how being a business owner could leave you at a higher risk for developing mental health issues, specifically, “Depression “.

“According to a study overseen by the University of California, entrepreneurs are 30% more likely to experience depression than members of the general population. Sleepless nights, busy weekends, unmet financial obligations, unimaginable deadlines, etc., are all part of the itinerary in an entrepreneur’s quest for success”. And while there are so many super successful entrepreneurs the vast majority of them all have the same experience of being overwhelmed and over-worked.

And this is largely due to the fact that many don’t realize they can run a business AND still prioritize their mental and physical health. Talking to a therapist when things get tough is a great way to mitigate depression. 10 to 15 mins a day of meditative deep breathing can significantly lower a persons cortisol levels (stress hormone) and of course 30 mins of vigorous exercise can yield a similar result.

I say all that to say this, if you are an entrepreneur, please prioritize your health! The whole idea of working hard but neglecting your mental and physical needs until you reach success is going to cost you more than you could ever gain from your business. It makes no sense to be “Successful” but you’re sick, falling apart and not able to fully enjoy the fruits of your labor because of your illnesses.

🙏🏽

Research Shows That Entrepreneurs Are More Depressed Than Everyone Else Here’s how you can protect your mental health while navigating the murky waters of entrepreneurship

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Congress considers credit-reporting overhaul, including putting government in charge of scores This week, Congress discussed updating the U.S., credit-reporting system, including moving control from the 3 bureaus to a single government agency.

Here’s the credit score you need to buy a home The typical home costs $266,200. Prospective buyers should aim for this credit score to qualify for the best interest rates on five kinds of mortgage loans.

Preparing Teenagers for Good Credit Score

Teenagers love to go shopping for themselves and their friends. Parents should be well-aware about their expenditure to create a good financial foundation. Teaching teenagers about the significance of good money management is an essential thing that every parent should do. Teenagers often don’t have any financial knowledge or experience while managing their expenses. They often fall for impulsive purchases and frauds.

Visit Our Site:- https://atlantacreditexperts.com/blog/preparing-teenagers-for-good-credit-score

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Bankruptcy: Chapter 7 vs. Chapter 13 If you’re in serious debt and can’t keep up with repaying loans and credit card bills, Chapter 7 and Chapter 13 bankruptcy are the two most common programs you can use to reduce or eliminate your debt. Find out more today.

Good information for those seeking higher limit credit cards.

What a high-limit credit card is and how to get one with your credit score CNBC Select takes a look at high-limit credit cards and gives examples of different ones based on your credit score.

Pay attention and avoid these pitfalls.

Here’s Why Your Credit Score Dropped | MoneyLion Learn what actually affects your credit score, including what could have caused a recent drop in score.

A dollar not taxed is a dollar you can put back. 😉

Top Tax Write-offs for the Self-Employed - TurboTax Tax Tips & Videos Whether you do contract work or have your own small business, tax deductions for the self-employed can add up to substantial tax savings.

Are you looking to establish or re-establish your personal credit?

Best Secured Credit Cards That Convert to Unsecured Don't waste your time on a secured card that won't upgrade at any point. Each of these cards offer you the option to convert to an unsecured credit card!