RMSI - Relationship Management Solutions Inc

Business Funding
Here are some frequently asked questions:

1. Do I have to have good credit?
**YES! credit score should be at 685 for traditional bank financing.
SBA, EQUIPMENT LOANS and Investor Real Estate loans can be lower 620 but you will have higher rates

Charge-offs, collections, recent bankruptcy can hinder your ability to get funding.

2. Do I have to personal guarantee(PG) the loan?
**YES for traditional bank financing, SBA loans, Equipment loans. Some investor real estate loans may not require a PG because they have the collateral but rates, fee and LTV will be impacted

3. Do I have to provide financial documents? This depends on the type of Funding.
**SBA LOANS and some traditional bank financing require 3yrs business and personal tax returns, P&L and Balance Sheet.
**Real estate investment loans typically don't require these docs as they rely on the income from the property

Comment with any other additional questions. If your question is specific to your business, PM or text me 470-485-4009 to set up a quick call.

RMSI - Funding

The best time to get funding for your business is when
"You don't need it"!!!
Contact to discuss

Contact for all your SBA loan needs.
SBA7A and SBA504 loans available

I'm frequently asked about grants in both the for-profit and non-profit realms, and I was once clueless until now. I teamed up with the Director of Grants for one of the largest school systems in the USA, I'm excited to bring her extensive expertise to you.

"Find It. Write It. Win It." - An Introduction to Grants!

* Uncover the tools of pinpointing the right grants.
* Refine your writing skills for successful proposals.
* Prepare to position yourself for grant success!

January 31st 11:00am - 12:30pm (virtual)

Grab the Early Bird Discount - register now and initiate your journey toward triumph in grants! 🌐💡

Find It, Write It, Win It! Introduction to Grants Ideal for busy professionals, this brief yet impactful course provides a solid foundation to confidently pursue grant opportunities.

Want to learn about grants, well this class is for you.
Registration for a discount

Find It, Write It, Win It! Introduction to Grants Ideal for busy professionals, this brief yet impactful course provides a solid foundation to confidently pursue grant opportunities.

Look at that number closely, but just in case it's too small, it's actually BIG..
$5,000,000 SBA LOAN for my client to build and open a new xpress concept car wash.
It took a lot of time, and a whole lot of patience to get this loan done, but my client trusted me to get him to the closing table!
The icing on the cake is that this is a Minority owned business!

As we wrap up 2022 here are some things to think about preparing for 2023 taxes

Please donate to this charity. They do great work and feed so many families suffering from food insecurities in the Metro Atlanta area
https://gofund.me/37af4164

What a way to end Women's History Month 👏🏾💲🍾💃🏾🤸🏾‍♀️
I closed on my biggest deal, OVER $4.5 MILLION... YES, you read that right, a $4.5+ MILLION DOLLAR SBA7A loan for a start-up WOMEN OWNED BUSINESS, and we closed with a WOMEN OWNED Real Estate Attorney.
This was a loooonnggg process, 9/2021, when I got involved but even longer for my client (2019), BUT we weren't taking no for an answer!!!!
This was also a TEAM effort.
Thank you to all who played a part, referring banker, the client's team; RE broker and business advisors and sba consultant who helped me find a lender!
Just when I doubted what I was doing, this happened!

Small Business Workshop presented by my friends at Pinnacle Bank.
If you are a new business owner or have been thinking about starting a business this is for you.
Series starts Feb. 28th so REGISTER ASAP!
These sessare offered in person or virtual.
*Registration info on the flyer.

You have been invited to attend a 6-part series on improving and strengthening your Small Business. Attached is the invitation with info to RSVP. Feel free to attend in person but please note we have 15 seats available in person, so we are also offering for you to attend via Zoom. This is an interactive course that will be we are excited to offer and hope you not only get value from what you learn but refer others for the next round of sessions when the Six weeks conclude. Our hope is also that you take this time to network with other small businesses and create synergy amongst yourselves so bring plenty of business cards.

The sessions are as follows:
Week 1: Consumer Credit Basics
Week 2: Business Credit
Week 3: Taxes & Corporate Structures
Week 4: Income Statements & Balance Sheets
Week 5: P&L and Cash Flow Statements
Week 6: Business Advocates