Credit Couple

Happy Thursday!! 💜

Imagine if your current rent could be the DOWN PAYMENT ON YOUR NEW HOME? 😲

Paying $1500 in monthly rent would equal $18,000 after just ONE year.

$18,000 could be the 3% down payment on a $600,000 home!

Now imagine after OWNING this home for 1 year… it increased in value by 5%. That is a $30,000 increase in just one year!!! 🤯🤯🤯

This is possible… you just need a game plan - and I can help you with that!

Clap for others because soon it’ll be your turn. Help me congratulate my client who had 11 negative items deleted including student loans‼️‼️‼️

This client is a victim of debt settlement. When she agreed to enter into debt settlement she didn’t realize how damaging it would be to her credit. She also wasn’t aware of all of her options that she could have exercised with her creditors and debtors on her own.

We still have a ways to go, but let’s celebrate 25, 31 and 38 point increases moving her out of the 400s after one round of disputes. 🙌🏽🙌🏽

Who’s next? Inbox me or text “ready” to 404-574-1443 or 404-429-5477. 💳💳💳🏆🏆🏆

MONEY HINT:
Each time that you pay a debt off, you’ve given yourself a pay raise/increase.💎

We forget that waking up each day is the first thing we should be grateful for🙌🏾🙌🏾
YOU + GRATITUDE = HAPPINESS

You want to have 0 negatives (derogatory, delinquent or collections). Unless the company agrees in writing to remove the negatives once you pay, you will need to have dispute letters sent to challenge them.

A beautiful thing happened to me this morning.

I woke up alive 💜🙌🏽

Have an incredible day on purpose 🙏🏽

✅ Derogatory Accounts can stay for 7 years from the date of first Delinquency

✅ Inquires- they can stay for 2 years from the date placed, some soft inquiries only stay for 6 months!

✅ Chapter 7 Bankruptcy is 10 years from the date filed

✅ Chapter 13 can stay for 7 years starting the day the payment plan ends.

✅ Unpaid Tax Liens can stay "Indefinitely"

✅ Public Records like child support take 7 years.

✅ Closed or Inactive Accounts generally fall off after 10 years.

📣📣Here's the good news..... THEY CAN ALL COME OFF BEFORE THEN!! Have you started your credit restoration process yet? I’m currently accepting 25 new clients!

Denise just had more collection’s DELETED ❌❌❌
Her credit is going up ⬆️ and her house is on the way🏠🔑🔑🔑

Who’s next?
Inbox me or…
Text “Ready” to 404-574-1443📲

I LOVE seeing people win!! 💯💯 He got the blueprint and implemented 🔥🔥👏🏽



He trusted the process. From a $200 secured to $90,000 in credit limits and a new Lexus. 🙌🏽🙌🏽

Help me congratulate him. Clap for others and soon it’ll be your turn. 🔑💯🫵🏽

Make 2024 the year you become a homeowner!!

Beautiful Newly Renovated Home Available Now!! 5/3 with 2 car garage home for ONLY 449K….Located in Snellville, GA….

We have several DOWN PAYMENT ASSISTANT Programs and CLOSING COST ASSISTANT Programs…….

Contact me to get you in a NEW house!

Chanell Johnson, Realtor®️
Fathom Realty
[email protected]
For more information call (404) 429-5477

DEAR ME In 6 months,
💕I promise that I'm going to make you sooo Proud!💕