SW Tax Service

⏰ LAST DAY TO FILE TAXES ⏰

Today is the deadline to file your tax return. If you have not filed yet, now is the time.

Don’t risk late filing penalties or unnecessary delays. And if you need extra time, make sure you file an extension before the deadline.

Let SW Tax Service help you finish strong. Send us a message today.

🚨 𝗠𝗶𝘀𝘀𝗲𝗱 𝗙𝗶𝗹𝗶𝗻𝗴 𝗬𝗼𝘂𝗿 𝗧𝗮𝘅𝗲𝘀 𝗶𝗻 𝗣𝗿𝗲𝘃𝗶𝗼𝘂𝘀 𝗬𝗲𝗮𝗿𝘀? 🚨

You’re 𝗻𝗼𝘁 𝘁𝗵𝗲 𝗼𝗻𝗹𝘆 𝗼𝗻𝗲. Many people skip filing because they lost paperwork, were self-employed, or thought they might owe.

The good news is 𝘆𝗼𝘂 𝗰𝗮𝗻 𝘀𝘁𝗶𝗹𝗹 𝗳𝗶𝗹𝗲 𝗽𝗮𝘀𝘁 𝘁𝗮𝘅 𝗿𝗲𝘁𝘂𝗿𝗻𝘀.

Whether you missed filing in 𝟮𝟬𝟮𝟭, 𝟮𝟬𝟮𝟮, 𝟮𝟬𝟮𝟯, 𝗼𝗿 𝗼𝘁𝗵𝗲𝗿 𝘆𝗲𝗮𝗿𝘀, it’s important to get caught up to avoid IRS issues and claim any refunds you may still be entitled to.

At 𝗦𝗪 𝗧𝗮𝘅 𝗦𝗲𝗿𝘃𝗶𝗰𝗲, we help clients:

✔ File prior-year tax returns
✔ Recover unclaimed refunds
✔ Resolve IRS filing issues
✔ Get back into good standing with the IRS

Many people are surprised to learn they still 𝗾𝘂𝗮𝗹𝗶𝗳𝘆 𝗳𝗼𝗿 𝗿𝗲𝗳𝘂𝗻𝗱𝘀 𝗳𝗿𝗼𝗺 𝗽𝗿𝗲𝘃𝗶𝗼𝘂𝘀 𝘆𝗲𝗮𝗿𝘀.

📩 𝗦𝗲𝗻𝗱 𝘂𝘀 𝗮 𝗺𝗲𝘀𝘀𝗮𝗴𝗲 𝘁𝗼𝗱𝗮𝘆 𝘁𝗼 𝗴𝗲𝘁 𝘀𝘁𝗮𝗿𝘁𝗲𝗱 𝗼𝗿 𝗮𝘀𝗸 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻𝘀.

𝗦𝗪 𝗧𝗮𝘅 𝗦𝗲𝗿𝘃𝗶𝗰𝗲
Helping you stay compliant and maximize your refund.

𝗠𝗙𝗝 + 𝗪𝟮 + 𝗗𝗲𝗽𝗲𝗻𝗱𝗲𝗻𝘁𝘀 + 𝗦𝗲𝗹𝗳-𝗘𝗺𝗽𝗹𝗼𝘆𝗲𝗱?
That combo can get messy fast if it’s not filed correctly—especially with a side hustle.

Here’s what I help you with:
✅ W-2 + 1099/Self-employed income filed correctly
✅ Dependents/credits reviewed (only if you qualify)
✅ Legit deductions + Schedule C done the right way
✅ E-file + direct deposit (virtual friendly)

📩 Comment “𝗥𝗘𝗔𝗗𝗬” or DM “𝗧𝗔𝗫” to get started.
Follow SW Tax Service for more info.

𝐷𝑖𝑠𝑐𝑙𝑎𝑖𝑚𝑒𝑟: 𝐸𝑣𝑒𝑟𝑦 𝑡𝑎𝑥 𝑠𝑖𝑡𝑢𝑎𝑡𝑖𝑜𝑛 𝑖𝑠 𝑑𝑖𝑓𝑓𝑒𝑟𝑒𝑛𝑡. 𝑅𝑒𝑓𝑢𝑛𝑑𝑠/𝑎𝑚𝑜𝑢𝑛𝑡𝑠 𝑣𝑎𝑟𝑦 𝑏𝑎𝑠𝑒𝑑 𝑜𝑛 𝑖𝑛𝑐𝑜𝑚𝑒, 𝑑𝑒𝑝𝑒𝑛𝑑𝑒𝑛𝑡𝑠, 𝑤𝑖𝑡ℎℎ𝑜𝑙𝑑𝑖𝑛𝑔, 𝑎𝑛𝑑 𝑒𝑙𝑖𝑔𝑖𝑏𝑖𝑙𝑖𝑡𝑦.

You 𝘮𝘪𝘨𝘩𝘵 need to amend if you:
• got a late 𝗪-𝟮 / 𝟭𝟬𝟵𝟵
• forgot income
• need to add/remove a dependent or credit
• need to fix filing status
📩 Not sure? Message us what changed before you submit anything twice.
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🧾 𝗔𝗠𝗘𝗡𝗗𝗘𝗗 𝗧𝗔𝗫 𝗥𝗘𝗧𝗨𝗥𝗡 (𝟭𝟬𝟰𝟬-𝗫)

If you already filed your taxes and something needs to be corrected, you may need an amended return (𝗙𝗼𝗿𝗺 𝟭𝟬𝟰𝟬-𝗫).

This is for 𝘧𝘪𝘹𝘪𝘯𝘨 a filed return — not filing all over again.
✅ Follow along this week for quick tips.

💰𝗥𝗘𝗙𝗨𝗡𝗗 𝗔𝗗𝗩𝗔𝗡𝗖𝗘 𝗙𝗔𝗤 – 𝗣𝗟𝗘𝗔𝗦𝗘 𝗥𝗘𝗔𝗗

To prevent confusion and repeated calls, please review the information below before your deposit date.

If you received a refund advance, your refund will 𝗡𝗢𝗧 deposit in full.

Here’s why:

If you received an advance, the following are deducted from your refund before deposit:

• The full advance amount
• Interest or finance charges
• Tax preparation fees

You will only receive the remaining balance after those amounts are paid.

𝗘𝘅𝗮𝗺𝗽𝗹𝗲:

If your refund is $8,000 and you received a $7,000 advance:

$8,000 refund
– $7,000 advance repayment
– Interest/finance charges
– Tax preparation fees

Your deposit may only be a few hundred dollars — or less.

This is normal.

𝗪𝗵𝗮𝘁 𝗶𝗳 𝗜 𝗼𝘄𝗲 𝗯𝗮𝗰𝗸 𝗰𝗵𝗶𝗹𝗱 𝘀𝘂𝗽𝗽𝗼𝗿𝘁, 𝘀𝘁𝘂𝗱𝗲𝗻𝘁 𝗹𝗼𝗮𝗻𝘀, 𝗼𝗿 𝗼𝘁𝗵𝗲𝗿 𝗱𝗲𝗯𝘁𝘀?

The IRS will offset (take) those debts FIRST.

After the offset:
• The advance (plus interest) must still be repaid
• Tax preparation fees will still be deducted

To check if your refund will be offset, call:
📞 1-800-304-3107 (Treasury Offset Program)

𝗪𝗵𝗲𝗻 𝘄𝗶𝗹𝗹 𝗜 𝗿𝗲𝗰𝗲𝗶𝘃𝗲 𝗺𝘆 𝗿𝗲𝗺𝗮𝗶𝗻𝗶𝗻𝗴 𝗱𝗲𝗽𝗼𝘀𝗶𝘁?

Whatever amount is left after:
✔ IRS offsets (if any)
✔ Advance repayment
✔ Interest/finance charges
✔ Tax preparation fees

That remaining balance will deposit on your IRS direct deposit date.

⚠ IMPORTANT:

If you received a refund advance, please expect deductions. Do not expect your full refund amount to hit your account.

This post is to prevent confusion and unnecessary panic calls.

— SW Tax Service

Still Accepting New Tax Clients 🤍

If you’re looking for a tax professional who:
✔️ Explains everything step-by-step
✔️ Doesn’t rush your return
✔️ Communicates clearly
✔️ Takes their time to get it done RIGHT

I’m still accepting new clients.

Old school service. Modern expertise.
SW Tax Service

Send me a message to get started.

🚨 PATH Act Refund Update – 2026 Filing Season🚨

If you claimed the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC), your refund is affected by the Protecting Americans from Tax Hikes Act (PATH Act).

Here’s what you need to know ⬇️

📅 The IRS cannot release these refunds before February 16, 2026.

Even if your return was accepted in January, the hold is required by law.

⸻

💰 What to Expect After Feb 16:

✔️ Feb 16–17: IRS transcripts update first (look for Code 846 – Refund Issued)
✔️ Feb 18–20: “Where’s My Refund” updates with Direct Deposit Dates
✔️ Most PATH Act refunds should deposit by March 6, 2026

🔁 If your transcript cycle ends in “05,” your update may come later that week (Thursday/Friday).

🚫 The IRS does not process or fund refunds on weekends.

⸻

🎯 Important Reminder:
If you claimed EITC or ACTC, do NOT expect your refund before February 16.

For the most accurate updates, check your IRS Account Transcript — it updates before “Where’s My Refund.”

⸻

Have questions about your refund status?
📧 [email protected]

SW Tax Service
Professional. Accurate. Transparent.

🚨 Seeing this IRS message? Don’t panic.

“Your return processing has been delayed beyond the normal timeframe”
= 𝗩𝗘𝗥𝗬 𝗖𝗢𝗠𝗠𝗢𝗡 right now.

This does 𝗡𝗢𝗧 mean you’re denied.
It usually means:
✔️ IRS is reviewing credits
✔️ Income verification
✔️ Identity protection check

📌 Most refunds in this status still get approved.

👉 Do NOT amend your return
👉 Do NOT file again
👉 Watch your mail for an IRS letter

If you filed with SW Tax Service, you’re not alone — we’re monitoring these closely and will guide you step-by-step if the IRS needs anything.

Who Qualifies?

Here’s a clear look at eligibility requirements for the new child savings election:

👶 Age Requirement
• Child must be under age 18 at the end of the tax year

📅 Birth Year Matters
• Children born after Dec 31, 2024, and before Jan 1, 2029, may qualify for the $1,000 pilot contribution
• Children born before Jan 1, 2025, may still establish the account but do not qualify for the pilot contribution

⚠️ Elections must be made correctly mistakes can delay benefits or disqualify eligibility.

📲 Have questions about your child’s eligibility?
DM SW Tax Service and we’ll review it with you.

📣 New IRS Election Alert for Parents

The IRS now allows eligible families to establish a special savings account for a child, with potential access to a $1,000 pilot contribution for qualifying children.

This isn’t automatic and must be elected properly.

Over the next few days, we’ll be sharing:
✔️ Who qualifies
✔️ Contribution limits
✔️ Timing rules
✔️ Common mistakes to avoid

📌 Follow along so you don’t miss it.

SW Tax Service