ISB Realty LLC

🚨 Calling ALL Entrepreneurs 🚨
(and friends of friends who know somebody doing their thing 👀)

I’m spotlighting local entrepreneurs in my upcoming Gwinnett Newsletter, and this is your moment.

If you or someone you know owns a business, offers a service, or is building something special, I want to feature you.

✨ What’s in it for you?
• Exposure to 3,000+ Gwinnett residents that month
• Feature your business and story
• Promote a coupon or exclusive discount code for newsletter readers
• Get your name in front of people who actually live and buy local

Supporting local businesses is kind of my love language 💛 and this newsletter is all about keeping our dollars and our shine right here in the community.

👉 Interested?
Fill out the feature form
https://forms.gle/bipmJ6UahtvFj6m36
Or email your info directly to [email protected]

Tag an entrepreneur below or share this with someone who needs this kind of spotlight ✨ Let’s show Gwinnett what you’re building!

Let’s Talk Networking!
📲 (770) 882-7275
📞 (470) 907-8266
📫 [email protected]

Love this for us homeowners!!!

HOA Property Owners Bill of Rights sent to Governor Kemp! Great job Rep. Sandra Scott, Rep Kim Schofield, Rep. Donzella James, Rep Regina Lewis Ward, and everyone involved in passing the bill!!

The GA Senate voted 51-0 yesterday sending the Georgia Property Owners' Bill of Rights Act to Governor Kemp's desk. The House had already passed it 155-10. This is the most comprehensive HOA oversight legislation this state has ever seen, and it passed with overwhelming bipartisan support.

The Bill includes numerous homeowner protections in HOA Communities:

✅ Every HOA must register annually with the Georgia Secretary of State and submit financial statements

✅ The annual registration fee is $100 per association, that is just $2.00 per unit per year for a 50-unit community. For that $2.00, your association is accountable to the state

✅ If an HOA is not registered, it cannot collect fines or fees, file a lien, or pursue foreclosure

✅ The Secretary of State can deny, suspend, or revoke registration and bar bad actors from serving on boards

A Real Place to Take Your Complaint

✅ Homeowners can file complaints directly with the Secretary of State

✅ A hearing officer is appointed to investigate, and the process is accessible without expensive litigation

✅ Filing a complaint triggers an automatic stay stopping the HOA from collecting the disputed fines or fees while the case is heard
Foreclosure Protections

✅ The foreclosure threshold rises from $2,000 to $4,000, and fines and fees cannot count toward that threshold, only unpaid assessments

✅ HOAs must give advance written notice stating clearly that paying eliminates the right of foreclosure

✅ Homeowners have the right to a stay of foreclosure proceedings while a complaint is pending

Payment Application

✅ HOAs must apply your payments in a mandatory order: regular assessments first, then special assessments, then specific assessments, then fees and fines

✅ HOAs cannot refuse to accept your payment in any amount for any assessment

✅ HOAs cannot accelerate assessments against any owner, meaning they cannot pull future assessments forward to inflate your current balance and manufacture foreclosure-eligible debt

Attorney's Fees Guardrails

✅ Before an HOA can collect or be awarded attorney's fees, it must send written certified notice and give 30 days to pay

✅ Judges must review attorney's fees for reasonableness before any award is entered
Your Rights in Writing, for the First Time

✅ Georgia law now explicitly enumerates homeowner rights, including the right to attend meetings, inspect records, receive proper notice, and expect board members to perform their duties in good faith

When Does This Take Effect?

The attorney's fees protections take effect July 1, 2026. All remaining provisions take effect January 1, 2027.

This did not happen by accident. It happened because homeowners showed up, testified, documented violations, filed lawsuits, and refused to be silenced. To every person who shared their story or made a phone call to their legislator, this is yours.

Now we await the Governors
signature! 💪🏾

🏡 Curious what your home is worth in today’s market?

Get Your Home Value Report that gives you a personalized estimate based on current data — no pressure, no commitment.

Whether you’re thinking of selling soon or just want to stay informed, it’s a great thing to have.

👉 Get your free report here:
https://ishimine.kw.com/whats-my-home-worth

Y’all, my son Xavier Hicks (Pro MMA Fighter) has been nominated for multiple categories in the NFC Awards, and I need everybody to go vote for him! 🗳️

The list is long, so I’m dropping the categories right here so nobody misses him:

✅ MMA Amateur Male Fighter of the Year – Xavier Hicks
✅ MMA Amateur Fight of the Year – Xavier Hicks vs Lee Alarcon
✅ MMA Amateur Knockout of the Year – Xavier Hicks
✅ MMA Amateur Submission of the Year – Xavier Hicks

📌 Vote here:
https://docs.google.com/forms/d/e/1FAIpQLSe7dGIefIab_AcjNQLMgmBB6kllPEtsFTknbr7SQvwaCgQaaQ/viewform

If you support him at all, I’d appreciate you taking a minute to vote and share this post. Let’s run those votes up for my baby! 💪🏾🥊

(And yes… I’m that proud MMA mom. I can’t help it. 😌)

2025 NFC Awards Voting 2025 NFC Awards Voting

🔥 Gwinnett for UNDER $200K? Yep… it’s REAL! 🔥

Everybody thinks Gwinnett is “too expensive” to buy in, but let me put you on real quick 👀👇

You don’t have to start with a big house to build big wealth.
Smart buyers start small… townhome, condo, whatever gets you in the game 🏡💫

Here’s why starter homes are secretly POWER MOVES:
• 🧱 Build equity faster
• 💸 Keep your payments chill
• 📈 Upgrade in 3–5 years using YOUR equity
• 🔑 Stop renting… start investing in yourself

Homeownership isn’t just about where you live… it’s about leveling up your future.
And yes — you can do that right here in Gwinnett for under $200K. 🙌

👉 Tap to see what’s available right now:
https://ishimine.kw.com/search/sale/Gwinnett-GA-USA/960740?viewport=34.37535798601904%2C-83.3788103125%2C33.54386474855363%2C-84.6971696875&q=Gwinnett%2C+GA%2C+USA&price=0%2C200000&property_subtype=TOWNHOUSE%2CCONDO&sort=price

Your starter home might be the first stop on your dream home journey. ✨

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