Videos by Marquel Forbes: Allstate Insurance in Ashburn. Insurance agent that is licensed in DC, MD, VA and WVA.
Do you have a live tree in your home this holiday season?
😳 Of course, tire blowouts can be very serious. If you happen to hear that dreaded BOOM sound...💥 ⬛️ Steer straight. Your car may be fishtailing. Get a firm grip on the steering wheel and try to keep your vehicle moving straight without hitting the brakes. ⬛️ Gently press the gas. Accelerating just a bit can help you regain control and maintain your forward momentum. Ease off the pedal once your vehicle has stabilized. ⬛️ Once your speed falls below 20 mph, use your brakes and steering wheel to pull off the road. ⬛️ Put your emergency lights on to alert other drivers. ⬛️Then take a deep breath and call for help. 📞 Taking the time to understand what to do in the event of a blowout can make a BIG difference if you have one.
Here's a common question.❓ "If someone hits my vehicle while it is parked, what can I do to protect myself?" 🚗 Hopefully, the person responsible left a note. Or there are security cameras 🎥 or witnesses 👀 of the incident. But if you can't locate the person who caused the damage, it's your auto policy's collision coverage, which will likely cover the loss. A deductible would apply here. And, collision coverage is optional, so if you chose not to buy it, you would have to pay for repairs out of pocket. Uninsured motorist property damage coverage could also pay for damage caused by hit-and-run drivers in states where this type of coverage is available. If your insurer locates the responsible party for the damage and recovers some or all of the repair costs, you may get a refund of your collision deductible. Side note: Only 12 percent of all reported hit-and-runs (2016 statistics) were solved, so making sure you have the coverage to protect yourself makes sense.
🔥Because fire creates poisonous gases that will make you feel tired and disoriented, it's the smoke and toxic gases that kill more people than the actual flames. Working smoke alarms increase your chances of surviving a home fire. So what can you do? ❇️ Install dual-sensor smoke alarms, which contain both photoelectric and ionization smoke sensors. ❇️ Never disable your smoke alarms while cooking. Doing so can be a deadly mistake. ❇️ Test smoke alarm batteries monthly and replace them once a year. ❇️ Install smoke alarms on all levels of your home, both inside and outside of sleeping areas. ❇️ Replace smoke alarms every 8-10 years or according to the manufacturer's instructions. Taking these simple precautions now can make all of the difference.
If you've had a package 📦 stolen that you've ordered online, you're not alone. Theft from porches and doorways is becoming an increasingly common problem across the U.S. 😨 According to a recent survey by the Illinois-based packing solutions company, Shorr Packaging Corp., nearly one in four adults in the United States report that they have had a package stolen. Do you suspect this has happened to you? Here are a few things that you can do about it: ✳️ Check your bushes, garage, or other places where drivers may have left them. ✳️ Check with your neighbors to verify that your package wasn't delivered to the wrong address. ✳️ View any home security footage you have. You may just need to check an alternative hiding spot. ✳️ Ask the seller of your item about their policy on stolen packages. ✳️ Contact your credit card company. Many offer purchase protection if you've used their card for your purchase. Here are some steps you can take to prevent theft: ✳️ Accept deliveries in person. ✳️ Send packages to an alternative location. Some grocery stores and malls offer Amazon lockers. ✳️ Pick up your packages directly at your UPS or FedEx location. ✳️ Use a video doorbell to alert you when someone approaches your door, so you'll know you have a package. ✳️ If the item that you've ordered is expensive, insure it through the retailer or the delivery service. Package theft is common, but that doesn't mean you need to be a victim. Use these tips to reduce your risk. If you have questions about how your homeowners or renters policy can be helpful in a situation like this, leave a comment below and let's talk.
Perhaps Groundhog day was "overshadowed" a bit by the Super Bowl yesterday. (pun intended) But, Punxsutawney Phil could not find his shadow. And as the legend goes, this means we're in for an early spring. It's only the 20th time out of 124 in his recorded history that he hasn't been able to see his shadow! Do you think Punxsutawney Phil is usually right?
Scammers are upping their game, trading phone calls ☎️ for believable text messages that look like shipping and delivery confirmations from companies such as FedEx. 🚚 While fake text messages are nothing new in the world of scammers, more people have reported receiving text messages written to look like package delivery confirmations. If this happens to you, it's best to block 🚫 the sender.
Leaving valuables in plain view in your vehicle is like having them in a glass display that can encourage a "smash and grab." This is when a vehicle theft occurs because a thief sees something inside your vehicle, smashes the window, and grabs it. It’s a pretty good hourly rate for the thief as it only takes them about 10 or 15 seconds. To reduce your chances of a "smash and grab," keep the valuables in your vehicle out of sight.
What do these four things have in common? Coverage for these risks is not automatically included on a homeowners policy. If you are a “homeowner,” we don't want you to become a “home moaner.” That's one of the reasons we should set up a time to do a policy review! Let make sure you'll have the coverage you'll want in the event of a claim.
Police advise pulling on every ATM and gas station scanner you use. If the device comes off in your hands, you'll be glad you tested it!
With 11,000 tire-related crashes a year in the U.S., it's important to pay attention to the tire pressure monitoring system in your vehicles.
Water backup coverage generally needs to be added as additional coverage to a homeowners policy. Is this a concern?
Did you know 91% of summer vacationers are driving? Stay safe from whatever the road may bring. I’ll help to get you set up with Roadside Assistance.