Sam Nixon, NMLS #1656554

This Halloween, treat yourself to a new home where you can create spooky memories and enjoy festive fun! Imagine handing out candy from your very own doorstep and celebrating with family and friends in a space that’s all your own. With our unique mortgage solutions, getting into your dream home is easier than ever.

http://www.embracehomeloans.com

Big news in the housing market! Signs point to a continued decline in mortgage
rates, creating amazing opportunities for homebuyers and investors. If you’ve
been waiting for the right moment, now might be it. Get prepared before the
competition heats up, and stay tuned for more updates. Let’s make the most of
this shift together!

http://embracehomeloans.com/samuel-nixon

With higher loan limits, you can buy a home with a lower rate and as little as 3% down. Apply today before they float away.

http://embracehomeloans.com/samuel-nixon

Fed cuts the rate 50 bps, this was already calculated into mortgage rates going into today but between now and the next Fed meeting, in November, there should be more natural mortgage rate movement downward

Today, we honor and celebrate the incredible hard work and dedication of our team members and extend our heartfelt gratitude to our valued customers and partners. Wishing you a happy and restful Labor Day where you can enjoy some well-deserved relaxation.

https://www.embracehomeloans.com

Ready to turn your homeownership dreams into reality? The HomeReady® program makes it possible! Secure your home with as little as 3% down, benefiting from flexible options for both first-time and repeat buyers. This program welcomes low-income borrowers and those with credit scores starting at 660. Plus, eligible borrowers can receive a $2,500 VLIP credit to help with down payment and closing costs! Learn more today and start your journey to homeownership.

http://embracehomeloans.com/samuel-nixon

With an FHA100 loan from Embrace, your buyers get 100% financing! So
they’ll have the down payment and closing costs covered without touching
their trough. Have them reach out today.

http://embracehomeloans.com/samuel-nixon

Quench your thirst for homeownership with our refreshing approach! Embrace flexible paths to owning your dream home this summer. Sip on the sweet taste of freedom with our tailored Unconventional Loans. Whether you’re self-employed, have unique income sources, or seeking a non-traditional route, we’ve got you covered. Let’s toast to your journey towards homeownership! Learn more: [link]

http://embracehomeloans.com/samuel-nixon

Cool into a better rate this summer with our exclusive Rate Buydown program! Dive into savings with reduced interest rates upfront, giving you more financial flexibility over time. Whether you’re purchasing your dream home or refinancing, our customizable mortgage options cater to your needs. Embrace the season of savings and unlock the possibilities of homeownership today.

http://embracehomeloans.com/samuel-nixon

Read this article to learn about the impact of not closing on time and how a mortgage company, like Embrace, can help.

https://blog.embracehomeloans.com/the-repercussions-of-a-mortgage-not-closing-on-time/

Your credit score has a significant impact on the interest rate you will receive on your mortgage. This article will give you more insight on how lenders look at credit scores.

https://blog.embracehomeloans.com/how-your-credit-score-can-affect-the-interest-rate/

The lack of available homes adds an extra layer of sleuthing to an already high-pressure homebuying process. But fret not, because this article will guide you through it with some sanity-saving tips.

https://blog.embracehomeloans.com/how-to-maintain-your-sanity-when-house-hunting/

While you don’t need to keep every piece of mortgage paperwork forever, there are some documents you’ll need to retain for future reference. This article will let you know which ones to hold on to.

https://blog.embracehomeloans.com/how-long-should-you-keep-your-mortgage-docs/

Do you need help with real estate marketing for your business this summer? Here are some seasonal options you might want to consider when tailoring your marketing strategy.

https://blog.embracehomeloans.com/4-summer-marketing-ideas-for-real-estate-agents/

A preapproval is not a guarantee of a loan, and there are several do’s and don’ts to keep in mind after receiving your preapproval letter. Read this article to learn more.

https://blog.embracehomeloans.com/the-dos-and-donts-after-mortgage-preapproval/

Read this article to learn five signs that you might be ready to stop renting and start building equity in your own home.

https://blog.embracehomeloans.com/5-tell-tale-signs-you-may-be-ready-to-give-up-renting-and-buy-a-home/

Debt-to-Income ratio (DTI) is a crucial factor when applying for a mortgage because it helps lenders determine your ability to manage monthly payments and repay borrowed money. Read this article to learn more.

https://blog.embracehomeloans.com/why-your-dti-is-crucial-when-getting-a-mortgage/