Ritchey Realty Resources LLC

The holidays are expensive – especially in a season of inflation. 💸

But don’t despair! There are plenty of ways to celebrate without breaking the bank. To help, we’ve rounded up our top household money-saving tips:

🥫Hunt for deals on groceries and take advantage of cash-back apps
🪑Decorate your home with thrift store finds
🔨Invest time instead of money in simple DIY renovations
💰Track your expenses to give a boost to your holiday budget

Want more ways to save money this season – and a customizable budget template? Check out our latest blog post!

🔗 https://danielritchey.myagent.site/home-for-the-holidays-how-to-stretch-your-budget-in-a-season-of-inflation/

🚩 Package theft is on the rise. 🚩

You don’t want to risk losing your holiday deliveries! Follow these tips to keep them safe.

📦Monitor tracking updates. If you know you’ll be away when your parcel is dropped off, ask a friend to bring it inside.

📦Request signature delivery. This option can be inconvenient, but it can help ensure that valuable packages get straight into your hands.

📦Install a video doorbell. It will alert you when your package is dropped off—and help scare off potential porch pirates.

How do you keep your deliveries safe? Let us know in the comments!

It’s hard to believe, but 2023 will be here in the blink of an eye. And what says “fresh start” better than a fresh coat of paint? 🖌️

Every autumn, the major paint brands forecast the top hues for the coming year, and we’re in love with their 2023 selections:

🎨Benjamin Moore 🎨
Benjamin Moore’s 2023 hue, Raspberry Blush, is a lively shade of pinkish coral. This bold, upbeat tone brings a powerful pop of fun, without overwhelming the senses.

🎨Sherwin Williams 🎨
Sherwin Williams is embracing warm neutrals with Redend Point, a blushing beige that feels nurturing, timeless, and a little romantic.

🎨Behr🎨
Behr’s choice of the year, Blank Canvas, is a warm and creamy off-white. Designed to be welcoming, calm, and inviting, it evokes fresh starts and new possibilities.

What hues are you loving for 2023? Tell us in the comments!

🚩Don’t make these common home inspection mistakes!🚩

Home inspections are a make-or-break moment, but there’s no need to panic. Just be sure to avoid these common mistakes:

1️⃣Miss Attending Your Inspection
It’s the perfect chance to find out where everything is located and see first-hand what repairs and updates may be needed.

2️⃣Expect a Perfect Report
The key is to understand which problems are simple fixes and which ones require expensive repairs. If you’re unsure, we can help.

3️⃣Avoid Asking Questions
You hired your inspector for their professional expertise, so don’t be shy about tapping into it.

Are you preparing to buy a home? Don’t risk doing it alone!

We can guide you through the ins and outs of the homebuying process and help you avoid costly mistakes. Reach out for a free consultation.

📲 (703) 999-0167
📧 [email protected]

Research shows that a staged home can sell up to 11x faster and, even better, for 20% or more over list price! 🤩

Safe to say, staging your home is one of the best things you can do to ensure a successful sale, and it doesn’t have to be complicated. Here are a few of our top staging tips:

💡 Lighten things up
Few buyers seek out a dark house; most prefer one that’s light and bright. Make sure windows are clean and open curtains and blinds to let in the maximum amount of daylight.

🛁 Freshen kitchens and baths
Add a fresh coat of paint or new hardware to outdated cabinets, and replace shower curtains and hand towels for a clean, streamlined look.

🛋️ Rearrange furniture
Position your furniture to show off your home’s best features. For example, if you have a fireplace, arrange furniture symmetrically around it to create a cozy space. Remove extra or oversized pieces to make rooms feel larger.

Discover 6 more ways to boost your home’s sale price in our latest blog post ➡️ https://danielritchey.myagent.site/7-tips-to-maximize-your-homes-sale-price/

Thinking of selling your home? Strategic renovations can help you get the most money possible. 💰

It may seem counterintuitive to invest in a home you’re about to sell—but putting a little money into repairs and improvements before you list can have a big payoff.

Only 6% of today’s buyers are looking for a DIY fixer-upper. The vast majority want a move-in ready home, so issues or dated features can be a huge turnoff.

That’s why we work with our home seller clients to identify the updates that are worth their time and investment.

Want more ways to push up the profit on your home sale? Read our latest blog post!

🔗 https://danielritchey.myagent.site/7-tips-to-maximize-your-homes-sale-price/

November 15 is ! 🥳

Here are some tips to get things squeaky clean:

🗓️Plan ahead.
You’ll need to empty your fridge to clean it properly. Get coolers with ice ready to keep perishables at a safe temperature while you clean.

🙅Toss expired items.
Check the use-by dates on those items in the back of the fridge. Throw away anything that’s past its prime.

🧽Remove the shelves and drawers.
Hand wash them with warm water and dish soap. If your shelves are made out of glass, let them come up to room temperature before using hot water to avoid cracking.

🚿Clean the interior.
Apply a gentle cleansing spray, vinegar, or a paste of baking soda and water. Use a cotton swab or old toothbrush to get into crevices where debris can collect.

🧼Wipe down the exterior.
Disinfect and clean the exterior using vinegar or antibacterial spray. Brush any crumbs out of the door gasket and gently wipe it with a cloth.

What are your top tips for cleaning the refrigerator? Let us know in the comments!

🌟 Finally, it’s a better time to be a homebuyer! 🌟

The last few years were tough, but here are a few reasons buyers should be feeling more optimistic:

🏡More inventory: An uptick in supply has given buyers more options to choose from.

🏡Less competition: On average, listings are receiving fewer offers than those sold during the real estate rush of 2020 and 2021.

🏡More bargaining power: The increase in inventory and decrease in competition mean that today’s buyers have far more leverage to negotiate on price and repairs.

Wondering if it’s the right time for you to buy a home? We’d be happy to talk through the specifics of your situation.

📲 (703) 999-0167
📧 [email protected]

Have you watched homes on your street sell for sky-high prices in the past few years?

It’s tempting to aim high when it comes time to sell your home—but proceed with caution.

The market is adapting to rising mortgage rates, and homes simply aren’t selling as fast. Unfortunately, the longer a home is listed, the more buyers’ concerns begin to grow.

Of course, you also don’t want to sell your home for less than it’s worth.

That’s why it’s important to work with a local market expert. We know the ins and outs of the local real estate market and what buyers are willing to pay today.

The good news? If you’ve been in your home for several years, you are likely to have a sizable amount of equity. That means you stand to make a tidy profit. 🤑

Get in touch for a free home value assessment to find out what your home could sell for in today’s market!

📲 (703) 999-0167
📧 [email protected]

How can you get the most money for your home in today’s market? 💰

The real estate market is cooling. But it’s still possible to score a great offer if you follow these tips:

🛠️ Make strategic repairs and improvements
🧹 Declutter and depersonalize
🛋️ Stage your home for success
🧽 Prep for each showing
💸 Price your home correctly from the start

Searching for more home seller strategies to maximize your sale price? Check out our blog post!

🔗 https://danielritchey.myagent.site/7-tips-to-maximize-your-homes-sale-price/

📣BEWARE OF INSTANT CASH OFFERS FOR YOUR HOME

The US Federal Trade Commission recently fined online home buying firm Opendoor $62 million for “cheating” home sellers.

The company was deceiving homeowners by claiming that “they could make more money selling their home to Opendoor than on the open market using the traditional sales process.”

Companies like Opendoor (aka iBuyers or direct buyers) use computer algorithms to offer home sellers quick cash offers. But don’t be fooled by their splashy advertising—these offers are almost always below market value.

According to MarketWatch, transactions involving iBuyers net sellers a whopping 11% less than those conducted by a real estate agent on the open market.

Listing your home with an agent is the proven way to maximize its sale price. Contact us today for a free consultation to find out what your home is really worth.

📲 (703) 999-0167
📧 [email protected]

Scent has a powerful impact on our emotions—and it can make or break how potential buyers react to your home.

That’s why it’s essential to make sure your home smells its best before an open house or showing. Here’s how:

🧽 Give it a good scrub. Wipe down all surfaces, paying special attention to the kitchen and bathrooms. Use neutral-scented products whenever possible.

🗑️ Take out the trash. Empty all trash cans, even well-sealed ones, to keep any smells from escaping. Plus, no one wants to see your garbage!

🧹Clean the carpets. Eliminate built-up dirt and pet dander by having your carpets professionally cleaned. They’ll look better, too.

BONUS:
🍪 Whip up a treat! Baking cookies is a classic real estate agent’s trick to make a home smell warm, cozy, and inviting.

Want more pro tips like these? Get in touch for a copy of our complete “Seller’s Checklist: A Timeline to Prep Your Home for Sale.”

📲 (703) 999-0167
📧 [email protected]

Do you know your community’s price-to-rent ratio?

It compares the cost of renting versus buying a home.

To calculate the price-to-rent ratio, divide your area’s median home price by its median yearly rent price. The higher the ratio is, the more expensive it is to buy compared to rent.

Even if renting seems like the better bargain today, it’s still important to consider the big picture. As the years go by, homeowners can gain equity and pay a fixed mortgage payment. Renters, on the other hand, face price uncertainty and miss out on equity gains.

Trying to decide whether buying or renting is right for you? Check out our latest blog post for more key tips.

🔗 https://danielritchey.myagent.site/buy-now-or-rent-longer-5-questions-to-answer-before-purchasing-your-first-home/

Cooler weather is coming! 🍂🥶

Check these seasonal tasks off your list so you’ll be ready to cozy up when it gets cold!

🌨️ Examine your weatherstripping: Replace worn seals around your doors and windows to prevent drafts.

🌡️ Inspect your furnace: Ensure it’s in working order before you really need it. Generally, furnaces need to be replaced every 10-15 years.

🔥 Prepare your fireplace: Clean the hearth, check the chimney, and stock up on firewood.

Need a hand with your home maintenance projects? We’re happy to connect you with recommended service providers. Reach out for a referral at any time!

📲 (703) 999-0167
📧 [email protected]

You need to know about the 5-year rule. 🏡

Some financial experts caution against buying a home unless you plan to own it for at least 5 years. This is because there are costs associated with purchasing and selling a home, and it may take time for the property’s value to rise enough to offset those expenditures.

If you aren’t sure about your new area or think you will need to move soon for work or family, you may be better off renting for now.

But if you plan to stay in your community long term, purchasing a home can be a fantastic opportunity. 💰 That time will allow you to build equity as your home value appreciates. Plus, you’ll gain a priceless sense of security and stability.

What other factors should you consider before taking the plunge into homeownership? Read our latest blog post to find out.

🔗 https://danielritchey.myagent.site/buy-now-or-rent-longer-5-questions-to-answer-before-purchasing-your-first-home/

Interested in investing in real estate? 🏠💰

You’ll need to understand cap rates.

A property’s cap rate (or capitalization rate) is an estimate of its rate of return. To find a property’s cap rate, divide the net annual income you expect it to generate by its current market value.

Cap rates are a great tool for comparing properties, but they don’t tell the whole story! You also need to account for financing costs, management expenses, and more.

Are you searching for an investment property that will pay off? We can help! Contact us today for a free consultation.

📲 (703) 999-0167
📧 [email protected]

Can you afford to both buy and own a home?

Buying a 🏡 can be a great financial decision—if you’re ready. But, before you put in any offers, it’s important to crunch the numbers.

You’ll need to consider the up-front expense of a home purchase, as well as the ongoing costs of ownership, like those listed on this video.

Wondering if you can afford to buy a home? We’re happy to talk you through your goals and budget. Send us a DM to set up a free consultation.

Is it better to buy or rent a home? 🤔

Despite what you may hear, there's no single right answer. But, don’t panic—we’re here to help! Start by asking yourself these 5️⃣ questions:

❓ How long do you plan to stay in the home?
You’ll get the most financial benefit if you remain in place for at least 5 years.

❓ Is it a better value to rent or buy in your area?
Look up the price-to-rent ratio, and consider the long-term financial impacts.

❓ Can you afford to own a home right now?
Be sure to consider the costs of maintenance and repairs.

❓ Can you qualify for a mortgage?
Talk to a lender to determine whether your finances are in order.

❓ How would owning a home change your lifestyle?
Do you relish the thought of painting the walls or starting a garden, or do you prefer to have someone else handle upkeep?

If you’re still on the fence, check out our latest blog post for more details about how to make the right decision for you.

🔗 https://danielritchey.myagent.site/buy-now-or-rent-longer-5-questions-to-answer-before-purchasing-your-first-home/

🐶🐱 Would you move for your pet? 🐱🐶

According to the US-based National Association of REALTORS, 43% of households would be willing to move to accommodate a furry family member.

The top criteria for their new home?

🌳 Fenced yard
🏘️ Larger home
🧱 Pet-friendly flooring

What pet-related features are at the top of your list? Would you move for your animal? Comment below!

According to the U.S.-based National Association of Realtors, closet renovations average an 83% return on investment.

So if cluttered closets are driving you crazy (or driving away potential home buyers), try these tips to give them a facelift:

☑️ Inventory your wardrobe and accessories before you start.
☑️ Make frequently worn pieces easier to reach.
☑️ Create a focal point by anchoring the space with center shelves or a built-in dresser.

Curious about other improvements that could add value to your home? Reach out for a free consultation!

Eager to slash household expenses? Look no further than your unused subscriptions.

It's easy to get lured by subscription services that seem inexpensive. But all that money adds up!

According to C+R Research, most consumers spend more than $200 on subscriptions every month (yikes!). And 42% admit that they're still paying for subscriptions they never use.

Cutting back on subscription services could help you save to meet bigger goals. 💰 Sift through your automatic payments to see which ones deserve a goodbye — and you can say hello to improved money management.

Do you have some sneaky ways to save on household expenses? We'd love to hear them! Share if you dare! 👇

If you’re trying to buy a home, it is NOT the time to quit your job.

When you apply for a mortgage, your lender will review two years of employment and income history. 🏦 A steady paycheck will improve your chances of getting a mortgage and can land you a lower interest rate. 💸

If you’ve changed jobs, you still have options. But it can make things more complicated, so think carefully before making big moves.

For more tips on qualifying for the best mortgage rates, check out our latest blog post.

🔗 https://danielritchey.myagent.site/8-strategies-to-secure-a-lower-mortgage-rate/

Struggling to pay for home repairs or improvements? Tapping into your home's equity could be the solution!

Before you pull out your credit card, consider some of these lower-interest options:

✔️ Home equity line of credit (or HELOC): Borrow as needed up to a predetermined limit. However, the interest rate is often variable, so it could increase over time.

✔️ Second mortgage (aka home equity loan): Take out a lump sum, typically at a fixed interest rate with set monthly payments.

✔️ Reverse mortgage (for seniors): Supplement your retirement income by drawing down the equity in your home.

Want to know how much equity you have? Reach out today for a free home value assessment!

📲 (703) 999-0167
📧 [email protected]

On-trend: coastal grandmother decor.

Forget country chic. Wave goodbye to minimalism. Coastal grandmother has earned its place as one of the hottest interior design styles of 2022!

What defines the coastal grandmother aesthetic? Think seaside cottage vibes mixed with cozy fabrics, fresh and summery hues, and a touch of nostalgia.

To bring a little coastal grandmother into your home, consider painting the walls a light neutral shade. Then, opt for breezy window dressings. Decorate with just a few high-quality wall hangings and accessories. Finish up by investing in heirloom-worthy furnishings.

If you're selling soon, coastal grandmother might be the home improvement update you've been craving! But if you need some advice, we're here to help you pinpoint the perfect spruce-me-up decor for your home to boost value and enhance ROI. Contact us for a free consultation today!

📲 (703) 999-0167
📧 [email protected]

Thinking about buying a 🏠? It’s time to check on your credit score.

A good credit score shows lenders that you are a safe investment. The higher your score, the lower the rates you’re likely to qualify for.

But don’t panic if your rate isn’t there yet! You can improve it through a few key steps:

👉 Fix any errors on your credit report
👉 Pay down your credit card balances
👉 Make all future payments on time
👉 Avoid closing old accounts
👉 Limit your credit applications

Over time, that score will start to climb! 📈

For more details on how to raise your credit score and land a great mortgage interest rate, check out our latest blog post.

🔗 https://danielritchey.myagent.site/8-strategies-to-secure-a-lower-mortgage-rate/

Mortgage rates have risen from their pandemic-era lows.

That means getting the best rate possible is more important than ever. Even a slight difference can save you tens of thousands over the life of your loan. 💰

We’ve pulled together our top 8️⃣ strategies to help you secure a rock-solid rate. Here are a few:

📈 Raise your credit score. Paying down debt and limiting credit applications can help.

❌ Don’t job-hop. Mortgage lenders prefer to see two years of steady paychecks.

💰 Increase your down payment. Some lenders offer lower rates with more upfront.

🛒 Shop around for the best rates. It’s always a good idea to get quotes from multiple lenders – and we’re happy to share our recommendations.

If you’re thinking about buying a home, check out our latest blog post for all our tips and more details on how to land the best mortgage.

🔗 https://danielritchey.myagent.site/8-strategies-to-secure-a-lower-mortgage-rate/

Get schooled: Here's your education in organization.

Back to school is in the air! So is the need for some serious home organization. Here are some of our top tips for keeping your family on track.

It's your turn! Tell us how you manage the back-to-school transition in your home 👇

According to the Better Business Bureau, moving-related fraud is on the rise.

Before you hire a moving company, watch out for these red flags:

🚩 Lack of a physical address
🚩 Representatives who dodge your questions
🚩 No in-home estimate

Fortunately, there are some great and trustworthy movers in our area. If you’d like a recommendation — or want help planning your next move — reach out for a free consultation!

📲 (703) 999-0167
📧 [email protected]

Make moving easier with these packing hacks.

Moving is a BIG step. But it doesn’t have to be overwhelming. Keep these tips in mind as you prepare:

📦 Start packing when you start searching for a new home. Tackling a couple of boxes a day will give you a head start. And if you're going to sell your current home, you'll need to declutter anyway.

📦 Pack with unpacking in mind. Bundle items from a single room in each box. Then, clearly label it with its destination in your new home. This will save you time (and footsteps) when you unpack.

📦 Think outside the box when transporting clothes. If you plan on hiring movers, ask if you can leave clothing in your dressers. In many cases, they will use plastic to wrap the dresser so the drawers don’t fall out during transport.

Starting a new chapter in your new home should be an exciting time. We can help you find the resources you need to make your big move your best move.

For more moving advice, check out our blog post, “10 Pro Tips for a Smooth Home Move.” 🚚

https://danielritchey.myagent.site/10-pro-tips-for-a-smooth-home-move/