Keith Howard Homes

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Did you know we are short over $760,000 housing units across the US? (For Sale)

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What a glorious Spring day. Need an assist: Need a mason to build a brick fireplace near a pool.

Closed! Beautiful home on Spanish Bay in River Creek. Multiple offers, above list, attractive terms. Congratulations to two wonderful families.

join us on TOMORROW the 26th 10-11a on Zoom for our hosted discussion on the NAR Settlement and how it affects you! Everyone welcome!

Discussion Panel with Agent Mastermind Howard of Keith Howard Homes and Distinctive Title's Counsel: David Field, Esq.

📝 🌳🏠🔑
https://us02web.zoom.us/j/81808511616?pwd=K3BwLzltSm1OSnBJZXJSamlCbzFQZz09
Meeting ID: 818 0851 1616
Passcode: DTitle2024

Truth

Listed below are 184 typical actions, research steps, procedures, processes and review stages in a successful residential real estate transaction that are routinely provided by full service real estate brokerages in return for their sales commission. Depending on the transaction and particular agent, some may take minutes, hours, or even days to complete, while some may not be needed.

More importantly, they reflect the level of skill, knowledge and attention to detail required in today’s real estate transaction, underscoring the importance of having help and guidance from someone who fully understands the process – a REALTOR®.

👉Pre-Listing Activities

✅ Make appointment with seller for listing presentation
✅ Send seller a written or email confirmation of listing appointment and call to confirm
✅ Review pre-appointment questions
✅ Research all comparable currently listed properties
✅ Research sales activity for past 18 months from MLS and public records databases
✅ Research average Days on Market (DOM) for this property of this type, price range and location
✅ Download and review property tax roll information
✅ Prepare Comparable Market Analysis (CMA) to establish fair market value
✅ Obtain copy of subdivision plat/complex lay-out
✅ Research property’s ownership & deed type
✅ Research property’s public record information for lot size & dimensions
✅ Research and verify legal description
✅ Research property’s land use coding and deed restrictions
✅ Research property’s current use and zoning
✅ Verify legal names of owner(s) in county’s public property records
✅ Prepare listing presentation package with above materials
✅ Perform exterior “Curb Appeal Assessment” of subject property
✅ Compile and assemble formal file on property
✅ Confirm current public schools and explain impact of schools on market value
✅ Review listing appointment checklist to ensure all steps and actions have been completed

👉 Listing Appointment Presentation

✅ Give seller an overview of current market conditions and projections
✅ Review agent’s and company’s credentials and accomplishments in the market
✅ Present company’s profile and position or niche in the marketplace
✅ Present CMA results to seller, including comparables, solds, current listings & expireds
✅ Offer pricing strategy based on professional judgment and interpretation of current market conditions
✅ Discuss goals with seller to market effectively
✅ Explain market power and benefits of Multiple Listing Service (MLS)
✅ Explain benefits of web marketing & IDX
✅ Explain the work the brokerage and agent do behind the scenes and agent’s availability on weekends
✅ Explain agent’s role in taking calls to screen for qualified buyers and protect seller from curiosity seekers
✅ Present and discuss strategic master marketing plan
✅ Explain different agency relationships and determine seller’s preference
✅ Review and explain all clauses in listing contract & addendum and obtain seller’s signature once property is under listing agreement
✅ Review current title information
✅ Measure overall and heated square footage
✅ Measure interior room sizes
✅ Confirm lot size via owner’s copy of certified survey, if available
✅ Note any and all unrecorded property lines, agreements, easements
✅ Obtain house plans, if applicable and available
✅ Review house plans and make copy
✅ Order plat map for retention in property’s listing file
✅ Prepare showing instructions for buyers’ agents and agree on showing time window with seller
✅ Obtain current mortgage loan(s) information: companies and & loan account numbers
✅ Verify current loan information with lender(s)
✅ Check assumability of loan(s) and any special requirements
✅ Discuss possible buyer financing alternatives and options with seller
✅ Review current appraisal if available
✅ Identify Home Owner Association (HOA) manager if applicable
✅ Verify HOA fees with manager – mandatory or optional and current annual fee
✅ Order copy of HOA bylaws, if applicable
✅ Research electricity availability and supplier’s name and phone number
✅ Calculate average utility usage from last 12 months of bills
✅ Research and verify city sewer/septic tank system
✅ Water system: calculate average water fees or rates from last 12 months of bills
✅ Well water: confirm well status, depth and output from well report
✅ Natural gas: research/verify availability and supplier’s name and phone number
✅ Verify security system, current term of service and whether owned or leased
✅ Verify if seller has transferable termite bond
✅ Ascertain need for lead-based paint disclosure
✅ Prepare detailed list of property amenities and assess market impact
✅ Prepare detailed list of property’s “inclusions & conveyances with sale”
✅ Compile list of completed repairs and maintenance items
✅ Send “vacancy checklist” to seller if property is vacant
✅ Explain benefits of homeowner warranty to seller
✅ Assist sellers with completion and submission of homeowner warranty application
✅ When received, place homeowner warranty in property file for conveyance at time of sale
✅ Have extra key made for lockbox
✅ Verify if property has rental units involved. And if so:
* Make copies of all leases for retention in listing file
* Verify all rents & deposits
* Inform tenants of listing and discuss how showings will be handled
✅ Arrange for installation of yard sign
✅ Assist seller with completion of Seller’s Disclosure form
✅ “New listing checklist” completed
✅ Review results of curb appeal assessment with seller and provide suggestions to improve salability
✅ Review results of interior decor assessment and suggest changes to shorten time on market
✅ Load listing into transaction management software program

👉 Entering Property in Multiple Listing Service Database

✅ Prepare MLS profile sheet — agent is responsible for quality control and accuracy of listing data
✅ Enter property data from profile sheet into MLS database
✅ Proofread MLS database listing for accuracy, including proper placement in mapping function
✅ Add property to company’s active listings list
✅ Provide seller with signed copies of listing agreement and MLS ✅ Profile sheet data form within 48 hours
✅ Take additional photos for upload into MLS and use in flyers ✅ Discuss efficacy of panoramic and/or drone photography

👉 Marketing The Listing

✅ Create print and Internet ads with seller’s input
✅ Coordinate showings with owners, tenants, and other Realtors®. Return all calls – weekends included
✅ Install electronic lock box if authorized by owner. Program with agreed-upon showing time windows
✅ Prepare mailing and contact list
✅ Generate mail-merge letters to contact list
✅ Order “Just Listed” labels & reports
✅ Prepare flyers
✅ Review comparable MLS listings regularly to ensure property remains competitive in price, terms, conditions and availability
✅ Prepare property marketing brochure for seller’s review
✅ Arrange for printing or copying of supply of marketing brochures or fliers
✅ Place marketing brochures in all company agent mail boxes
✅ Upload listing to company and agent Internet site, if applicable
✅ Mail out “just listed” notice to all neighborhood residents
✅ Advise network referral program of listing
✅ Provide marketing data to buyers coming through international relocation networks
✅ Provide marketing data to buyers coming from referral network
✅ Provide “special feature” cards for marketing, if applicable
✅ Submit ads to company’s participating Internet real estate sites
✅ Price changes conveyed promptly to all Internet groups
✅ Reprint/supply brochures promptly as needed
✅ Loan information reviewed and updated in MLS as required
✅ Feedback requests sent to buyers’ agents after showings
✅ Review weekly market study
✅ Discuss feedback from showing agents with seller to determine if changes will accelerate the sale
✅ Place regular weekly update calls to seller to discuss marketing & pricing
✅ Promptly enter price changes in MLS listing database

👉 The Offer and Contract

✅ Receive and review all offers
✅ Evaluate offer(s) and prepare a “net sheet” on each for the owner for comparison purposes
✅ Counsel seller on offers. Explain merits and weakness of each component of each offer
✅ Contact buyers’ agents to review buyer’s qualifications and discuss offer
✅ Submit seller’s disclosure to buyer’s agent or buyer upon request and prior to offer if possible
✅ Confirm buyer is pre-approved by calling loan officer
✅ Obtain pre-approval letter on buyer from loan officer
✅ Negotiate all offers on seller’s behalf, setting time limit for loan approval and closing date
✅ Prepare and convey any counteroffers, acceptance or amendments to buyer’s agent
✅ Submit copies of contract and all addendums to closing attorney or title company
✅ When offer is accepted and signed by seller, send to buyer’s agent
✅ Record and promptly deposit buyer’s earnest money in escrow account
✅ Disseminate “under-contract showing restrictions” as seller requests
✅ Submit copies of signed contract to seller
✅ Submit copies of signed contract to selling agent
✅ Submit copies of signed contract to lender
✅ Provide copies of signed contract for office file
✅ Advise seller in handling additional offers to purchase submitted between contract and closing
✅ Change status in MLS to “Sale Pending”
✅ Update transaction management program show “Sale Pending”
✅ Review buyer’s credit report results — Advise seller of worst and best case scenarios
✅ Provide credit report information to seller if property will be seller-financed
✅ Assist buyer with obtaining financing, if applicable and follow-up as necessary
✅ Coordinate with lender on discount points being locked in with dates
✅ Deliver unrecorded property information to buyer
✅ Order septic system inspection, if applicable
✅ Receive and review septic system report and assess any possible impact on sale
✅ Deliver copy of septic system inspection report lender & buyer
✅ Deliver well flow test report copies to lender & buyer and property listing file
✅ Verify termite inspection ordered
✅ Verify mold inspection ordered, if required

👉 Tracking the Loan Process

✅ Confirm verifications of deposit & buyer’s employment have been returned
✅ Follow loan processing through to the underwriter
✅ Add lender and other vendors to your management program so agents, buyer and seller can track progress of sale
✅ Contact lender weekly to ensure processing is on track
✅ Relay final approval of buyer’s loan application to seller

👉 Home Inspection

✅ Coordinate buyer’s professional home inspection with seller
✅ Review home inspector’s report
✅ Enter completion into transaction management tracking software program
✅ Explain seller’s responsibilities with respect to loan limits and interpret any clauses in the contract
✅ Ensure seller’s compliance with home inspection clause requirements
✅ Recommend or assist seller with identifying and negotiating with trustworthy contractors to perform any required repairs
✅ Negotiate payment and oversee completion of all required repairs on seller’s behalf, if needed

👉 The Appraisal

✅ Schedule appraisal
✅ Provide comparable sales used in market pricing to appraiser
✅ Follow-up on appraisal
✅ Enter completion into transaction management program
✅ Assist seller in questioning appraisal report if it seems too low

👉Closing Preparations and Duties

✅ Contract is signed by all parties
✅ Coordinate closing process with buyer’s agent and lender
✅ Update closing forms & files
✅ Ensure all parties have all forms and info needed to close
✅ Select location where closing will be held
✅ Confirm closing date and time and notify all parties
✅ Assist in solving any title problems (boundary disputes, easements, etc.) or in obtaining death certificates
✅ Work with buyer’s agent in scheduling and conducting buyer’s final walk-thru prior to closing
✅ Research all tax, HOA, utility and other applicable prorations
✅ Request final closing figures from closing agent (attorney or title company)
✅ Receive & carefully review closing figures to ensure accuracy of preparation
✅ Forward verified closing figures to buyer’s agent
✅ Request copy of closing documents from closing agent
✅ Confirm buyer and buyer’s agent have received title insurance commitment
✅ Provide homeowners warranty for availability at closing
✅ Review all closing documents carefully for errors
✅ Forward closing documents to absentee seller as requested
✅ Review documents with closing agent (attorney)
✅ Provide earnest money deposit check from escrow account to closing agent
✅ Coordinate this closing with seller’s next purchase and resolve any timing problems
✅ Have a “no surprises” closing so that seller receives a net proceeds check at closing
✅ Refer sellers to one of the best agents at their destination, if applicable
✅ Change MLS status to Sold. Enter sale date, price, selling broker and agent’s ID numbers, etc.
✅ Close out listing in management program

👉 Follow Up After Closing

✅ Answer questions about filing claims with homeowner warranty company if requested
✅ Attempt to clarify and resolve any conflicts about repairs if buyer is not satisfied
✅ Respond to any follow-up calls and provide any additional information required from office files

One of the most heard questions I am hearing is, “Why do I need a Buyers Agent?”
I think we as agents have done a poor job in communicating the value of having a Buyers agent. Personally, I do 75%-80% Listing Agency versus 20%-25% Buyers agency, I have a great appreciation for the value of a buyer agent.

A quality buyers agent will save a buyer both time and money as well as find and secure the home for your family.

++Sellers Market (low inventory+Lots of buyers)- Buyers agents have to be exceptional to get the listing agent to entertain THEIR clients offer
++Buyers Market (High inventory+Few buyers)- Buyers agents may work months with an Buyer to find to right home

The tangible intangible: When first working with a Buyer we ask a series of questions to help us identify and narrow the home search. The key is showing the first few homes. I’m watching the buyer more than I am watching the home. I’m watching their facial expressions, their body language. Their reactions to the nuances of each home tells me everything. If a buyer says,”I like this, I really like this. This is nice, very nice”. That home is not for them. I need to hear, "I love this”, “wow!” Purchasing a home is an emotional decision. People will decide on a home quicker than they will decide on a call. There is a connection that occurs.

Ministerial duties of a buyers agent (partial list- I'm certain my agent friends can enhance this list):
Search the MLS system for Active listings as well as Coming Soon homes
*Network with agents to identify Coming Soon homes
*Network with agents to generate homes where sellers were looking at selling much further in the future
*Network by making phone calls
*Network through Social Media
Quality agents know who are the top agents in any given neighborhood. They contact them directly.
Contact listing agents for unpublished details of a home
Contact listing agent for intel on Seller motivation and needs
Be available to show homes according to Buyers schedule
Be available to show homes on short notice
Be available to show homes from 8am to 8pm
Be available to show as many homes as necessary (personal record 123 homes)
Coordinate showing time with Seller
Be available to reschedule on short notice
Contact listing agent to determine optimal terms
Be able to translate listing agent provided intel into an offer
Be willing to accept no shows from Buyers
Be able to assist a Buyer with selecting a quality lender
Maintain a short list of exceptional lenders
Maintain an exceptional relationship with a superior title company
Maintain a short list of quality Home Inspectors
Maintain a list of Pest Inspectors
Maintain a comprehensive list of service and repair personnel
Be able to properly quantify the value of a home
Research comparable sales that have occurred over the last six months
Evaluate differentials in those sales
Be able to quantify the true Seller acceptable value for a home
Be able to effectively navigate optimal terms for the buyer
Be able to understand and quantify the value of upgrades within a home
Be able to quantify the cost of repairs for a home
Be able to identify material defects within a home
Be able to quantify the costs of said defects
Be able to effectively negotiate with listing agents
I can’t overstate how important this function is. As primarily a listing agent, I see the value every week among the agents who make deals happen on behalf of their clients
If unable to ratify, repeat all of the above until able to ratify
***Everything so far is just to get an offer submitted
Once ratified…
Verify all initials, signatures and ratification date are present on the contract
Distribute the ratified contract to- Lender, Title company, Transaction coordinators, Broker
Coordinate the Buyer EMD delivery to the title company
Review and document all contingency periods
Be on the look out for the HOA docs.
Once the HOA docs are received, make Buyer aware that they have 3 days to review and can void the agreement
Schedule the inspection
Attend the inspection
Review and assess the inspection report
Negotiate the repairs
Ensure contingency is fulfilled within the contractual timeframe
Document the final agreement
Distribute the agreement to the impacted parties
Coordinate the appraisal with the Lender and the Seller
Follow up on the Appraisal to ensure completed with the contingency period
Negotiate shortfalls in the appraisal, if any
Order the termite
Follow up with the Lender to ensure the Financing Contingency is satisfied within the agreed upon timeframe
Seek extension if needed
If Buyer elects to Void the agreement within stated contingency periods, ensure that is is done correctly less they lose their security deposit
Coordinate utility changeover
Pursue any receipts for Seller repairs
Seek and review the ALTA
Send ALTA to the Buyer to review
Coordinate any changes to the ALTA
Coordinate Final Walk Through
Attend final walk through
Coordinate funds transfer with title company
Schedule closing
Attend closing
If Post Settlement Occupancy, remain in contact to ensure a smooth transition
Remind Buyer to change utilities
Communicate finally walk through after rent back.

If a Buyer does not have an agent, who performs these functions?

Buyers and Buyers Agents...Did you know that there is a $2500 down payment assistance program currently being offered (income restrictions)? Thanks to Sean Glennon for the tip.

Recent Real Estate ruling:
There is a great deal of chatter about the recent Ruling involving residential real estate commissions, most of it incorrect or incomplete, some misleading. The following is my current understanding of the rules changes. I’m not an attorney and the application of the rules is still being drafted. This is evolving and the final picture could look very different.

Point 1
At the core, the Ruling prevents Brokerages from dictating commissions.

For the record, I’ve been selling homes for 20 years, three in California and 17 in Virginia. During that time, only once did I see a 6% commission. That is out of hundreds of transactions totaling almost half a billion dollars.

At no time has anyone ever told me how much to charge. Not once. My experience is every agent sets their own commissions. Now there may be brokerages that dictate within their brokerage what the agents must charge, but I’ve never discussed commission rates with my Broker.

Point 2
Within MLS Systems, Listing Brokers cannot make offers of cooperating compensation (Pay buyers agents) within the MLS.

Listing Brokers can offer Seller Concessions (Sometimes referred to as a Seller Subsidy) within the remarks within the MLS. Said Concession may be equal to and applied to a Buyers Agent commission.

Listing Brokers can make offers of compensation within their own Brokerage, as well as through emails/text/newsletter, etc.

Point 3
Buyer Agents MUST have a signed Buyer Broker Agreement BEFORE a home is shown. Historically, we have been loose with this. No more, “Hey can you show me this home”. An agreement, albeit it can be very limited (and should be). It can be limited by a number of factors- time and even specific homes. Beware of agents wanting to tie you up with a long term agreement.

One of the most heard questions I am hearing is, “Why do I need a Buyers Agent?”
I think we as agents have done a poor job in communicating the value of having a Buyers agent. Personally, I do 75%-80% Listing Agency versus 20%-25% Buyers agency, yet I still have a great appreciation for the value of a buyer agent.

A quality buyers agent will save a buyer both time and money as well as find and secure the home for your family.

++Sellers Market (low inventory+Lots of buyers)- Buyers agents have to be exceptional to get the listing agent to entertain THEIR clients offer
++Buyers Market (High inventory+Few buyers)- Buyers agents may work months with an agent to find to right home.

I'm writing another piece on what a Buyers Agent does.

The details:
Rule Changes
In the settlement, NAR agreed to make changes to its rules that will affect MLSs owned by REALTOR® associations (and any non-REALTOR® MLSs that opt into the settlement), agents who list or show houses on MLSs, and agents who are members of NAR. These changes will likely take effect mid-July 2024, and they are summarized below.

Buyer Representation Agreements Required. Agents working with buyers must sign a written buyer representation agreement with the buyer before the agent can show a home listed on an MLS.

Unless inconsistent with federal or state law, the buyer representation agreement must include at least these things:

1) Agents must disclose the amount or rate of compensation they will receive or how this amount will be determined.

2) The amount of compensation must be set in the agreement, such as a percentage or dollar amount, and cannot be open-ended. For example, the agreement cannot say, “buyer broker compensation shall be whatever amount the seller is offering to the buyer.”

3) Agents cannot receive compensation for brokerage services from any source more than the amount or rate agreed to in the buyer representation agreement. For example, an agent could not accept an offer of cooperative compensation for more than the amount or rate agreed to in the buyer representation agreement.

Offers of Cooperative Compensation Cannot Be Made On the MLS.

1) Agents cannot make offers of cooperative compensation on the MLS. MLSs must eliminate all broker compensation fields on the MLS and prohibit the sharing of offers of cooperative compensation in any other MLS field. NAR (and any MLSs released under the settlement) also cannot create or support any non-MLS mechanism (such as an internet aggregator’s website) for sellers or listing agents to make offers of cooperative compensation to buyer agents.

2) Sellers can offer concessions to the buyer in a public comment field in an MLS listing if the concessions are not conditioned on paying the buyer agent’s commission. However, as part of the negotiation of the purchase contract, sellers and buyers can agree to apply the concessions to the buyer agent’s commission. As a practical matter, even though it cannot be called cooperative compensation, the amount of a seller's concession can match the amount the seller would offer as cooperative compensation as part of the contract negotiations.

Offers of Cooperative Compensation May Be Made Off the MLS.

1) Nothing in NAR’s settlement prohibits sellers or listing agents from making offers of cooperative compensation to buyer agents off the MLS (e.g., by email, newsletter, calls, texts, etc. Be aware that all communications must always be TCPA compliant.) Before listing agents can offer compensation to buyer agents, they must disclose and obtain seller approval for any offer in conspicuous language that stands out and is clearly visible.

2) An MLS cannot require agents to make or accept offers of cooperative compensation as a condition to joining or participating in the MLS. MLSs also cannot require that offers of cooperative compensation, if made, be blanket, unconditional, or unilateral.

Brokers Can Publish Offers of Cooperative Compensation for Their Own Listings on Their Own Websites. Although MLSs are prohibited from publishing cooperative compensation offers, the settlement allows brokers and their agents to publish seller-approved cooperative compensation offers for their own listings (but not other brokers’ listings) on their own websites.

Agents Must Make Commission Disclosures. Agents must disclose in listing agreements, buyer representation agreements, and pre-closing disclosures that broker commissions are not set by law and are fully negotiable. NAR must require REALTOR® Boards and MLSs to include these disclosures in any form agreements they publish.
Scope of Release of Liability
The release in NAR’s settlement covers NAR, state and local REALTOR® associations, MLSs owned by REALTOR® associations, most agents who are members of NAR, and certain brokerages that had residential transaction volume of $2 billion or less in 2022. To be covered under NAR’s release, an agent must be a member of NAR when official notice of the settlement is sent to home sellers. This notice is expected to be sent in July 2024 or later.

NAR’s release does not cover any agents affiliated with HomeServices of America and its related companies. NAR’s release also does not cover agents who are employees of other corporate defendants named in the broker commission lawsuits.

The settlement creates a framework for future settlements with certain entities not released under the agreement. For brokerages with a 2022 transaction volume greater than $2 billion, plaintiffs will accept payment of .0025 of their average annual transaction volume over the previous four years. This amount would be $5 million if the average transaction volume were $2 billion.

For non-REALTOR® MLSs, the settlement payment would be $100 per subscriber. In both cases, if the broker or non-REALTOR® MLS has a good faith belief that it lacks the ability to pay the specified amount, plaintiffs agree to mediate to attempt to reach a settlement at a lower amount. We expect these entities to become immediate targets of new lawsuits unless they can reach settlements.

New LEASE listing just south of Wegmans!
Never lived in new construction Model Home end unit Townhouse minutes from Wegmans and Leesburg Village. Easy access to rte 7 as well as the Greenway to the South. Four Bedroom plus office/study, 3.5 Baths, Loft Level Bed and Bath with roof top deck with morning views. All that you could want: Quartz counters, Stainless Steel appliances, Premium cabinetry, gas range, LVP and Carpet, laundry on Bedroom level, two car garage, partially furnished. Primary suite with frames Shower, dual sinks, soaking tub. Be the first resident in this amazing home. $4100 per month.

https://tour.TruPlace.com/property/319/128223/

Strong start to the real estate market for River Creek and Loudoun County! As usual, our Spring selling market jumped off to a great start. Homes are moving very quickly (some before going on the market) and we are seeing record prices. I hate being so redundant, but it beats the alternative. Inventory is still an issue. Most homes are selling with multiple offers and escalation clauses (selling above list).
Within River Creek there is one active listing, a townhouse on Cypress Point. We have six homes under contract, seven homes have closed since January 1.
We are seeing terrific traffic in our listings. Buyers are being selective, but if a home is exceptional, buyers will pay. Homes on Pelicans Nest ($1.75m), Spanish Bay ($1.35m), Shinniecock Hills ($2.25m) are good examples.
Frequently we are asked about whether or not updating and upgrading (two distinct differences) is worth it. Yes is the answer. We consistently see home values escalate when the home has a wow factor. Yes you can likely sell your home in this market without a lot of upgrades, the key is the ROI for doing the work exceeds the cost (plus sells faster). Do the work now, enjoy it, and reap the benefit when you sell.
Happy Spring!

Ratified! Multiple offers, escalating above list. Wonderful home!

PSA…if you are a buyer, be aware that many homes now have Ring cameras at the front door. There is a high likelihood that the homeowner will hear what you say…

New Listing in River Creek! Spectacular private lot on one of the most desired streets in River Creek. Listed for $1.325m
Secluded lot on a highly desired street located in the gated and guarded golf course community of River Creek situated at the confluence of Goose Creek and the Potomac River. Location is perfect for playing/entertaining out front as well as the back yard. Candidly, my favorite location in River Creek. Many core updates including Roof (Nov 2020), HVAC, Water Heater, appliances, windows ($40,000 value!), garage doors/motors, garage flooring/cabinetry, carpet, and much more. You will note the benefit of the extended garage. Enjoyed the added Sunroom and upstairs balcony. Fantastic floor plan for living and entertaining, spacious rooms. Wonderfully finished lower level with plenty of storage. Come for the home, stay for the neighborhood. Enjoy River Creek amenities, miles of trails for walking/jogging biking, pools, tennis, pickleball, fitness center, parks, canoe/kayak launch, clubhouse dining and events, views of the Potomac River. Golf memberships are available. A rare find.

43420 Spanish Bay Court, Leesburg, VA 20176 US TruPlace property website: 43420 Spanish Bay Court, Leesburg, VA 20176 US