Bill Malkoun at Waterstone Mortgage NMLS #241927

Bill Malkoun at Waterstone Mortgage NMLS #241927

Bill Malkoun is a home loan mortgage originator at Waterstone Mortgage serving the Ashburn, VA commu

11/28/2022

As interest rates gradually rise, locking in your rate as early as possible is crucial. Waterstone Mortgage's Lock & Shop program allows you to do just that – secure your rate while you shop for your dream home. Learn more: https://bit.ly/3FgYkO4

11/26/2022

It’s Small Business Saturday! What small businesses are you supporting today? Leave your recommendations in the comments.

11/24/2022

Happy Thanksgiving from our Waterstone Mortgage family to yours. On behalf of all of us here at WMC, we’re all so thankful for our customers, business partners, and teammates. What are you grateful for today?

11/22/2022

Wondering what documents you’ll need on hand to apply for a mortgage? View the complete checklist: https://bit.ly/3W21Fq8

11/19/2022

One of the best parts of owning a home is making your space your own. As we transition from fall to winter, adding some cozy touches to your home will help make it a place you’ll never want to leave. Here are some tips: https://bit.ly/3sw6TNj

11/16/2022

If you’re buying your first house, you might be wondering, “where do I begin?” Waterstone Mortgage has a collection of resources made just for you. Head to the website to learn more about the homebuying process for first-timers: https://bit.ly/3TRN9zh

11/14/2022

While specialty loans might be a good option for those with unique circumstances, many homebuyers opt for a conventional loan, or the “bread and butter” of the mortgage world. Conventional loans require as little as 3% down, offer fixed- and adjustable-rate mortgage options, and have a credit score requirement as low as 620. Learn more about conventional loans: https://bit.ly/3Dxx6kZ

11/11/2022

Thank you to the men and women who have served or are currently serving our country.

11/10/2022

If you’re a first-time homebuyer, consider taking advantage of down payment assistance (DPA). DPA programs are widely available and can save you thousands of dollars over the life of your loan – not to mention make homeownership more affordable upfront. Learn more: https://bit.ly/3sw3cXX

11/01/2022

November is Military Family Month. Waterstone Mortgage’s VA loan program helps military families secure affordable mortgage financing and achieve the dream of homeownership every day. If you or someone you know is part of a military family, take a look at this guide to getting a VA loan: https://bit.ly/3Dvhm1P

10/31/2022

Happy Halloween! Which do you prefer on this day – go out trick or treating, or stay in with family and friends? Share your pick in the comments, and have a spook-tacular day!

10/27/2022

Did you know Waterstone Mortgage is owned by WaterStone Bank? This allows us to operate like an independent mortgage banker, while also experiencing the strength and stability of a big bank. Send a message to learn more about how this benefits you, the homebuyer!

Timeline photos 10/25/2022

Buying a house with a single source of income is entirely doable – it might just take a little extra planning. Check out these expert tips to prepare: https://bit.ly/3M2EqYp

Timeline photos 10/23/2022

Thinking about taking the first step on your journey to becoming a homeowner? Waterstone Mortgage has all the tools you need to get there. Check out our top 8 tips for buying your first house on the blog to get started. https://bit.ly/3CuO3wi

Timeline photos 10/21/2022

Did you know not all debt is “bad”? Things like mortgages, student loans, and small-business loans are actually considered “good debt.” Learn more about how this could impact your mortgage eligibility: https://bit.ly/3ye9UVE

Timeline photos 10/20/2022

Are the suburbs calling your name? If any of these tell-tale signs apply to you, you may want to consider making the move: https://bit.ly/3yjc4mX

Timeline photos 10/17/2022

Buying a house? You may wonder what costs are required upfront. Each loan program has different down payment requirements (some of which don’t even require a down payment), but most homebuyers do choose to put some money down. Take a look at these tips for saving up: https://bit.ly/3V3ndBY

Timeline photos 10/14/2022

Keeping your credit score in tip-top shape is essential if you’re thinking about buying a house or refinancing your mortgage in the near future. Check out these tips for improving your score: https://bit.ly/3C9zNY0

Timeline photos 10/11/2022

There are so many reasons to love fall – including the fact that it’s one of the best times to shop for a new home. Take a look at the top reasons fall is the perfect time to house hunt: https://bit.ly/3ydzHgA

Timeline photos 10/11/2022

Thinking about taking the first step on your journey to becoming a homeowner? Waterstone Mortgage has all the tools you need to get there. Check out our top 8 tips for buying your first house on the blog to get started. https://bit.ly/3CuO3wi

Timeline photos 10/09/2022

Any new changes to your credit can impact your current mortgage plan, so it’s best to wait until closing on your mortgage to make any new credit inquiries. Send a message if you have any questions about this best practice.

Timeline photos 10/07/2022

If you have student loan debt, you probably heard that the U.S. Department of Education’s student loan forbearance period is expected to end at the end of the year, and most student loan payments that were put on hold (due to the COVID-19 pandemic) will resume. But if you’re also a homeowner, you could benefit from a cash-out refinance for student debt – allowing you to pay off one or several of your student loans. Plus, some of the typical refinance fees are waived for this program. Send a message to learn more about how you can make this happen! https://bit.ly/3ej8qms

Timeline photos 10/06/2022

Your debt-to-income ratio (DTI) is a major part of qualifying for a home loan. While each loan program has a different DTI requirement, it’s best to aim for 35%-45%. Need to lower your ratio a bit? Here’s how: https://bit.ly/3EezQUY

Timeline photos 10/05/2022

Happy World Teachers’ Day! Did you know teachers and school district employees can get a home loan with just 1% down? Waterstone Mortgage’s Community Heroes loan program offers a variety of benefits for those who serve our communities, including teachers. Think of it as a way of saying, “thanks for being a superhero!” Learn more: https://bit.ly/3EbZmKB

Timeline photos 10/03/2022

If you need a large loan but don’t want a large down payment requirement, consider the Wealth Building Loan. This mortgage program is perfect for savvy buyers looking to build equity quickly and keep more money in their pocket. Learn more: https://bit.ly/3rrsc1X

Timeline photos 10/01/2022

October is Financial Planning Month! Stay tuned for expert tips all month long. First
up: DTI! Your debt-to-income ratio is a large part of qualifying for a home loan. Learn more about what goes into DTI and how you can keep yours in tip-top shape: https://bit.ly/3CpM1NA

Timeline photos 09/27/2022

Which fall décor staple are you picking this season – pumpkins and foliage, or spooky accents? Share your pick in the comments.

Timeline photos 09/22/2022

Many homebuyers think they need to wait until spring to start their search. What they don’t know is how many perks there are to buying in the fall! Read more about why fall is a great time to house hunt on the blog. https://bit.ly/3Cy6sbo

Timeline photos 09/20/2022

If you don’t have a large down payment amount saved up, that doesn’t mean you can’t buy a house. Learn more about how down payment assistance programs can help eligible buyers achieve their homeownership dreams. https://bit.ly/3R5cFQb

Timeline photos 09/19/2022

Big news! Starting today, Waterstone Mortgage will allow conventional loan amounts up to $715,000 (up from $647,200). A higher loan limit means more options for more homebuyers! Send a message to learn more or get started with a pre-approval.

Timeline photos 09/18/2022

Are you looking to estimate your monthly mortgage payment? Check out our mortgage payment calculator! This is a great resource to play around with how your down payment amount or home purchase price will translate into a monthly payment. https://bit.ly/3wteo9Z

Timeline photos 09/16/2022

New to the mortgage process? No problem. Waterstone Mortgage’s first-time homebuyer page is a one stop shop for everything you need to know about getting a home loan for the first time. Learn more: https://bit.ly/3KlMTVS

Timeline photos 09/15/2022

Are you trying to qualify for a mortgage loan? Just remember the 5 Cs: Cash, credit, collateral, capacity to pay, and change in payment. Learn more: https://bit.ly/3wrYQUe

Timeline photos 09/13/2022

One of the hottest topics surrounding mortgages is interest rates. Looking for a simple explanation of your mortgage rate, and how it will impact your monthly payment? Read about how interest rates work on the blog. https://bit.ly/3AKT9mQ

Timeline photos 09/11/2022

Today we honor and remember those impacted by the events on September 11, 2001. We will never forget.

Timeline photos 09/08/2022

Back to school season has arrived! Even if you don’t have children, school districts can influence your home’s value over time. If you’re thinking about buying a house, consider the school district when choosing a location.

Timeline photos 09/07/2022

As a real estate investor, you need mortgage options that are as savvy as you are. Waterstone Mortgage's Investor Cashflow Program (DSCR loan) allows you to qualify for a mortgage using the income generated from your investment property – no tax returns or pay stubs required. Send a message or visit our website to learn more about our investment property financing options: https://bit.ly/3esQK7A

Timeline photos 09/05/2022

Happy Labor Day! At Waterstone Mortgage, we hope you are spending this well-deserved day off with friends and family.

Timeline photos 09/03/2022

Many homes have drastically increased in value over the past few years. Interested in re-evaluating your home's value and tapping into your equity? Send a message to discuss the next step in your homeownership journey.

Timeline photos 08/25/2022

At Waterstone Mortgage, we want to give back to the teachers who serve our communities. Learn about our low-down-payment conventional loan program for our community heroes: https://bit.ly/3Q0HxAQ

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Address


44679 Endicott Drive, Suite 311
Ashburn, VA
20147

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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Nancy M. Espeland at Atlantic Coast Mortgage Nancy M. Espeland at Atlantic Coast Mortgage
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Tracy Bray at Atlantic Coast Mortgage Tracy Bray at Atlantic Coast Mortgage
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Brody Barrett at Atlantic Coast Mortgage Brody Barrett at Atlantic Coast Mortgage
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Eric Mbualungu at Atlantic Coast Mortgage Eric Mbualungu at Atlantic Coast Mortgage
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The Ashley Smith Team at Atlantic Coast Mortgage The Ashley Smith Team at Atlantic Coast Mortgage
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Ron Klabunde at Atlantic Coast Mortgage Ron Klabunde at Atlantic Coast Mortgage
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Day 1 Mortgage Day 1 Mortgage
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Ashburn, 20147

NMLS# 1889104

Glen Bralley  NMLS ID#: 233063 & 237341 Glen Bralley NMLS ID#: 233063 & 237341
20130 Lakeview Center Place #400
Ashburn, 20147

I am a dedicated mortgage professional with nearly 20 years of experience in the mortgage industry.

Ashburn Homes & Lifestyles Ashburn Homes & Lifestyles
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Nichole Curtis at Waterstone Mortgage NMLS #1678315 Nichole Curtis at Waterstone Mortgage NMLS #1678315
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Nichole is a Producing Sales Manager at Waterstone Mortgage serving the Ashburn, Virginia, community.

Kim Jungles at Atlantic Coast Mortgage Kim Jungles at Atlantic Coast Mortgage
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Ashburn, 20147

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Capital One Bank Capital One Bank
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Ashburn, 20148