Marcia Ribeiro

Marcia Ribeiro

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Marcia Ribeiro, Agent with New York Life Please contact me to help you fully analyze your needs and recommend appropriate solutions.

I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Neither New York Life Insurance Company, nor its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before

So what’s keeping cash-anxious college students up at night? 06/05/2026

A recent national survey focused on how American college students are feeling about their money situation at a moment when simply a trip to the gas pump or grocery store can trigger cash anxiety.

So what’s keeping cash-anxious college students up at night? National survey tracks with recent Utah poll regarding college-age students’ attitudes toward college, tuition.

K-shaped economy is 'alive and well,' expert says — what new research shows 06/04/2026

A new report by credit reporting bureau TransUnion found that while credit conditions have improved for a large segment of consumers, others are struggling in the face of higher costs and rising debt burdens.

K-shaped economy is 'alive and well,' expert says — what new research shows The so-called K-shaped economy is becoming more clearly defined, new reports show.

Ask the Tax Editor, May 1: 10-Year Rule for Inherited IRAs 06/03/2026

In this week's Ask the Editor Q&A, Joy Taylor answers questions on inherited IRAs and the 10-year cleanout rule for non-spousal IRAs inherited after 2019.

Ask the Tax Editor, May 1: 10-Year Rule for Inherited IRAs In this week's Ask the Editor Q&A, Joy Taylor answers five questions on inherited IRAs and the 10-year clean-out rule for nonspousal IRAs inherited after 2019.

9 No-Capital-Gains-Tax States in 2026 Ranked by Cost of Living: Are They Really Cheaper? 06/02/2026

A handful of states don't tax your capital gains, but housing, groceries, and other everyday essentials can change how much those tax savings are actually worth.

9 No-Capital-Gains-Tax States in 2026 Ranked by Cost of Living: Are They Really Cheaper?

How to Tackle the Nowhere-to-Be Thing in Retirement and Use Time Wisely 06/01/2026

Too much free time in retirement can come as a shock after decades of working. How can you ensure you don't overfill your days or let too many drift by?

How to Tackle the Nowhere-to-Be Thing in Retirement and Use Time Wisely An abundance of free time in retirement can come as a shock after decades of working. How can you ensure you don't overfill your days or let too many drift by?

06/01/2026

How does New York Life Insurance Company manage the strength behind whole life insurance?

In this Q&A, our Chief Investment Officer shares how disciplined investment strategy helps support long-term commitments, stable values, and the opportunity for dividends.

Read the Q&A with Craig Sabal here:

https://nyl.co/3PXHKu5

05/29/2026

Family businesses carry more than hard work — they carry tradition, pride, and the love passed from one generation to the next.
I work with small business owners to help protect the legacy they’ve built, so it can continue for the people who matter most.
Let’s start the conversation today.

05/28/2026

The lessons that matter most are reflected in what we do every day. Each thoughtful choice helps shape the next generation’s path.
I work with families to protect what they’ve built and help make their vision for the future a reality.
Let’s start the conversation today.

7 George Carlin Quotes Retirees Should Live By 05/27/2026

The master of comedy may have had a cynical view of life, but his philosophy can provide a blueprint for how retirees should live out their golden years.

7 George Carlin Quotes Retirees Should Live By

Millions of People Are Leaving High-Tax States Like California and New York: Here’s Where They’re Moving and How Much They’re Saving in 2026 05/26/2026

New IRS migration data shows billions in income shifting from high-tax states to lower-tax destinations. Here’s what’s driving the trend and what it means for your finances.

Millions of People Are Leaving High-Tax States Like California and New York: Here’s Where They’re Moving and How Much They’re Saving in 2026

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