C.E.L - Changing Everyones’ Lives

Sa panahon ngaun, MAGASTOS ang magkasakit. Kaya maigi na maagapan. Annual physical examination ang sagot para malaman kung ok pa ang katawan natin physically.

May nararamdaman?
Gusto magpacheck up?
Dito LIBRE at UNLIMITED ang check up, d kna magwoworry sa consultation fee. MAHAL din ang PROFESSIONAL FEE ng isang doctor.
Discounted din ang Laboratory tests kaya laking tulong kahit papaano.

at MARAMI pang EXCLUSIVE BENEFITS!

*Pwedeng-pwede ito sa mga....

✅ Sa Senior Citizen na parents mo na hindi covered ng HMO mo.
✅ Sa Private/Goverment Employee na walang HMO Coverage
✅ Sa Ordinaryong tao na gusto maging Healthy every year.

Good for 1 year!
Renewable every year!

Kaya i-GRAB na ang opportunity na ito. Inquire now!
PM me for further details....

SOMEDAY masasabi mo din sa sarili mo na....
BUTI na lang NAG-INVEST ako.

HUWAG mo ng hintayin na masabi mo sa sarili mo na...
SANA PALA nag-invest ako nung 20's pa ako...

Congratulations to all new members of IMG!!!

Everyone joined because of the 35 AMAZING BENEFITS of being an IMG member!

Nagda-doubt ka pa ba?
Papahuli ka pa ba?

Tara Join ka na!
And be part of THE BIGGEST AND FASTEST GROWING COMPANY IN THE PHILIPPINES!!!

I can help you, just Message me😊

Gusto mo mag-invest sa Stock Market pero:

1.) Walang time mag-monitor
2.) Walang time mag-aral ng technical analysis
3.) Hindi kalakihan ang capital

Minimum 1000 to 5000 initial investment para makapag-open ng account.

We suggest to invest INDIRECTLY sa stock market thru Mutual Funds.

Benefits of investing in Mutual Funds;

☑ It is professionally managed.
☑ It is very liquid.
☑ It is diversified.
☑ It has a low minimum investment requirement.
☑ It’s very transparent.
☑ It has strong track records.
☑ It is safe and secured.
☑ The gains are tax-exempt.
Lastly...
☑ Zero load fees

Learn HOW...
PM me or Comment below👇👇👇

Prepare for Retirement. The reality is... All of us are going to retire.

“The Moment We Stop Working, Our Income Stops But Our Expenses Will Never Stop!”

It' s sad but it’s definitely true.
The issue is: Are we ready for it?

Good News!

Join to our Online Financial Planning Class for FREE via ZOOM!

Message me NOW for complete details to access the training. .

DO YOU KNOW that you can have the below benefits in IMG?

Do you want to learn how?
I can share you the FREE Financial Coaching & Orientation Webinar link.
PM is the Key!

Why did we avail Kaiser first before entering the Stock Market?

I will explain this in a short story...

′′ Stock and Kaiser ′′

Stock and Kaiser are classmates from High school to College..

When they graduated they separated their path because they went to different companies..

Two years later, Stock met a Stock Market Investor.
She was amazed at the beauty of Stock Market Investing.. At the same time, she couldn't believe that she would be a shareholder of big companies in the Philippines even if she was just an ordinary Filipino.

In his excitement, he opened an account to a famous broker.
Every month he invests Php 6000..

He is consistent in investing..

After 1 year, Kaiser and Stock happen to meet in a jeep.

Stock is excited to tell Kaiser about the Stock Market.

′′ Kaiser! How are you?" Stock asked..

′′ I am happy and have peace of mind." Kaiser's answer.

′′ Have you heard the Stock Market ".

′′ Oh, yes! My coworkers are investing there!"

′′ Oh! How about you, where do you invest?"

′′ What about me? I invested in Kaiser Longterm Healthcare. This is 3 in 1 Product. With Healthcare, Insurance Protection, and Investment!".

′′ It's been a year since I've been investing in Kaiser. I took a K-100 Plan.."

′′ How much is your monthly there?" Stock asked.

′′ " is 5882 per month but my mode of payment is annual because it is discounted for 2 months, so I paid Php 58,820 ′′ Kaiser's answered...

′′ You in stock? I think you are investing in the Stock Market. How's your investment today?"

′′ The economy is good today, my portfolio is 20 % gain today at my Stock Market Investment."

′′ You should also get your Kaiser Longterm Healthcare if you already have a budget. Do you know that IMG has thought me in their Seminar that we are only entitled to invest in Stock Market if we are already properly protected by both Healthcare and Life."

′′ Ah I don't believe in that Insurance Kaiser, I will just waste my money there!"

′′ Ah, is it like that? Okay, it's your choice Stock!"

While they were on the trip, suddenly, a truck that lost the brakes, crashed into the jeepney they were riding..

To make this story short, Stock and Kaiser died..

In Funeral, Stock's family cried so much because he was the breadwinner of his family. They found out that he has an investment in the Stock Market but less than Php 80, they only get 000 pesos because it's a pure investment and it's only been a year of investing.

Kaiser's family cried the same way because he is the breadwinner of the family. But on the other hand, there is peace in their mind because they receive 900 K from Kaiser Healthgroup because his cause of death was an accident. At the same time, the plan for the primary beneficiary will be transferred and they will receive maturity value in the maturity period.

Now, do you understand why we should prioritize Kaiser before the Stock Market?

I hope you learned something from my short story..

TAKE ACTION TODAY!

✅ Whatever your EXCUSES not to invest now, one thing is for sure, your children are men and they need tuition for their college studies.

✅ Whatever your EXCUSES not to invest now, one thing is for sure, you will grow old next year and the time will come that you can no longer work..

If you're interested in learning how to save and invest and learn to handle the money you've worked hard for.....

Attend our Free Seminar,
just PM me or Comment below

Nakakalungkot ang balitang ito.
Kaya dapat talaga may back up plan especially for our future healthcare.
Buti na lang anjan ang Kaiser;
may Healthcare na, may Life Protection pa at may kasama pa Mutual Fund Investment na nag-grow.

Learn more on how to start your own Ultimate Kaiser Health Builder....
PM is the key!

Nakakalungkot ang balitang ito.
Kaya dapat talaga may back up plan especially for our future healthcare.
Buti na lang anjan ang Kaiser;
may Healthcare na, may Life Protection pa at may kasama pa Mutual Fund Investment na nag-grow.

Learn more on how to start your own Ultimate Kaiser Health Builder....
PM is the key!

Ano ba ang ginagawa at itinuturo sa IMG at bakit sobra akong passionate na eshare ito sa inyo😍

📌To SAVE : Kahit gaano kalaki ang kita mo bale wala kung hindi rin nakakaipon

📌TO INVEST: Bale wala ang ipon mo kung hindi mo naman mapapalago sa tamang investment

📌TO GROW: Bale wala naman ang investment mo kung hindi sa correct, safe at legal na investment na mas malaki amg interest kumpara sa bangko.

📌TO PROTECT: Bale wala din ang investment mo kung hindi protektado sa Inflation, tax at lalo na sa scam, at ito ay pinagaaralan paanong paraan, kaya dapat talaga ay continues education dahil ang pagpapayaman ay isang proseso at hindi madalian

📌TO TRANSFER: Bale wala ang yaman mo kung hindi mo rin maipapasa o maipapamana ng Tama, kaya dapat alam mo ang Estate Planning at wealth preservation dahil baka mawala lang ang pinaghirapan mo dahil sa estate tax at maaring maging sanhi pa ng pagkakagulo ng iyong pamamanahan.

Alam mo na ba ang lahat na ito? Kung hindi pa, pwede pang magsimula para makaipon, makapaginvest, makapagpalago at protektahan ang iyong yaman para sa kinabukasan ng iyong pamilya.

Learn More...
Attend our Free Class!

Pls fee free to Message me for further details.


💟

Imagine Quarantine period as your Retirement:

⚠️ 𝗡𝗼 𝗪𝗼𝗿𝗸. 𝗡𝗼 𝗣𝗮𝘆.
⚠️ 𝗬𝗼𝘂𝗿 𝗶𝗻𝗰𝗼𝗺𝗲 𝘀𝘁𝗼𝗽𝘀, 𝗯𝘂𝘁 𝘆𝗼𝘂𝗿 𝗲𝘅𝗽𝗲𝗻𝘀𝗲𝘀 𝗰𝗼𝗻𝘁𝗶𝗻𝘂𝗲

Quarantine lasts for weeks. Retirement will last for years.

𝙒𝙞𝙡𝙡 𝙮𝙤𝙪 𝙡𝙞𝙫𝙚 𝙖 𝙘𝙤𝙢𝙛𝙤𝙧𝙩𝙖𝙗𝙡𝙚 𝙡𝙞𝙛𝙚 𝙙𝙪𝙧𝙞𝙣𝙜 𝙧𝙚𝙩𝙞𝙧𝙚𝙢𝙚𝙣𝙩, 𝙤𝙧 𝙬𝙞𝙡𝙡 𝙮𝙤𝙪 𝙙𝙚𝙥𝙚𝙣𝙙 𝙤𝙣 𝙮𝙤𝙪𝙧 𝙧𝙚𝙡𝙖𝙩𝙞𝙫𝙚𝙨, 𝙘𝙝𝙞𝙡𝙙𝙧𝙚𝙣, 𝙤𝙧 𝙩𝙝𝙚 𝙜𝙤𝙫𝙚𝙧𝙣𝙢𝙚𝙣𝙩 𝙩𝙤 𝙨𝙪𝙧𝙫𝙞𝙫𝙚?

May the quarantine period be a time for Filipinos to reflect:

▪️Is saving for emergency fund necessary?

▪️Will you have a comfortable future if you don't prepare for it?

▪️Can your children support your needs during old age ?

▪️Can the government provide you with everything you need when you are old?

Reflect. Understand. Take action.

Your future is your responsibility💟

Attend our Free Financial Literacy Webinar!

Register now!!!
https://bit.ly/2VV1yiw

Or PM me / Comment below

When do you plan to start to Save?
Remember..
Not all the time you have an income to received. Not all the time we are strong to work.
Not all the time we are young ..
No one is PERMANENT IN THIS WORLD.
Start to Save and Invest for our better FUTURE...

Lahat tayo tatanda..

Darating ang araw magreretire ka, ano ang gusto mo.........

Pinagpapasahan or pinagaagawan?

Our children are not our retirement fund...

Save and Invest now!

Learn How to Start...
Attend our Free Class!
PM me or Comment below

Bakit ba napakandang Investment and
Kaiser Ultimate Health Builder???

9 reasons why you should include get Kaiser Ultimate Health Builder.

✅ 1. SPECIAL ACCESS TO 800+ Hospitals & Clinics NATIONWIDE:
Kaiser planholders have access to 800+ hospitals & Clinics and 10,000 affiliate doctors nationwide.

DURING THE FIRST 7 YEARS, mayroon pang FREE Annual Physical exam, unlimited Dental checkup, unlimited simple tooth extraction at simple dental procedures ( temporary filling, minor denture adjustments). Mayroon ding in-patient benefits.

✅ 2. COMPREHENSIVE HEALTH CARE BENEFITS:
Starting on the 8th year, may consumable outpatient and in-patient benefits for all ailments, including pre-existing diseases critical illnesses, and maternity.

✅ 3. HOSPITALIZATION BENEFIT:
At first 7 years, in-patient benefits EXCEPT pre-existing, critical illness and maternity.
After 7 years, in-patient AND OUTPATIENT benefits INCLUDING pre-existing, critical illness and maternity.

✅ 4. FAMILY ASSISTANCE:
In time of emergencies, use family assistance to ask Kaiser to vouch for emergency admittance of family member to hospitals.

✅ 5. LIFE INSURANCE COVERAGE:
Kaiser planholders have up to 4 way insurance benefit for 20 years or age 75, whichever comes first.
-- group term insurance*
-- waive of premium on death *
-- waiver of premium on total and permanent disability*
-- accidental death and dismemberment
*subject to underwriting

✅ 6. GUARANTEED CASH BENEFIT:
For 13 consecutive years after the 7th year (hindi kailangan maghintay ng age 65) guaranteed health benefits (fund value) are given.

Unused health benefits accumulate with interest for 13 years. Health fund continue earning interest after maturity.
Accumulated health benefits consumable anytime.

May guaranteed na 3 - 10% annual interest that you can use as your guaranteed steady income during retirement even after only 20 years. Hindi kailangan maghintay na retirement age.

You also have the option to just leave it with Kaiser to accumulate.

✅ 7. LIMITED PAYING PERIOD:
Kaiser Ultimate health builder has spot cash or 7 year paying period. Guaranteeed, no additional payments!

Pay only 7 years for pre-paid, consumable healthcare you can use till any age!

✅ 8. EARLY MATURITY:
Convertible to cash anytime after 20 years.
Kung kumuha age 10, maturity at age 30.
Hindi na kailangan maghintay ng 100 years old.

✅ 9. UNUSED HEALTH BENEFITS AWARDED TO BENEFICIARY:
if member passes away with unused health benefits, unused benefits are inherited by beneficiary.
If member passes away during paying period, beneficiaries are given the life insurance proceeeds, AND the fully paid plan is inherited by primary beneficiary.

Pay only 7 years for pre-paid, consumable healthcare you can use till any age!

✅ 8. EARLY MATURITY
Convertible to cash anytime after 20 years.
Kung kumuha age 10, maturity at age 30.
Hindi na kailangan maghintay ng 100 years old.

✅ 9. UNUSED HEALTH BENEFITS AWARDED TO BENEFICIARY.
if member passes away with unused health benefits, unused benefits are inherited by beneficiary.
If member passes away during paying period, beneficiaries are given the life insurance proceeeds, AMd the fully paid plan is inherited by primary beneficiary.

For further details & inquiries
Pls message me or Comment below



,

"Daig ng maagap ang masipag."

Alin ka dito...

➡️ Save now, Enjoy later?

➡️ Enjoy now, Save later?

Don't miss this on July 16, 11AM via Zoom! Register now!

Join us for a FREE webinar as our Guest speaker, Mr. Rex Mendoza, one of ATRAM's trusted partners, talks about investment management and good financial planning on July 16, 2020 at 11:00AM (Philippine Standard Time) via Zoom. If you're looking for a webinar to help you understand financial topics, register now! https://atram.zoom.us/webinar/register/WN_9WrMEjP5Tzy4-mkF2z3VNA

Invest in yourself;
for a brighter & secured future!

Learn & Start today!
Attend our Online Free Class!!!
We can help you!
PM is the Key🗝

GRAB THIS RARE OPPORTUNITY NOW!!

Now is the best time to invest while blue-chip companies are on sale!

Imagine calling yourself a shareholder of these leading companies -- you're no longer just a customer!

Wise investors see this as an opportunity to invest at a DISCOUNTED price!

“If you aren’t thinking about owning a stock for 10 years, don’t even think about owning it for 10 minutes.”
— Warren Buffet.

Investing now when MARKET IS LOW is like buying stocks at a price from 5-10 years ago! If you are looking out for great deal, recent stock market drops as signal to buy, not sell. This is also a great way to have alternative income amidst pandemic crisis.

PM me for further information....

Learn How to invest in Mutual Funds or Stock Market for as low as 1,000!

Hindi lang Lazada at Shopee ang naka-SALE! The Philippine Stock Market fell further into bear market territory since the start of the lockdown.

It means that shares are trading below 20% from their last all-time high. Halos lahat ng shares naka-SALE!

Stock Market investing also requires so much time and effort, so if you want to be a 'part owner' of these companies but got no time to monitor your shares, you need to have an expert fund manager.

START FOR AS LOW AS 1,000 pesos only!

For inquiries;
Send me a message now.
Or Comment below.

4 Reasons Why Planning for Retirement is Important:

1. SSS is not enough - it will not sustain your medical bills and you will need to downgrade your lifestyle if you will depend on SSS alone.

2. INFLATION - Your 1 peso right now will have lesser value in the future.

3. KIDS are not our retirement fund - they will build and take care of their own family, too.

4. WE LIVE LONGER- Imagine retiring at the age of 60 with no income then living until the age of 80, that's 20 years worth of expenses, 60 years old too far to imagine right? How about taking a vacation for a month with no SALARY?

Do not just depend on your Company's Retirement Benefit. Get your own Back Up Plan.

Let me help with your 2020 Financial Goals!

You can attend our Free Financial Class!

Register here:
https://bit.ly/2VV1yiw

Or PM me / Comment below


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