Aris Jay Riparip, ACSI, RFP, CFEI

I help individuals achieve their financial dreams by helping them bridge the gap between where they


"Drive like no one else so later you can drive like no one else"

Imagine if you have a toy car. If you play with it very carefully now, not crashing it and saving up your allowance to buy more cool cars, later you can have a big collection of toy cars to play with that no one else has. It's like saying, if you're really good and careful with how you drive a car when you're older, saving your money instead of spending it all on a fancy car right away, later you can have an even better car than anyone else because you were smart and patient.


Here’s me in my first year in Doha (2011)β€”full of dreams but not much of a plan in my pocket! 🌟

Back then, I used to buy things I didn’t really need, just trying to impress others. I had big dreams but no clear plan on how to save money or manage it. This story isn't new, especially for our hardworking OFWs.

Things started to change when my wife and I, with some good advice from a mentor who knows a lot about money, made our 'financial roadmap' or 'blueprint.' This plan wasn’t just any plan. It showed us clear steps on how to reach our dreams, teaching us that planning ahead really does help save time and effort. Even if we're not sure who first mentioned this idea, it's definitely true, especially when you're starting from zero.

When you make a financial roadmap, it's like setting up a plan to know where you are with your money now and where you want to be later. You figure out what you want to achieve with your money and then plan steps on how to get there. This isn't just about changing your daily life. It's about creating a future where you're good with money and can reach your dreams too. I want to use what I've learned, both the good and the tough times, to help you figure out your money plans.

To my fellow Filipinos and our hardworking OFWs, I understand how difficult it can be without a plan. You might end up looking for quick solutions. But I've seen that having a plan and clear goals can make a big difference. You can definitely try to plan your finances by yourself, but having someone who knows the ropes can help a lot. It makes things clearer and helps you reach your goals faster.

If you're thinking about getting help, it's okay to start on your own. But getting advice from someone who's been there can give you a big boost. I'm here if you need guidance. Starting to plan your finances is a big move, and getting tips from someone experienced can make things a lot smoother.
πŸ”— (

Ready to talk about your goals? Set up a free talk with me:




Blessed Easter! As we celebrate the resurrection, may we be reminded of God's love and grace in our lives.

Photos from Overseas Filipino Investors and Entrepreneurs Movement's post 29/03/2024

Grateful to have shared insights on mutual funds at the "Kape at Kapital," organized by OFIE-M Qatar. Thanks to everyone involved for a truly enriching experience!


Last February 12, 2024 Engr. Edgar Boyano, the current president of the Overseas Filipino Investors and Entrepreneurs Movement, along with his fellow officers and Board of Directors paid a courtesy call to H.E. Ambassador Lilibeth V. Pono, the Philippine Ambassador to the State of Qatar. During the visit, the OFIE-M leadership briefed the ambassador on the current and upcoming programs and activities of the organization.

The discussion with the ambassador was very productive and engaging as she showed keen interest in OFIE-M - Qatar's vibrant programs and activities, especially the organization's commitment in providing essential financial literacy education to our fellow Overseas Filipinos (OFs).

Huge thanks to H.E. Ambassador Lilibeth V. Pono for the warm reception and to everyone involved in making this momentous meeting possible.

Photos from Aris Jay Riparip, ACSI, RFP, CFEI's post 17/02/2024

Grateful to have shared insights on retirement planning with 71 attendees at the PSD PTA Retirement Planning Workshop! 🌟

A big thank you to the PSD PTA leadership for this opportunity. Your active participation made it a truly inspiring session.

If you're interested in diving deeper, request a free session here:

πŸ’ͺ "


Are you an OFW in Qatar?

I have a question for you: Have you been working for a while but feel unsure where your money goes? Do you want a simple plan to retire or go back to the Philippines?

Are you worried about unexpected expenses or not having enough money for your kids' education or your retirement? Do you feel lost about what to do with your money? I get how frustrating and disheartening it can be.

But don't worry! I have a solution that could make your money situation better.

If you're a Filipino working in Qatar and want to make sure you have enough money for your future, you should check this out. Watch Miller & Bea Pineda talk about their plan for retirement and coming back to the Philippines. They also explain why having a Financial Planner is essential to make a realistic plan for your money.

Give us a message or a call at 77000219 to schedule a discovery call. We're here to help, and if you know someone who could benefit from this, feel free to SHARE this with them!


Cheers to a year of financial growth and learning! 🌟

As we bid farewell to 2023 let's reflect on our money milestones and set exciting goals for the year ahead. πŸ’Έβœ¨ What's your top financial achievement this year, and what money moves are you making in 2024?

Share your reflections and aspirations below! Here's to a wealthier and wiser New Year! πŸš€πŸŽ‰


Keeping life simple is like having a secret weapon for our finances. Instead of getting a loan for a fancy car and ending up broke, let's choose the power of financial stability. Choose a simple car you can afford now, even if it's not fancy. Pay for it in cash. Later, when you're free from debt and driving your dream car, you'll be happy you made that money-smart choice.

What's your take on keeping it simple for financial stability?

If you're working on getting out of debt, you don't need an expensive car. You need a car that gets the job doneβ€”one that goes from 0–60 eventually. πŸ˜‚

Pay cash for a be**er car. When you're debt-free and paying cash for your dream car, you'll look back on the time that you made a sacrifice to win with money, and you'll be so glad you did.


πŸš€ Exciting Announcement! πŸš€

I am honored to be a guest speaker at the upcoming FREE All-in-One Virtual Expo focused on the financial well-being of OFWs in the Middle East! 🌏✨

🎯 Topic: Investment, Loan, Property & Insurance
πŸ—“ Date: December 01, 2023
πŸ• Time: 1PM Qatar Time
πŸ“ Via Zoom

In this session, I'll discuss the critical role that insurance plays in ensuring financial stability for our hardworking OFWs. I'll be sharing insights, practical tips, and valuable information to empower you to make informed decisions and secure your financial future.

Don't miss out on this opportunity to gain knowledge that can make a significant impact on your financial well-being! 🌟

To secure your spot, register now by clicking the link:

Let's come together, learn, and build a more secure financial future! πŸ’ΌπŸ’‘

Photos from Philippine Sales and Marketing Professionals- Qatar's post 27/10/2023

🌟 Client Experience Highlight 🌟

Discover the power of financial planning through the eyes of one of our valued clients:

πŸ—£οΈ Here's the full testimonial:

It's all about the experience our clients have. Ready to explore financial planning with us? Let's chat!

Photos from Aris Jay Riparip, ACSI, RFP, CFEI's post 12/10/2023
Photos from Aris Jay Riparip, ACSI, RFP, CFEI's post 12/10/2023

Last night, I had the pleasure of speaking at the PICPA Doha LLCG officers meeting about the important role of life insurance in achieving financial stability. It was a great opportunity to share my knowledge and insights with such a knowledgeable and engaged audience. Thank you to everyone who attended and participated in the discussion!


Excited to be invited on "Tasha Talks" to discuss the Financial Goal Setting with RJ Tasha. Really hoping to add great value and to empower our fellow OFW in Qatar. Don't miss this engaging conversation!


Join RJ Tasha on "Tasha Talks" as she explores the art of 'Financial Goal Setting' in an insightful conversation with Mr. Aris Jay Riparip. πŸŽ™οΈπŸ’° Don't miss this engaging discussion!

Start your journey to financial success with a clear vision and a solid plan. πŸ’‘ Whether it's saving for your dream home, a comfortable retirement, or that dream vacation, goal setting is the key to making it happen. πŸ’ͺ Let's dive into the world of financial goal setting and make your dreams a reality! πŸ’ΌπŸ’Ž

Leah's Journey: From Retirement Anxiety to Financial Confidence | Qatar OFW Success Story 21/09/2023

Leah's Journey: From Retirement Anxiety to Financial Confidence | Inspiring Testimonial
Join us in celebrating Leah's incredible journey! As a single mom, she once faced retirement anxiety due to the unpredictable market conditions. However, after a transformative goal-setting session, Leah gained the confidence she needed to take control of her financial future.

Discover how Leah not only maximized her assets but is now on the path to retiring earlier than expected. Her story is a powerful testament to the impact of setting and achieving financial goals.

πŸ“Ί Watch Leah's inspiring testimonial here:

If you've ever felt uncertain about your retirement plans or financial security, Leah's journey is a must-watch. Don't forget to like, share, and subscribe for more success stories and valuable financial insights.

Ready to address your retirement concerns? Reach out to us today, and let's work together to shape your financial future with confidence, just like Leah did! πŸ’ͺ🌟

πŸ”— For more information, visit this link:

Leah's Journey: From Retirement Anxiety to Financial Confidence | Qatar OFW Success Story Explore Leah Luisa Barredo's inspiring story as a Qatar OFW who conquered retirement anxiety through strategic Financial Goal Setting. As a single mom, she o...

Miller & Bea Testimonial: Achieving Our Dreams Through Strategic Goal Setting 12/09/2023

If you're an OFW in Qatar looking to secure your financial future and make your dreams a reality, then this is a must watch. Learn as Miller Pineda & Bea discuss their retirement plan and exit strategy, and discover the importance of having a Financial Planner in helping you create a realistic Roadmap to financial freedom through Financial Goal Setting.

πŸ”— For more information or to get in touch with a trusted financial advisor in Qatar, visit this link:

Don't forget to like, share, and subscribe for more valuable insights on Qatar OFW life and financial planning!

Miller & Bea Testimonial: Achieving Our Dreams Through Strategic Goal Setting In this heartfelt testimonial, Miller & Bea share their inspiring journey towards achieving their dreams with the help of strategic goal setting. Watch as th...


Discover how strategic planning and expert guidance can lead to a brighter future for individuals and families alike. May Shael's incredible journey is a testament to the power of financial goal setting. Is financial success and security your goal too? Reach out to me as your Financial Advisor, and together, we can start shaping your brighter future!

πŸ” Is Financial Goal Setting for You? Ask Yourself These 10 Questions:
βœ… Are you facing uncertainty about your financial future as an OFW?
βœ… Do you want to provide a secure future for your family back home while working abroad?
βœ… Are you looking for a clear path to financial stability as an OFW?
βœ… Would you like to overcome the unique financial challenges that come with working overseas?
βœ… Do you aspire to transform your family's financial situation despite the distance?
βœ… Are you ready to address the financial hurdles that OFWs often encounter?
βœ… Do you seek expert guidance to navigate the financial complexities of working abroad?
βœ… Are you committed to enhancing your financial knowledge to secure your family's future?
βœ… Are you determined to make informed financial decisions for your family's welfare?
βœ… Are you confident in the potential of your dreams despite the challenges of being an OFW?

If you answered 'yes' to any of these questions, don't hesitate to reach out to me, your dedicated Financial Advisor. Let's work together to set and achieve your financial goals, just like May Shael did. Your success story awaits! πŸ’ͺ🌟

To learn more about my Financial Freedom Roadmap please visit:

To learn what my clients have to say:


True wealth is not measured by material possessions or financial status, but by the humility and contentment one possesses in life.


Meeting an Old class mate,* we had not seen each other for about *30 years.* The Lord has been kind to me.

When I saw him again, this time at a hotel lobby, *he was looking simple.* He wore *simple clothes.* I felt touched.
He walked up to me and was glad to see me again. But deep within me I was not impressed with his status compared to mine and poor me, I couldn't hide it.

We exchanged contact details and I could see the joy in him as he collected mine.
I told him I will drop him home in my brand new *Range Rover* and I pointed it to him.
He declined and said he had already called for his car. It looked old, *a 2001 Honda Accord*.
I invited him the next day for lunch at my house. A part of me wanted to impress him, *to show off my success and affluence to him,* while another was to discuss opportunities and possibly help him.

He drove to Parkview where I lived. *He looked impressed with my home.* I had taken a heavy mortgage. *In fact I was heavily in debt.* We had lunch. He told me he was into small business and particularly real estate. I brought up more business discussions, but he didn't sound too interested. I asked him how I could help him. He said he was fine. I even told him if he was interested, I could help him secure some loans... He looked at me and smiled.

He told me he would invite me over soon to his place. His old car came for him. I was grateful to God for what I had. *β€œFingers are not all equal”,* I thought to myself...I was lucky. I worked in a good place.

Two weeks later, we went to see him in a remote, my wife and I.
She was reluctant to go because she was not impressed with the man's status as to warrant our visiting him in his house.
I was able to convince her that we were close friends in college.
We saw the Estate. We asked for directions to his home. Those leading us spoke his name with deference.

It was a simple but lovely home. A 4 bedroom bungalow. I saw 4 cars parked in front. We entered his home. It was simply elegant with a touch of class inside. He welcomed us warmly.

Lunch was well served.
His wife called him babe, honey, Papa!!!

During lunch, he asked about my MD. He said they were friends. I saw a company gift on one of his tables nearby. That company owned about 38% shares where I worked. I enquired from him about it. He smiled. *He told me he owned the company.* He also owned the estate.

_I did not know when I called him sir... I was in awe of him too._

I had learnt a lesson in humility, A big one. *Appearances are deceptive.* He noticed my discomfort.

Driving back home, I was very quiet. My wife was humbled and extremely calm. I could perceive the thoughts in her mind. I looked at myself. Living on loans, heavy loans and showing off while someone who pays my salary is quite modest and living a simple life!

Indeed *Deeper Rivers Flow In Majestic Silence*!

Adjust your perception towards others this year.



Last Monday's Board meeting of Overseas Filipino Investors and Entrepreneurs Movement OFIE-M - Qatar held at Kabayan Brewers Specialty Coffee.


Take control of your financial future and achieve your dreams with a systematic approach.

Learn more πŸ‘‡:


Achieve your dreams by creating a realistic financial freedom blueprint. Learn more πŸ‘‡:

Want your business to be the top-listed Finance Company in Doha?
Click here to claim your Sponsored Listing.

Aris Jay Riparip, Financial Advisor

In the wise words of Dale Carnegie, β€˜An hour of planning can save you 10 hours of doing’.

So often I hear people, they don’t have the time to prepare in advance, yet preparing actually saves you time. It also lowers the chances of mistakes, failures, miscalculations and wrongdoings.

Having said that, I believe PLANNING in general, is essential to our success because it reduces the risk of life uncertainties. Planning is an activity that enables a person to look ahead and anticipate changes.This applies to any areas of your career, life, finances or health.

This is why as a Financial Advisor, I’m passionate about serving individuals and families, OFWs’ in particular, to help them understand the importance of being prepared from the inevitable β€œstorms of life” (death, critical illness or disability) by providing life insurance products that suits their unique financial situations. By doing so, their preparedness will reduce their angst, fear, anxiety and panic.

Do you want to plan your future and have peace of mind that your family will be taken care of in case of absence? or do want to prepare for your kids education and your retirement? You came to the right place.

Videos (show all)

Are you an OFW in Qatar?I have a question for you: Have you been working for a while but feel unsure where your money go...
Happy Qatar National Day! May this special day bring you joy, happiness, and prosperity. Let's celebrate the rich cultur...
Hey there! I just had an amazing opportunity to share my insights on the importance of insurance in the business perspec...
Meet Jacqueline, an OFW just like you, who was once struggling with her finances. Watch her inspiring journey as she sha...
May Shael: Journey to Turning Dreams into Reality: The OFW Road Map
To all my fellow Filipinos, Happy Independence Day! Let us take a moment to remember the bravery and determination of ou...
Financial burdens are a secret killer
Wishing all our Muslim friends a joyous and blessed Eid al-Fitr! May this special occasion bring you and your loved ones...
Hey friends! I'm on a mission to help as many people as possible achieve their financial goals. If you like my FB page, ...




Other Financial Consultants in Doha (show all)
Joemelyn Mulingtapang Visionary Wealth Educator Joemelyn Mulingtapang Visionary Wealth Educator

The Secret to Savings and Building Your Future

Pinoy Smart Investor Pinoy Smart Investor
IMG Financial Centre
Doha, 1

International Marketing Group IMG Qatar

McKenzie Shaw Ltd. McKenzie Shaw Ltd.

Financial services & consulting

CFO Bridge LLC Qatar CFO Bridge LLC Qatar
D-ring Road

Pi network Qatar Pi network Qatar

Buy and sell using Ο€

Richmond Consultants And Services Richmond Consultants And Services
Doha, 20348

RCS provides financial and management consultancy services since 2016.

Pinay FAQ- Financial Advisors- Qatar Pinay FAQ- Financial Advisors- Qatar
Doha, 913

Filipino Insurance Consultants and Financial Literacy advocates in Doha, Qatar.

IMG - Financial Education for Filipino IMG - Financial Education for Filipino


Basketbalerong Business Minded Basketbalerong Business Minded

This pages will encourage and help you how to became Free of time and Rich.

Michael Learns to Invest Michael Learns to Invest

Helping people is our way of life

BM Fintech BM Fintech
C Ring Road

BM Fintech is a signature brand of Bait Al-Mashura Finance Consultations – Qatar established in 2020.